It is an old chestnut to write about how America fails its citizens but the US is the only country where I have lived that doesn’t provide health care. It is the duality of a superpower that can spend a fortune on military hardware but cannot protect its most vulnerable people.
In France, I have a shiny green Carte Vitale – the card of the National Health Care Service. In the UK, I still have my old National Insurance card – red, pale blue, white – from the 1980s which granted me use of the National Health Service.
But when I arrived in America three years ago, the first thing I did was get a job that gave me insurance. Otherwise, I was told by everyone I knew, I could go bankrupt or be in debt my entire life if I broke a leg or got hit by a car.
Most people in the US have either private insurance or a combination of various state or federal programmes. But often these programmes don’t provide access to the best facilities. There is not much choice if you are poor: you take what you can get, which is why many poor people don’t go to the doctor.
There is also the question of dignity. Once, taking a sick relative on Medicaid – the nation’s public health insurance for people with low income – to a clinic, my sister overheard the doctor say to his nurse: “Give him no more than ten minutes. He’s on Medicaid.”
In the past five days, both my son and I were ill. We were treated in vastly different healthcare facilities. Yet both were excellent because of the compassion and dedication of the staff. Most nights during lockdown I leaned out of my window at 8pm and clapped, cheered and banged pans for the anonymous healthcare heroes saving lives. Now, in the past week, I know who they are.
My son had a serious mountain bike accident while we were on vacation in Wyoming. Although the “blood” wagon that brought him off the bike track, and the small emergency clinic were helpful, they could not do a complicated surgery. I had to haul my wounded child back to our home in New York City.
It was a long, painful journey, that could not have helped his broken bones. I struggled to soothe him and my own nerves at the same time.
Once back in New York, my private insurance card (generously provided by my employer) opened doors to the best orthopedic hospital in America to my son. One way to describe my son’s hospital is 'chic'.
While I was grateful my boy was in good hands, I was guiltily aware that this is a hospital for the one-percenters
The Hospital for Special Surgery was founded in 1863 for orthopedic woes. It is the official hospital of the New York Mets, Knicks, Giants and Red Bulls. It is ranked number one in the entire country, and many of the doctors travel to the Olympics with athletes.
The care was phenomenal – the skill and training of the surgeons, the concern of the nurses, the level of attention. At the same time, while I was grateful my boy was in good hands, I was guiltily aware that this is a hospital for the one-percenters.
The website says it does treat Medicare patients, but there is often a co-pay – or co-payment, where you pay a fixed amount for a health service. I don’t think Medicare is going to pay the hundreds of thousands of dollars spinal or other specialised surgery requires.
Nursing my son at home, unfortunately, I had my own medical mishap. A severe headache left me paralysed. I could barely walk. Frightened I had contracted Covid-19, I made my way to the neighbourhood walk-in urgent care. The doctor there was worried about my level of pain so she sent me straight to the emergency room or ER of Lenox Hill Hospital, which happens to be across the street from where I live.
For two years, Lenox Hill has annoyed me. I have lived with the constant sound of ambulances in the middle of the night. I come out my front door to jostle with doctors and nurses in scrubs smoking on their breaks. The Dunkin Donuts next door is always overcrowded with the staff, as is the Pick-a-Bagel.
But now I was their patient.
Lenox Hill is a legend in Manhattan, a doyenne of medical facilities. Built in the late 1800s by German doctors, it was renamed Lenox Hill in 1918, during the Spanish Flu pandemic.
In 2020, it was at the frontline of the coronavirus pandemic, receiving the first Covid-19 patient on March 7, and at one point treating nearly 300. Refrigerated trucks were lined up outside for the dead, and it became the symbol of the courage of healthcare workers worldwide.
Netflix made a documentary (called Lenox Hill) that follows the lives of four doctors and their patients, and which aired in June. The day I arrived at Lenox Hill, they were down to only two Covid-19 patients.
But the Lenox Hill ER was a far cry from the spotless corridors of the hospital for special surgery. Waiting for my son to emerge from his five-hour-long procedure, I sat in plush chairs with plenty of ports to plug in my computer and iPhone. A TV blasted CNN. There was a spiritual centre (for Muslims, Christians, Jews) and a Starbucks nearby.
