The Fantastic Four: First Steps marks 37th entry in the Marvel Cinematic Universe – and the final film in the timeline before Avengers: Doomsday in 2026.
And before Robert Downey Jr. re-enters the MCU next year as the company's most famous villain, there's plenty to catch up on. For those looking to begin a venture into, arguably, cinema's most popular worlds of the past two decades, it's best to start at the beginning.
Here is how to watch all movies of the MCU in chronological order – and our review of each.
1. Captain America: The First Avenger (2011)
A great intro to the MCU, set during the Second World War, it has Steve Rogers (Chris Evans) being recruited as part of the super-soldier experiment, causing – hey presto – the birth of Captain America. We also get a first look at an Infinity Stone, the power-wielding jewels that will escalate in importance.
Rating: 4/5
2. Captain Marvel (2019)
Arriving in the nick of time before Avengers: Infinity War, cosmic hero Captain Marvel (Brie Larson) gets her origin story here – all set in 1995 – as two alien races come to blows. The fun part is seeing Samuel L Jackson’s Nick Fury, a regular from the intelligence agency S.H.I.E.L.D., as his younger self, before he got that distinctive eye patch.
Rating: 3/5
3. Iron Man (2008)
It all began here. Back in 2008, Jon Favreau’s Iron Man was something of a risk. But casting Robert Downey Jr as the snarky Tony Stark, an inventor-billionaire who builds himself a weapon-clad suit, was a masterstroke. An entire generation-defining movie series got off to a splendid start.
Rating: 4/5
4. Iron Man 2 (2010)
Downey Jr flexed his muscles further against Mickey Rourke’s whip-cracking Russian baddie, but this is most notable for introducing Scarlett Johansson as Natasha Romanoff – aka Black Widow, the ultra-limber spy who will eventually join Iron Man in the S.H.I.E.L.D. superhero gang The Avengers.
Rating: 3/5
5. The Incredible Hulk (2008)
It took Marvel three goes to get the angry green giant right. This wasn’t it. Following 2003’s Hulk (not part of the MCU), this reboot had Ed Norton take over as Dr Bruce Banner, before Mark Ruffalo later inherited the mantle. It pre-dates The Avengers, though it’s unclear where it sits in the timeline. Iron Man does make a cameo, though.
Rating: 2/5
6. Thor (2011)
Set six months before The Avengers, Chris Hemsworth and Tom Hiddleston first appear as Asgard warrior Thor and his mischief-making, power-grabbing adoptive brother Loki, in a fine effort by Kenneth Branagh, who compared it all to King Lear. Intern Darcy Lewis, later to return in TV spin-off WandaVision, also makes her MCU debut.
Rating: 4/5
7. The Avengers (2012)
Marvel’s so-called Phase One came to a resounding close in Joss Whedon’s titanic superhero flick, as the Avengers assemble against Loki and his alien hoards. Watching Iron Man bicker with Captain America and “Hulk smash” were only two of the highlights of a film that also, properly, introduced Jeremy Renner’s archer Hawkeye after his Thor cameo.
Rating: 5/5
8. Iron Man 3 (2013)
Six months on from The Avengers, Iron Man deals with the fallout from those events while coming up against the Mandarin, the leader of a terrorist group known as the Ten Rings. Shane Black directs with his usual wit, though Sir Ben Kingsley’s role – a huge twist in the film – left some fans a bit bemused.
Rating: 3/5
9. Thor: Dark World (2013)
Directed by Games of Thrones’ Alan Taylor, this second outing for Thor – which concludes with half of Greenwich in London being destroyed – was inferior to the first, owing to Christopher Eccleston’s generic villain Malekith. It does introduce Benicio Del Toro’s infinity stones-hoarder, the Collector, though.
Rating: 3/5
10. Captain America: The Winter Soldier (2014)
The first of four essential MCU movies directed by Joe and Anthony Russo, Captain America’s second solo outing, digging further into S.H.I.E.L.D., comes two years on from The Avengers’ climactic Battle of New York. Drawing from 1970s-style conspiracy/espionage tales such as Three Days of the Condor, it further expanded Black Widow’s character too.
