Abu Dhabi Big Ticket: lottery winners tell how jackpot changed their lives


Sarwat Nasir
  • English
  • Arabic

Lucky lottery winners in the UAE came together to share their good fortune and reveal how hitting the jackpot transformed their lives.

Many people across the Emirates have become millionaires overnight through the Abu Dhabi Big Ticket draw, which has been making dreams come true since 1992.

While there is a temptation to splash the cash on flashy cars and luxury holidays, residents stressed the importance of using their new-found wealth to provide for their families.

After buying a Dh500 ticket, some have won the grand prize of Dh20 million, Dh15 million, Dh12 million or Dh1 million.

Recent winners of the draw attended a gala dinner in Dubai on Tuesday to celebrate their success.

The National spoke to some of them about how they plan to spend their winnings.

Dh12 million winner won’t give up the day job just yet

Shivamurthy Gali Krishnappa, who lives in Sharjah, is still working as a mechanical engineer for a stainless steel production company despite winning the grand prize.

“I don’t want to rush into anything,” said Mr Krishnappa, 42, from India, who bought the ticket on his own.

“I want to continue life as it was for now and plan properly. The most important thing is to save for my children’s education.”

Shivamurthy Gali Krishnappa, his wife and two children. Courtesy: Shivamurthy Gali Krishnappa Krishnappa
Shivamurthy Gali Krishnappa, his wife and two children. Courtesy: Shivamurthy Gali Krishnappa Krishnappa

Mr Krishnappa has a four-year-old son who wants to be an engineer like his father and a 10-year-old daughter who dreams of becoming a doctor.

He said both went on a toy-shopping spree after the draw, but now only necessary spending would be undertaken to teach the children how to manage money responsibly.

“We are still living in the same house in Sharjah. We’re still discussing what the next step would be, but there are plans to build a house in my home country,” he said.

Garage owner to use Dh10 million to strengthen family ties

Shahed Ahmed Moulvifaiz, a Bangladeshi car garage owner in Al Ain, secured Dh10 million in the Abu Dhabi Big Ticket. Leslie Pableo for The National
Shahed Ahmed Moulvifaiz, a Bangladeshi car garage owner in Al Ain, secured Dh10 million in the Abu Dhabi Big Ticket. Leslie Pableo for The National

Shahed Ahmed Moulvifaiz, a Bangladeshi car garage owner in Al Ain, won his fortune less than a week ago and is waiting for the cash to be transferred to him.

Like Mr Krishnappa, he bought the ticket alone.

But he has already made plans to improve life for himself and his family.

Mr Moulvifaiz, 55, moved to the UAE nearly 40 years ago, but is desperate to bring his wife and two of his children, aged 15 and 26, to the Emirates to live with him. A third, a son aged 25, lives here and helps him run the family business.

“If we have the money and we can afford it now, there’s no reason why we all should be living apart,” he said.

“I want to secure mine and my wife’s retirement years and my children’s future, including my youngest son’s education.”

Mr Moulvifaiz also wants to grow his business and build a house in his home country. He said the one he has now has a weak structure and is not one he could pass on to his children.

He said he had been buying the Abu Dhabi Big Ticket for nearly two decades, but never thought he would win.

Dh100,000 will ease financial pressures

Jayaprakash Mariyan Philip said his Dh100,000 windfall will bolster his finances. Leslie Pableo for The National
Jayaprakash Mariyan Philip said his Dh100,000 windfall will bolster his finances. Leslie Pableo for The National

Jayaprakash Mariyan Philip, an Indian expat in Abu Dhabi, scooped Dh1 million with nine other people.

The prize was split among them equally, leaving Mr Philip, 50, with Dh100,000.

He said the money was not “life-changing” for him, but helped him reduce his financial burdens.

“I have bank loans of Dh325,000, so I’ve paid some of that,” said Mr Philip, who has worked for an oil and gas company since 2010.

His wife and four-year-old daughter live in the capital with him.

He said he would keep buying lottery tickets in the hope he would strike it lucky again.

Dh90,000 will support daughter’s education

Zaheen Kausar will invest her Dh90,000 win in her daughter’s future. Leslie Pableo for The National
Zaheen Kausar will invest her Dh90,000 win in her daughter’s future. Leslie Pableo for The National

When Zaheen Kausar’s husband bought a ticket in her name, she did not think it would bring luck to her family.

But less than a week ago, she was announced as the winner. Now, she is thinking of buying a luxury car for herself.

Ms Kausar, 45, travelled to Abu Dhabi from Pakistan to visit her husband, who earns Dh12,000 per month at a transport company.

“We already own a house in Pakistan, so we want to save for my daughter’s university tuition,” she said.

“If there is anything spare left, I might purchase a car.”

The man making the life-changing call

Richard Isaac is proud to be the man to deliver the good news to new lottery winners. Leslie Pableo for The National
Richard Isaac is proud to be the man to deliver the good news to new lottery winners. Leslie Pableo for The National

Richard Isaac is the man with the honour of picking the winning raffle ticket out of the box and making the life-changing call to the winner.

Before the Covid-19 pandemic, more than 5,000 people would gather during a live event in Abu Dhabi to watch the draw take place.