The emergency room was full so I spent most of the day on a stretcher in a narrow corridor next to the laundry bins. Doctors, nurses, technicians and laundry workers who passed gaped down at me. It was a few days after Labour Day – the traditional end of US summer holidays – and for some reason, the place was insanely busy.
Still, I got all the care and tests I needed: a CAT scan, an MRI, a chest X-ray, a Covid-19 test (negative). In between, I lay on my stretcher and watched a stream of Victor Hugo-esque characters hobble through the door: injured, inebriated, homeless, delirious, bloody and wounded.
“To me, the ER is the front line,” Dr Mirtha Macri told Netflix in the first episode of Lenox Hill. “We take whoever, whatever… if you’re uninsured, if you’re insured, if you’re a criminal, anything you are, we put it to the side, and we just treat you.”
They all came through the door the day I spent in ER. The doctors and nurses treated everyone equally, patched them up, sent them for X-rays or gave them a sandwich and a ginger ale.
I compared them to the surgeons and nurses I met earlier at the Hospital for Special Surgery. Obviously, my respect and gratitude for patching up my broken son was huge. But it was these emergency doctors and nurses who were heroes to me. They had gone through the fire and survived. They had treated Covid-19 patients from the first day the virus hit Manhattan and they were still here.
I found it hard to imagine the trauma they had undergone these past few months, deciding who would be intubated, seeing patients die and living under the constant fear they would also catch the virus. They worked double shifts, ate doughnuts instead of proper meals and attended to patients for long, endless nights.
When they had a few moments for me, I was struck at their resilience and patience. They called me “honey” and “dear”. They never lost their tempers.
“Aren’t you tired?” I asked one of the nurses, who had come from Philadelphia during the pandemic to devote his services. He had been in the ER when I arrived at 8am. He was still there at 9pm.
“I forgot what tired is,” he replied cheerfully.
I stumbled out of the ER at night after 10 hours in the laundry room, bleary from medication and the many tests. My headache was nearly gone. The streets were dark, the ambulances double parked.
At home, my son was at his desk, his bones healing.
Before I went to sleep, I turned out my lights and looked across the road at Lenox Hill. The lights were on and inside, all night long, a parade of committed people were working. It made me feel safe. It made me feel better.
Janine di Giovanni is a Senior Fellow at Yale’s Jackson Institute for Global Affairs. Her last book is “The Morning They Came For US: Dispatches from Syria.”
Company%20profile
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Company profile
Name: Dukkantek
Started: January 2021
Founders: Sanad Yaghi, Ali Al Sayegh and Shadi Joulani
Based: UAE
Number of employees: 140
Sector: B2B Vertical SaaS(software as a service)
Investment: $5.2 million
Funding stage: Seed round
Investors: Global Founders Capital, Colle Capital Partners, Wamda Capital, Plug and Play, Comma Capital, Nowais Capital, Annex Investments and AMK Investment Office
Volvo ES90 Specs
Engine: Electric single motor (96kW), twin motor (106kW) and twin motor performance (106kW)
Power: 333hp, 449hp, 680hp
Torque: 480Nm, 670Nm, 870Nm
On sale: Later in 2025 or early 2026, depending on region
Price: Exact regional pricing TBA
Wicked
Director: Jon M Chu
Stars: Cynthia Erivo, Ariana Grande, Jonathan Bailey
MEDIEVIL%20(1998)
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Ferrari 12Cilindri specs
Engine: naturally aspirated 6.5-liter V12
Power: 819hp
Torque: 678Nm at 7,250rpm
Price: From Dh1,700,000
Available: Now
The Africa Institute 101
Housed on the same site as the original Africa Hall, which first hosted an Arab-African Symposium in 1976, the newly renovated building will be home to a think tank and postgraduate studies hub (it will offer master’s and PhD programmes). The centre will focus on both the historical and contemporary links between Africa and the Gulf, and will serve as a meeting place for conferences, symposia, lectures, film screenings, plays, musical performances and more. In fact, today it is hosting a symposium – 5-plus-1: Rethinking Abstraction that will look at the six decades of Frank Bowling’s career, as well as those of his contemporaries that invested social, cultural and personal meaning into abstraction.
