17.00 Lowry finishes three ahead
Shane Lowry has a three-shot advantage to take into Saturday's final round of the Abu Dhabi HSBC Championship presented by EGA.
A birdie at the 18th gave him a round of 67 to leave him on -17, three ahead of South African Richard Sterne.
An eagle on the final hole from Ian Poulter lifted the Englishman to -12 and gives him hope he can prevail on Saturday.
Pablo Larrazabal will start the final round on -11 ahead of a quartet of Maximilian Kiefer, Thomas Pieters, Soren Kjeldsen and Scott Jamieson.
That concludes Friday's updates. Look out for Paul Radley's report from the course on the site shortly as well as the final round tee times.
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16.25 Lowry edges clear
Richard Sterne is doing his best to keep Shane Lowry within range but the Irishman is proving to be in great form.
A birdie at the 15th puts Lowry back three clear of Sterne on -17 with three holes to play.
Sterne is three under for the day but has still lost ground as Lowry is five shots up on the day.
These two have pulled a gap on the rest of the field. Pablo Larrazabal is next best of the rest on -11, and the Spaniard is finished for the day.
There is a quartet of players on -10 in the shape of Maximilian Kiefer, Thomas Pieters, Ian Poulter and Soren Kjeldsen.
Biggest disappointment of the day has been the form of Louis Oosthuizen. The South African started the day one behind Lowry but is now 10 behind after dropping four shots to fall back to -7.
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15.45 Sterne clawing gap back to Lowry
South African Richard Sterne is keeping himself within touch of Shane Lowry at the top of the leaderboard.
He is up to -13, two shots behind Lowry, after picking up an eagle at the 10th.
The final groups are now all on the back nine so it should be an intriguing next 90 minutes or so.
The leaderboard is as such. -15 Lowry; -13 Sterne; -11 Kjeldsen;
Meanwhile, if you are up at Abu Dhabi Golf Club for the action be sure to visit The National's stand in the spectator area, where you can relax or play some games.
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14.50pm Lowry pulling clear
Amazing how quickly things can change. An hour ago he was level pegging at the top of the leaderboard, now Shane Lowry is four shots clear.
The Irishman is three under for the day after eight holes to move to -15, and that has put him four clear of Pablo Larrazabal and Richard Sterne.
Further back, Brooks Koepka has picked up two shots to move to the group in ninth place on -9, six shots adrift of Lowry still.
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14.15pm Lowry leads as Jamieson suffers a triple bogey
Scott Jamieson had started off the day well with three shots picked up in the first five holes to move up from -9 to a share of the lead on -12 with Shane Lowry.
But it has gone badly wrong for him at the seventh as he has triple bogeyed the par-3 hole to drop back to -9.
Lowry now leads by two shots on -13 after getting a birdie at the sixth and he leads from the quartet of Thomas Pieters, Pablo Larrazabal, Richard Sterne and Soren Kjeldsen.
Meanwhile, it has been an underwhelming day for world No 2 Brooks Koepka. He is still on -7 after 12 holes, his two birdies on Friday being cancelled out by two bogies.
13.45pm Sterne and Jamieson in pursuit of Lowry
For a few fleeting moments Shane Lowry had daylight at the top of the leaderboard in Abu Dhabi.
A birdie on the second hole put him two ahead on -13, but that did not last long as Sterne picked up a shot on the third to get the gap back down to one shot.
Sterne has been joined on -12 by Scotsman Scott Jamieson, who has got his third round off to a flier with three birdies in his first five holes.
German Maximilian Kiefer has hit the round of the day so far. His 67 has him in the clubhouse on -10, three shots off Lowry.
Louis Oosthuizen, who started the day one behind Lowry is now four adrift on -9 after dropping two shots in his first three holes.
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13.05 Early setbacks for Oosthuizen and Westwood
Everyone has now started their third round and Louis Oosthuizen probably wishes he could restart his.
The South African bogeys the first to drop back to -10, two off leader Shane Lowry who parred the hole himself.
Richard Sterne is now on his own on -11 in second place.
Meanwhile, Lee Westwood also bogeyed the first and he is back in a group of six players on -9.
_________
12.30 Course is getting busy
Only the last few pairs are yet to tee off in the third round at Abu Dhabi Golf Club.