Since 2020, the draw is streamed live on social media channels, bringing in even larger audiences.

Mr Isaac said many lives change for the better if the winner belongs to a syndicate, a common practice in which several people pool their cash to buy a ticket.

“There was one person who won Dh100,000, but he was sharing the ticket with 20 colleagues,” he said.

“It wasn’t life-changing money, but it’s going to do some good for lots of people, and everyone needs some good these days.”

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Director: Majid Al Ansari

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Benefits of first-time home buyers' scheme
  • Priority access to new homes from participating developers
  • Discounts on sales price of off-plan units
  • Flexible payment plans from developers
  • Mortgages with better interest rates, faster approval times and reduced fees
  • DLD registration fee can be paid through banks or credit cards at zero interest rates
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Ronaldo (14'), Bale (72')

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Director: Rupert Wyatt

Rating: 3/5

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  • The Foreign Ministry launched a review to determine how authorities failed to detect the posts before her entry
  • Artists and researchers fall under a programme called Pause that began in 2017
  • It has benefited more than 700 people from 44 countries, including Syria, Turkey, Iran, and Sudan
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  • Unlike students, they are allowed to bring their families to France
Suggested picnic spots

Abu Dhabi
Umm Al Emarat Park
Yas Gateway Park
Delma Park
Al Bateen beach
Saadiyaat beach
The Corniche
Zayed Sports City
 
Dubai
Kite Beach
Zabeel Park
Al Nahda Pond Park
Mushrif Park
Safa Park
Al Mamzar Beach Park
Al Qudrah Lakes 

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Company profile

Company: Eighty6 

Date started: October 2021 

Founders: Abdul Kader Saadi and Anwar Nusseibeh 

Based: Dubai, UAE 

Sector: Hospitality 

Size: 25 employees 

Funding stage: Pre-series A 

Investment: $1 million 

Investors: Seed funding, angel investors  

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Company: Justmop.com

Date started: December 2015

Founders: Kerem Kuyucu and Cagatay Ozcan

Sector: Technology and home services

Based: Jumeirah Lake Towers, Dubai

Size: 55 employees and 100,000 cleaning requests a month

Funding:  The company’s investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. 

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Date of birth: April 18, 1998

Playing position: Winger

Clubs: 2015-2017 – Al Ahli Dubai; March-June 2018 – Paris FC; August – Al Wahda

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Directors: Raj & DK

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Why it pays to compare

A comparison of sending Dh20,000 from the UAE using two different routes at the same time - the first direct from a UAE bank to a bank in Germany, and the second from the same UAE bank via an online platform to Germany - found key differences in cost and speed. The transfers were both initiated on January 30.

Route 1: bank transfer

The UAE bank charged Dh152.25 for the Dh20,000 transfer. On top of that, their exchange rate margin added a difference of around Dh415, compared with the mid-market rate.

Total cost: Dh567.25 - around 2.9 per cent of the total amount

Total received: €4,670.30 

Route 2: online platform

The UAE bank’s charge for sending Dh20,000 to a UK dirham-denominated account was Dh2.10. The exchange rate margin cost was Dh60, plus a Dh12 fee.

Total cost: Dh74.10, around 0.4 per cent of the transaction

Total received: €4,756

The UAE bank transfer was far quicker – around two to three working days, while the online platform took around four to five days, but was considerably cheaper. In the online platform transfer, the funds were also exposed to currency risk during the period it took for them to arrive.

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Name: Qyubic
Started: October 2023
Founder: Namrata Raina
Based: Dubai
Sector: E-commerce
Current number of staff: 10
Investment stage: Pre-seed
Initial investment: Undisclosed 

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Director: Sriram Raghavan

Producer: Matchbox Pictures, Viacom18

Cast: Ayushmann Khurrana, Tabu, Radhika Apte, Anil Dhawan

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10 tips for entry-level job seekers
  • Have an up-to-date, professional LinkedIn profile. If you don’t have a LinkedIn account, set one up today. Avoid poor-quality profile pictures with distracting backgrounds. Include a professional summary and begin to grow your network.
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  • Prepare for online interviews using mock interview tools. Even before landing interviews, it can be useful to start practising.
  • Be professional and patient. Always be professional with whoever you are interacting with throughout your search process, this will be remembered. You need to be patient, dedicated and not give up on your search. Candidates need to make sure they are following up appropriately for roles they have applied.

Arda Atalay, head of Mena private sector at LinkedIn Talent Solutions, Rudy Bier, managing partner of Kinetic Business Solutions and Ben Kinerman Daltrey, co-founder of KinFitz

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Who was Alfred Nobel?

The Nobel Prize was created by wealthy Swedish chemist and entrepreneur Alfred Nobel.

  • In his will he dictated that the bulk of his estate should be used to fund "prizes to those who, during the preceding year, have conferred the greatest benefit to humankind".
  • Nobel is best known as the inventor of dynamite, but also wrote poetry and drama and could speak Russian, French, English and German by the age of 17. The five original prize categories reflect the interests closest to his heart.
  • Nobel died in 1896 but it took until 1901, following a legal battle over his will, before the first prizes were awarded.