The hiring outlook for the UAE’s banking and financial services industry is buoyant as it continues to recover from Covid-19 headwinds on the back of economic support measures including the Targeted Economic Support Scheme (Tess) and government initiatives such as expansion of the Golden Visa programme.
There is healthy demand for technology positions and roles in digital banking in the UAE as traditional lenders hasten the shift to online services, says Waleed Anwar, managing director of Dubai-based recruitment company Upfront HR.
“New digital banks also require a lot of tech talent. Roles in anti-money laundering, mergers and acquisitions are also trending,” Mr Anwar says.
Although the UAE's banking industry faced challenges during the Covid-19 pandemic, many banking jobs will be created, especially for senior management roles, over the next few months, he says.
The UAE jobs market has made a strong recovery from the coronavirus-induced slowdown, helped by the government’s fiscal and monetary measures.
About 76 per cent of employers in the Arab world’s second-largest economy plan to expand their workforce in 2022, a survey in February by Bayt.com and YouGov found.
About two thirds of professionals in the UAE will actively look for new jobs this year as business confidence and hiring activity return to pre-pandemic levels, recruitment company Robert Walters said.
What positions are in demand?
There is continuous demand for relationship managers across all units of banks, such as consumer and retail, corporate and wholesale, and investment and private banking operations, says Mark Nancarrow, managing partner of Flow Talent, which sources professionals for banking and financial services.
“With the continued introduction of new regulations by the Central Bank of the UAE, we are seeing a demand in consumer protection, regulatory, compliance and risk positions, too,” he says.
There is demand for commercial and revenue-generating roles in the banking sector, such as in loan sales, investment banking, wealth management, mortgages, equity, financial trading and similar services, Mr Anwar says.
“This is mainly driven by the need to capitalise on the ongoing recovery in the region post the pandemic. And due to digitalisation, we will continue to see demand for tech and digital roles,” Mr Anwar says.
Meanwhile, in the financial services market, there is a strong demand for experienced analysts, sales professionals at all levels and digital marketing candidates who are able to raise a company's brand and communicate effectively to customers and investors, according to data from Flow Talent.
Candidates with experience in digital payments, digital platforms, fund and investment management, private equity and capital raising are also in major demand. Regional experience in the GCC is highly desired and sought-after, according to Mr Nancarrow.
“We also continue to see a steady request for shared service positions such as accountants, HR and talent acquisition managers,” he says.
The most sought-after positions in the UAE’s banking industry include the roles of investment associates, investment finance managers, institutional sales directors and associates, compliance managers, corporate development and investment managers and directors, and fund finance managers, according to recruitment consultancy Michael Page’s 2022 salary guide.
Since the end of 2021, banking and finance roles hired for “quite frequently” include asset, wealth and financial managers, blockchain developers, compliance and regulatory managers, credit analysts, credit approval managers, cyber-security analysts, data specialists and fraud prevention specialists, Flow Talent says.
What skills are employers looking for?
Financial modelling is a key skill employers are looking for in the banking industry, given changes in organisations’ capital structures (for example, restructuring or refinancing of debt) and an impetus in investment activity with cash-rich investment companies and groups willing to pick up well-priced assets, the Michael Page report says.
Another skill in demand among employers is financial control and commercial finance, the recruitment consultancy says.
“At the back of two challenging years, 2020 and 2021, organisations are keen to tighten financial controls and have professionals who are better able to manage and raise finances. Those who come with strong banking relationships are preferred,” according to the Michael Page salary guide.
With enhanced stability and mega-events closer to taking place in the region, investor sentiment is high across regional and global venture capital, property, private equity and equities — this has resulted in a year-on-year increase in fund-raising roles, Michael Page says.
Compliance also continues to be an area in high demand across the region, the consultancy says.
The main drivers for this demand include a number of new entities opening in key financial centres such as the Dubai International Financial Centre and the Abu Dhabi Global Market, as well as the constant evolution of compliance frameworks, controls and processes, it says.
“As such, employers are prioritising candidates with an excellent knowledge of local regulations [both the ADGM Financial Services Regulatory Authority and the Dubai Financial Services Authority],” Michael Page says.
“Additionally, as most organisations are constantly seeking to improve their compliance controls, frameworks and policies, any candidates who have explicit experience in leading projects of this nature will be at an advantage.”
