• Liverpool's Jordan Henderson lifts the League Cup trophy after defeating Chelsea in a penalty shoot-out at Wembley Stadium on Sunday, February 27, 2022. Reuters
    Liverpool's Jordan Henderson lifts the League Cup trophy after defeating Chelsea in a penalty shoot-out at Wembley Stadium on Sunday, February 27, 2022. Reuters
  • Chelsea's Kepa Arrizabalaga is consoled by teammates after the match. Reuters
    Chelsea's Kepa Arrizabalaga is consoled by teammates after the match. Reuters
  • Caoimhin Kelleher of Liverpool lifts the Carabao Cup trophy. Getty
    Caoimhin Kelleher of Liverpool lifts the Carabao Cup trophy. Getty
  • Liverpool's Diogo Jota, Caoimhin Kelleher, Trent Alexander-Arnold, Andrew Robertson and Ibrahima Konate celebrate after winning the penalty shoot-out in the League Cup final against Liverpool. Reuters
    Liverpool's Diogo Jota, Caoimhin Kelleher, Trent Alexander-Arnold, Andrew Robertson and Ibrahima Konate celebrate after winning the penalty shoot-out in the League Cup final against Liverpool. Reuters
  • Liverpool players celebrate after victory in the penalty shoot-out in the League Cup final against Chelsea at the Wembley Stadium. Getty
    Liverpool players celebrate after victory in the penalty shoot-out in the League Cup final against Chelsea at the Wembley Stadium. Getty
  • Caoimhin Kelleher of Liverpool scores his team's eleventh penalty in the shoot-out. Getty
    Caoimhin Kelleher of Liverpool scores his team's eleventh penalty in the shoot-out. Getty
  • Chelsea's Kepa Arrizabalaga, centre, comes on to replace Edouard Mendy. AFP
    Chelsea's Kepa Arrizabalaga, centre, comes on to replace Edouard Mendy. AFP
  • Chelsea's Romelu Lukaku reacts after scoring in the shoot-out. Reuters
    Chelsea's Romelu Lukaku reacts after scoring in the shoot-out. Reuters
  • Ngolo Kante of Chelsea fouls Andrew Robertson of Liverpool during the League Cup final. Getty
    Ngolo Kante of Chelsea fouls Andrew Robertson of Liverpool during the League Cup final. Getty
  • Chelsea's German striker Timo Werner scores but the goal is ruled offside during the League Cup final at Wembley Stadium. AFP
    Chelsea's German striker Timo Werner scores but the goal is ruled offside during the League Cup final at Wembley Stadium. AFP
  • Referee Stuart Attwell shows the yellow card to Mateo Kovacic of Chelsea on Sunday. EPA
    Referee Stuart Attwell shows the yellow card to Mateo Kovacic of Chelsea on Sunday. EPA
  • Liverpool manager Jurgen Klopp during the final. AFP
    Liverpool manager Jurgen Klopp during the final. AFP
  • English referee Stuart Attwell checks the pitch-side monitor after being advised of a foul by VAR, before disallowing a goal from Liverpool's Joel Matip. AFP
    English referee Stuart Attwell checks the pitch-side monitor after being advised of a foul by VAR, before disallowing a goal from Liverpool's Joel Matip. AFP
  • Chelsea's Kai Havertz has a shot on goal during the League Cup final at Wembley Stadium. PA
    Chelsea's Kai Havertz has a shot on goal during the League Cup final at Wembley Stadium. PA
  • Liverpool's Fabinho reacts during the League Cup final. PA
    Liverpool's Fabinho reacts during the League Cup final. PA
  • Liverpool's Joel Matip celebrates with his team-mates after scoring, before it was later disallowed. PA
    Liverpool's Joel Matip celebrates with his team-mates after scoring, before it was later disallowed. PA

Chelsea look to get knockout strategy back on track in FA Cup after Kepa's spot of bother


Ian Hawkey
  • English
  • Arabic

In his 400 days since taking charge of Chelsea, Thomas Tuchel has guided them to four major finals in four different competitions. He’s won two and lost two, but can convincingly argue that the global reach of the pair he was victorious in — the Champions League and Club World Cup — mean he is more than breaking even.

The lost finals — last May against Leicester City in the FA Cup, and Sunday’s defeat via a marathon penalty shoot-out to Liverpool in the League Cup, were domestic prizes — and in the second of them, Chelsea can hardly be scorned for not providing amply to a brilliant contest, nor to adding a fresh talking point about Tuchel’s detailed strategic thinking.

