• An abra driver wears protective gloves and a face mask in Dubai. Getty Images
    An abra driver wears protective gloves and a face mask in Dubai. Getty Images
  • A sign showing how to prevent infection is seen in Dubai. Getty Images
    A sign showing how to prevent infection is seen in Dubai. Getty Images
  • One of the staff member stands inside a Dhow Cruise which is closed as a preventive measure in Deira. Pawan Singh / The National
    One of the staff member stands inside a Dhow Cruise which is closed as a preventive measure in Deira. Pawan Singh / The National
  • An empty restaurant is pictured outside Dubai Mall. Reuters
    An empty restaurant is pictured outside Dubai Mall. Reuters
  • A picture taken on March 16, 2020 shows Dubai's Burj Khalifa lit up in the colours of the Italian flag and "We are with you" message as a sign of solidarity with Italy. AFP
    A picture taken on March 16, 2020 shows Dubai's Burj Khalifa lit up in the colours of the Italian flag and "We are with you" message as a sign of solidarity with Italy. AFP
  • A view shows the Dubai mall almost empty of customers, as precaution amid the outbreak of coronavirus, in Dubai. Reuters
    A view shows the Dubai mall almost empty of customers, as precaution amid the outbreak of coronavirus, in Dubai. Reuters
  • An empty beach in Dubai. EPA
    An empty beach in Dubai. EPA
  • People walk past shops in Dubai's Deira Souk on on March 15, 2020. AFP
    People walk past shops in Dubai's Deira Souk on on March 15, 2020. AFP
  • Workers clean outside the Louvre Abu Dhabi on March 15, 2020. EPA
    Workers clean outside the Louvre Abu Dhabi on March 15, 2020. EPA
  • A man wearing a protective mask walks down the street in Dubai on March 16, 2020. AFP
    A man wearing a protective mask walks down the street in Dubai on March 16, 2020. AFP
  • A near-empty tourist boat crosses Dubai's marina on March 16, 2020. AFP
    A near-empty tourist boat crosses Dubai's marina on March 16, 2020. AFP
  • A man wears a protective mask at the shopping mall in Dubai. Reuters
    A man wears a protective mask at the shopping mall in Dubai. Reuters
  • A school gate is closed with a chain and lock in Dubai. AFP
    A school gate is closed with a chain and lock in Dubai. AFP
  • Commuters wear protective masks on the metro in Dubai, March 12. Reuters
    Commuters wear protective masks on the metro in Dubai, March 12. Reuters
  • An attendant wears a protective face mask while using a fuel pump at an Eppco gas station in Dubai on March 10. Bloomberg
    An attendant wears a protective face mask while using a fuel pump at an Eppco gas station in Dubai on March 10. Bloomberg
  • A member of cleaning staff disinfects a seat screen of an Emirates Airbus A380 on March 5. Reuters
    A member of cleaning staff disinfects a seat screen of an Emirates Airbus A380 on March 5. Reuters
  • A worker with a face mask disembarks from a bus at the Abu Dhabi Main Bus Terminal area on March 5. Victor Besa / The National
    A worker with a face mask disembarks from a bus at the Abu Dhabi Main Bus Terminal area on March 5. Victor Besa / The National
  • Commuters, some wearing protective face masks, ride the metro in Dubai on March 5. Bloomberg
    Commuters, some wearing protective face masks, ride the metro in Dubai on March 5. Bloomberg
  • A trader walks by beneath a stock display board at the Dubai Stock Exchange in the UAE on March 8. AFP
    A trader walks by beneath a stock display board at the Dubai Stock Exchange in the UAE on March 8. AFP
  • A traveller wears a mask at the Dubai International Airport on March 8. Reuters
    A traveller wears a mask at the Dubai International Airport on March 8. Reuters
  • A commuter, wearing a protective face mask, speaks on a mobile phone while riding the metro in Dubai, March 5. Bloomberg
    A commuter, wearing a protective face mask, speaks on a mobile phone while riding the metro in Dubai, March 5. Bloomberg
  • A commuter, wearing a protective face mask, walks in Downtown Dubai on March 5. Bloomberg
    A commuter, wearing a protective face mask, walks in Downtown Dubai on March 5. Bloomberg
  • Commuters, wearing protective face masks, walk in downtown Dubai, on March 5. Bloomberg
    Commuters, wearing protective face masks, walk in downtown Dubai, on March 5. Bloomberg
  • Commuters, wearing protective face masks, walk after exiting a metro station in downtown Dubai, March 5. Bloomberg
    Commuters, wearing protective face masks, walk after exiting a metro station in downtown Dubai, March 5. Bloomberg
  • A commuter, wearing protective face mask, walks through a metro station in downtown Dubai on March 5. Bloomberg
    A commuter, wearing protective face mask, walks through a metro station in downtown Dubai on March 5. Bloomberg
  • Commuters wearing protective face masks use smartphones on the metro in Dubai on March 5. Bloomberg
    Commuters wearing protective face masks use smartphones on the metro in Dubai on March 5. Bloomberg
  • UAE landmarks were lit up for in solidarity with China’s efforts to contain coronavirus, Covid-19 in March. Bilateral trade between the two countries is set to accelerate, according to officials. Wam
    UAE landmarks were lit up for in solidarity with China’s efforts to contain coronavirus, Covid-19 in March. Bilateral trade between the two countries is set to accelerate, according to officials. Wam