Rating: 4/5
11. Guardians of the Galaxy (2014)
Director James Gunn’s first entry into the MCU arrived with this insouciant tale of intergalactic rogues. Chris Pratt leads the way as Peter Quill – aka Star-Lord – but the show is stolen by Rocket, a talking raccoon, and his pal Groot, a tree of very few words.
Rating: 4/5
12. Guardians of the Galaxy Vol 2 (2017)
A disappointment after the highs of its predecessor, but still a lot of fun – with the Guardians again patrolling the outer reaches of the galaxy. It also expands on the Celestials, the cosmic beings that created the Eternals, with Kurt Russell as Ego.
Rating: 3/5
13. Avengers: Age of Ultron (2015)
As the Avengers team up to fight Ultron, an AI enemy hellbent on destruction, more get recruited, including Wanda Maximoff (Elizabeth Olsen), Vision (Paul Bettany) and Sam Wilson (Anthony Mackie), aka Falcon. Doesn’t hit the highs of Whedon’s earlier movie, though.
Rating: 3/5
14. Ant-Man (2015)
Its tortured genesis notwithstanding – director Edgar Wright quit the project, Peyton Reed took over – this is one of the most irreverent MCU entries. Thief Scott Lang (Paul Rudd) is shrunk to insect-size by tech invented by Michael Douglas’ former S.H.I.E.L.D. employee Hank Pym, just in time to join the fight in the coming Civil War.
Rating: 4/5
15. Captain America: Civil War (2016)
One of the great comic-book movies, as Iron Man and Cap come to blows and the Avengers’ infighting escalates to epic proportions. This second Russo brothers' MCU effort includes the glorious introduction of Tom Holland as Peter Parker, aka Spider-Man – the third, and certainly the best, actor to play Stan Lee’s web-spinning hero in the 21st century.
Rating: 5/5
16. Black Widow (2021)
Taking place directly after the events of Captain America: Civil War, this origin story for Romanoff also introduces her "sister", Yelena (Florence Pugh), also trained in the so-called Red Room. To stay spoiler-free, avoid the post-credits sequence, though, until you’ve watched Avengers: Endgame.
Rating: 4/5
17. Spider-Man: Homecoming (2017)
Set post-Civil War, Jon Watts’ effort goes all The Breakfast Club, with Peter Parker hanging out at Midtown School of Science and Technology with his pals, including love interest MJ (Zendaya). Michael Keaton pops in as the bad guy, Adrian Toomes, with an axe to grind against Stark Industries.
Rating: 4/5
18. Doctor Strange (2016)
This intro for Benedict Cumberbatch’s mystic, time-bending neurosurgeon came under fire for Tilda Swinton’s casting as the Ancient One, a Tibetan character from the comics refashioned as Celtic. But no question, this is the MCU’s most surreal movie yet and a vital primer for Avengers: Infinity War.
Rating: 4/5
19. Black Panther (2018)
Never mind its place in the MCU, Blank Panther was a genuine cultural moment, when Marvel unveiled the fictional African nation of Wakanda and Chadwick Boseman in the title role. The first superhero movie to get a Best Picture Oscar nomination, this fired imaginations in its positive, passionate representation of black culture.
Rating: 4/5
20. Thor: Ragnarok (2017)
The best Thor movie yet, thanks to the arrival of Kiwi director Taika Waititi, who imported his off-kilter humour perfectly into the MCU. With Thor fighting against Cate Blanchett’s Hela, the Asgardian goddess of death, it also brings in Loki and Hulk for a hugely enjoyable space romp.
Rating: 4/5
21. Ant-Man and the Wasp (2018)
Be careful here. The post-credits scene ties into the finale of Infinity War, so maybe hold off on watching until you’ve seen IW. But timewise, this quantum realm-hopping adventure begins two years on from Scott Lang’s initial involvement with the Avengers in Civil War, with him now under house arrest.
Rating: 4/5
22. Avengers: Infinity War (2018)
The pinnacle of the series and everything the MCU was building towards, as the Avengers confront alien megalomaniac Thanos, now in possession of the Infinity Stones and with a major grudge against the universe. Filled with genuine jaw-dropping moments, this was comic book fare on a Shakespearean level.
