Nicky Vananalagi-Wivou lives with her husband and daughter in a villa by the beach in Ras al Khaimah.
Nicky Vananalagi-Wivou lives with her husband and daughter in a villa by the beach in Ras al Khaimah.
Nicky Vananalagi-Wivou lives with her husband and daughter in a villa by the beach in Ras al Khaimah.
Nicky Vananalagi-Wivou lives with her husband and daughter in a villa by the beach in Ras al Khaimah.

'We're the only Fijians in RAK'


  • English
  • Arabic

Nicky Vananalagi-Wivou is a library technician at Ras al Khaimah Institute of Applied Technology. Born and raised in Fiji, she lived in Australia for two years before moving to the UAE in 1996. I was born and raised in a little town in Fiji called Levuka. It's on the island of Ovalau, the old capital. I still think of it as home. Home to me is my culture, identity and family connections. Life there feels more free, more laid back. Everyone knows everyone else. And if you are from Fiji, you naturally miss the beaches, the sea, and the seafood. One of my sons is there now, working as a pilot on the west side of the island, near the airport.

I left Fiji at 31, for Australia. It was 1994 and I wanted to do something different. Most Fijians leave the islands looking for greener pastures. It was a choice I made with my husband, to move while we had the opportunity. I stayed in Sydney for two years and then we came to the UAE in 1996, my husband, my daughter and me. I work as a library technician at Ras al Khaimah Institute of Applied Technology. It's different from my last job in Sydney, where I worked for an engineering company. Although I have been here for 13 years, I still wouldn't say it's quite home for me. We are settled and have lived here longer than any other country, yet Australia is more of a home to me - another son lives there.

We are the only Fijians in Ras al Khaimah, but there are more in the other emirates. Some I met at the Rugby Sevens one year. If you see a fellow Fijian in the crowd, you just know. We don't have to be related or know each other to easily become friends. We sit around and speak the language and eat the food, drink kava and eat cassava and seafood cooked in coconut milk. I hate to bring everything back to the food, but the seafood back home is so good. We cook in an oven dug out from the earth - a lovo.

We do things together; in 2006 we celebrated Fiji Independence Day in Al Ain, with friends from Dubai and Abu Dhabi. We danced, sang and cooked a lot. It is good to speak the language. I have passed it on to my daughter. We speak it at home. She's been to Fiji many times, but for her Australia is more of a home. I do miss the family back home, and the feeling of moving around freely. I miss things like the freedom of open speech and the quality and efficiency of services. On the other hand, I appreciate the much lower levels of crimes here in Ras al Khaimah. There is also no traffic, I get to work in five minutes, and my villa is on the beach. I get bored sometimes, as I don't have other Fijians around. I go down to the water when I am frustrated and turn my face to the sea. It's a lonely life, sometimes.

Back home, there is less privacy. People will come up to you in the street to sell you things and there is more petty crime. You have to be more careful. But if someone asked me to go home tomorrow, I would still go. The culture is very different there because, for us, it is all about ties with relatives, and church functions. There is a real community thing. That is what home means to me. I don't go out much in Ras al Khaimah. I have my own gatherings at home, and I meet the ladies in Al Ain when we have things to celebrate.

My house in Ras al Khaimah is filled with artefacts from home. A tabuwa, or whale's tooth, which is a sacred element in our culture, hangs on one wall, and we have mats that my mother made - traditional tapa mats made of tree bark - as well as shells from the island. There's also outdoor furniture with entertaining facilities, which creates a homely atmosphere. I have a house in Fiji; it's a great house in the old colonial style with a veranda around it. I wouldn't compare it to anything here. We also have a house in Penrith in Sydney and have bought a plot in Hunter Valley. That is going to be our retirement home, some place nice and sunny.

Director: Laxman Utekar

Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna

Rating: 1/5

UK-EU trade at a glance

EU fishing vessels guaranteed access to UK waters for 12 years

Co-operation on security initiatives and procurement of defence products

Youth experience scheme to work, study or volunteer in UK and EU countries

Smoother border management with use of e-gates

Cutting red tape on import and export of food

Benefits of first-time home buyers' scheme
  • Priority access to new homes from participating developers
  • Discounts on sales price of off-plan units
  • Flexible payment plans from developers
  • Mortgages with better interest rates, faster approval times and reduced fees
  • DLD registration fee can be paid through banks or credit cards at zero interest rates
COMPANY PROFILE
Name: Almnssa
Started: August 2020
Founder: Areej Selmi
Based: Gaza
Sectors: Internet, e-commerce
Investments: Grants/private funding
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'Laal Kaptaan'

Director: Navdeep Singh

Stars: Saif Ali Khan, Manav Vij, Deepak Dobriyal, Zoya Hussain

Rating: 2/5

RedCrow Intelligence Company Profile

Started: 2016

Founders: Hussein Nasser Eddin, Laila Akel, Tayeb Akel 

Based: Ramallah, Palestine

Sector: Technology, Security

# of staff: 13

Investment: $745,000

Investors: Palestine’s Ibtikar Fund, Abu Dhabi’s Gothams and angel investors

What the law says

Micro-retirement is not a recognised concept or employment status under Federal Decree Law No. 33 of 2021 on the Regulation of Labour Relations (as amended) (UAE Labour Law). As such, it reflects a voluntary work-life balance practice, rather than a recognised legal employment category, according to Dilini Loku, senior associate for law firm Gateley Middle East.

“Some companies may offer formal sabbatical policies or career break programmes; however, beyond such arrangements, there is no automatic right or statutory entitlement to extended breaks,” she explains.

“Any leave taken beyond statutory entitlements, such as annual leave, is typically regarded as unpaid leave in accordance with Article 33 of the UAE Labour Law. While employees may legally take unpaid leave, such requests are subject to the employer’s discretion and require approval.”

If an employee resigns to pursue micro-retirement, the employment contract is terminated, and the employer is under no legal obligation to rehire the employee in the future unless specific contractual agreements are in place (such as return-to-work arrangements), which are generally uncommon, Ms Loku adds.

The biog

Favourite book: You Are the Placebo – Making your mind matter, by Dr Joe Dispenza

Hobby: Running and watching Welsh rugby

Travel destination: Cyprus in the summer

Life goals: To be an aspirational and passionate University educator, enjoy life, be healthy and be the best dad possible.

Florida: The critical Sunshine State

Though mostly conservative, Florida is usually always “close” in presidential elections. In most elections, the candidate that wins the Sunshine State almost always wins the election, as evidenced in 2016 when Trump took Florida, a state which has not had a democratic governor since 1991. 

Joe Biden’s campaign has spent $100 million there to turn things around, understandable given the state’s crucial 29 electoral votes.

In 2016, Mr Trump’s democratic rival Hillary Clinton paid frequent visits to Florida though analysts concluded that she failed to appeal towards middle-class voters, whom Barack Obama won over in the previous election.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

The specs

Engine: 1.5-litre 4-cylinder petrol

Power: 154bhp

Torque: 250Nm

Transmission: 7-speed automatic with 8-speed sports option 

Price: From Dh79,600

On sale: Now

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