Key questions answered as Emirates ID replaces UAE residency visa

The Emirates ID — the UAE's identification card system — is continuing to evolve and become more efficient.

In August, officials unveiled a "new generation" Emirates ID that has enhanced protection of non-visible data and increased service life of more than 10 years. It includes a 3D picture using laser-printing technology to show the date of birth of the cardholder.

The latest update on Tuesday from the Federal Authority for Identity, Citizenship, Customs and Port Security will replace residency visa stickers on passports with card — one less process in the application process for expats.

A circular was sent by the authority to departments and airlines who can now verify the residency status through the passport number and Emirates ID.

Here, The National takes a look at what the most recent announcement means for UAE residents.

What's different?

The changes will merge the residence and identity card applications, instead of the previous separate applications.

The new Emirates ID cards will include the details previously stored in the residence sticker.

Once a medical test is passed, residents’ visa status will now be available in the Emirates ID.

The authority also said its smart application provides the possibility to obtain an electronic copy of the identity card.

When will it change?

Authorities said the changeover will happen from April 11.

What are the advantages?

The decision will reduce the paperwork associated with the process of issuing and renewing the residency visa.

The most practical advantage is the visa won't take up a page of your passport.

It will also improve efficiency. Currently, anyone applying for a new residency visa has to submit their passport to have the sticker applied. In some cases, it could take weeks for the process to be completed.

Who does it apply to?

Any foreign resident applying for an Emirates ID.

How will it affect smart gates at the airport?

Smart gates at airports in the UAE now accept biometric passports. If you’re registered for the smart gates, you can pass through by simply looking at the green light on top of the camera to verify your biometrics.

Tips for newlyweds to better manage finances

All couples are unique and have to create a financial blueprint that is most suitable for their relationship, says Vijay Valecha, chief investment officer at Century Financial. He offers his top five tips for couples to better manage their finances.

Discuss your assets and debts: When married, it’s important to understand each other’s personal financial situation. It’s necessary to know upfront what each party brings to the table, as debts and assets affect spending habits and joint loan qualifications. Discussing all aspects of their finances as a couple prevents anyone from being blindsided later.

Decide on the financial/saving goals: Spouses should independently list their top goals and share their lists with one another to shape a joint plan. Writing down clear goals will help them determine how much to save each month, how much to put aside for short-term goals, and how they will reach their long-term financial goals.

Set a budget: A budget can keep the couple be mindful of their income and expenses. With a monthly budget, couples will know exactly how much they can spend in a category each month, how much they have to work with and what spending areas need to be evaluated.

Decide who manages what: When it comes to handling finances, it’s a good idea to decide who manages what. For example, one person might take on the day-to-day bills, while the other tackles long-term investments and retirement plans.

Money date nights: Talking about money should be a healthy, ongoing conversation and couples should not wait for something to go wrong. They should set time aside every month to talk about future financial decisions and see the progress they’ve made together towards accomplishing their goals.