Rating: 5/5
23. Avengers: Endgame (2019)
It became the biggest-grossing movie of all time (before Avatar's re-release before the sequel in 2022). This conclusion to the MCU’s Infinity saga storyline is another epic, spanning five years. Dealing with the theme of sacrifice for the greater good, it might just be the most emotional Marvel movie yet. Be warned: not everyone makes it out alive.
Rating: 5/5
24. Spider-Man: Far from Home (2019)
Eight months after Endgame, Spidey takes a European holiday with his classmates and comes up against the Elementals and Jake Gyllenhaal’s Mysterio. Watts’s sequel neatly touches on the Americans-abroad trope in a breezy and much-needed pick-me-up after the apocalyptic events of before.
Rating: 3/5
25. Spider-Man: No Way Home (2021)
Picking up directly after Far From Home, this mind-bending multiverse movie sees Holland’s Spider-Man face friends and foes from parallel universes in a film that feels like a joyous slice of fan service. Spinning a wild web, it feels like a movie that will send the MCU in an entirely new and bold direction.
Rating: 5/5
26. Shang-Chi and the Legend of the Ten Rings (2021)
Director Destin Daniel Cretton says his effort takes place in the “present day” so that makes it the most up-to-date entry in the series. Starring Simu Liu as the titular trained assassin, who left behind a life of killing, it reacquaints us with the Ten Rings in a more satisfying way than Iron Man 3 managed.
Rating: 4/5
27. Eternals (2021)
Five years on from events in Infinity War and eight months after Endgame, Eternals comes late in the MCU ordering. But – just to confuse you – there are some flashbacks to ancient Aztec, Babylon and so on, as the world’s oldest superheroes are introduced in their battle against the alien Deviants.
Rating: 3/5
28. Black Panther: Wakanda Forever (2022)
In the wake of King T’Challa’s death, Queen Ramonda (Angela Bassett) and her daughter Shuri (Letitia Wright) along with M’Baku (Winston Duke), Okoye (Danai Gurira) and the Dora Milaje, the team of women who serve as special forces for Wakanda, are in a fight to protect their nation from new intervening and threatening world powers.
As Wakanda rises up to embrace its future without its king, the heroes must work together to forge a new path for the kingdom.
Rating: 4/5
29. Thor: Love and Thunder (2022)
A combination of drama, comedy, familiar faces, nostalgia and heart-warming moments the superhero franchise has become known for, Waititi returns with his signature humorous touch in this sequel to Thor: Ragnarok (2017).
Thor reunites with Dr Jane Foster, who broke up with him "eight years, seven months and six days, give or take" ago, putting this timeline to between 2023 and 2025 and after Shang-Chi and the Legend of the Ten Rings.
A fun ride from beginning to end, and possibly Hemsworth's last outing as Thor, this one is all about growing up, getting older and finding the one you love.
Rating: 4/5
30. Doctor Strange in the Multiverse of Madness (2022)
The film takes place after the events of Spider-Man: No Way Home and sees Doctor Strange continue his research on the Time Stone. However, when Strange casts a forbidden spell, he accidentally opens the doorway to the multiverse and unleashes evil. Faced with old enemies and new foes, he is forced to break the very seams of reality to save it.
Rating: 3/5
31. Ant-Man and the Wasp: Quantumania (2023)
Ant-Man and the Wasp: Quantumania signals the start of the fifth phase of the MCU. The story begins when the family of microscopic heroes – which include Scott Lang (Paul Rudd), Hope van Dyne (Evangeline Lilly), Janet van Dyne (Michelle Pfeiffer) and Hank Pym (Michael Douglas) – are unwillingly sucked into the Quantum Realm.
However, the deeper we venture into the story, and the Quantum Realm, it becomes clear that the film is less about Ant-Man than it is a vehicle to introduce the big baddie of phase five of the MCU: Kang the Conqueror.
Rating: 2/5
32. Guardians of the Galaxy Vol 3 (2023)
The last instalment, Guardians of the Galaxy Vol 3, is bittersweet. The film is a testament to director and writer James Gunn’s singular vision where action, comedy and emotional storylines meet powerful music for a gripping cinematic experience.
