• Former ruler of Dubai, Sheikh Rashid bin Saeed Al Maktoum, drives a London Underground train along the Piccadilly Line to Hounslow in 1959. Photo: Arabian Gulf Digital Archive
    Former ruler of Dubai, Sheikh Rashid bin Saeed Al Maktoum, drives a London Underground train along the Piccadilly Line to Hounslow in 1959. Photo: Arabian Gulf Digital Archive
  • Sheikh Mohammed bin Rashid, Vice President and Ruler of Dubai, with Sheikh Hamdan bin Mohammed, Crown Prince of Dubai, on the London Underground in 2016. Photo: Hamdan bin Mohammed Al Maktoum
    Sheikh Mohammed bin Rashid, Vice President and Ruler of Dubai, with Sheikh Hamdan bin Mohammed, Crown Prince of Dubai, on the London Underground in 2016. Photo: Hamdan bin Mohammed Al Maktoum
  • Sheikh Rashid and his sons Sheikh Hamdan, left, and Sheikh Maktoum, right, at London Airport after arriving for a visit as guests of the British government, 1959. Photo: Getty Images
    Sheikh Rashid and his sons Sheikh Hamdan, left, and Sheikh Maktoum, right, at London Airport after arriving for a visit as guests of the British government, 1959. Photo: Getty Images
  • Sheikh Mohammed bin Rashid in England with Sheikh Hamdan and the latter's twins earlier this year. Photo: Instagram / Faz3
    Sheikh Mohammed bin Rashid in England with Sheikh Hamdan and the latter's twins earlier this year. Photo: Instagram / Faz3
  • Sheikh Mohammed in 1968 at Mons Officer Cadet School, which was a British military training establishment that closed in 1972, transferring its responsibilities to Sandhurst. Photo: Wam
    Sheikh Mohammed in 1968 at Mons Officer Cadet School, which was a British military training establishment that closed in 1972, transferring its responsibilities to Sandhurst. Photo: Wam
  • Sheikh Hamdan during his time at Sandhurst, which he graduated from in 2001. Photo: Instagram / Faz3
    Sheikh Hamdan during his time at Sandhurst, which he graduated from in 2001. Photo: Instagram / Faz3
  • Sheikh Rashid, right, and his son, Sheikh Mohammed, with British Prime Minister Edward Heath in 1972.
    Sheikh Rashid, right, and his son, Sheikh Mohammed, with British Prime Minister Edward Heath in 1972.
  • Sheikh Mohammed bin Rashid, Vice President and Ruler of Dubai, with British Prime Minister Theresa May in Manama on December 6, 2016. Photo: Wam
    Sheikh Mohammed bin Rashid, Vice President and Ruler of Dubai, with British Prime Minister Theresa May in Manama on December 6, 2016. Photo: Wam
  • Sheikh Rashid and his entourage outside Garrard jewellers on Regent Street, London, 1959. Photo: Arabian Gulf Digital Archive
    Sheikh Rashid and his entourage outside Garrard jewellers on Regent Street, London, 1959. Photo: Arabian Gulf Digital Archive
  • Sheikh Mohammed bin Rashid was recently photographed shopping in Selfridges. Photo: Instagram / khouri1000
    Sheikh Mohammed bin Rashid was recently photographed shopping in Selfridges. Photo: Instagram / khouri1000
  • Queen Elizabeth ll appoints Sheikh Rashid a Knight Grand Cross of the Order of Saint Michael and Saint George, in Abu Dhabi, 1979. Photo: Getty Images
    Queen Elizabeth ll appoints Sheikh Rashid a Knight Grand Cross of the Order of Saint Michael and Saint George, in Abu Dhabi, 1979. Photo: Getty Images
  • Sheikh Mohammed greets Prince Charles during a three-day visit to the UAE by the British royal in 2016. Photo: AFP Photo
    Sheikh Mohammed greets Prince Charles during a three-day visit to the UAE by the British royal in 2016. Photo: AFP Photo
  • Prince William, the Duke of Cambridge with Sheikh Hamdan during his visit to the UK Pavilion at Expo 2020 Dubai, as part of his tour of the UAE on February 10, 2022.
    Prince William, the Duke of Cambridge with Sheikh Hamdan during his visit to the UK Pavilion at Expo 2020 Dubai, as part of his tour of the UAE on February 10, 2022.
  • Sheikh Rashid, Ruler of Dubai, observing a Land Rover on a trip to the UK in June, 1959. Photo: Crown Copyright Images
    Sheikh Rashid, Ruler of Dubai, observing a Land Rover on a trip to the UK in June, 1959. Photo: Crown Copyright Images
  • Sheikh Mohammed at Royal Ascot in 1987. Chris Cole / Allsport
    Sheikh Mohammed at Royal Ascot in 1987. Chris Cole / Allsport
  • Sheikh Hamdan at the UK F3 stables with his son, Sheikh Rashid, earlier this year. Photo: @Fazza / Instagram
    Sheikh Hamdan at the UK F3 stables with his son, Sheikh Rashid, earlier this year. Photo: @Fazza / Instagram