World No 2 Brooks Koepka has begun with a birdie to move to four shots of leader Shane Lowry on -8, while both Thomas Bjorn and David Lipsky have finished with rounds of 69 to be -6.
Defending champion Tommy Fleetwood has hit a 72 to remain at -3, while world No 3 Dustin Johnson is still two over for the day with two holes to go, with the American on -2 overall.
__________
11.45 Kiefer closes in on leaders
Maximilian Kiefer has moved to within three shots of leader David Lowry after birdies at the eighth and ninth holes has moved him up to -9 for the tournament.
The German still has nine more holes to try and put him in a strong position for Saturday's final round.
His compatriot Martin Kaymer, a three-time champion in Abu Dhabi, has begun his third round well with a birdie on the opening hole moving him to -7.
Lowry begins his third round in just over an hour at 12.50pm.
10.50am Lipsky leads the early movers
American David Lipsky is on target for the best early round as things stand.
He is four under after 11 holes and he is up to a tie for 13th place on -7, five shots behind leader Shane Lowry who starts his third round at 12.50pm.
Further back it is proving to be an event to forget for world No 3 Dustin Johnson. He is two over after the front nine and the American is back to -2 for the championship.
Defending champion Tommy Fleetwood is not going to win the event for a third time on the spin. He is one under and -4 for the tournament but he has still had fun while in Abu Dhabi.
__________
10.10 Pairings to watch for
We are still a couple of hours away from seeing the leaders hit the course at Abu Dhabi Golf Club.
To check out when the players to come are going to be walking to the first tee, check out our guide below.
Abu Dhabi HSBC Championship presented by EGA: Third round groups and tee times
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09.25 Bjorn starts well
2018 was a good year for Thomas Bjorn as he captained Europe to Ryder Cup success in France.
The Dane is back concentrating on his own game now and he has started his third round well in Abu Dhabi.
He is three under through six holes to be -6, leaving him six shots behind leader Shane Lowry.
Defending champion Tommy Fleetwood, who needed to hole a nervy putt on the 18th on Thursday to avoid missing the cut, has started well on Friday and is two under through seven holes to be -4.
But world No 3 Dustin Johnson has bogeyed his first home and slipped back to -3 and a tie for 64th.
08.55 Third round is a go
Good morning! Welcome to coverage of the third round of the Abu Dhabi HSBC Championship presented by EGA.
The action is already under way, with Shane Lowry, who leads on -12, starting his third round at 12.50pm.
He is partnered with Louis Oosthuizen, who is one shot back. Oosthuizen's South African compatriot Richard Sterne is also on -11, and he is paired with England's Lee Westwood, who is on -10, and they go off at 12.41pm.
A full list of the pairings for the third round can be found here.
Play started at 7.20am and of the early starters, Thomas Bjorn, Andy Sullivan and Renato Paratore are all two under for the day so far, with the trio all on -5.
Stay with us throughout the day for updates on the action.
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Read more
Shane Lowry 'really happy' after surpassing expectations to lead in Abu Dhabi
Tommy Fleetwood survives cut in Abu Dhabi despite 'pretty awful' putting
Abu Dhabi HSBC Championship presented by EGA: Day 2 as it happened
Hole-by-hole guide to Abu Dhabi HSBC Championship presented by EGA
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Company%C2%A0profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%20%3C%2Fstrong%3ETuhoon%0D%3Cbr%3E%3Cstrong%3EYear%20started%3A%20%3C%2Fstrong%3EJune%202021%0D%3Cbr%3E%3Cstrong%3ECo-founders%3A%20%3C%2Fstrong%3EFares%20Ghandour%2C%20Dr%20Naif%20Almutawa%2C%20Aymane%20Sennoussi%0D%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3ERiyadh%0D%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3Ehealth%20care%0D%3Cbr%3E%3Cstrong%3ESize%3A%20%3C%2Fstrong%3E15%20employees%2C%20%24250%2C000%20in%20revenue%0D%3Cbr%3EI%3Cstrong%3Envestment%20stage%3A%20s%3C%2Fstrong%3Eeed%0D%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EWamda%20Capital%2C%20Nuwa%20Capital%2C%20angel%20investors%3C%2Fp%3E%0A
The Brutalist
Director: Brady Corbet
Stars: Adrien Brody, Felicity Jones, Guy Pearce, Joe Alwyn
Rating: 3.5/5
Day 1 results:
Open Men (bonus points in brackets)
New Zealand 125 (1) beat UAE 111 (3)
India 111 (4) beat Singapore 75 (0)
South Africa 66 (2) beat Sri Lanka 57 (2)
Australia 126 (4) beat Malaysia -16 (0)
Open Women
New Zealand 64 (2) beat South Africa 57 (2)
England 69 (3) beat UAE 63 (1)
Australia 124 (4) beat UAE 23 (0)
New Zealand 74 (2) beat England 55 (2)
RESULTS
5pm Maiden (PA) Dh70,000 (Dirt) 1,400m
Winner AF Nashrah, Tadhg O’Shea (jockey), Ernst Oertel (trainer)
5.30pm Maiden (PA) Dh70,000 (D) 1,400m
Winner Mutaqadim, Riccardo Iacopini, Ibrahim Al Hadhrami.