Unlike the previous films, the Guardians aren’t facing off against one ominous villain whose plan is to eradicate half of all life in the universe. But on the whole, Gunn has delivered to audiences what they expected and always loved about the Guardians of the Galaxy universe: an adventure full of heart, humour and friendship. Most importantly though, what Guardians of the Galaxy Volume 3 achieves is ultimately a satisfying finale to a story of unforgettable characters.
Rating: 4/5
33. Deadpool & Wolverine (2024)
While Deadpool & Wolverine was billed as the debut of the two titular characters in the Marvel Cinematic Universe, this manic, violent and thoroughly R-rated buddy comedy features very little interaction with the MCU.
Instead, it acts as a coda to the 20th Century Fox Marvel film universe, including Blade, Electra, Fantastic Four and the X-Men series, which unofficially ended when Disney bought the studio back in 2019.
While there is one scene set before Avengers: Endgame in 2018 when Iron Man was still alive and numerous scenes in the in-between world established in the Disney+ Loki series, Deadpool and Wolverine probably won't enter the proper Marvel timeline until the coming Avengers: Doomsday, which is set for a 2026 release and will star Robert Downey Jr as Doctor Doom, or Avengers: Secret Wars, which is set to release in 2027.
Nevertheless, while it falls apart a bit in the final act, it's a must-watch for Marvel fans new and old, and proves that the MCU still has some tricks up its sleeve.
Rating: 3/5
34. The Marvels (2023)
Set in 2026, The Marvels is not merely a sequel to the 2019 hit Captain Marvel, which introduced Brie Larson's hero of the same name, it also continues the female-led stories established in Disney+ MCU series WandaVision and Ms Marvel, the latter of which introduced Kamala Khan, Marvel's first Muslim superhero.
The breezy tone runtime makes it watchable if mostly forgettable, but the film also adds little to the overall Marvel narrative, with only Iman Vellani's committed and fun performance as Ms Marvel to buoy the proceedings.
Rating: 2/5
35. Captain America: Brave New World (2025)
In many ways, the Captain America franchise has been the beating heart of the Marvel Cinematic Universe, establishing Steve Rogers as the grander story's moral centre. His successor and former partner Sam Wilson tries to do the same in his first solo film, to near-disastrous results.
While Sam has earned a lot of good will from fans of the past 15 years, Captain America: Brave New World fails to provide a good reason why he should be Marvel's main character moving forward. Here, he mainly goes through the motions in one of the least watchable political thrillers ever put to film, which goes from boring to silly when president Harrison Ford begins turning into a big red monster because he'd been given the wrong pills.
Taking place in 2027 (we know this because Sam Wilson says that Bucky Barnes, born in 1917, is 110), this sets the stage for Sam-led Avengers team to potentially debut in Avengers: Doomsday in 2026. But honestly, you can skip it.
Rating: 0/5
36. Thunderbolts* (2025)
When Marvel is at its worst, keeping up with the ins and outs can feel like homework. When Marvel is at its best, everything clicks into place even without context.
Thunderbolts*, which is set in 2027 after Brave New World, finds Marvel once again at its best, uniting discarded supporting characters from other stories and turning that seeming weakness into the film's greatest asset. Told with empathy and humour, this is a story of flawed, human characters that audiences can't help but root for.
And thanks to director Jeff Scheier's reliance on old-fashioned in-camera stunt work and committed performances from top-tier talents in Florence Pugh and Sebastian Stan in particular, the film ultimately earns its second name The New Avengers – which ensures that these characters will be a prominent part of Avengers: Doomsday.
Rating: 3/5
37. The Fantastic Four: First Steps (2025)
It's taken decades to get Marvel's first family right. First there was an unreleased movie in 1994. Then two mediocre 2000s outings, and finally a disastrous 2014 reimagining.
For those who yearned for an accurate representation of artist Jack Kirby and writer Stan Lee's defining creations, the wish has been granted. The Fantastic Four: First Steps is a love letter to the original 1960s comics – full of retro-futuristic optimism, iconic characters and big stakes.