Sheikh Mohammed and Sheikh Hamdan's London visit highlights enduring Dubai-UK relationship


Hareth Al Bustani
  • English
  • Arabic

Sheikh Hamdan bin Mohammed, Crown Prince of Dubai, recently shared a photograph on Instagram showing three generations of his family together in the UK. Pictured with him are his twins, Sheikh Rashid and Sheikha Shaikha, and his father, Sheikh Mohammed bin Rashid, Vice President and Ruler of Dubai.

Quickly garnering hundreds of thousands of likes, and thousands of comments, the photo is a testament to Dubai’s longstanding relationship with the UK, dating back generations.

In 1959, more than a decade before the UAE was formed, a young Sheikh Mohammed made his first trip to the UK with his father, Sheikh Rashid bin Saeed — who was ruler of Dubai at the time — and brothers, Sheikh Maktoum and Sheikh Hamdan.

Sheikh Rashid bin Saeed Al Maktoum and his sons Sheikh Hamdan, left, and Sheikh Maktoum, right, at London Airport after arriving for a visit as guests of the British Government, 1959. Getty Images
Sheikh Rashid bin Saeed Al Maktoum and his sons Sheikh Hamdan, left, and Sheikh Maktoum, right, at London Airport after arriving for a visit as guests of the British Government, 1959. Getty Images

Dubai was still a British protectorate at the time, and the trip was a matter of great curiosity for the British public — with newspapers such as The Times carrying stories and photos of Sheikh Rashid’s delegation.

Sheikh Rashid met Prime Minister Harold Macmillan, visited the Land Rover factory and went to see the crown jewels in the Tower of London. He was also pictured in a remarkable photo, cementing the rising status of Dubai and its relationship with the UK.

Slightly more candid in nature, the photo showed the Dubai ruler behind the controls of a London Underground train, driving along the Piccadilly Line to Hounslow. Although Dubai's discovery of oil was still years away, the emirate's visionary leader was starting to position it as a business centre, dredging the Creek to allow larger ships access for trade, and facilitating the opening of several new businesses, hotels and banks.

Reflecting on the visit, Sheikh Mohammed wrote: “I was a young boy, and my father, Sheikh Rashid, took me with him in the summer to England. He had an official trip there, and he went primarily to facilitate the building of the airstrip in Dubai.

“My father was determined, arguing that he knew what Dubai needed best, and he insisted on it. We won permission to build the airstrip on that trip.”

Sheikh Rashid bin Saeed Al Maktoum, right, and his son, Sheikh Mohammed bin Rashid Al Maktoum, on a visit to the British prime minister's headquarters in 1972.
Sheikh Rashid bin Saeed Al Maktoum, right, and his son, Sheikh Mohammed bin Rashid Al Maktoum, on a visit to the British prime minister's headquarters in 1972.

Sheikh Mohammed also wrote: “The most exciting place that he took me was Newmarket. He told me all about the history of racing in England. It was probably the Romans who first held properly organised horse races there, but the first officially recorded race was in 1377, in Newmarket. Ever since then, this town has been known as the home of English horse racing.”

Sheikh Mohammed noted that Britain and Dubai shared a great appreciation for horse racing, which was not just a hobby but “a true Bedouin, and Arab, heritage”.

“My father taught us to love horses as we do our family, he taught us that we should participate and practise this art form and sport, knowing above all that it is a code of chivalry.”

