A Filipina mother has hailed the UAE's visa amnesty as “a miracle” years in the making, after seizing the opportunity to legalise her residency status and provide a better future for her children.
Fathima Marbella, 37, who is among thousands of people who have lined up at immigration centres across the Emirates since the scheme launched on Sunday, said it has offered her a “clean slate” after years of turmoil.
Ms Marbella, who lives in Dubai, absconded from her employer in 2019, and her work permit expired in 2021.
A challenging situation became more complex when she became pregnant to her Indian partner in the same year, with whom she lived.
“This amnesty is a miracle I have been waiting for years,” said Ms Marbella, who has a three-year-old daughter, Fathima, and a seven-month-old son, Sachin.
She was able to clear her overstay fines and resolve her absconding case after applying for support at the Al Awir centre in Dubai on Sunday.
This newfound legal status means she can now apply for birth certificates and passports for her children.
“My slate is now clean, and I can apply for a job and sponsor both my children,” Ms Marbella said.
Ms Marbella said she had to deliver her first child at home without medical assistance because she could not access health care or legal documentation for her baby.
“I could not take my daughter to the hospital when she fell sick or apply for her birth certificate or passport. I had to literally keep her in hiding,” said Ms Marbella.
However, by the time her second child was born in January, the UAE had already implemented significant legal reforms, including the decriminalisation of consensual relationships out of wedlock with provisions for single mothers to register their children.
UAE visa amnesty – in pictures
Legislation that came into effect in January 2022 stipulates that a couple must either marry or acknowledge the child jointly or individually and provide identification papers and travel documents according to their respective national laws.
“It was easier with the second baby because I wasn’t breaking any laws,” Ms Marbella said.
Despite the legal forms, she still faced challenges in obtaining a passport or birth certificate for both her children due to her lack of a valid residency permit or Emirates ID. Without a proper job and a legal status, she relied on her partner’s income to support her children.
Ms Marbella now feels hopeful about finding a job and securing a better future for her family. “I feel we have a future in front of us now.
“My kids can go to school and lead a normal life. Like any other mother, that is my dream.”
The amnesty, which runs until October 31, offers a chance for residents who have overstayed their visit or residence visas to clear their fines, find new jobs, and legalise their status. It also applies to individuals with absconding cases but does not cover those who entered the UAE illegally.
Another Filipina mother, identified as AM, who is in a similar situation with a four-year-old daughter born out of wedlock, expressed her relief after her Dh52,000 ($14,150) in overstay fines were waived.
“It feels like a huge rock has been lifted off my chest. Now, I feel like my daughter and I can live with dignity,” said AM.
She had come to the UAE through a recruitment agent who promised her a job as a receptionist with a Dh 2,500 salary. But upon arrival in Dubai, she was had to work as a housemaid but eventually ran away from her employer.
AM continued to live in the UAE by taking odd jobs and later became pregnant. Her partner, who lost his job, returned to the Philippines, leaving her to manage alone, she said. As a single mother, she had to rely on friends for child care while she worked part-time jobs.
“I have a job offer from a cleaning company. Once I stamp my visa, my first priority is to apply for birth certificate for my child,” she said.
Bachaire Polindao, 31, also from the Philippines, came to Al Awir amnesty centre in Dubai with her 10-month old daughter, Amal Mohammed, on Sunday to apply for an exit pass.
She said that she had she had a daughter in Dubai from a relationship with an Egyptian friend.
They couple secured a birth certificate for their daughter, but could not get her a residency permit.
“My friend left for Egypt. I am here to waive the fines on my daughter and also to get exit pass so that I can join him in Egypt,” Ms Polindao told The National.
She arrived in Dubai on November 2022 on a visit visa searching for a job, and stayed illegally once that expired.
“I want to go to Egypt to reunite with him. The father will provide visa for me and my daughter to join him in Egypt. We are not married yet.”
Without this amnesty, she said, she could not have afforded to pay the fines and leave the country.
In another case, Filipino mother Virginia, said she will finally be able to get a residency permit for her son Xavier, who was born in Dubai. Virginia and her husband Maximo Bantolo could not apply for the child's residency because they brought the child back to the UAE on a visitor's visa after a quick trip to the Philippines last year.
“I could not sponsor him as my salary was only Dh1,500. Hence, I kept him here on a visit visa that expired long time ago,” said Virginia, who did not disclose her surname.
She said authorities waived Dh7,000 in overstay fines on Sunday, allowing her husband to sponsor the child.
“We have already put in the application and in less than a week my son will have a residence visa,” she said.
Additional reporting by Ali Al Shouk
What drives subscription retailing?
Once the domain of newspaper home deliveries, subscription model retailing has combined with e-commerce to permeate myriad products and services.
The concept has grown tremendously around the world and is forecast to thrive further, according to UnivDatos Market Insights’ report on recent and predicted trends in the sector.
The global subscription e-commerce market was valued at $13.2 billion (Dh48.5bn) in 2018. It is forecast to touch $478.2bn in 2025, and include the entertainment, fitness, food, cosmetics, baby care and fashion sectors.
The report says subscription-based services currently constitute “a small trend within e-commerce”. The US hosts almost 70 per cent of recurring plan firms, including leaders Dollar Shave Club, Hello Fresh and Netflix. Walmart and Sephora are among longer established retailers entering the space.
UnivDatos cites younger and affluent urbanites as prime subscription targets, with women currently the largest share of end-users.
That’s expected to remain unchanged until 2025, when women will represent a $246.6bn market share, owing to increasing numbers of start-ups targeting women.
Personal care and beauty occupy the largest chunk of the worldwide subscription e-commerce market, with changing lifestyles, work schedules, customisation and convenience among the chief future drivers.
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
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Name: Yousef Al Bahar
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Education: Mr Al Bahar was born in 1979 and graduated in 2008 from the Judicial Institute. He took after his father, who was one of the first Emirati lawyers
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