6pm Maiden (PA) Dh70,000 (D) 1,600m
Winner Hameem, Jose Santiago, Abdallah Al Hammadi.
6.30pm Maiden (PA) Dh70,000 (D) 1,600m
Winner AF Almomayaz, Sandro Paiva, Ali Rashid Al Raihe.
7pm Handicap (PA) Dh70,000 (D) 1,800m
Winner Dalil Al Carrere, Fernando Jara, Mohamed Daggash.
7.30pm Handicap (TB) Dh70,000 (D) 1,000m
Winner Lahmoom, Royston Ffrench, Salem bin Ghadayer.
8pm Handicap (PA) Dh70,000 (D) 1,000m
Winner Jayide Al Boraq, Bernardo Pinheiro, Khalifa Al Neyadi.
UAE currency: the story behind the money in your pockets
What can victims do?
Always use only regulated platforms
Stop all transactions and communication on suspicion
Save all evidence (screenshots, chat logs, transaction IDs)
Report to local authorities
Warn others to prevent further harm
Courtesy: Crystal Intelligence
Timeline
2012-2015
The company offers payments/bribes to win key contracts in the Middle East
May 2017
The UK SFO officially opens investigation into Petrofac’s use of agents, corruption, and potential bribery to secure contracts
September 2021
Petrofac pleads guilty to seven counts of failing to prevent bribery under the UK Bribery Act
October 2021
Court fines Petrofac £77 million for bribery. Former executive receives a two-year suspended sentence
December 2024
Petrofac enters into comprehensive restructuring to strengthen the financial position of the group
May 2025
The High Court of England and Wales approves the company’s restructuring plan
July 2025
The Court of Appeal issues a judgment challenging parts of the restructuring plan
August 2025
Petrofac issues a business update to execute the restructuring and confirms it will appeal the Court of Appeal decision
October 2025
Petrofac loses a major TenneT offshore wind contract worth €13 billion. Holding company files for administration in the UK. Petrofac delisted from the London Stock Exchange
November 2025
180 Petrofac employees laid off in the UAE
Scores
Rajasthan Royals 160-8 (20 ov)
Kolkata Knight Riders 163-3 (18.5 ov)
RESULTS
Bantamweight
Victor Nunes (BRA) beat Siyovush Gulmamadov (TJK)
(Split decision)
Featherweight
Hussein Salim (IRQ) beat Shakhriyor Juraev (UZB)
(Round 1 submission, armbar)
Catchweight 80kg
Rashed Dawood (UAE) beat Otabek Kadirov (UZB)
(Round-1 submission, rear naked choke)
Lightweight
Ho Taek-oh (KOR) beat Ronald Girones (CUB)
(Round 3 submission, triangle choke)
Lightweight
Arthur Zaynukov (RUS) beat Damien Lapilus (FRA)
(Unanimous points)
Bantamweight
Vinicius de Oliveira (BRA) beat Furkatbek Yokubov (RUS)
(Round 1 TKO)
Featherweight
Movlid Khaybulaev (RUS) v Zaka Fatullazade (AZE)
(Round 1 rear naked choke)
Flyweight
Shannon Ross (TUR) beat Donovon Freelow (USA)
(Unanimous decision)
Lightweight
Dan Collins (GBR) beat Mohammad Yahya (UAE)
(Round 2 submission D’arce choke)
Catchweight 73kg
Martun Mezhulmyan (ARM) beat Islam Mamedov (RUS)
(Round 3 submission, kneebar)
Bantamweight world title
Xavier Alaoui (MAR) beat Jaures Dea (CAM)
(Unanimous points 48-46, 49-45, 49-45)
Flyweight world title
Manon Fiorot (FRA) v Gabriela Campo (ARG)
(Round 1 RSC)
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More from Rashmee Roshan Lall
UAE currency: the story behind the money in your pockets
The specs
Engine: 2.0-litre 4cyl turbo
Power: 261hp at 5,500rpm
Torque: 405Nm at 1,750-3,500rpm
Transmission: 9-speed auto
Fuel consumption: 6.9L/100km
On sale: Now
Price: From Dh117,059
Top investing tips for UAE residents in 2021
Build an emergency fund: Make sure you have enough cash to cover six months of expenses as a buffer against unexpected problems before you begin investing, advises Steve Cronin, the founder of DeadSimpleSaving.com.
