The new captain Alastair Cook looks over the shoulder of Andrew Strauss, replacing him for the tour to Bangladesh.
The new captain Alastair Cook looks over the shoulder of Andrew Strauss, replacing him for the tour to Bangladesh.
The new captain Alastair Cook looks over the shoulder of Andrew Strauss, replacing him for the tour to Bangladesh.
The new captain Alastair Cook looks over the shoulder of Andrew Strauss, replacing him for the tour to Bangladesh.

England have themselves to blame


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Right from the moment Hashim Amla pulled off a stunning catch to dismiss Andrew Strauss off Dale Steyn first ball of the match, the final Test of the South Africa v England series ended in an anti-climax. South Africa were outstanding in every single department - from Steyn and Morne's Morkel's threatening bowling on a helpful pitch to Graeme Smith and Mark Boucher's batting. England never had any glimmer at any stage - and given such a close-fought contest it had been, the standard of cricket from the visitors in Johannesburg left a lot to be desired. Paul Collingwood aside, they took no positives out of the Wanderers match. Unfortunately cricket did not take much out of its 1,948 Test either at a time when every effort is to be made to make the format result-oriented and appealing.

Umpiring howlers - in particular from TV man Daryl Harper - and the use of the referral system may or may not have contributed towards South Africa's victory, but this Test match brought the very fabric of the game into disrepute. The decision not to use Hot Spot or Snicko in this series meant that it was very difficult for both sides to decide when to call for reviews. Lack of additional technology made the TV umpire's life very hard indeed. Harper was certainly not blameless - he made a number of very bad decisions including claims that he did not turn up his volume knob before giving Graeme Smith not out on Friday - but he was certainly hindered by what he had available. The system seems to have damaged the spirit of the game. But more than that it is developing unnecessary tensions. England used their bad luck in this Test match almost as an excuse. And rather than using the age-old adage, walk if you're out, players are now testing the system. It was pretty ugly to see Stuart Broad make South Africa refer his second innings dismissal when he had clearly gloved Morkel to Boucher. It would have been a travesty of justice if South Africa had failed to win the final Test. In all but the second Test at Durban, the Proteas have dominated the play and were extremely unlucky not to win in Centurion and Cape Town.

Their wicket-keeper Mark Boucher was named man-of-the-series thanks in large parts to his batting cameos. He averaged nearly 57 in the series and his 95 at the Wanderers ensured there was no way back for England. But Morkel and Steyn have come back fighting in the last two Tests. Both have caused immense problems with the new ball and beyond. Morkel thanks to his bounce and Steyn thanks to his swing. But both go about their business at express pace. South Africa's challenge will be to find men who can support those two youngsters - and 20-year-old Wayne Parnell put in a promising debut at the Wanderers. Graeme Smith and Jacques Kallis were equally dominant with the bat - as per usual against England - both averaging over 50. It was certainly a difficult 2009 for South Africa but they should travel to India in a much more positive frame of mind as they look to establish their No 1 Test ranking.

Apart from an exceptional spinner - Paul Harris disappointed in the series before being dropped for Johannesburg - South Africa look like they have the side to challenge India. As for England, a fine tour has ended in disappointment. In the first three matches, they played with such tremendous courage, it's difficult to believe they were so badly lacking in fight at the Wanderers. Collingwood, along with the re-emergence of Ian Bell and Alastair Cook, are major plusses for England but the disappointing form of Jonathan Trott, Kevin Pietersen and Strauss certainly set them back. Pietersen is the biggest worry - he is having the first major test of his career in that he has so badly out of form that opponents are exploiting his naturally attacking game.

Graeme Swann was rightly named England's man of the series. The spinner took 21 wickets in the series with his performances in Centurion and Durban very impressive indeed. Swann also proved to be very useful with the back including a whirlwind 85 at SuperSport Park. James Anderson, Stuart Broad and Graham Onions also more than did a job in the seam bowling department before Onions was shockingly dropped for Johannesburg with Ryan Sidebottom preferred. That decision, along with Strauss' move to bat first when winning his eighth toss out of 10, backfired severely. It changed a winning team and despite Sidebottom's left-arm danger, it was clear the Proteas would rather have faced him than Onions.

Racecard:

6.30pm: Mazrat Al Ruwayah (PA) | Group 2 | US$55,000 (Dirt) | 1,600 metres

7.05pm: Meydan Sprint (TB) | Group 2 | $250,000 (Turf) | 1,000m

7.40pm: Firebreak Stakes | Group 3 | $200,000 (D) | 1,600m

8.15pm: Meydan Trophy | Conditions (TB) | $100,000 (T) | 1,900m

8.50pm: Balanchine | Group 2 (TB) | $250,000 (T) | 1,800m

9.25pm: Handicap (TB) | $135,000 (D) | 1,200m

10pm: Handicap (TB) | $175,000 (T) | 2,410m.

