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Keren Bobker

Keren Bobker

Location
Keren Bobker is an independent financial adviser and senior partner with Holborn Assets in Dubai, with more than 30 years’ experience and has been in the UAE since 2006

Articles

The UAE Central Bank has issued a directive prohibiting all licensed financial institutions from using messaging apps like WhatsApp for customer-facing financial communications and data sharing. Nick Donaldson / Getty Images
'Should I trust a loan offer sent on WhatsApp by a bank in the UAE?'

A major bank has official systems to contact customers and does not use personal mobile numbers

MoneyAugust 07, 2026
One month or 30 days’ notice to leave a job is standard in the UAE unless the employee is intending to leave the country. Adobe
'Do I need to give notice or pay a penalty if I leave during my probation?'

No employee is liable for any charges, fees or penalties for resigning

MoneyJuly 05, 2026
Immigration stamps on a passport in Dubai. Pawan Singh / The National
'Can a buy-now-pay-later company impose a travel ban for unpaid arrears?'

Our reader, who owes Dh7,000, is worried about whether they can go home before returning for a new job

MoneyJune 05, 2026
The provisions set out in the UAE Labour Law state an employment contract can be terminated by either party for any legitimate reason. Getty Images
'Can I make more redundancy claims after receiving notice pay and gratuity?'

Staff can take advantage of Involuntary Loss of Employment scheme introduced in 2023

MoneyMay 15, 2026
The UAE hospitality sector has experienced a slowdown amid the Iran war. Getty Images
'Can my restaurant manager cut my salary due to a slowdown in business?'

No employer is legally permitted to change the terms of employment, or alter contracts without employees' agreement

MoneyApril 07, 2026
No employer is permitted to arbitrarily make a change to any salary without agreement. Getty Images
'Can my employer in the UAE refuse travel allowance when I take annual leave?'

When an employee is on annual leave, they should be paid in full

MoneyMarch 11, 2026
There is a short grace period for an old visa to be cancelled, but a person cannot work for a new employer in the UAE without obtaining a new residency visa. Victor Besa / The National
Can you start a new job before your old employer cancels your visa?

It is unfair and illegal to delay cancellation of an outgoing employee's visa

MoneyFebruary 24, 2026
'Will I face a travel ban after my friend used my BNPL account and didn't pay?'

Person in whose name the account is registered is fully responsible for all activity

MoneyFebruary 10, 2026
An employer is only legally obligated to provide medical cover at the minimum stated level. Pawan Singh / The National
‘Can an employer reduce medical insurance benefits for staff in the UAE?’

Quality medical insurance is one of the top-rated benefits for staff in Dubai

BusinessJanuary 26, 2026
Businesses face a dilemma if they wish to withdraw benefits from employees, even if they are not included in formal contracts. Antonie Robertson / The National
‘Can an employer suddenly withdraw employee benefits?’

Companies are likely to get a better reaction from staff if they are honest about the reason for changes

MoneyJanuary 12, 2026
A trade licence is required to run any kind of business in the UAE. Getty Images
‘Do I need to register a business for home-based work?’

Working in UAE without valid trade licence can incur Dh5,000 fine

MoneyDecember 29, 2025
'How can I report scam messages in the UAE?'

Residents can report suspicious emails, WhatsApp messages and online fraud directly to the police

MoneyDecember 15, 2025
It is standard practice for a financial company to request proof of identity and address when dealing with a transaction. Antonie Robertson / The National
‘Can an investment firm ask for my documents to release funds?’

Company is asking for proof of identity, address and bank statements to complete withdrawal

MoneyDecember 01, 2025
There are plenty of dedicated parking spaces for people of determination across the UAE. Pawan Singh / The National
‘How can my wife apply for a disabled parking permit in the UAE?’

The Emirates has introduced many schemes to assist people of determination

MoneyNovember 17, 2025
A cheque that is rejected for signature is not treated as a bounced cheque under criminal or civil penalty rules. Getty Images
‘Will a cheque bounce affect my credit score in the UAE?’

Decision will depend on the reason for rejection

MoneyNovember 03, 2025
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