The German has a knack of successfully negotiating knockout competitions. Two successive Champions League finals, with two different clubs — Paris Saint-Germain and Chelsea — in the last two seasons endorse that. Both were journeys characterised by telling substitutions at key stages, and if any manager can truly claim to influence the high-pressure, one-against-one duel that is a penalty shoot-out to decide the destiny of a trophy, Tuchel is that manager.

He won a further ‘final’ last August, the one-off Uefa Super Cup, victory over Villarreal decided by shoot-out and featuring a change of goalkeeper at the end of extra-time.

On that occasion, Kepa Arrizabalaga concentrated a full two years worth of emotion into 20 minutes. He, the most expensive goalkeeper in history, had lost his place as Chelsea’s first choice in 2020. But Tuchel, advised by a team of analysts and his own instincts, deems Kepa superior in one aspect to Edouard Mendy, the keeper who had eclipsed Kepa in the hierarchy: Saving penalties. So Kepa came on for Mendy simply for the shoot-out against Villarreal. He kept out two of Villarreal’s seven penalties, Chelsea winning it 6-5.

“Proof,” said Tuchel at the time, “that Kepa is better in this discipline,” detailing the process of data analysis, consultation and prematch discussion with both Mendy and Kepa about the tactic of replacing the main gloveman with his tall deputy if penalties were needed.

Nor is it ever just about the shooting and saving. Kepa’s brief, but heralded role in the Super Cup included his being booked, for gestures and movements deemed to unsettle one of Villarreal’s spot-kickers.

Fast-forward to Abu Dhabi last month, and more carefully rehearsed mind-games around another crucial Chelsea penalty. This one came in extra-time of the Club World Cup final, with Chelsea drawing 1-1 with Palmeiras. Success from the spot would spare Chelsea a shoot-out tie-breaker. Cesar Azpilicueta feigned as if he was going to take the penalty, drawing the attention of Palmeiras players who, by word and gesture, sought to unsettle him. It was a ruse. Kai Havertz, standing clear of the hubbub, stepped up late to take the spot-kick, and scored.

“Brilliant,” beamed Tuchel of the Azpilicueta decoy, “how [Azpilicueta] protected Kai for the penalty.”