Sheikh Mohammed in 1968 at Mons Officer Cadet School, which was a British military training establishment that closed in 1972, transferring its responsibilities to Sandhurst. Wam
Sheikh Mohammed in 1968 at Mons Officer Cadet School, which was a British military training establishment that closed in 1972, transferring its responsibilities to Sandhurst. Wam

Reflecting on the trip, he wrote: “I realised it was my ambition to bring the modern sport horse, a descendant of our Arabians, back to my country, and to put the Middle East on the map of racing as the heartbeat of horse sports once again.”

In the years since, the Dubai ruler and his family have developed one of the world’s great stables, Godolphin, which this year won a second successive Leading Owner Award at Royal Ascot. With its headquarters in Dubai, Godolphin has a stable in Newmarket, also home to the ruler’s Darley stallion project.

Dubai has also become home to the Dubai World Cup, which has rapidly grown into one of the most important and prestigious races on Earth.

Sheikh Hamdan bin Mohammed, Crown Prince of Dubai, shared photos at the UK F3 Stables stables with his son, Sheikh Rashid. Photo: @Fazza / Instagram
Sheikh Hamdan bin Mohammed, Crown Prince of Dubai, shared photos at the UK F3 Stables stables with his son, Sheikh Rashid. Photo: @Fazza / Instagram

In recent years, the ruler’s son, Sheikh Hamdan, made several trips to the UK, often sharing images of his summer travels to the country, including visits to London and the family’s Godolphin stables, as well as the F3 stables. Like his father, who attended Mons Officer Cadet School in the 1960s, Sheikh Hamdan trained at the prestigious Royal Military Academy Sandhurst.

With his photos proving immensely popular on social media, Sheikh Hamdan’s most recent visit reminds many of his grandfather’s trip in 1959.

Just as Queen Elizabeth II visited Dubai in 1979 to inaugurate the World Trade Centre, earlier this year her grandson, Prince William, travelled to the emirate, meeting Sheikh Hamdan at Expo 2020 Dubai, reflecting a new generation of bonds between the two families.

Amazingly, in only a few decades, under the rule of Sheikh Rashid, Sheikh Maktoum and Sheikh Mohammed, Dubai has grown from an obscure British protectorate into one of the world’s great cities. In that time, Dubai’s relationship with the UK has continued to thrive, a journey that has been captured in many images.

Scroll through the gallery below to see more of Sheikh Hamdan's travels

  • Sheikh Hamdan shared this picture of himself and his young son, Sheikh Rashid. Photo: Sheikh Hamdan / Instagram
    Sheikh Hamdan shared this picture of himself and his young son, Sheikh Rashid. Photo: Sheikh Hamdan / Instagram
  • Sheikh Mohammed bin Rashid, Vice President and Ruler of Dubai, playing with his grandchild on their summer holidays, shared by Sheikh Hamdan bin Mohammed, Crown Prince of Dubai. All photos: @faz3 / Instagram
    Sheikh Mohammed bin Rashid, Vice President and Ruler of Dubai, playing with his grandchild on their summer holidays, shared by Sheikh Hamdan bin Mohammed, Crown Prince of Dubai. All photos: @faz3 / Instagram
  • Sheikh Mohammed playing with his grandson Rashid.
    Sheikh Mohammed playing with his grandson Rashid.
  • Sheikh Hamdan shared photos of himself, his family and friends shooting in Yorkshire.
    Sheikh Hamdan shared photos of himself, his family and friends shooting in Yorkshire.
  • Sheikh Hamdan rides the London Underground with close friend Badr Ateej.
    Sheikh Hamdan rides the London Underground with close friend Badr Ateej.
  • Sheikh Mohammed joined his son Sheikh Hamdan and his grandchildren on holiday this summer.
    Sheikh Mohammed joined his son Sheikh Hamdan and his grandchildren on holiday this summer.
  • Sheikh Hamdan visited the F3 Stables in the UK with his son Sheikh Rashid, 1.
    Sheikh Hamdan visited the F3 Stables in the UK with his son Sheikh Rashid, 1.
  • Sheikh Hamdan on day one of Royal Ascot in the UK.
    Sheikh Hamdan on day one of Royal Ascot in the UK.
  • An image shared to mark World Oceans Day.
    An image shared to mark World Oceans Day.
  • An image of Sheikh Hamdan scuba diving.
    An image of Sheikh Hamdan scuba diving.
  • Sheikh Hamdan preparing for the unpredictable weather during a trip to Scotland.
    Sheikh Hamdan preparing for the unpredictable weather during a trip to Scotland.
  • Sheikh Hamdan in the Maldives with the Indian Ocean in the background.
    Sheikh Hamdan in the Maldives with the Indian Ocean in the background.
  • Sheikh Hamdan takes tea on a visit to Mongolia.
    Sheikh Hamdan takes tea on a visit to Mongolia.
  • Sheikh Hamdan dressed for the cold weather during a visit to Switzerland.
    Sheikh Hamdan dressed for the cold weather during a visit to Switzerland.
  • Sheikh Hamdan cycles through the Yorkshire countryside in England.
    Sheikh Hamdan cycles through the Yorkshire countryside in England.
  • French Riviera views from a trip to Cannes.
    French Riviera views from a trip to Cannes.
  • Sheikh Hamdan makes his way through the snow in Azerbaijan.
    Sheikh Hamdan makes his way through the snow in Azerbaijan.
  • Sheikh Hamdan casts his eye over the rugged beauty in Iceland.
    Sheikh Hamdan casts his eye over the rugged beauty in Iceland.
  • Sheikh Hamdan takes a waterfall selfie in the Faroe Islands.
    Sheikh Hamdan takes a waterfall selfie in the Faroe Islands.
  • Sheikh Hamdan captures the view from the Willis Tower, once the tallest building in the world, with his uncle Saeed.
    Sheikh Hamdan captures the view from the Willis Tower, once the tallest building in the world, with his uncle Saeed.
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%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Taika%20Waititi%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Chris%20Hemsworth%2C%20Natalie%20Portman%2C%20Christian%20Bale%2C%20Russell%20Crowe%2C%20Tessa%20Thompson%2C%20Taika%20Waititi%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204%2F5%3C%2Fp%3E%0A
WITHIN%20SAND
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Voices: How A Great Singer Can Change Your Life
Nick Coleman
Jonathan Cape