Aside from industry experience and the required qualifications, employers also look for excellent communication skills, a commitment to learning, leadership and knowledge-sharing skills, self-motivation, a strong work ethic, attention to detail and organisational skills, Flow Talent’s Mr Nancarrow says.
Are salaries expected to rise in the banking and financial services sector?
There is definitely an expectation of higher salaries on the part of employees, which is mainly driven by the rising cost of living in the region, in general, Mr Anwar from Upfront HR says.
The pressure is on employers to raise salaries to retain staff and also attract the best talent to their organisations.
While there is no fixed salary increase across the banking and financial services industries, employers are very competitive with their offers to secure new employees, Mr Nancarrow says.
What other benefits can employees expect?
Employees in the banking and financial services industry are looking for a better work-life balance, flexibility, autonomy and career progression. Companies that offer these conditions and benefits will have the best staff and attract the best talent, Mr Anwar says.
Meanwhile, employees can also expect — and should request — more benefits, such as work-from-home days, training and the acquisition of additional skills, for example, in digital and technology, to be able to bridge the learning gap, he says.
About 95 per cent of businesses hiring now offer work-from-home and office balance and great bonuses, while family medical insurance and annual flights are always expected and offered, Mr Nancarrow says.
“Housing and education allowances are included for higher-level grades. However, there has been a shift and these benefits are not as forthcoming as they previously were in the region,” he says.
Do employers face hiring challenges?
A decreased influx of international talent over the past 18 months has resulted in a shortage of various specialised skills within the local market, according to the Michael Page salary report.
Organisations should remain open, where possible, to internationally based candidates who are open to relocating to the UAE, the consultancy says.
“They should also consider candidates with transferable skills who are based locally. Candidates should better present their technical skills, which are transferable, and demonstrate objective rationale for switching functions or industries,” it says.
However, the biggest challenge employers face in hiring and attracting the “right” talent is finding the balance between offering a competitive salary and benefits without disrupting current employees, Mr Nancarrow says.
There is also a shortage of talent with digital and technology skills and this is a major challenge for employers in the UAE, Mr Anwar says.
“There is a high demand for these professionals in all sectors. This is adding to the cost of hiring candidates who have these skills,” he says.
How much can you expect to be paid in the banking and financial services sector?
Wholesale banking
- Head of wholesale banking (executive vice president): Dh147,000 (a month)
- Head of corporate banking (senior vice president): Dh95,000
- Head of unit: Dh60,000
- Senior relationship manager: Dh40,000
- Relationship manager: Dh30,000
- Relationship officer/assistant relationship manager: Dh18,000
Retail banking
- Head of consumer banking (EVP): Dh157,000
- Head of retail banking (senior vice president): Dh97,000
- Head of assets/sales: Dh75,000
- Senior manager for products/sales: Dh60,000
- Manager for products/sales: Dh40,000
- Officer/assistant manager for products/sales: Dh20,000
Investment banking
- Managing director: Dh155,000
- Executive/senior director: Dh100,000
- Director: Dh80,000
- Vice president: Dh65,000
- Associate: Dh47,000
- Analyst: Dh25,000
Private equity/investments
- Managing director: Dh126,000
- Senior vice president/senior director: Dh111,000
- Vice president/director: Dh78,000
- Senior associate: Dh53,000
- Associate: Dh47,000
- Analyst: Dh25,000
Risk
- Chief risk officer: Dh95,000
- Head of risk: Dh67,000
- Manager: Dh35,000
- Senior analyst: Dh27,000
- Analyst: Dh18,000
Compliance
- Head of compliance/chief and Money Laundering Reporting Officer (MLRO): Dh65,000
- Vice president of compliance, MLRO: Dh35,000
- Compliance manager: Dh30,000
- Compliance associate: Dh26,000