While it may be set in the 1960s, that doesn't take place in the MCU's past. The film is set on Earth 828 (a nod to Kirby's birthday), and when these characters interact with the rest of the MCU, they'll be transported into Earth 626 (the main MCU world) in the present day.
And while these may be the best version we've seen of these characters yet – it's not the perfect introduction. This family is still a little bit too perfect. For us to truly care about them the way we did Iron Man, Captain America and Thor, they'll have to be a bit more flawed, with more clearly defined character journeys moving forward.
Rating: 3/5
ENGLAND SQUAD
Goalkeepers Henderson, Pickford, Pope.
Defenders Alexander-Arnold, Chilwell, Coady, Dier, Gomez, Keane, Maguire, Maitland-Niles, Mings, Saka, Trippier, Walker.
Midfielders Henderson, Mount, Phillips, Rice, Ward-Prowse, Winks.
Forwards Abraham, Barnes, Calvert-Lewin, Grealish, Ings, Kane, Rashford, Sancho, Sterling.
UAE FIXTURES
October 18 – 7.30pm, UAE v Oman, Zayed Cricket Stadium, Abu Dhabi
October 19 – 7.30pm, UAE v Ireland, Zayed Cricket Stadium, Abu Dhabi
October 21 – 2.10pm, UAE v Hong Kong, Zayed Cricket Stadium, Abu Dhabi
October 22 – 2.10pm, UAE v Jersey, Zayed Cricket Stadium, Abu Dhabi
October 24 – 10am, UAE v Nigeria, Abu Dhabi Cricket Oval 1
October 27 – 7.30pm, UAE v Canada, Zayed Cricket Stadium, Abu Dhabi
October 29 – 2.10pm, Playoff 1 – A2 v B3; 7.30pm, Playoff 2 – A3 v B2, at Dubai International Stadium.
October 30 – 2.10pm, Playoff 3 – A4 v Loser of Play-off 1; 7.30pm, Playoff 4 – B4 v Loser of Play-off 2 at Dubai International Stadium
November 1 – 2.10pm, Semifinal 1 – B1 v Winner of Play-off 1; 7.30pm, Semifinal 2 – A1 v Winner of Play-off 2 at Dubai International Stadium
November 2 – 2.10pm, Third place Playoff – B1 v Winner of Play-off 1; 7.30pm, Final, at Dubai International Stadium
england euro squad
Goalkeepers: Dean Henderson (Man Utd), Sam Johnstone (West Brom), Jordan Pickford (Everton)
Defenders: John Stones (Man City), Luke Shaw (Man Utd), Harry Maguire (Man Utd), Trent Alexander-Arnold (Liverpool), Kyle Walker (Man City), Tyrone Mings (Aston Villa), Reece James (Chelsea), Conor Coady (Wolves), Ben Chilwell (Chelsea), Kieran Trippier (Atletico Madrid)
Midfielders: Mason Mount (Chelsea), Declan Rice (West Ham), Jordan Henderson (Liverpool), Jude Bellingham (Borussia Dortmund), Kalvin Phillips (Leeds)
Forwards: Harry Kane (Tottenham), Marcus Rashford (Man Utd), Raheem Sterling (Man City), Dominic Calvert-Lewin (Everton), Phil Foden (Man City), Jack Grealish (Aston Villa), Jadon Sancho (Borussia Dortmund), Bukayo Saka (Arsenal)
Skoda Superb Specs
Engine: 2-litre TSI petrol
Power: 190hp
Torque: 320Nm
Price: From Dh147,000
Available: Now
What went into the film
25 visual effects (VFX) studios
2,150 VFX shots in a film with 2,500 shots
1,000 VFX artists
3,000 technicians
10 Concept artists, 25 3D designers
New sound technology, named 4D SRL
The specs: 2018 Chevrolet Equinox
Price, base / as tested: Dh76,900 / Dh110,900
Engine: 2.0L, turbocharged in-line four-cylinder
Gearbox: Nine-speed automatic
Power: 252hp @ 5,500rpm
Torque: Torque: 352Nm @ 2,500rpm
Fuel economy, combined: 8.5L / 100km
Ten tax points to be aware of in 2026
1. Domestic VAT refund amendments: request your refund within five years
If a business does not apply for the refund on time, they lose their credit.