Skoda Superb Specs
Engine: 2-litre TSI petrol
Power: 190hp
Torque: 320Nm
Price: From Dh147,000
Available: Now
UAE v Ireland
1st ODI, UAE win by 6 wickets
2nd ODI, January 12
3rd ODI, January 14
4th ODI, January 16
'Brazen'
Director: Monika Mitchell
Starring: Alyssa Milano, Sam Page, Colleen Wheeler
Rating: 3/5
The specs
AT4 Ultimate, as tested
Engine: 6.2-litre V8
Power: 420hp
Torque: 623Nm
Transmission: 10-speed automatic
Price: From Dh330,800 (Elevation: Dh236,400; AT4: Dh286,800; Denali: Dh345,800)
On sale: Now
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
if you go
The flights
Fly direct to Kutaisi with Flydubai from Dh925 return, including taxes. The flight takes 3.5 hours. From there, Svaneti is a four-hour drive. The driving time from Tbilisi is eight hours.
The trip
The cost of the Svaneti trip is US$2,000 (Dh7,345) for 10 days, including food, guiding, accommodation and transfers from and to Tbilisi or Kutaisi. This summer the TCT is also offering a 5-day hike in Armenia for $1,200 (Dh4,407) per person. For further information, visit www.transcaucasiantrail.org/en/hike/
The specs: 2019 Jeep Wrangler
Price, base: Dh132,000
Engine: 3.6-litre V6
Gearbox: Eight-speed automatic
Power: 285hp @ 6,400rpm
Torque: 347Nm @ 4,100rpm
Fuel economy, combined: 9.6L to 10.3L / 100km
Other acts on the Jazz Garden bill
Sharrie Williams
The American singer is hugely respected in blues circles due to her passionate vocals and songwriting. Born and raised in Michigan, Williams began recording and touring as a teenage gospel singer. Her career took off with the blues band The Wiseguys. Such was the acclaim of their live shows that they toured throughout Europe and in Africa. As a solo artist, Williams has also collaborated with the likes of the late Dizzy Gillespie, Van Morrison and Mavis Staples.
Lin Rountree
An accomplished smooth jazz artist who blends his chilled approach with R‘n’B. Trained at the Duke Ellington School of the Arts in Washington, DC, Rountree formed his own band in 2004. He has also recorded with the likes of Kem, Dwele and Conya Doss. He comes to Dubai on the back of his new single Pass The Groove, from his forthcoming 2018 album Stronger Still, which may follow his five previous solo albums in cracking the top 10 of the US jazz charts.
Anita Williams
Dubai-based singer Anita Williams will open the night with a set of covers and swing, jazz and blues standards that made her an in-demand singer across the emirate. The Irish singer has been performing in Dubai since 2008 at venues such as MusicHall and Voda Bar. Her Jazz Garden appearance is career highlight as she will use the event to perform the original song Big Blue Eyes, the single from her debut solo album, due for release soon.
David Haye record
Total fights: 32
Wins: 28
Wins by KO: 26
Losses: 4
Other workplace saving schemes
- The UAE government announced a retirement savings plan for private and free zone sector employees in 2023.
- Dubai’s savings retirement scheme for foreign employees working in the emirate’s government and public sector came into effect in 2022.
- National Bonds unveiled a Golden Pension Scheme in 2022 to help private-sector foreign employees with their financial planning.
- In April 2021, Hayah Insurance unveiled a workplace savings plan to help UAE employees save for their retirement.
- Lunate, an Abu Dhabi-based investment manager, has launched a fund that will allow UAE private companies to offer employees investment returns on end-of-service benefits.
Lexus LX700h specs
Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor
Power: 464hp at 5,200rpm
Torque: 790Nm from 2,000-3,600rpm
Transmission: 10-speed auto
Fuel consumption: 11.7L/100km
On sale: Now
Price: From Dh590,000
Ferrari
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