Deserted streets in Liverpool on England's last day before lockdown. AP
Deserted streets in Liverpool on England's last day before lockdown. AP
Deserted streets in Liverpool on England's last day before lockdown. AP
Deserted streets in Liverpool on England's last day before lockdown. AP

How England’s new lockdown rules work


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Boris Johnson has plunged England into another national lockdown to avert a “medical and moral disaster” caused by rapidly rising coronavirus cases.

People have been ordered to stay at home unless there is a specific reason to leave.

However, the key difference from the spring lockdown is that schools and universities will remain open.

When do the rules come into force?

The national lockdown runs from midnight on November 4 until December 2.

England will then return to its tiered restrictions - where areas fall under medium, high or very high alert levels based on the infection rate.

Police have the power to issue fines and break up gatherings.

Are people allowed to leave home?

People are told to stay at home unless they have a specific reason to be outside.

Those reasons include work if you cannot work from home, education if it is not provided online and exercise.

People can also leave the house if they are carrying out “essential activities” such as visiting the supermarket or attending a medical appointment.

Support bubbles, where a household with one adult joins another household, remain in place.

People buying or renting a property may also leave their home.

What about meeting others?

In general, people must not meet socially.

However, the government says people can exercise or meet in a public outdoors space with people in their household or support bubble.

England's lockdown rules.
England's lockdown rules.

Individuals are also allowed to meet with one other person not from their household or in their support bubble outdoors.

People are not allowed to meet in a private garden unless they live with them or they are from their support bubble.

Workplaces, support groups, childcare centres and funerals are all allowed to host larger groups of people.

What businesses will close?

Non-essential shops, leisure and entertainment venues will all be closed.

Retail outlets, hairdressers and beauty salons will all not be welcoming customers.

And gyms, swimming pools and dance studios are among the sporting and leisure centres to shut their doors.

Restaurants, cafes and pubs will close unless operating a takeaway service.

Hotels, hostels and other accommodation should only be open for those who have to travel for work, or other reasons such as providing beds for the homeless.

What will stay open?

All essential shops such as supermarkets, pharmacies and other food outlets will remain open.

The NHS and medical services such as GPs, along with job centres and courts, will stay open.

Schools, colleges and universities will all remain open.

However, students living away from home will not be able to return home during term time but can go back for Christmas.

Are people still allowed to travel?

People are not allowed to travel overseas or within the UK unless for work, education or other legally permissible reasons.

Other exemptions include caring responsibilities, visiting those in your support bubble or exercise.

People are encouraged to avoid public transport.

Why is only England going into lockdown?

Scotland, Wales and Northern Ireland have introduced individual measures for their own countries.

The “firebreak” lockdown in Wales will end on November 9, while Scotland is sticking with its five-tier restrictions for now.

Northern Ireland’s enhanced restrictions are due to end on November 13.

What is different to the spring lockdown?

Boris Johnson has said England’s second lockdown will be less severe than the shutdown imposed in spring.

This time, schools and universities will remain open, while people will be allowed out for exercise more than once a day.

Televised sport including the Premier League will continue to play without crowds.

  • Prime Minister Boris Johnson leaves 10 Downing Street. Following the weekly Prime Minister's Questions session in the House of Commons, MPs will vote on the government's month-long lockdown in England. Getty Images
    Prime Minister Boris Johnson leaves 10 Downing Street. Following the weekly Prime Minister's Questions session in the House of Commons, MPs will vote on the government's month-long lockdown in England. Getty Images
  • A pedestrian wearing a mask crosses London Bridge with Tower Bridge in the background in central London. England is preparing to head into a second coronavirus lockdown. AFP
    A pedestrian wearing a mask crosses London Bridge with Tower Bridge in the background in central London. England is preparing to head into a second coronavirus lockdown. AFP
  • Shoppers queue to enter a Primark store in Liverpool. AFP
    Shoppers queue to enter a Primark store in Liverpool. AFP
  • Shoppers in Northumberland Street ahead of a national lockdown for England which begins on Thursday, in Newcastle. AP Photo
    Shoppers in Northumberland Street ahead of a national lockdown for England which begins on Thursday, in Newcastle. AP Photo
  • A sign reading ' HOPE' is seen inside Peterborough Cathedral. Reuters
    A sign reading ' HOPE' is seen inside Peterborough Cathedral. Reuters
  • A shopper has his temperature taken at the entrance to the Apple store in Regent Street, central London. AFP
    A shopper has his temperature taken at the entrance to the Apple store in Regent Street, central London. AFP
  • Shoppers queue to enter a branch of the luxury fashion retailer Hermes in central London. AFP
    Shoppers queue to enter a branch of the luxury fashion retailer Hermes in central London. AFP
  • Pedestrians wearing masks cross Millennium Bridge with St Paul's Cathedral in the background in central London. AFP
    Pedestrians wearing masks cross Millennium Bridge with St Paul's Cathedral in the background in central London. AFP
  • A man wearing a protective face mask is seen in Bristol. Reuters
    A man wearing a protective face mask is seen in Bristol. Reuters
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Gianluigi Donnarumma (Paris Saint-Germain and Manchester City / Italy)

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Men’s Coach of the Year
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Women’s Coach of the Year
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Power 510hp @ 5,500rpm

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Abandon
Sangeeta Bandyopadhyay
Translated by Arunava Sinha
Tilted Axis Press 

Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

UPI facts

More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions

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Replacements: 16-Fraser Brown, 17-Gordon Reid, 18-Simon Berghan, 19-Jonny Gray, 20-Josh Strauss, 21-Greig Laidlaw, 22-Adam Hastings, 23-Chris Harris

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

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The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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