- Analyst — Anti-money laundering/fraud/regulatory/compliance: Dh17,000
Insurance
- Managing director: Dh97,000
- Senior vice president/senior director: Dh60,000
- Vice president/director: Dh45,000
- Senior associate: Dh28,000
Operations
- Chief operating officer: Dh82,000
- Head of operations: Dh60,000
- Assistant manager/manager: Dh35,000
- Officer/analyst: Dh27,000
Source: Michael Page
SPEC%20SHEET%3A%20SAMSUNG%20GALAXY%20S24%20ULTRA
%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%206.8%22%20quad-HD%2B%20dynamic%20Amoled%202X%2C%203120%20x%201440%2C%20505ppi%2C%20HDR10%2B%2C%20120Hz%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%204nm%20Qualcomm%20Snapdragon%208%20Gen%203%2C%2064-bit%20octa-core%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%2012GB%20RAM%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStorage%3A%3C%2Fstrong%3E%20256%2F512GB%20%2F%201TB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPlatform%3A%3C%2Fstrong%3E%20Android%2014%2C%20One%20UI%206.1%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%3A%3C%2Fstrong%3E%20quad%20200MP%20wide%20f%2F1.7%20%2B%2050MP%20periscope%20telephoto%20f%2F3.4%20with%205x%20optical%2F10x%20optical%20quality%20zoom%20%2B%2010MP%20telephoto%202.4%20with%203x%20optical%20zoom%20%2B%2012MP%20ultra-wide%20f%2F2.2%3B%20100x%20Space%20Zoom%3B%20auto%20HDR%2C%20expert%20RAW%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EVideo%3A%3C%2Fstrong%3E%208K%4024%2F30fps%2C%204K%4030%2F60%2F120fps%2C%20full-HD%4030%2F60%2F240fps%2C%20full-HD%20super%20slo-mo%40960fps%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%3A%3C%2Fstrong%3E%2012MP%20f%2F2.2%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%205000mAh%2C%20fast%20wireless%20charging%202.0%2C%20Wireless%20PowerShare%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%205G%2C%20Wi-Fi%2C%20Bluetooth%205.3%2C%20NFC%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%20USB-C%3B%20built-in%20Galaxy%20S%20Pen%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EDurability%3A%3C%2Fstrong%3E%20IP68%2C%20up%20to%201.5m%20of%20freshwater%20up%20to%2030%20minutes%3B%20dust-resistant%26nbsp%3B%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ESIM%3A%3C%2Fstrong%3E%20Nano%20%2B%20nano%20%2F%20nano%20%2B%20eSIM%20%2F%20dual%20eSIM%20(varies%20in%20different%20markets)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%20Titanium%20black%2C%20titanium%20grey%2C%20titanium%20violet%2C%20titanium%20yellow%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIn%20the%20box%3A%20%3C%2Fstrong%3EGalaxy%20S24%20Ultra%2C%20USB-C-to-C%20cable%26nbsp%3B%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20Dh5%2C099%20for%20256GB%2C%20Dh5%2C599%20for%20512GB%2C%20Dh6%2C599%20for%201TB%3C%2Fp%3E%0A
THE BIO
Ms Davison came to Dubai from Kerala after her marriage in 1996 when she was 21-years-old
Since 2001, Ms Davison has worked at many affordable schools such as Our Own English High School in Sharjah, and The Apple International School and Amled School in Dubai
Favourite Book: The Alchemist
Favourite quote: Failing to prepare is preparing to fail
Favourite place to Travel to: Vienna
Favourite cuisine: Italian food
Favourite Movie : Scent of a Woman
Sam Smith
Where: du Arena, Abu Dhabi
When: Saturday November 24
Rating: 4/5
Company%20profile
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20FinFlx%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%20January%202021%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Amr%20Yussif%20(co-founder%20and%20CEO)%2C%20Mattieu%20Capelle%20(co-founder%20and%20CTO)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBased%20in%3A%3C%2Fstrong%3E%20Dubai%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIndustry%3A%3C%2Fstrong%3E%20FinTech%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFunding%20size%3A%3C%2Fstrong%3E%20%241.5m%20pre-seed%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Venture%20capital%20-%20Y%20Combinator%2C%20500%20Global%2C%20Dubai%20Future%20District%20Fund%2C%20Fox%20Ventures%2C%20Vector%20Fintech.%20Also%20a%20number%20of%20angel%20investors%3C%2Fp%3E%0A
Libya's Gold
UN Panel of Experts found regime secretly sold a fifth of the country's gold reserves.
The panel’s 2017 report followed a trail to West Africa where large sums of cash and gold were hidden by Abdullah Al Senussi, Qaddafi’s former intelligence chief, in 2011.