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Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

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The specs
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Name: Hassan Mohsen Elhais

Position: legal consultant with Al Rowaad Advocates and Legal Consultants.

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War and the virus
Avatar: Fire and Ash

Director: James Cameron

Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana

Rating: 4.5/5

A cryptocurrency primer for beginners

Cryptocurrency Investing  for Dummies – by Kiana Danial 

There are several primers for investing in cryptocurrencies available online, including e-books written by people whose credentials fall apart on the second page of your preferred search engine. 

Ms Danial is a finance coach and former currency analyst who writes for Nasdaq. Her broad-strokes primer (2019) breaks down investing in cryptocurrency into baby steps, while explaining the terms and technologies involved.

Although cryptocurrencies are a fast evolving world, this  book offers a good insight into the game as well as providing some basic tips, strategies and warning signs.

Begin your cryptocurrency journey here. 

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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The specs: 2019 Infiniti QX50

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MATCH INFO

Uefa Champions League semi-final, first leg

Barcelona v Liverpool, Wednesday, 11pm (UAE).

Second leg

Liverpool v Barcelona, Tuesday, May 7, 11pm

Games on BeIN Sports

Where to donate in the UAE

The Emirates Charity Portal

You can donate to several registered charities through a “donation catalogue”. The use of the donation is quite specific, such as buying a fan for a poor family in Niger for Dh130.

The General Authority of Islamic Affairs & Endowments

The site has an e-donation service accepting debit card, credit card or e-Dirham, an electronic payment tool developed by the Ministry of Finance and First Abu Dhabi Bank.

Al Noor Special Needs Centre

You can donate online or order Smiles n’ Stuff products handcrafted by Al Noor students. The centre publishes a wish list of extras needed, starting at Dh500.

Beit Al Khair Society

Beit Al Khair Society has the motto “From – and to – the UAE,” with donations going towards the neediest in the country. Its website has a list of physical donation sites, but people can also contribute money by SMS, bank transfer and through the hotline 800-22554.

Dar Al Ber Society

Dar Al Ber Society, which has charity projects in 39 countries, accept cash payments, money transfers or SMS donations. Its donation hotline is 800-79.

Dubai Cares

Dubai Cares provides several options for individuals and companies to donate, including online, through banks, at retail outlets, via phone and by purchasing Dubai Cares branded merchandise. It is currently running a campaign called Bookings 2030, which allows people to help change the future of six underprivileged children and young people.

Emirates Airline Foundation

Those who travel on Emirates have undoubtedly seen the little donation envelopes in the seat pockets. But the foundation also accepts donations online and in the form of Skywards Miles. Donated miles are used to sponsor travel for doctors, surgeons, engineers and other professionals volunteering on humanitarian missions around the world.

Emirates Red Crescent

On the Emirates Red Crescent website you can choose between 35 different purposes for your donation, such as providing food for fasters, supporting debtors and contributing to a refugee women fund. It also has a list of bank accounts for each donation type.

Gulf for Good

Gulf for Good raises funds for partner charity projects through challenges, like climbing Kilimanjaro and cycling through Thailand. This year’s projects are in partnership with Street Child Nepal, Larchfield Kids, the Foundation for African Empowerment and SOS Children's Villages. Since 2001, the organisation has raised more than $3.5 million (Dh12.8m) in support of over 50 children’s charities.

Noor Dubai Foundation

Sheikh Mohammed bin Rashid Al Maktoum launched the Noor Dubai Foundation a decade ago with the aim of eliminating all forms of preventable blindness globally. You can donate Dh50 to support mobile eye camps by texting the word “Noor” to 4565 (Etisalat) or 4849 (du).

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Fourth-round clashes for British players

- Andy Murray (1) v Benoit Paire, Centre Court (not before 4pm)

- Johanna Konta (6) v Caroline Garcia (21), Court 1 (4pm)

Ms Yang's top tips for parents new to the UAE
  1. Join parent networks
  2. Look beyond school fees
  3. Keep an open mind
Groom and Two Brides

Director: Elie Semaan

Starring: Abdullah Boushehri, Laila Abdallah, Lulwa Almulla

Rating: 3/5

Cricket World Cup League 2

UAE squad

Rahul Chopra (captain), Aayan Afzal Khan, Ali Naseer, Aryansh Sharma, Basil Hameed, Dhruv Parashar, Junaid Siddique, Muhammad Farooq, Muhammad Jawadullah, Muhammad Waseem, Omid Rahman, Rahul Bhatia, Tanish Suri, Vishnu Sukumaran, Vriitya Aravind

Fixtures

Friday, November 1 – Oman v UAE
Sunday, November 3 – UAE v Netherlands
Thursday, November 7 – UAE v Oman
Saturday, November 9 – Netherlands v UAE