2. E-invoicing in the UAE
Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption.
3. More tax audits
Tax authorities are increasingly using data already available across multiple filings to identify audit risks.
4. More beneficial VAT and excise tax penalty regime
Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.
5. Greater emphasis on statutory audit
There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.
6. Further transfer pricing enforcement
Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes.
7. Limited time periods for audits
Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion.
8. Pillar 2 implementation
Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.
9. Reduced compliance obligations for imported goods and services
Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations.
10. Substance and CbC reporting focus
Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity.
Contributed by Thomas Vanhee and Hend Rashwan, Aurifer
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Groom and Two Brides
Director: Elie Semaan
Starring: Abdullah Boushehri, Laila Abdallah, Lulwa Almulla
Rating: 3/5
What can victims do?
Always use only regulated platforms
Stop all transactions and communication on suspicion
Save all evidence (screenshots, chat logs, transaction IDs)
Report to local authorities
Warn others to prevent further harm
Courtesy: Crystal Intelligence
Profile of Udrive
Date started: March 2016
Founder: Hasib Khan
Based: Dubai
Employees: 40
Amount raised (to date): $3.25m – $750,000 seed funding in 2017 and a Seed round of $2.5m last year. Raised $1.3m from Eureeca investors in January 2021 as part of a Series A round with a $5m target.
'Joker'
Directed by: Todd Phillips
Starring: Joaquin Phoenix
Rating: Five out of five stars
THE BIO
Favourite book: ‘Purpose Driven Life’ by Rick Warren
Favourite travel destination: Switzerland
Hobbies: Travelling and following motivational speeches and speakers
Favourite place in UAE: Dubai Museum
SPEC%20SHEET%3A%20APPLE%20IPHONE%2014
%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%C2%A06.1%22%20Super%20Retina%20XDR%20OLED%2C%202532%20x%201170%2C%20460ppi%2C%20HDR%2C%20True%20Tone%2C%20P3%2C%201200%20nits%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%C2%A0A15%20Bionic%2C%206-core%20CPU%2C%205-core%20GPU%2C%2016-core%20Neural%20Engine%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%C2%A06GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECapacity%3A%3C%2Fstrong%3E%C2%A0128%2F256%2F512GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPlatform%3A%3C%2Fstrong%3E%C2%A0iOS%2016%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%3A%3C%2Fstrong%3E%C2%A0Dual%2012MP%20main%20(f%2F1.5)%20%2B%2012MP%20ultra-wide%20(f%2F2.4)%3B%202x%20optical%2C%205x%20digital%3B%20Photonic%20Engine%2C%20Deep%20Fusion%2C%20Smart%20HDR%204%2C%20Portrait%20Lighting%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%20video%3A%3C%2Fstrong%3E%C2%A04K%20%40%2024%2F25%2F3060fps%2C%20full-HD%20%40%2025%2F30%2F60fps%2C%20HD%20%40%2030fps%3B%20HD%20slo-mo%20%40%20120%2F240fps%3B%20night%2C%20time%20lapse%2C%20cinematic%2C%20action%20modes%3B%20Dolby%20Vision%2C%204K%20HDR%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%3A%3C%2Fstrong%3E%C2%A012MP%20TrueDepth%20(f%2F1.9)%2C%20Photonic%20Engine%2C%20Deep%20Fusion%2C%20Smart%20HDR%204%3B%20Animoji%2C%20Memoji%3B%20Portrait%20Lighting%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%20video%3A%3C%2Fstrong%3E%204K%20%40%2024%2F25%2F3060fps%2C%20full-HD%20%40%2025%2F30%2F60fps%2C%20HD%20slo-mo%20%40%20120fps%3B%20night%2C%20time%20lapse%2C%20cinematic%2C%20action%20modes%3B%20Dolby%20Vision%2C%204K%20HDR%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%C2%A03279%20mAh%2C%C2%A0up%20to%2020h%20video%2C%2016h%20streaming%20video%2C%2080h%20audio%3B%20fast%20charge%20to%2050%25%20in%2030m%3B%20MagSafe%2C%20Qi%20wireless%20charging%