Chelsea beat Atletico in Uefa Super Cup: player ratings

  • CHELSEA RATINGS: Edouard Mendy – 7. Had to be alert to block Dia in the first half. Spared humiliation after Gerard Moreno hit the post after he slipped when playing out a goal kick. Made way for Arrizabalaga before the shoot out
    CHELSEA RATINGS: Edouard Mendy – 7. Had to be alert to block Dia in the first half. Spared humiliation after Gerard Moreno hit the post after he slipped when playing out a goal kick. Made way for Arrizabalaga before the shoot out
  • Kurt Zouma – 7. Had a chance for a rare goal after an appetising cross by Ziyech at a free kick, but blazed over at full stretch. Rarely troubled at the back before he made way for Christensen.
    Kurt Zouma – 7. Had a chance for a rare goal after an appetising cross by Ziyech at a free kick, but blazed over at full stretch. Rarely troubled at the back before he made way for Christensen.
  • Trevoh Chalobah – 8. Showed nerves as he missed his first kick in the opening play of the game, but settled admirably. Made an athletic interception from a cross in the second half, as part of a bright defensive display.
    Trevoh Chalobah – 8. Showed nerves as he missed his first kick in the opening play of the game, but settled admirably. Made an athletic interception from a cross in the second half, as part of a bright defensive display.
  • Antonio Rudiger – 6. Seemed in a grumpy mood from the start, and was booked for his follow through in a hefty tackle that floored Yeremi. Wayward pass led to Villarreal’s leveller. Powered his penalty home.
    Antonio Rudiger – 6. Seemed in a grumpy mood from the start, and was booked for his follow through in a hefty tackle that floored Yeremi. Wayward pass led to Villarreal’s leveller. Powered his penalty home.
  • Callum Hudson-Odoi – 6. Wasteful at set pieces, and unnecessarily gave away a corner early on. Huffed and puffed going forward, without much joy.
    Callum Hudson-Odoi – 6. Wasteful at set pieces, and unnecessarily gave away a corner early on. Huffed and puffed going forward, without much joy.
  • N’Golo Kante – 8. Here. There. Everywhere. As usual. Also went close with a shot as Chelsea dominated the early exchanges.
    N’Golo Kante – 8. Here. There. Everywhere. As usual. Also went close with a shot as Chelsea dominated the early exchanges.
  • Mateo Kovacic – 6. Made a sloppy start. Tightened up as Chelsea assumed control of possession, but started to lapse again after the interval – only to find yet more energy in extra time
    Mateo Kovacic – 6. Made a sloppy start. Tightened up as Chelsea assumed control of possession, but started to lapse again after the interval – only to find yet more energy in extra time
  • Marcos Alonso – 6. Had his foot stamped on by Gerard Moreno early on, but still showed up well in the early throes. Put Havertz in space to set up the first goal. Influence waned as the game wore on. Slipped, but still scored his penalty
    Marcos Alonso – 6. Had his foot stamped on by Gerard Moreno early on, but still showed up well in the early throes. Put Havertz in space to set up the first goal. Influence waned as the game wore on. Slipped, but still scored his penalty
  • Hakim Ziyech – 7. Richly merited his 27th minute goal as he had been a threat from the off, but was forced off before half time with a shoulder injury
    Hakim Ziyech – 7. Richly merited his 27th minute goal as he had been a threat from the off, but was forced off before half time with a shoulder injury
  • Kai Havertz – 7. The German forward crossed for Ziyech to score the opener, and warmed to his task well after a quiet start. Had the ffirst penalty of the shoot out saved.
    Kai Havertz – 7. The German forward crossed for Ziyech to score the opener, and warmed to his task well after a quiet start. Had the ffirst penalty of the shoot out saved.
  • Timo Werner – 5. A new season, but the same old Timo Werner on this evidence. Had some chances, but still looks light on confidence.
    Timo Werner – 5. A new season, but the same old Timo Werner on this evidence. Had some chances, but still looks light on confidence.
  • SUBS: Christian Pulisic – 6. On for the injured Ziyech before half time, but did not exert the same influence as the man he replaced. Missed a good chance in extra time. Recovered to bury his penalty.
    SUBS: Christian Pulisic – 6. On for the injured Ziyech before half time, but did not exert the same influence as the man he replaced. Missed a good chance in extra time. Recovered to bury his penalty.
  • Jorginho – 7. Took the captain’s armband when he came on for Kante, only to later pass it on to Azpilicueta. Mishit a shot that could have won the game, with time ticking down. Coolness personified from the spot.
    Jorginho – 7. Took the captain’s armband when he came on for Kante, only to later pass it on to Azpilicueta. Mishit a shot that could have won the game, with time ticking down. Coolness personified from the spot.
  • Mason Mount – 6. Looked keen to make his mark when he was brought on late on, but was understandably short of his best after the truncated pre-season. Made no mistake with his penalty.
    Mason Mount – 6. Looked keen to make his mark when he was brought on late on, but was understandably short of his best after the truncated pre-season. Made no mistake with his penalty.
  • Andreas Christensen – 6. Little troubled after coming on for Zouma in the second half, even if Villarreal did equalise on his watch.
    Andreas Christensen – 6. Little troubled after coming on for Zouma in the second half, even if Villarreal did equalise on his watch.
  • Cesar Azpilicueta – 6. His introduction helped ease the workload on the outstanding Chalobah. Took a shameful dive looking for a penalty in extra time. Buried his penalty.