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%3Cp%3EAugust%2025%20%E2%80%93%20Non-India%20warm-up%20matches%20and%20all%20non-India%20event%20matches%0D%3Cbr%3EAugust%2030%20%E2%80%93%20India%20matches%20at%20Guwahati%20and%20Trivandrum%0D%3Cbr%3EAugust%2031%20%E2%80%93%20India%20matches%20at%20Chennai%2C%20Delhi%20and%20Pune%0D%3Cbr%3ESeptember%201%20%E2%80%93%20India%20matches%20at%20Dharamsala%2C%20Lucknow%20and%20Mumbai%0D%3Cbr%3ESeptember%202%20%E2%80%93%20India%20matches%20at%20Bengaluru%20and%20Kolkata%0D%3Cbr%3ESeptember%203%20%E2%80%93%20India%20matches%20at%20Ahmedabad%0D%3Cbr%3ESeptember%2015%20%E2%80%93%20Semi-finals%20and%20Final%3C%2Fp%3E%0A
Indoor cricket in a nutshell

Indoor Cricket World Cup - Sep 16-20, Insportz, Dubai

16 Indoor cricket matches are 16 overs per side

8 There are eight players per team

There have been nine Indoor Cricket World Cups for men. Australia have won every one.

5 Five runs are deducted from the score when a wickets falls

Batsmen bat in pairs, facing four overs per partnership

Scoring In indoor cricket, runs are scored by way of both physical and bonus runs. Physical runs are scored by both batsmen completing a run from one crease to the other. Bonus runs are scored when the ball hits a net in different zones, but only when at least one physical run is score.

Zones

A Front net, behind the striker and wicketkeeper: 0 runs

B Side nets, between the striker and halfway down the pitch: 1 run

Side nets between halfway and the bowlers end: 2 runs

Back net: 4 runs on the bounce, 6 runs on the full

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If you go

Flight connections to Ulaanbaatar are available through a variety of hubs, including Seoul and Beijing, with airlines including Mongolian Airlines and Korean Air. While some nationalities, such as Americans, don’t need a tourist visa for Mongolia, others, including UAE citizens, can obtain a visa on arrival, while others including UK citizens, need to obtain a visa in advance. Contact the Mongolian Embassy in the UAE for more information.

