Question: I have a UAE golden visa, which I have arranged as I own a villa. This was only finalised a short while ago but I am going to be terminated by my employer as they are relocating the head office to Riyadh.
The company has offered me a similar job out of Saudi Arabia and I will have to spend most of each month there. I would get a Saudi residence visa so I can work.
My children are happy in school so I don’t want to move them and my wife wants to stay in Dubai. I sponsor them, so my question is whether I can keep my golden visa as well as have a residence visa for Saudi Arabia. EH, Dubai
Answer: There is no legal reason to stop anyone from having residence visas for both the UAE and Saudi Arabia. Multiple residencies are permitted.
As EH sponsors his family in Dubai, he has the legal responsibility to have suitable medical insurance in place for them and will need to arrange this independently.
Q: I live in Saudi Arabia with a full-time job and an Iqama. I have read your column with information for people in the UAE wanting to set up their own small hobby as a side hustle but can’t find any information about doing the same when living in the kingdom. Or about having a part-time job to earn some extra money.
Is there a way I can make some extra money this way? Is there a special trade licence I can organise? RC, Saudi Arabia
A: Under Saudi Arabia law, a non-resident is generally only permitted to work for their sponsor. It can be possible for private sector employees to take on a second job but only with the permission of the main employer and it depends on the wording in a contract of employment. This is not common but has been confirmed by the Saudi Ministry of Human Resources after updates last year.
My understanding is that any second job should also comply with the category on the work permit.
Working for yourself is a very different situation. Non-Saudis can apply to set up a business and can have 100 per cent ownership. Business licences are issued by the Ministry of Investment of Saudi Arabia. These licences are not issued to regular employees and there are multiple legal requirements linked to running a business.
Freelancing can be possible, with a commercial registration from the Ministry of Commerce and Investment, but not in addition to employment.
At present, there is no equivalent to the home business type licences that are available in the UAE and operating any business alongside employment will be illegal for expatriates.
With the many updates and positive changes to labour and commercial laws in Saudi Arabia, I would expect this to change in the future but for now, “side hustles” are not permitted for non-Saudis.
Q: My daughter has a valid UAE residence visa. Her father is her sponsor. She has been out of the country since January 4 of this year as she has been studying in Europe and travelling. She is coming back to stay with us in Abu Dhabi in December for Christmas and New Year.
Is it going to be a problem for her to re-enter the UAE? My friends disagree as some say it’s fine and others say she will be stopped from entering. SM, Abu Dhabi
A: Being out of the UAE for 180 or more days is a problem for the majority of expatriates as visas are invalidated after this time. Note that they are invalid but not cancelled. That is an important distinction.
There are some exceptions to the rule, namely holders of golden visas, foreign wives of Emiratis and students. It has been confirmed that SM’s daughter is not on a student visa.
As SM’s daughter has been out of the UAE for more than 180 days, her visa will be invalid. That means she will be stopped at immigration and could have quite a delay before being permitted to enter the country as the visa would need to be cancelled. There could also be a fine.
In this situation, the best course of action would be for the daughter’s visa to be cancelled by her sponsor –her father – before she travels. He can visit any typing centre registered with ICP (Federal Authority for Identity, Citizenship Customs and Port Security) and they will assist with the forms. He will need to take his original passport and a copy of his daughter’s. It is often also possible to arrange a cancellation through the ICP website. The fees should be around Dh100.
SM’s daughter has a passport that makes her eligible for a visit visa on entry but people need to be aware that if that is not the case, an application for a visa needs to be made before travelling.
The President's Cake
Director: Hasan Hadi
Starring: Baneen Ahmad Nayyef, Waheed Thabet Khreibat, Sajad Mohamad Qasem
Rating: 4/5
Race card
6.30pm: Emirates Holidays Maiden (TB), Dh82,500 (Dirt), 1,900m
7.05pm: Arabian Adventures Maiden (TB), Dh82,500 (D), 1,200m
7.40pm: Emirates Skywards Handicap (TB), Dh82,500 (D), 1,200m
8.15pm: Emirates Airline Conditions (TB), Dh120,000 (D), 1,400m
8.50pm: Emirates Sky Cargo (TB), Dh92,500 (D)1,400m
9.15pm: Emirates.com (TB), Dh95,000 (D), 2,000m
Company%20profile
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The Programme
Saturday, October 26: ‘The Time That Remains’ (2009) by Elia Suleiman
Saturday, November 2: ‘Beginners’ (2010) by Mike Mills
Saturday, November 16: ‘Finding Vivian Maier’ (2013) by John Maloof and Charlie Siskel
Tuesday, November 26: ‘All the President’s Men’ (1976) by Alan J Pakula
Saturday, December 7: ‘Timbuktu’ (2014) by Abderrahmane Sissako
Saturday, December 21: ‘Rams’ (2015) by Grimur Hakonarson
MATCH INFO
Mumbai Indians 186-6 (20 ovs)
Kings XI Punjab 183-5 (20 ovs)
Mumbai Indians won by three runs
UAE currency: the story behind the money in your pockets
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Silent Hill f
Publisher: Konami
Platforms: PlayStation 5, Xbox Series X/S, PC
Rating: 4.5/5
Company profile
Company: Rent Your Wardrobe
Date started: May 2021
Founder: Mamta Arora
Based: Dubai
Sector: Clothes rental subscription
Stage: Bootstrapped, self-funded
Origin
Dan Brown
Doubleday
The%20Mother%20
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Electric scooters: some rules to remember
- Riders must be 14-years-old or over
- Wear a protective helmet
- Park the electric scooter in designated parking lots (if any)
- Do not leave electric scooter in locations that obstruct traffic or pedestrians
- Solo riders only, no passengers allowed
- Do not drive outside designated lanes
Company info
Company name: Entrupy
Co-founders: Vidyuth Srinivasan, co-founder/chief executive, Ashlesh Sharma, co-founder/chief technology officer, Lakshmi Subramanian, co-founder/chief scientist
Based: New York, New York
Sector/About: Entrupy is a hardware-enabled SaaS company whose mission is to protect businesses, borders and consumers from transactions involving counterfeit goods.