    Cesar Azpilicueta – 6. His introduction helped ease the workload on the outstanding Chalobah. Took a shameful dive looking for a penalty in extra time. Buried his penalty.
  • Kepa Arrizabalaga – 8. Brought on exclusively for penalties. Saved the second and seventh to win it for Chelsea.
    Kepa Arrizabalaga – 8. Brought on exclusively for penalties. Saved the second and seventh to win it for Chelsea.
  • VILLARREAL RATINGS: Sergio Asenjo – 9. Made an excellent save from a Werner volley after the Villareal defence were absent at a corner, in a busy first half. It was the first of many. Did not deserve to be on the losing team.
    VILLARREAL RATINGS: Sergio Asenjo – 9. Made an excellent save from a Werner volley after the Villareal defence were absent at a corner, in a busy first half. It was the first of many. Did not deserve to be on the losing team.
  • Juan Foyth – 7. His driving run and throughball nearly helped Villarreal back on level terms, but Dia’s shot was well saved by Mendy. Not always convincing in defence, but better when he moved into midfield. Scored his spot kick.
    Juan Foyth – 7. His driving run and throughball nearly helped Villarreal back on level terms, but Dia’s shot was well saved by Mendy. Not always convincing in defence, but better when he moved into midfield. Scored his spot kick.
  • Raul Albiol – 7. Had an air shot with a volley at a corner which was the Spanish side’s first chance, but was a formidable presence at the back. Saw the crucial penalty saved.
    Raul Albiol – 7. Had an air shot with a volley at a corner which was the Spanish side’s first chance, but was a formidable presence at the back. Saw the crucial penalty saved.
  • Pau Torres – 7. An extraordinary feat of endurance to play 120 minutes, having been to both the Euros and the Olympics, and had not had a break.
    Pau Torres – 7. An extraordinary feat of endurance to play 120 minutes, having been to both the Euros and the Olympics, and had not had a break.
  • Alfonso Pedraza – 6. The first player withdrawn, early in the second half, as he struggled to make his mark.
    Alfonso Pedraza – 6. The first player withdrawn, early in the second half, as he struggled to make his mark.
  • Manu Trigueros – 6. Botched a great opportunity after Villarreal had a free kick to the right of Chelsea’s box.
    Manu Trigueros – 6. Botched a great opportunity after Villarreal had a free kick to the right of Chelsea’s box.
  • Etienne Capoue – 6. Looked laboured, with a heavily strapped right leg and after a knock in the second half.
    Etienne Capoue – 6. Looked laboured, with a heavily strapped right leg and after a knock in the second half.
  • Alberto Moreno – 7. Often loose in possession in a wayward first half display by the Spanish side. Crashed a thunderous volley against the Chelsea cross bar, and was a threat in the second half.
    Alberto Moreno – 7. Often loose in possession in a wayward first half display by the Spanish side. Crashed a thunderous volley against the Chelsea cross bar, and was a threat in the second half.
  • Yeremi Pino – 7. His chances to attack were often stymied by having to defend Alonso breaks, and he was lucky to bounce back after Rudiger’s robust challenge. Industrious throughout, though.
    Yeremi Pino – 7. His chances to attack were often stymied by having to defend Alonso breaks, and he was lucky to bounce back after Rudiger’s robust challenge. Industrious throughout, though.
  • Gerard Moreno – 9. Constructive in attack for others, and struck a post after being presented with a free run on goal from a slip by Mendy. Took his goal majestically. Hit his penalty in off the post in the shoot out.
    Gerard Moreno – 9. Constructive in attack for others, and struck a post after being presented with a free run on goal from a slip by Mendy. Took his goal majestically. Hit his penalty in off the post in the shoot out.
  • Boulaye Dia – 8. Thwarted by Mendy after he was put through by Foyth. His adroit backheel set up Gerard Moreno for the equaliser
    Boulaye Dia – 8. Thwarted by Mendy after he was put through by Foyth. His adroit backheel set up Gerard Moreno for the equaliser
  • SUBS: Pervis Estupinan – 6. Shot straight at Mendy when well placed to level, after he came on for Pedraza. Coolly slotted his spot kick in the shoot out.
    SUBS: Pervis Estupinan – 6. Shot straight at Mendy when well placed to level, after he came on for Pedraza. Coolly slotted his spot kick in the shoot out.
  • Mario Gaspar – 7. Brought about a reshuffle when he came on at right back, and added a freshness to his side.
    Mario Gaspar – 7. Brought about a reshuffle when he came on at right back, and added a freshness to his side.
  • Moi Gomez – 6. Worked hard to stem Chelsea’s attack in extra time, and got under Mount’s skin in the process. Squeezed his penalty past Kepa.
    Moi Gomez – 6. Worked hard to stem Chelsea’s attack in extra time, and got under Mount’s skin in the process. Squeezed his penalty past Kepa.
  • Manu Morlanes – 6. Played his part in the group effort as it was all hands to the pump by the end.
    Manu Morlanes – 6. Played his part in the group effort as it was all hands to the pump by the end.
  • Daniel Raba – 6. Tenaciously went about his work in extra time after being brought on before the end of the 90 minutes. Booked for felling Pulisic. Struck the penalty that took it to sudden death.
    Daniel Raba – 6. Tenaciously went about his work in extra time after being brought on before the end of the 90 minutes. Booked for felling Pulisic. Struck the penalty that took it to sudden death.
  • Aissa Mandi – 6. The Algerian had little chance to make an impression after being brought on at the start of the additional 30 minutes. Made Kepa’s job easy with his soft penalty
    Aissa Mandi – 6. The Algerian had little chance to make an impression after being brought on at the start of the additional 30 minutes. Made Kepa’s job easy with his soft penalty