Cases filled with cash that was said to amount to $560m in 100 dollar notes, that was kept by a group of Libyans in Ouagadougou, Burkina Faso.
A second stash was said to have been held in Accra, Ghana, inside boxes at the local offices of an international human rights organisation based in France.
Turkish Ladies
Various artists, Sony Music Turkey
GIANT REVIEW
Starring: Amir El-Masry, Pierce Brosnan
Director: Athale
Rating: 4/5
Ten tax points to be aware of in 2026
1. Domestic VAT refund amendments: request your refund within five years
If a business does not apply for the refund on time, they lose their credit.
2. E-invoicing in the UAE
Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption.
3. More tax audits
Tax authorities are increasingly using data already available across multiple filings to identify audit risks.
4. More beneficial VAT and excise tax penalty regime
Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.
5. Greater emphasis on statutory audit
There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.
6. Further transfer pricing enforcement
Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes.
7. Limited time periods for audits
Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion.
8. Pillar 2 implementation
Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.
9. Reduced compliance obligations for imported goods and services
Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations.
10. Substance and CbC reporting focus
Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity.
Contributed by Thomas Vanhee and Hend Rashwan, Aurifer
The specs
Engine: 2.0-litre 4-cyl, 48V hybrid
Transmission: eight-speed automatic
Power: 325bhp
Torque: 450Nm
Price: Dh289,000
DC%20League%20of%20Super-Pets
%3Cp%3EDirector%3A%20Jared%20Stern%3C%2Fp%3E%0A%3Cp%3EStarring%3A%20Dwayne%20Johnson%2C%20Kevin%20Hart%2C%20John%20Krasinski%2C%20Keanu%20Reeves%2C%20Olivia%20Wilde%2C%20Kate%20McKinnon%2C%20Jameela%20Jamil%3C%2Fp%3E%0A%3Cp%3ERating%3A%203%2F5%3C%2Fp%3E%0A
Gothia Cup 2025
4,872 matches
1,942 teams
116 pitches
76 nations
26 UAE teams
15 Lebanese teams
2 Kuwaiti teams
The stats
Ship name: MSC Bellissima
Ship class: Meraviglia Class
Delivery date: February 27, 2019
Gross tonnage: 171,598 GT
Passenger capacity: 5,686
Crew members: 1,536
Number of cabins: 2,217
Length: 315.3 metres
Maximum speed: 22.7 knots (42kph)
UAE currency: the story behind the money in your pockets
GAC GS8 Specs
Engine: 2.0-litre 4cyl turbo
Power: 248hp at 5,200rpm
Torque: 400Nm at 1,750-4,000rpm
Transmission: 8-speed auto
Fuel consumption: 9.1L/100km
On sale: Now
Price: From Dh149,900
PAST 10 BRITISH GRAND PRIX WINNERS
2016 - Lewis Hamilton (Mercedes-GP)
2015 - Lewis Hamilton (Mercedes-GP)
2014 - Lewis Hamilton (Mercedes-GP)
2013 - Nico Rosberg (Mercedes-GP)
2012 - Mark Webber (Red Bull Racing)
2011 - Fernando Alonso (Ferrari)
2010 - Mark Webber (Red Bull Racing)
2009 - Sebastian Vettel (Red Bull Racing)
2008 - Lewis Hamilton (McLaren)
2007 - Kimi Raikkonen (Ferrari)
Classification of skills
A worker is categorised as skilled by the MOHRE based on nine levels given in the International Standard Classification of Occupations (ISCO) issued by the International Labour Organisation.
A skilled worker would be someone at a professional level (levels 1 – 5) which includes managers, professionals, technicians and associate professionals, clerical support workers, and service and sales workers.
The worker must also have an attested educational certificate higher than secondary or an equivalent certification, and earn a monthly salary of at least Dh4,000.
How to apply for a drone permit
- Individuals must register on UAE Drone app or website using their UAE Pass
- Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
- Upload the training certificate from a centre accredited by the GCAA
- Submit their request
What are the regulations?