Coronavirus: UAE tests 127,000 people as a precautionary measure


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The UAE government has ramped up coronavirus testing to contain the outbreak.

As of Tuesday, March 17, 127,000 people had been tested for the disease in the UAE, according to the Ministry of Health and Prevention.

The country has also conducted the maximum number of swab tests per capita.

So far, more than 13,020 tests have been carried out per one million people.

The UAE registered 0.8 Covid-19 cases per 1,000 individuals.

Authorities have mobilised action plans and coordinated with various authorities within the country to contain the outbreak.

All cases of coronavirus detected in the UAE can be traced to a confirmed carrier of the illness.

While there has been “local transmission” of cases within the country, according to the WHO, the sources of the infection had all been traced, the Ministry of Health said on March 7.

“Most confirmed cases were uncovered thanks to the early detection at entry points,” Dr Nada Al Marzouqi, a ministry spokesperson, said at a press conference on March 7, in response to a question about whether all cases could be traced to outside the UAE.

New screening measures have also been introduced at several places across the UAE.

Most public places have been closed to avoid large gatherings in the country.

Lexus LX700h specs

Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor

Power: 464hp at 5,200rpm

Torque: 790Nm from 2,000-3,600rpm

Transmission: 10-speed auto

Fuel consumption: 11.7L/100km

On sale: Now

Price: From Dh590,000

Russia's Muslim Heartlands

Dominic Rubin, Oxford

The Vile

Starring: Bdoor Mohammad, Jasem Alkharraz, Iman Tarik, Sarah Taibah

Director: Majid Al Ansari

Rating: 4/5

Dubai World Cup nominations

UAE: Thunder Snow/Saeed bin Suroor (trainer), North America/Satish Seemar, Drafted/Doug Watson, New Trails/Ahmad bin Harmash, Capezzano, Gronkowski, Axelrod, all trained by Salem bin Ghadayer

USA: Seeking The Soul/Dallas Stewart, Imperial Hunt/Luis Carvajal Jr, Audible/Todd Pletcher, Roy H/Peter Miller, Yoshida/William Mott, Promises Fulfilled/Dale Romans, Gunnevera/Antonio Sano, XY Jet/Jorge Navarro, Pavel/Doug O’Neill, Switzerland/Steve Asmussen.

Japan: Matera Sky/Hideyuki Mori, KT Brace/Haruki Sugiyama. Bahrain: Nine Below Zero/Fawzi Nass. Ireland: Tato Key/David Marnane. Hong Kong: Fight Hero/Me Tsui. South Korea: Dolkong/Simon Foster.

UAE currency: the story behind the money in your pockets
The five pillars of Islam
Skoda Superb Specs

Engine: 2-litre TSI petrol

Power: 190hp

Torque: 320Nm

Price: From Dh147,000

Available: Now

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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

Specs
Engine: Electric motor generating 54.2kWh (Cooper SE and Aceman SE), 64.6kW (Countryman All4 SE)
Power: 218hp (Cooper and Aceman), 313hp (Countryman)
Torque: 330Nm (Cooper and Aceman), 494Nm (Countryman)
On sale: Now
Price: From Dh158,000 (Cooper), Dh168,000 (Aceman), Dh190,000 (Countryman)

White hydrogen: Naturally occurring hydrogenChromite: Hard, metallic mineral containing iron oxide and chromium oxideUltramafic rocks: Dark-coloured rocks rich in magnesium or iron with very low silica contentOphiolite: A section of the earth’s crust, which is oceanic in nature that has since been uplifted and exposed on landOlivine: A commonly occurring magnesium iron silicate mineral that derives its name for its olive-green yellow-green colour