The trouble with any strategic novelty is that it seldom carries a lifetime guarantee. Kepa again replaced Mendy just before the shoot-out on Sunday, and, in a roulette of spot-kicks where standards had been set as high as the football during the 120 minutes of open play, Kepa saved none of Liverpool’s 11 kicks, the shoot-out extending deep in sudden death. Kepa had to take Chelsea’s 11th kick and he missed.

After the game, Tuchel would not criticise his goalkeeper, his penalty-saving specialist, for a failure in penalty-taking, and he is expected to continue his studied nurturing of Kepa’s reputation, which reached rock bottom in the months before Tuchel replaced Frank Lampard last year.

“Nobody deserves blame for missing a chance,” said Tuchel yesterday, also exempting Mason Mount for not seizing opportunities to win the League Cup final during its goalless two hours. Kepa may well start as Chelsea set about the next bid for a knockout prize, against Luton Town, of the second-tier Championship, on Wednesday with a place in the FA Cup quarter-finals at stake.

It’s a fixture with its own ghosts for Kepa from earlier in his up-and-down Chelsea career. He was the designated FA Cup keeper throughout last season’s run to the final, including in a fourth round meeting with Luton, when his error threatened a comeback from the underdogs with Chelsea leading 2-0. It finished 3-1. Lampard was sacked two days later.

So are the first 400, eventful days of Tuchel’s reign framed, between cup ties against Luton. In between them are three trophies, two lost finals, and some hit-and-miss strategising around penalties. A busy Chelsea and their manager hope no shoot-out is required this evening.

  • Chelsea celebrate winning the Fifa Club World Cup final after defeating Palmeiras at the Mohammed bin Zayed Stadium in Abu Dhabi on Saturday, February 12, 2022. All images Chris Whiteoak / The National
    Chelsea celebrate winning the Fifa Club World Cup final after defeating Palmeiras at the Mohammed bin Zayed Stadium in Abu Dhabi on Saturday, February 12, 2022. All images Chris Whiteoak / The National
  • Chelsea captain Cesar Azpilicueta celebrates winning the Fifa Club World Cup final in Abu Dhabi.
    Chelsea captain Cesar Azpilicueta celebrates winning the Fifa Club World Cup final in Abu Dhabi.
  • Kai Havertz scores the winner for Chelsea against Palmeiras in the Fifa Club World Cup final at the Mohammed bin Zayed Stadium.
    Kai Havertz scores the winner for Chelsea against Palmeiras in the Fifa Club World Cup final at the Mohammed bin Zayed Stadium.
  • Chelsea celebrate after Romelu Lukaku scored against Palmeiras in the Fifa Club World Cup final at the Mohammed bin Zayed Stadium in Abu Dhabi.
    Chelsea celebrate after Romelu Lukaku scored against Palmeiras in the Fifa Club World Cup final at the Mohammed bin Zayed Stadium in Abu Dhabi.
  • Romelu Lukaku scored Chelsea's opener against Palmeiras in the Fifa Club World Cup final at the Mohammed bin Zayed Stadium in Abu Dhabi.
    Romelu Lukaku scored Chelsea's opener against Palmeiras in the Fifa Club World Cup final at the Mohammed bin Zayed Stadium in Abu Dhabi.
  • Raphael Veiga of Palmeiras scores from the penalty spot.
    Raphael Veiga of Palmeiras scores from the penalty spot.
  • Former Chelsea captain John Terry during the Fifa Club World Cup final at the Mohammed bin Zayed Stadium in Abu Dhabi.
    Former Chelsea captain John Terry during the Fifa Club World Cup final at the Mohammed bin Zayed Stadium in Abu Dhabi.
  • Chelsea manager Thomas Tuchel speaks with Mateo Kovacic.
    Chelsea manager Thomas Tuchel speaks with Mateo Kovacic.
  • Palmeiras fans set off a flare during the final at the Mohammed bin Zayed Stadium.
    Palmeiras fans set off a flare during the final at the Mohammed bin Zayed Stadium.
  • Chelsea fans during the final at the Mohammed bin Zayed Stadium in Abu Dhabi.
    Chelsea fans during the final at the Mohammed bin Zayed Stadium in Abu Dhabi.
  • Palmeiras fans at the Mohammed bin Zayed Stadium.
    Palmeiras fans at the Mohammed bin Zayed Stadium.
WISH
%3Cp%3E%3Cstrong%3EDirectors%3A%3C%2Fstrong%3E%20Chris%20Buck%2C%20Fawn%20Veerasunthorn%3Cbr%3E%3Cstrong%3EStars%3A%3C%2Fstrong%3E%20Ariana%20DeBose%2C%20Chris%20Pine%2C%20Alan%20Tudyk%3Cbr%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%203.5%2F5%3C%2Fp%3E%0A
COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%3A%3C%2Fstrong%3E%20Vault%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3EJune%202023%3Cbr%3E%3Cstrong%3ECo-founders%3A%20%3C%2Fstrong%3EBilal%20Abou-Diab%20and%20Sami%20Abdul%20Hadi%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EAbu%20Dhabi%3Cbr%3E%3Cstrong%3ELicensed%20by%3A%3C%2Fstrong%3E%20Abu%20Dhabi%20Global%20Market%3Cbr%3E%3Cstrong%3EIndustry%3A%20%3C%2Fstrong%3EInvestment%20and%20wealth%20advisory%3Cbr%3E%3Cstrong%3EFunding%3A%20%3C%2Fstrong%3E%241%20million%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3EOutliers%20VC%20and%20angel%20investors%3Cbr%3E%3Cstrong%3ENumber%20of%20employees%3A%20%3C%2Fstrong%3E14%3Cbr%3E%3C%2Fp%3E%0A
The Melbourne Mercer Global Pension Index