Initial investment/Investors: Entrupy secured a $2.6m Series A funding round in 2017. The round was led by Tokyo-based Digital Garage and Daiwa Securities Group's jointly established venture arm, DG Lab Fund I Investment Limited Partnership, along with Zach Coelius.
Total customers: Entrupy’s customers include hundreds of secondary resellers, marketplaces and other retail organisations around the world. They are also testing with shipping companies as well as customs agencies to stop fake items from reaching the market in the first place.
The Melbourne Mercer Global Pension Index
The Melbourne Mercer Global Pension Index
Mazen Abukhater, principal and actuary at global consultancy Mercer, Middle East, says the company’s Melbourne Mercer Global Pension Index - which benchmarks 34 pension schemes across the globe to assess their adequacy, sustainability and integrity - included Saudi Arabia for the first time this year to offer a glimpse into the region.
The index highlighted fundamental issues for all 34 countries, such as a rapid ageing population and a low growth / low interest environment putting pressure on expected returns. It also highlighted the increasing popularity around the world of defined contribution schemes.
“Average life expectancy has been increasing by about three years every 10 years. Someone born in 1947 is expected to live until 85 whereas someone born in 2007 is expected to live to 103,” Mr Abukhater told the Mena Pensions Conference.
“Are our systems equipped to handle these kind of life expectancies in the future? If so many people retire at 60, they are going to be in retirement for 43 years – so we need to adapt our retirement age to our changing life expectancy.”
Saudi Arabia came in the middle of Mercer’s ranking with a score of 58.9. The report said the country's index could be raised by improving the minimum level of support for the poorest aged individuals and increasing the labour force participation rate at older ages as life expectancies rise.
Mr Abukhater said the challenges of an ageing population, increased life expectancy and some individuals relying solely on their government for financial support in their retirement years will put the system under strain.
“To relieve that pressure, governments need to consider whether it is time to switch to a defined contribution scheme so that individuals can supplement their own future with the help of government support,” he said.
Our family matters legal consultant
Name: Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
COMPANY%20PROFILE
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Sarfira
Director: Sudha Kongara Prasad
Starring: Akshay Kumar, Radhika Madan, Paresh Rawal
Rating: 2/5
Killing of Qassem Suleimani
Favourite book: ‘The Art of Learning’ by Josh Waitzkin
Favourite film: Marvel movies
Favourite parkour spot in Dubai: Residence towers in Jumeirah Beach Residence
TEACHERS' PAY - WHAT YOU NEED TO KNOW
Pay varies significantly depending on the school, its rating and the curriculum. Here's a rough guide as of January 2021:
- top end schools tend to pay Dh16,000-17,000 a month - plus a monthly housing allowance of up to Dh6,000. These tend to be British curriculum schools rated 'outstanding' or 'very good', followed by American schools
- average salary across curriculums and skill levels is about Dh10,000, recruiters say
- it is becoming more common for schools to provide accommodation, sometimes in an apartment block with other teachers, rather than hand teachers a cash housing allowance
- some strong performing schools have cut back on salaries since the pandemic began, sometimes offering Dh16,000 including the housing allowance, which reflects the slump in rental costs, and sheer demand for jobs
- maths and science teachers are most in demand and some schools will pay up to Dh3,000 more than other teachers in recognition of their technical skills
- at the other end of the market, teachers in some Indian schools, where fees are lower and competition among applicants is intense, can be paid as low as Dh3,000 per month
- in Indian schools, it has also become common for teachers to share residential accommodation, living in a block with colleagues
The specs: Aston Martin DB11 V8 vs Ferrari GTC4Lusso T
Price, base: Dh840,000; Dh120,000
Engine: 4.0L V8 twin-turbo; 3.9L V8 turbo
Transmission: Eight-speed automatic; seven-speed automatic
Power: 509hp @ 6,000rpm; 601hp @ 7,500rpm
Torque: 695Nm @ 2,000rpm; 760Nm @ 3,000rpm
Fuel economy, combined: 9.9L / 100km; 11.6L / 100km
Director: Laxman Utekar
Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna
Rating: 1/5
Company Profile
Name: Thndr
Started: 2019
Co-founders: Ahmad Hammouda and Seif Amr
Sector: FinTech
Headquarters: Egypt
UAE base: Hub71, Abu Dhabi
Current number of staff: More than 150
Funds raised: $22 million