Nomadic Road offers expedition-style trips to Mongolia in January and August, and other destinations during most other months. Its nine-day August 2020 Mongolia trip will cost from $5,250 per person based on two sharing, including airport transfers, two nights’ hotel accommodation in Ulaanbaatar, vehicle rental, fuel, third party vehicle liability insurance, the services of a guide and support team, accommodation, food and entrance fees; nomadicroad.com

A fully guided three-day, two-night itinerary at Three Camel Lodge costs from $2,420 per person based on two sharing, including airport transfers, accommodation, meals and excursions including the Yol Valley and Flaming Cliffs. A return internal flight from Ulaanbaatar to Dalanzadgad costs $300 per person and the flight takes 90 minutes each way; threecamellodge.com

COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3EDate%20started%3A%3C%2Fstrong%3E%202020%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Khaldoon%20Bushnaq%20and%20Tariq%20Seksek%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Abu%20Dhabi%20Global%20Market%3Cbr%3E%3Cstrong%3ESector%3A%3C%2Fstrong%3E%20HealthTech%3Cbr%3E%3Cstrong%3ENumber%20of%20staff%3A%3C%2Fstrong%3E%20100%3Cbr%3E%3Cstrong%3EFunding%20to%20date%3A%3C%2Fstrong%3E%20%2415%20million%3C%2Fp%3E%0A
The specs

Engine: 3.8-litre twin-turbo flat-six

Power: 650hp at 6,750rpm

Torque: 800Nm from 2,500-4,000rpm

Transmission: 8-speed dual-clutch auto

Fuel consumption: 11.12L/100km

Price: From Dh796,600

On sale: now

The%20specs
%3Cp%3E%3Cstrong%3EEngine%3A%3C%2Fstrong%3E%201.8-litre%204-cyl%20turbo%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E190hp%20at%205%2C200rpm%0D%3Cbr%3E%3Cstrong%3ETorque%3A%3C%2Fstrong%3E%20320Nm%20from%201%2C800-5%2C000rpm%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3ESeven-speed%20dual-clutch%20auto%0D%3Cbr%3E%3Cstrong%3EFuel%20consumption%3A%3C%2Fstrong%3E%206.7L%2F100km%0D%3Cbr%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh111%2C195%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3ENow%3C%2Fp%3E%0A
Results:

Men's wheelchair 800m T34: 1. Walid Ktila (TUN) 1.44.79; 2. Mohammed Al Hammadi (UAE) 1.45.88; 3. Isaac Towers (GBR) 1.46.46.

The biog

Name: Capt Shadia Khasif

Position: Head of the Criminal Registration Department at Hatta police

Family: Five sons and three daughters

The first female investigator in Hatta.

Role Model: Father

She believes that there is a solution to every problem

 

Lexus LX700h specs

Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor

Power: 464hp at 5,200rpm

Torque: 790Nm from 2,000-3,600rpm

Transmission: 10-speed auto

Fuel consumption: 11.7L/100km

On sale: Now

Price: From Dh590,000

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IPL 2018 FINAL

Sunrisers Hyderabad 178-6 (20 ovs)
Chennai Super Kings 181-2 (18.3 ovs)

Chennai win by eight wickets

In-demand jobs and monthly salaries
  • Technology expert in robotics and automation: Dh20,000 to Dh40,000 
  • Energy engineer: Dh25,000 to Dh30,000 
  • Production engineer: Dh30,000 to Dh40,000 
  • Data-driven supply chain management professional: Dh30,000 to Dh50,000 
  • HR leader: Dh40,000 to Dh60,000 
  • Engineering leader: Dh30,000 to Dh55,000 
  • Project manager: Dh55,000 to Dh65,000 
  • Senior reservoir engineer: Dh40,000 to Dh55,000 
  • Senior drilling engineer: Dh38,000 to Dh46,000 
  • Senior process engineer: Dh28,000 to Dh38,000 
  • Senior maintenance engineer: Dh22,000 to Dh34,000 
  • Field engineer: Dh6,500 to Dh7,500
  • Field supervisor: Dh9,000 to Dh12,000
  • Field operator: Dh5,000 to Dh7,000
TO A LAND UNKNOWN

Director: Mahdi Fleifel

Starring: Mahmoud Bakri, Aram Sabbah, Mohammad Alsurafa

Rating: 4.5/5

Sheer grandeur

The Owo building is 14 storeys high, seven of which are below ground, with the 30,000 square feet of amenities located subterranean, including a 16-seat private cinema, seven lounges, a gym, games room, treatment suites and bicycle storage.