The Melbourne Mercer Global Pension Index

Mazen Abukhater, principal and actuary at global consultancy Mercer, Middle East, says the company’s Melbourne Mercer Global Pension Index - which benchmarks 34 pension schemes across the globe to assess their adequacy, sustainability and integrity - included Saudi Arabia for the first time this year to offer a glimpse into the region.

The index highlighted fundamental issues for all 34 countries, such as a rapid ageing population and a low growth / low interest environment putting pressure on expected returns. It also highlighted the increasing popularity around the world of defined contribution schemes.

“Average life expectancy has been increasing by about three years every 10 years. Someone born in 1947 is expected to live until 85 whereas someone born in 2007 is expected to live to 103,” Mr Abukhater told the Mena Pensions Conference.

“Are our systems equipped to handle these kind of life expectancies in the future? If so many people retire at 60, they are going to be in retirement for 43 years – so we need to adapt our retirement age to our changing life expectancy.”

Saudi Arabia came in the middle of Mercer’s ranking with a score of 58.9. The report said the country's index could be raised by improving the minimum level of support for the poorest aged individuals and increasing the labour force participation rate at older ages as life expectancies rise.

Mr Abukhater said the challenges of an ageing population, increased life expectancy and some individuals relying solely on their government for financial support in their retirement years will put the system under strain.

“To relieve that pressure, governments need to consider whether it is time to switch to a defined contribution scheme so that individuals can supplement their own future with the help of government support,” he said.

WHAT%20START-UPS%20IS%20VISA%20SEEKING%3F
%3Cp%3E%3Cstrong%3EEnablers%20of%20digital%20services%3C%2Fstrong%3E%3Cbr%3E%E2%80%A2%20Blockchain%20and%20cryptocurrency%3Cbr%3E%E2%80%A2%20Crowdfunding%3Cbr%3E%E2%80%A2%20Banking-as-a-service%3Cbr%3E%E2%80%A2%20Banking%20identification%20number%20sponsors%3Cbr%3E%E2%80%A2%20Issuers%2Fprocessors%3Cbr%3E%E2%80%A2%20Programme%20managers%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EDigital%20issuance%3C%2Fstrong%3E%3Cbr%3E%E2%80%A2%20Blockchain%20and%20cryptocurrency%3Cbr%3E%E2%80%A2%20Alternative%20lending%3Cbr%3E%E2%80%A2%20Personal%20financial%20management%3Cbr%3E%E2%80%A2%20Money%20transfer%20and%20remittance%3Cbr%3E%E2%80%A2%20Digital%20banking%20(neo%20banks)%3Cbr%3E%E2%80%A2%20Digital%20wallets%2C%20peer-to-peer%20and%20transfers%3Cbr%3E%E2%80%A2%20Employee%20benefits%3Cbr%3E%E2%80%A2%20Payables%3Cbr%3E%E2%80%A2%20Corporate%20cards%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EValue-add%20for%20merchants%2Fconsumers%3C%2Fstrong%3E%3Cbr%3E%E2%80%A2%20Data%20and%20analytics%3Cbr%3E%E2%80%A2%20ID%2C%20authentication%20and%20security%3Cbr%3E%E2%80%A2%20Insurance%20technology%3Cbr%3E%E2%80%A2%20Loyalty%3Cbr%3E%E2%80%A2%20Merchant%20services%20and%20tools%3Cbr%3E%E2%80%A2%20Process%20and%20payment%20infrastructure%3Cbr%3E%E2%80%A2%20Retail%20technology%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ESME%20recovery%3C%2Fstrong%3E%3Cbr%3E%E2%80%A2%20Money%20movement%3Cbr%3E%E2%80%A2%20Acceptance%3Cbr%3E%E2%80%A2%20Risk%20management%3Cbr%3E%E2%80%A2%20Brand%20management%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ENew%20categories%20for%202023%3C%2Fstrong%3E%3Cbr%3E%E2%80%A2%20Sustainable%20FinTechs%3Cbr%3E%E2%80%A2%20Risk%3Cbr%3E%E2%80%A2%20Urban%20mobility%3C%2Fp%3E%0A
Racecard