- Fly it within visual line of sight
- Never over populated areas
- Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
- Users must avoid flying over restricted areas listed on the UAE Drone app
- Only fly the drone during the day, and never at night
- Should have a live feed of the drone flight
- Drones must weigh 5 kg or less
MATCH INFO
Liverpool 2 (Van Dijk 18', 24')
Brighton 1 (Dunk 79')
Red card: Alisson (Liverpool)
The schedule
December 5 - 23: Shooting competition, Al Dhafra Shooting Club
December 9 - 24: Handicrafts competition, from 4pm until 10pm, Heritage Souq
December 11 - 20: Dates competition, from 4pm
December 12 - 20: Sour milk competition
December 13: Falcon beauty competition
December 14 and 20: Saluki races
December 15: Arabian horse races, from 4pm
December 16 - 19: Falconry competition
December 18: Camel milk competition, from 7.30 - 9.30 am
December 20 and 21: Sheep beauty competition, from 10am
December 22: The best herd of 30 camels
QUALIFYING RESULTS
1. Max Verstappen, Netherlands, Red Bull Racing Honda, 1 minute, 35.246 seconds.
2. Valtteri Bottas, Finland, Mercedes, 1:35.271.
3. Lewis Hamilton, Great Britain, Mercedes, 1:35.332.
4. Lando Norris, Great Britain, McLaren Renault, 1:35.497.
5. Alexander Albon, Thailand, Red Bull Racing Honda, 1:35.571.
6. Carlos Sainz Jr, Spain, McLaren Renault, 1:35.815.
7. Daniil Kvyat, Russia, Scuderia Toro Rosso Honda, 1:35.963.
8. Lance Stroll, Canada, Racing Point BWT Mercedes, 1:36.046.
9. Charles Leclerc, Monaco, Ferrari, 1:36.065.
10. Pierre Gasly, France, Scuderia Toro Rosso Honda, 1:36.242.
Eliminated after second session
11. Esteban Ocon, France, Renault, 1:36.359.
12. Daniel Ricciardo, Australia, Renault, 1:36.406.
13. Sebastian Vettel, Germany, Ferrari, 1:36.631.
14. Antonio Giovinazzi, Italy, Alfa Romeo Racing Ferrari, 1:38.248.
Eliminated after first session
15. Antonio Giovinazzi, Italy, Alfa Romeo Racing Ferrari, 1:37.075.
16. Kimi Raikkonen, Finland, Alfa Romeo Racing Ferrari, 1:37.555.
17. Kevin Magnussen, Denmark, Haas Ferrari, 1:37.863.
18. George Russell, Great Britain, Williams Mercedes, 1:38.045.
19. Pietro Fittipaldi, Brazil, Haas Ferrari, 1:38.173.
20. Nicholas Latifi, Canada, Williams Mercedes, 1:38.443.
World Test Championship table
1 India 71 per cent
2 New Zealand 70 per cent
3 Australia 69.2 per cent
4 England 64.1 per cent
5 Pakistan 43.3 per cent
6 West Indies 33.3 per cent
7 South Africa 30 per cent
8 Sri Lanka 16.7 per cent
9 Bangladesh 0
More on animal trafficking
Company profile
Company name: Dharma
Date started: 2018
Founders: Charaf El Mansouri, Nisma Benani, Leah Howe
Based: Abu Dhabi
Sector: TravelTech
Funding stage: Pre-series A
Investors: Convivialite Ventures, BY Partners, Shorooq Partners, L& Ventures, Flat6Labs
The Voice of Hind Rajab
Starring: Saja Kilani, Clara Khoury, Motaz Malhees
Director: Kaouther Ben Hania
Rating: 4/5
BRIEF SCORES
England 353 and 313-8 dec
(B Stokes 112, A Cook 88; M Morkel 3-70, K Rabada 3-85)
(J Bairstow 63, T Westley 59, J Root 50; K Maharaj 3-50)
South Africa 175 and 252
(T Bavuma 52; T Roland-Jones 5-57, J Anderson 3-25)
(D Elgar 136; M Ali 4-45, T Roland-Jones 3-72)
Result: England won by 239 runs
England lead four-match series 2-1
Global state-owned investor ranking by size
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Other workplace saving schemes
- The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
- Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
- National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
- In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
- Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.
How to protect yourself when air quality drops
Install an air filter in your home.
Close your windows and turn on the AC.
Shower or bath after being outside.
Wear a face mask.
Stay indoors when conditions are particularly poor.
If driving, turn your engine off when stationary.