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%C2%A0Wi-Fi%2C%20Bluetooth%205.3%2C%20NFC%20(Apple%20Pay)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBiometrics%3A%3C%2Fstrong%3E%20Face%20ID%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%C2%A0Lightning%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECards%3A%3C%2Fstrong%3E%C2%A0Dual%20eSIM%20%2F%20eSIM%20%2B%20SIM%20(US%20models%20use%20eSIMs%20only)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%C2%A0Blue%2C%20midnight%2C%20purple%2C%20starlight%2C%20Product%20Red%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIn%20the%20box%3A%3C%2Fstrong%3E%C2%A0iPhone%2014%2C%20USB-C-to-Lightning%20cable%2C%20one%20Apple%20sticker%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%C2%A0Dh3%2C399%20%2F%20Dh3%2C799%20%2F%20Dh4%2C649%3C%2Fp%3E%0A
The specs
Engine: Dual 180kW and 300kW front and rear motors
Power: 480kW
Torque: 850Nm
Transmission: Single-speed automatic
Price: From Dh359,900 ($98,000)
On sale: Now
How Filipinos in the UAE invest
A recent survey of 10,000 Filipino expatriates in the UAE found that 82 per cent have plans to invest, primarily in property. This is significantly higher than the 2014 poll showing only two out of 10 Filipinos planned to invest.
Fifty-five percent said they plan to invest in property, according to the poll conducted by the New Perspective Media Group, organiser of the Philippine Property and Investment Exhibition. Acquiring a franchised business or starting up a small business was preferred by 25 per cent and 15 per cent said they will invest in mutual funds. The rest said they are keen to invest in insurance (3 per cent) and gold (2 per cent).
Of the 5,500 respondents who preferred property as their primary investment, 54 per cent said they plan to make the purchase within the next year. Manila was the top location, preferred by 53 per cent.
The Bio
Hometown: Bogota, Colombia
Favourite place to relax in UAE: the desert around Al Mleiha in Sharjah or the eastern mangroves in Abu Dhabi
The one book everyone should read: 100 Years of Solitude by Gabriel Garcia Marquez. It will make your mind fly
Favourite documentary: Chasing Coral by Jeff Orlowski. It's a good reality check about one of the most valued ecosystems for humanity
Results
5pm: Maiden (PA) Dh80,000 (Turf) 1,200m, Winner: ES Rubban, Antonio Fresu (jockey), Ibrahim Aseel (trainer)
5.30pm: Handicap (PA) Dh85,000 (T) 1,200m, Winner: Al Mobher, Sczcepan Mazur, Ibrahim Al Hadhrami
6pm: Handicap (PA) Dh80,000 (T) 2,200m, Winner: Jabalini, Tadhg O’Shea, Ibrahim Al Hadhrami
6.30pm: Wathba Stallions Cup (PA) Dh70,000 (T) 2,200m, Winner: AF Abahe, Tadgh O’Shea, Ernst Oertel
7pm: Handicap (PA) Dh85,000 (T) 1,600m, Winner: AF Makerah, Tadhg O’Shea, Ernst Oertel
7.30pm: Maiden (TB) Dh80,000 (T) 1,600m, Winner: Law Of Peace, Tadhg O’Shea, Satish Seemar
Living in...
This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.
Our legal consultant
Name: Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
BMW M5 specs
Engine: 4.4-litre twin-turbo V-8 petrol enging with additional electric motor
Power: 727hp
Torque: 1,000Nm
Transmission: 8-speed auto
Fuel consumption: 10.6L/100km
On sale: Now
Price: From Dh650,000
Changing visa rules
For decades the UAE has granted two and three year visas to foreign workers, tied to their current employer. Now that's changing.
Last year, the UAE cabinet also approved providing 10-year visas to foreigners with investments in the UAE of at least Dh10 million, if non-real estate assets account for at least 60 per cent of the total. Investors can bring their spouses and children into the country.
It also approved five-year residency to owners of UAE real estate worth at least 5 million dirhams.
The government also said that leading academics, medical doctors, scientists, engineers and star students would be eligible for similar long-term visas, without the need for financial investments in the country.