5pm: Al Maha Stables – Maiden (PA) Dh80,000 (Turf) 1,600m

5.30pm: Wathba Stallions Cup – Maiden (PA) Dh70,000 (T) 1,600m

6pm: Emirates Fillies Classic – Prestige (PA) Dh100,000 (T) 1,600m

6.30pm: Emirates Colts Classic – Prestige (PA) Dh100,000 (T) 1,600m

7pm: The President’s Cup – Group 1 (PA) Dh2,500,000 (T) 2,200m

7.30pm: The President’s Cup – Listed (TB) Dh380,000 (T) 1,400m

Globalization and its Discontents Revisited
Joseph E. Stiglitz
W. W. Norton & Company

COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3EName%3A%20%3C%2Fstrong%3EEjari%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3ERiyadh%2C%20Saudi%20Arabia%3Cbr%3E%3Cstrong%3EFounders%3A%20%3C%2Fstrong%3EYazeed%20Al%20Shamsi%2C%20Fahad%20Albedah%2C%20Mohammed%20Alkhelewy%20and%20Khalid%20Almunif%3Cbr%3E%3Cstrong%3ESector%3A%20%3C%2Fstrong%3EPropTech%3Cbr%3E%3Cstrong%3ETotal%20funding%3A%20%3C%2Fstrong%3E%241%20million%3Cbr%3E%3Cstrong%3EInvestors%3A%20%3C%2Fstrong%3ESanabil%20500%20Mena%2C%20Hambro%20Perks'%20Oryx%20Fund%20and%20angel%20investors%3Cbr%3E%3Cstrong%3ENumber%20of%20employees%3A%20%3C%2Fstrong%3E8%3C%2Fp%3E%0A
COMPANY PROFILE
Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4

Abandon
Sangeeta Bandyopadhyay
Translated by Arunava Sinha
Tilted Axis Press 

How to wear a kandura

Dos

  • Wear the right fabric for the right season and occasion 
  • Always ask for the dress code if you don’t know
  • Wear a white kandura, white ghutra / shemagh (headwear) and black shoes for work 
  • Wear 100 per cent cotton under the kandura as most fabrics are polyester

Don’ts 

  • Wear hamdania for work, always wear a ghutra and agal 
  • Buy a kandura only based on how it feels; ask questions about the fabric and understand what you are buying
What can victims do?

Always use only regulated platforms

Stop all transactions and communication on suspicion

Save all evidence (screenshots, chat logs, transaction IDs)

Report to local authorities

Warn others to prevent further harm

Courtesy: Crystal Intelligence

Three ways to boost your credit score

Marwan Lutfi says the core fundamentals that drive better payment behaviour and can improve your credit score are:

1. Make sure you make your payments on time;

2. Limit the number of products you borrow on: the more loans and credit cards you have, the more it will affect your credit score;

3. Don't max out all your debts: how much you maximise those credit facilities will have an impact. If you have five credit cards and utilise 90 per cent of that credit, it will negatively affect your score.

Past winners of the Abu Dhabi Grand Prix

2016 Lewis Hamilton (Mercedes-GP)

2015 Nico Rosberg (Mercedes-GP)

2014 Lewis Hamilton (Mercedes-GP)

2013 Sebastian Vettel (Red Bull Racing)

2012 Kimi Raikkonen (Lotus)

2011 Lewis Hamilton (McLaren)

2010 Sebastian Vettel (Red Bull Racing)

2009 Sebastian Vettel (Red Bull Racing)

 

Infobox

Western Region Asia Cup Qualifier, Al Amerat, Oman

The two finalists advance to the next stage of qualifying, in Malaysia in August

Results

UAE beat Iran by 10 wickets

Kuwait beat Saudi Arabia by eight wickets

Oman beat Bahrain by nine wickets

Qatar beat Maldives by 106 runs

Monday fixtures

UAE v Kuwait, Iran v Saudi Arabia, Oman v Qatar, Maldives v Bahrain

Results

Catchweight 60kg: Mohammed Al Katheeri (UAE) beat Mostafa El Hamy (EGY) TKO round 3

Light Heavyweight: Ibrahim El Sawi (EGY) no contest Kevin Oumar (COM) Unintentional knee by Oumer

Catchweight 73kg:  Yazid Chouchane (ALG) beat Ahmad Al Boussairy (KUW) Unanimous decision

Featherweight: Faris Khaleel Asha (JOR) beat Yousef Al Housani (UAE) TKO in round 2 through foot injury

Welterweight: Omar Hussein (JOR) beat Yassin Najid (MAR); Split decision

Middleweight: Yousri Belgaroui (TUN) beat Sallah Eddine Dekhissi (MAR); Round-1 TKO

Lightweight: Abdullah Mohammed Ali Musalim (UAE) beat Medhat Hussein (EGY); Triangle choke submission

Welterweight: Abdulla Al Bousheiri (KUW) beat Sofiane Oudina (ALG); Triangle choke Round-1

Lightweight: Mohammad Yahya (UAE) beat Saleem Al Bakri (JOR); Unanimous decision

Bantamweight: Ali Taleb (IRQ) beat Nawras Abzakh (JOR); TKO round-2

Catchweight 63kg: Rany Saadeh (PAL) beat Abdel Ali Hariri (MAR); Unanimous decision

UAE tour of Zimbabwe

All matches in Bulawayo
Friday, Sept 26 – UAE won by 36 runs
Sunday, Sept 28 – Second ODI
Tuesday, Sept 30 – Third ODI
Thursday, Oct 2 – Fourth ODI
Sunday, Oct 5 – First T20I
Monday, Oct 6 – Second T20I

In numbers: China in Dubai

The number of Chinese people living in Dubai: An estimated 200,000

Number of Chinese people in International City: Almost 50,000

Daily visitors to Dragon Mart in 2018/19: 120,000

Daily visitors to Dragon Mart in 2010: 20,000

Percentage increase in visitors in eight years: 500 per cent

Director: Jon Favreau

Starring: Donald Glover, Seth Rogen, John Oliver

Rating: 2 out of 5 stars

Brief scores:

Day 1

Toss: India, chose to bat

India (1st innings): 215-2 (89 ov)

Agarwal 76, Pujara 68 not out; Cummins 2-40

Three trading apps to try

Sharad Nair recommends three investment apps for UAE residents:

  • For beginners or people who want to start investing with limited capital, Mr Nair suggests eToro. “The low fees and low minimum balance requirements make the platform more accessible,” he says. “The user interface is straightforward to understand and operate, while its social element may help ease beginners into the idea of investing money by looking to a virtual community.”
  • If you’re an experienced investor, and have $10,000 or more to invest, consider Saxo Bank. “Saxo Bank offers a more comprehensive trading platform with advanced features and insight for more experienced users. It offers a more personalised approach to opening and operating an account on their platform,” he says.
  • Finally, StashAway could work for those who want a hands-off approach to their investing. “It removes one of the biggest challenges for novice traders: picking the securities in their portfolio,” Mr Nair says. “A goal-based approach or view towards investing can help motivate residents who may usually shy away from investment platforms.”
The%20specs
%3Cp%3E%3Cstrong%3EEngine%3A%3C%2Fstrong%3E%206.4-litre%20V8%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3E8-speed%20auto%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E470bhp%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E637Nm%0D%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EDh375%2C900%20(estimate)%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%3C%2Fstrong%3E%20now%3C%2Fp%3E%0A
Brief scoreline:

Manchester United 0

Manchester City 2

Bernardo Silva 54', Sane 66'

Labour dispute

The insured employee may still file an ILOE claim even if a labour dispute is ongoing post termination, but the insurer may suspend or reject payment, until the courts resolve the dispute, especially if the reason for termination is contested. The outcome of the labour court proceedings can directly affect eligibility.


- Abdullah Ishnaneh, Partner, BSA Law 

Museum of the Future in numbers
  •  78 metres is the height of the museum
  •  30,000 square metres is its total area
  •  17,000 square metres is the length of the stainless steel facade
  •  14 kilometres is the length of LED lights used on the facade
  •  1,024 individual pieces make up the exterior 
  •  7 floors in all, with one for administrative offices
  •  2,400 diagonally intersecting steel members frame the torus shape
  •  100 species of trees and plants dot the gardens
  •  Dh145 is the price of a ticket
Red flags
  • Promises of high, fixed or 'guaranteed' returns.
  • Unregulated structured products or complex investments often used to bypass traditional safeguards.
  • Lack of clear information, vague language, no access to audited financials.
  • Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
  • Hard-selling tactics - creating urgency, offering 'exclusive' deals.

Courtesy: Carol Glynn, founder of Conscious Finance Coaching

Updated: March 02, 2022, 2:47 AM