Think long-term: When you invest, you need to have a long-term mindset, so don’t worry about momentary ups and downs in the stock market.
Invest worldwide: Diversify your investments globally, ideally by way of a global stock index fund.
Is your money tied up: Avoid anything where you cannot get your money back in full within a month at any time without any penalty.
Skip past the promises: “If an investment product is offering more than 10 per cent return per year, it is either extremely risky or a scam,” Mr Cronin says.
Choose plans with low fees: Make sure that any funds you buy do not charge more than 1 per cent in fees, Mr Cronin says. “If you invest by yourself, you can easily stay below this figure.” Managed funds and commissionable investments often come with higher fees.
Be sceptical about recommendations: If someone suggests an investment to you, ask if they stand to gain, advises Mr Cronin. “If they are receiving commission, they are unlikely to recommend an investment that’s best for you.”
Get financially independent: Mr Cronin advises UAE residents to pursue financial independence. Start with a Google search and improve your knowledge via expat investing websites or Facebook groups such as SimplyFI.
THE SPECS
Engine: 1.6-litre turbo
Transmission: six-speed automatic
Power: 165hp
Torque: 240Nm
Price: From Dh89,000 (Enjoy), Dh99,900 (Innovation)
On sale: Now
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RESULT
Huddersfield Town 1 Manchester City 2
Huddersfield: Otamendi (45' 1 og), van La Parra (red card 90' 6)
Man City: Agüero (47' pen), Sterling (84')
Man of the match: Christopher Schindler (Huddersfield Town)
The bio
Academics: Phd in strategic management in University of Wales
Number one caps: His best-seller caps are in shades of grey, blue, black and yellow
Reading: Is immersed in books on colours to understand more about the usage of different shades
Sport: Started playing polo two years ago. Helps him relax, plus he enjoys the speed and focus
Cars: Loves exotic cars and currently drives a Bentley Bentayga
Holiday: Favourite travel destinations are London and St Tropez
How much of your income do you need to save?
The more you save, the sooner you can retire. Tuan Phan, a board member of SimplyFI.com, says if you save just 5 per cent of your salary, you can expect to work for another 66 years before you are able to retire without too large a drop in income.
In other words, you will not save enough to retire comfortably. If you save 15 per cent, you can forward to another 43 working years. Up that to 40 per cent of your income, and your remaining working life drops to just 22 years. (see table)
Obviously, this is only a rough guide. How much you save will depend on variables, not least your salary and how much you already have in your pension pot. But it shows what you need to do to achieve financial independence.