The first batch - 20 finalists for the Mohammed bin Rashid Medal for Scientific Distinction.- were awarded in January and more are expected to follow.
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%3Cp%3EThe%20Royal%20Navy%20raid%20is%20the%20latest%20in%20a%20series%20of%20successful%20interceptions%20of%20drugs%20and%20arms%20in%20the%20Gulf%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMay%2011%3A%20%3C%2Fstrong%3EUS%20coastguard%20recovers%20%2480%20million%20heroin%20haul%20from%20fishing%20vessel%20in%20Gulf%20of%20Oman%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMay%208%3A%3C%2Fstrong%3E%20US%20coastguard%20vessel%20USCGC%20Glen%20Harris%20seizes%20heroin%20and%20meth%20worth%20more%20than%20%2430%20million%20from%20a%20fishing%20boat%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMarch%202%3A%3C%2Fstrong%3E%20Anti-tank%20guided%20missiles%20and%20missile%20components%20seized%20by%20HMS%20Lancaster%20from%20a%20small%20boat%20travelling%20from%20Iran%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EOctober%209%2C%202022%3A%20%3C%2Fstrong%3ERoyal%20Navy%20frigate%20HMS%20Montrose%20recovers%20drugs%20worth%20%2417.8%20million%20from%20a%20dhow%20in%20Arabian%20Sea%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ESeptember%2027%2C%202022%3A%3C%2Fstrong%3E%20US%20Naval%20Forces%20Central%20Command%20reports%20a%20find%20of%202.4%20tonnes%20of%20heroin%20on%20board%20fishing%20boat%20in%20Gulf%20of%20Oman%C2%A0%3C%2Fp%3E%0A
Panipat
Director Ashutosh Gowariker
Produced Ashutosh Gowariker, Rohit Shelatkar, Reliance Entertainment
Cast Arjun Kapoor, Sanjay Dutt, Kriti Sanon, Mohnish Behl, Padmini Kolhapure, Zeenat Aman
Rating 3 /5 stars
The past Palme d'Or winners
2018 Shoplifters, Hirokazu Kore-eda
2017 The Square, Ruben Ostlund
2016 I, Daniel Blake, Ken Loach
2015 Dheepan, Jacques Audiard
2014 Winter Sleep (Kış Uykusu), Nuri Bilge Ceylan
2013 Blue is the Warmest Colour (La Vie d'Adèle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux
2012 Amour, Michael Haneke
2011 The Tree of Life, Terrence Malick
2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul
2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke
2008 The Class (Entre les murs), Laurent Cantet
EA Sports FC 26
Publisher: EA Sports
Consoles: PC, PlayStation 4/5, Xbox Series X/S
Rating: 3/5
Australia World Cup squad
Aaron Finch (capt), Usman Khawaja, David Warner, Steve Smith, Shaun Marsh, Glenn Maxwell, Marcus Stoinis, Alex Carey, Pat Cummins, Mitchell Starc, Jhye Richardson, Nathan Coulter-Nile, Jason Behrendorff, Nathan Lyon, Adam Zampa
Key changes
Commission caps
For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:
• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).
• On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).
• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.
• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.
• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.
Disclosure
Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.
“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”
Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.
Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.
“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.
Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.
The Perfect Couple
Starring: Nicole Kidman, Liev Schreiber, Jack Reynor
Creator: Jenna Lamia
Rating: 3/5
'The Batman'
Stars:Robert Pattinson
Director:Matt Reeves
Rating: 5/5
Juliet, Naked
Dir: Jesse Peretz
Starring: Chris O'Dowd, Rose Byrne, Ethan Hawke
Two stars
GAC GS8 Specs
Engine: 2.0-litre 4cyl turbo
Power: 248hp at 5,200rpm
Torque: 400Nm at 1,750-4,000rpm
Transmission: 8-speed auto
Fuel consumption: 9.1L/100km
On sale: Now
Price: From Dh149,900
Quarter-finals
Saturday (all times UAE)
England v Australia, 11.15am
New Zealand v Ireland, 2.15pm
Sunday
Wales v France, 11.15am
Japan v South Africa, 2.15pm