A clear distinction between the residences and the Raffles hotel with the amenities operated separately.

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%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3ESally%20El-Hosaini%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3ENathalie%20Issa%2C%20Manal%20Issa%2C%20Ahmed%20Malek%20and%20Ali%20Suliman%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E4%2F5%3C%2Fp%3E%0A
Tips to keep your car cool
  • Place a sun reflector in your windshield when not driving
  • Park in shaded or covered areas
  • Add tint to windows
  • Wrap your car to change the exterior colour
  • Pick light interiors - choose colours such as beige and cream for seats and dashboard furniture
  • Avoid leather interiors as these absorb more heat
Key recommendations
  • Fewer criminals put behind bars and more to serve sentences in the community, with short sentences scrapped and many inmates released earlier.
  • Greater use of curfews and exclusion zones to deliver tougher supervision than ever on criminals.
  • Explore wider powers for judges to punish offenders by blocking them from attending football matches, banning them from driving or travelling abroad through an expansion of ‘ancillary orders’.
  • More Intensive Supervision Courts to tackle the root causes of crime such as alcohol and drug abuse – forcing repeat offenders to take part in tough treatment programmes or face prison.
THREE
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Ain Dubai in numbers

126: The length in metres of the legs supporting the structure

1 football pitch: The length of each permanent spoke is longer than a professional soccer pitch

16 A380 Airbuses: The equivalent weight of the wheel rim.

9,000 tonnes: The amount of steel used to construct the project.

5 tonnes: The weight of each permanent spoke that is holding the wheel rim in place

192: The amount of cable wires used to create the wheel. They measure a distance of 2,4000km in total, the equivalent of the distance between Dubai and Cairo.

Company Profile:

Name: The Protein Bakeshop

Date of start: 2013

Founders: Rashi Chowdhary and Saad Umerani

Based: Dubai

Size, number of employees: 12

Funding/investors:  $400,000 (2018) 

The specs

Engine: 6.2-litre supercharged V8

Power: 712hp at 6,100rpm

Torque: 881Nm at 4,800rpm

Transmission: 8-speed auto

Fuel consumption: 19.6 l/100km

Price: Dh380,000

On sale: now 

UAE currency: the story behind the money in your pockets
Types of policy

Term life insurance: this is the cheapest and most-popular form of life cover. You pay a regular monthly premium for a pre-agreed period, typically anything between five and 25 years, or possibly longer. If you die within that time, the policy will pay a cash lump sum, which is typically tax-free even outside the UAE. If you die after the policy ends, you do not get anything in return. There is no cash-in value at any time. Once you stop paying premiums, cover stops.

Whole-of-life insurance: as its name suggests, this type of life cover is designed to run for the rest of your life. You pay regular monthly premiums and in return, get a guaranteed cash lump sum whenever you die. As a result, premiums are typically much higher than one term life insurance, although they do not usually increase with age. In some cases, you have to keep up premiums for as long as you live, although there may be a cut-off period, say, at age 80 but it can go as high as 95. There are penalties if you don’t last the course and you may get a lot less than you paid in.

Critical illness cover: this pays a cash lump sum if you suffer from a serious illness such as cancer, heart disease or stroke. Some policies cover as many as 50 different illnesses, although cancer triggers by far the most claims. The payout is designed to cover major financial responsibilities such as a mortgage or children’s education fees if you fall ill and are unable to work. It is cost effective to combine it with life insurance, with the policy paying out once if you either die or suffer a serious illness.

Income protection: this pays a replacement income if you fall ill and are unable to continue working. On the best policies, this will continue either until you recover, or reach retirement age. Unlike critical illness cover, policies will typically pay out for stress and musculoskeletal problems such as back trouble.

Porsche Macan T: The Specs

Engine: 2.0-litre 4-cyl turbo 

Power: 265hp from 5,000-6,500rpm 

Torque: 400Nm from 1,800-4,500rpm 

Transmission: 7-speed dual-clutch auto 

Speed: 0-100kph in 6.2sec 

Top speed: 232kph 

Fuel consumption: 10.7L/100km 

On sale: May or June 

Price: From Dh259,900  

Monster Hunter: World

Capcom

PlayStation 4, Xbox One

Updated: August 12, 2022, 6:01 PM