Rankings
ATP: 1. Novak Djokovic (SRB) 10,955 pts; 2. Rafael Nadal (ESP) 8,320; 3. Alexander Zverev (GER) 6,475 ( 1); 5. Juan Martin Del Potro (ARG) 5,060 ( 1); 6. Kevin Anderson (RSA) 4,845 ( 1); 6. Roger Federer (SUI) 4,600 (-3); 7. Kei Nishikori (JPN) 4,110 ( 2); 8. Dominic Thiem (AUT) 3,960; 9. John Isner (USA) 3,155 ( 1); 10. Marin Cilic (CRO) 3,140 (-3)
WTA: 1. Naomi Osaka (JPN) 7,030 pts ( 3); 2. Petra Kvitova (CZE) 6,290 ( 4); 3. Simona Halep (ROM) 5,582 (-2); 4. Sloane Stephens (USA) 5,307 ( 1); 5. Karolina Pliskova (CZE) 5,100 ( 3); 6. Angelique Kerber (GER) 4,965 (-4); 7. Elina Svitolina (UKR) 4,940; 8. Kiki Bertens (NED) 4,430 ( 1); 9. Caroline Wozniacki (DEN) 3,566 (-6); 10. Aryna Sabalenka (BLR) 3,485 ( 1)
What the law says
Micro-retirement is not a recognised concept or employment status under Federal Decree Law No. 33 of 2021 on the Regulation of Labour Relations (as amended) (UAE Labour Law). As such, it reflects a voluntary work-life balance practice, rather than a recognised legal employment category, according to Dilini Loku, senior associate for law firm Gateley Middle East.
“Some companies may offer formal sabbatical policies or career break programmes; however, beyond such arrangements, there is no automatic right or statutory entitlement to extended breaks,” she explains.
“Any leave taken beyond statutory entitlements, such as annual leave, is typically regarded as unpaid leave in accordance with Article 33 of the UAE Labour Law. While employees may legally take unpaid leave, such requests are subject to the employer’s discretion and require approval.”
If an employee resigns to pursue micro-retirement, the employment contract is terminated, and the employer is under no legal obligation to rehire the employee in the future unless specific contractual agreements are in place (such as return-to-work arrangements), which are generally uncommon, Ms Loku adds.
Nick's journey in numbers
Countries so far: 85
Flights: 149
Steps: 3.78 million
Calories: 220,000
Floors climbed: 2,000
Donations: GPB37,300
Prostate checks: 5
Blisters: 15
Bumps on the head: 2
Dog bites: 1
How to play the stock market recovery in 2021?
If you are looking to build your long-term wealth in 2021 and beyond, the stock market is still the best place to do it as equities powered on despite the pandemic.
Investing in individual stocks is not for everyone and most private investors should stick to mutual funds and ETFs, but there are some thrilling opportunities for those who understand the risks.
Peter Garnry, head of equity strategy at Saxo Bank, says the 20 best-performing US and European stocks have delivered an average return year-to-date of 148 per cent, measured in local currency terms.
Online marketplace Etsy was the best performer with a return of 330.6 per cent, followed by communications software company Sinch (315.4 per cent), online supermarket HelloFresh (232.8 per cent) and fuel cells specialist NEL (191.7 per cent).
Mr Garnry says digital companies benefited from the lockdown, while green energy firms flew as efforts to combat climate change were ramped up, helped in part by the European Union’s green deal.
Electric car company Tesla would be on the list if it had been part of the S&P 500 Index, but it only joined on December 21. “Tesla has become one of the most valuable companies in the world this year as demand for electric vehicles has grown dramatically,” Mr Garnry says.
By contrast, the 20 worst-performing European stocks fell 54 per cent on average, with European banks hit by the economic fallout from the pandemic, while cruise liners and airline stocks suffered due to travel restrictions.
As demand for energy fell, the oil and gas industry had a tough year, too.
Mr Garnry says the biggest story this year was the “absolute crunch” in so-called value stocks, companies that trade at low valuations compared to their earnings and growth potential.
He says they are “heavily tilted towards financials, miners, energy, utilities and industrials, which have all been hit hard by the Covid-19 pandemic”. “The last year saw these cheap stocks become cheaper and expensive stocks have become more expensive.”
This has triggered excited talk about the “great value rotation” but Mr Garnry remains sceptical. “We need to see a breakout of interest rates combined with higher inflation before we join the crowd.”
Always remember that past performance is not a guarantee of future returns. Last year’s winners often turn out to be this year’s losers, and vice-versa.
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Our legal columnist
Name: Yousef Al Bahar
Advocate at Al Bahar & Associate Advocates and Legal Consultants, established in 1994
Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers