Girl students stand around teacher Rukhmina Abdul Rahman as she writes a daily timetable on a blackboard on the second day of a new school term at the BEFARe School #103 in Khattak Pul in the Shamshatoo Refugee Camp. Photo by Rebecca Conway
Girl students stand around teacher Rukhmina Abdul Rahman as she writes a daily timetable on a blackboard on the second day of a new school term at the BEFARe School #103 in Khattak Pul in the Shamshatoo Refugee Camp. Photo by Rebecca Conway
Girl students stand around teacher Rukhmina Abdul Rahman as she writes a daily timetable on a blackboard on the second day of a new school term at the BEFARe School #103 in Khattak Pul in the Shamshatoo Refugee Camp. Photo by Rebecca Conway
Girl students stand around teacher Rukhmina Abdul Rahman as she writes a daily timetable on a blackboard on the second day of a new school term at the BEFARe School #103 in Khattak Pul in the Shamshat

Malala shooting shows the battle to get Pakistani girls to school


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She was shot as she headed home at the end of lessons, leaving the school in northwest Pakistan that she had so desperately wanted to attend.

While she lay critically injured in a military hospital, a Taliban faction claimed responsibility for the attack on 14-year-old Malala Yousafzai, in which two other schoolgirls were also shot. But outrage at the October 9 attack has spread across Pakistan, sparking protests, prayer vigils and condemnation of the shooting of a girl who has been described as "a beacon of light". Malala was brought to the UK on a UAE medical flight, where she is getting specialist treatment.

Nationally and internationally recognised as a champion for the rights of women and girls in Pakistan, Malala's hope that every girl should have the right to go to school is echoed in projects across a country in which the female literacy rate is just 46 per cent, and only 53 per cent of girls are enrolled in school. But teachers and students fight daily to get as many girls as possible into the classroom in the face of all kinds of challenges, not just militant.

Yasmin Begum smiles from under a white and blue headscarf, her eyes animated, as she talks about her passion for the school she runs near Peshawar, in Pakistan's Khyber Pukhtunkwa province.

"I can see the contribution I am making to the lives of these children and their families. It is not something abstract, it's right here in front of my eyes."

A teacher for 25 years, Begum has devoted her career to bringing education to hundreds of girls who live in the Shamshatoo refugee camp, where thousands of families originally from Afghanistan have lived for more than 30 years.

A sprawling settlement of mud-walled homes, markets and agricultural plots, the five camps that make up Shamshatoo house an estimated 100,000 Afghan refugees, whose families fled first a Soviet invasion, and then civil war, in Afghanistan in the 1970s and 80s.

Begum is one of a group of community leaders here who is striving to provide education for girls in one of Pakistan's most conservative communities, going beyond the classroom to transform local attitudes.

The lessons held in the tiny, whitewashed building in Shamshatoo's Khattak Pul camp are inspiring Begum's students to dream of becoming doctors or teachers, in a society where women traditionally adopt roles within the home.

Lubna Bano, 7, and in the second grade, is driven by a potential return to Afghanistan.

"I want to work really hard at school so I can become a doctor. Then I want to go back to Afghanistan and help the women there.

"There are many difficulties there and sometimes women are ill and they have no help. I want to change that," says Bano.

Before efforts by the likes of Begum to educate the children of the area, teachers and community leaders say, such ambitions were rare, if not absent, in the young women of Shamshatoo.

"Almost all the Afghan families here are Pashtuns," Begum says. "It is a much stricter society than the Tajiks of Afghanistan; they are more open, about education, about women, about a lot of things. So it is a challenge to change the attitudes of many families here in the camp."

Shamshatoo has traditionally been a stronghold of the Hezb-e-Islami militant group, led by the former prime minister of Afghanistan Gulbuddin Hekmatyar.

The group still commands a significant following among the camp's residents, and maintains control over large sections of it - but allows girls' education to continue.

The Khattak Pul school was set up in 1984 by two Afghan refugees, and later received funding from the German Basic Education for Afghan Refugees (BEFARe) programme, now run with the UN High Commissioner for Refugees, providing teachers' salaries and school supplies.

Schools like this do not receive state funding, yet are critical to the overall education effort in Pakistan, where the government spends less than 1.5 per cent of GDP on the sector. Almost a third of Pakistani school-going children attend privately run institutions like the BEFARe school in Shamshatoo.

Despite non-governmental support, Begum says convincing a traditionally conservative society unused to the concept of girls' schooling was something of a battle, with parents often wary of an education system many may have been unfamiliar with.

"Back when I started here, it was a difficult time. We had to convince parents that education was important for their children; many were hostile to the idea.

"It was widely believed in the community that if girls go to school, they will become shameless and disrespectful," she says.

The complaints they received were varied - from the curriculum itself to the environment at school to objections over the use of images to teach children.

The teachers at Khattak Pul and other schools started a campaign to reach out to families. By highlighting the substantial Islamic sections of their curriculum, they sought to ease concerns that students would stray from religion.

"When we started, we had to ask people, 'please send your daughters to school'," Begum says. "Today, fathers and mothers come to the school with their children, asking us to enrol them. In this community, that is a big change."

The continuing success of the school, where 252 students are currently enrolled, rests on the efforts of the eight teachers, who make regular door-to-door trips in the area to talk to parents about educating their daughters.

One main outcome of this effort has been greater financial support for the school, with local families donating money and supplies to ensure lessons continue.

For community leader Azam Khan, who runs two other schools in Shamshatoo, gestures like this are vital to sustaining the momentum for education that has built up over the years.

"The community has a direct stake … and has made the school its own in a way," Khan says.

The family of every student at the school pays 30 rupees a month, which is collected under the "community" head of the school's budget.

"Whenever repairs or improvements are needed and approved, the community fund is used to pay for them," Khan says.

The school has hired two teachers to cater to the growing student body in recent months, benefitting from the financial flexibility provided by a community fund.

It is not just the teachers and community leaders who work hard to keep the school running. Between classes, the girls sweep the small, pebbled, courtyard, and chase each other along the walkways that run the length of school building, which houses six sparse classrooms.

Teachers here admit supplies and materials are desperately needed. During lessons, the girls sit in neat rows on the floor of the dimly lit classrooms. Colourful, hand-made posters adorn the walls, displaying the alphabet or pictures of animals, but the rooms lack the bookcases and tables and chairs found in the country's government-run schools.

The girls, though, remain desperately keen to learn, eagerly waving their hands in the air each time a teacher asks a question. And despite their young ages, many girls here are already looking to future, with many keen to return to Afghanistan and work there.

Some students have already made that dream a reality. More than a dozen are now teaching in Afghanistan. Some of them regularly send messages to their former teachers through relatives still living in Shamshatoo. Other schools have had a similar impact.

"When I started my language and computer school in 1999, it was unimaginable for girls to go to school, let alone learn about computers. Many considered it a grave sin," Khan says.

"From 2007 on, we've had dozens of girls come to learn English, and how to use computers. When they go back to Afghanistan, they can find jobs as interpreters, work in banks, and even open their own schools."

Despite resistance over the years, many families understand the difference an education will make for their children, having been through decades of hardship in Afghanistan and as refugees in Pakistan.

"For every family that is skeptical about sending children to school, there is another that sees boys and girls coming out of school and becoming teachers, getting jobs," says Khan. "These parents don't want their children to suffer like they do. They want a better future for them.

"I think it is a very significant development that people from this community, from this culture, are seriously thinking about education for their daughters," Khan says, something he believes the attack on Malala has drawn great focus towards.

"Malala has done great services for the country, and beyond. Before this attack, there was just Malala. But after, looking at my students' reaction and of students in Afghanistan who prayed for her, everyone is determined to follow her path."

The strongest advocates are the girls themselves, taking education back to their homes, and helping their families understand why going to school matters so much.

"Me coming to school is a big issue with other people in my family. My father supports it, but other people, like my uncles, ask me why I come to school," says Arifa Shahzada, 12, and in the seventh grade. They say it is a shameless and dishonorable thing for girls to be going out of their house to study."

Echoing Malala Yousafzai, Arifa beams defiantly under a neat white headscarf.

"I tell them I will still go to school."

Company profile

Name: Oulo.com

Founder: Kamal Nazha

Based: Dubai

Founded: 2020

Number of employees: 5

Sector: Technology

Funding: $450,000

World record transfers

1. Kylian Mbappe - to Real Madrid in 2017/18 - €180 million (Dh770.4m - if a deal goes through)
2. Paul Pogba - to Manchester United in 2016/17 - €105m
3. Gareth Bale - to Real Madrid in 2013/14 - €101m
4. Cristiano Ronaldo - to Real Madrid in 2009/10 - €94m
5. Gonzalo Higuain - to Juventus in 2016/17 - €90m
6. Neymar - to Barcelona in 2013/14 - €88.2m
7. Romelu Lukaku - to Manchester United in 2017/18 - €84.7m
8. Luis Suarez - to Barcelona in 2014/15 - €81.72m
9. Angel di Maria - to Manchester United in 2014/15 - €75m
10. James Rodriguez - to Real Madrid in 2014/15 - €75m

Feeding the thousands for iftar

Six industrial scale vats of 500litres each are used to cook the kanji or broth 

Each vat contains kanji or porridge to feed 1,000 people

The rice porridge is poured into a 500ml plastic box

350 plastic tubs are placed in one container trolley

Each aluminium container trolley weighing 300kg is unloaded by a small crane fitted on a truck

Volunteers offer workers a lifeline

Community volunteers have swung into action delivering food packages and toiletries to the men.

When provisions are distributed, the men line up in long queues for packets of rice, flour, sugar, salt, pulses, milk, biscuits, shaving kits, soap and telecom cards.

Volunteers from St Mary’s Catholic Church said some workers came to the church to pray for their families and ask for assistance.

Boxes packed with essential food items were distributed to workers in the Dubai Investments Park and Ras Al Khaimah camps last week. Workers at the Sonapur camp asked for Dh1,600 towards their gas bill.

“Especially in this year of tolerance we consider ourselves privileged to be able to lend a helping hand to our needy brothers in the Actco camp," Father Lennie Connully, parish priest of St Mary’s.

Workers spoke of their helplessness, seeing children’s marriages cancelled because of lack of money going home. Others told of their misery of being unable to return home when a parent died.

“More than daily food, they are worried about not sending money home for their family,” said Kusum Dutta, a volunteer who works with the Indian consulate.

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Profile of Hala Insurance

Date Started: September 2018

Founders: Walid and Karim Dib

Based: Abu Dhabi

Employees: Nine

Amount raised: $1.2 million

Funders: Oman Technology Fund, AB Accelerator, 500 Startups, private backers

 

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Saturday, May 16 (kick-offs UAE time)

Borussia Dortmund v Schalke (4.30pm) 
RB Leipzig v Freiburg (4.30pm) 
Hoffenheim v Hertha Berlin (4.30pm) 
Fortuna Dusseldorf v Paderborn  (4.30pm) 
Augsburg v Wolfsburg (4.30pm) 
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Sunday, May 17

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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