For most people, leaving the UAE to return home, or to begin a new life somewhere else, is a considerable challenge. But it's an eventual reality for most expatriates. Since moving to the Emirates, odds are you know someone who has moved on. Perhaps they accepted an exciting career opportunity, became homesick, or were made redundant in the wake of the financial downturn. Whatever the reason, slogging through paperwork, packing, paying the bills, looking for health insurance, and taking the children out of school can be a costly headache.
To avoid the hassle - and the debts - some people choose to do a runner, jumping on a plane with no intention of coming back. But this is hardly a prudent option, nor is it an ethical one. Expatriates who abscond from debts could be blacklisted from re-entering the country for years to come - if not forever. And as soon as you enter an Emirati airport, even in transit, you could end up having problems with the local authorities.
Absconding will also eliminate your end-of-service gratuity and final payment, which in this country are linked to proper exiting procedures. Fortunately, for the majority of us, departing from UAE life is a sweet sorrow, and it pays to end your time here responsibly. If you follow the right steps, the process can be relatively painless. For Vincent Bouquain, a farrier at the Equestrian Club in Abu Dhabi, leaving the UAE has been smooth.
After arriving from France in April 2009, Mr Bouquain, 38, found a job the following month, and signed a one-year renewable contract. "But before I finished my first year, I had to undergo back surgery for a hernia, which got me stuck home for a month and a half," he remembers. "A staff member told me two months before the end of my contract, in March, that it would not be renewed." Despite the unpleasant circumstances, two months' notice was more than enough time for a single man with no children to think about the future, update his CV and plan the transition.
"Since I am living in a company flat, I will need to leave the place, but they have not given me any deadline yet," Mr Bouquain says. "It is not like they are kicking you out." As for the visa cancellation, he says his company is in charge of the procedure. "I have no idea how long that will take, but so far nobody has asked me for my passport and we are three weeks from the deadline," he explains. "The only thing I signed was the letter of non-renewal of my contract."
Mr Bouquain also visited his bank and asked if his account could be kept active. He's leaving the UAE next month, but hopes to return in mid-August to find another job. Therefore, the bank agreed to keep him as a customer. "But I will need to cancel my credit card because it is linked to the employer," he explains. "I can still keep my ATM card." Mr Bouquain says he plans on leaving furniture with a friend, eliminating the hassle of shipping his possessions.
However, not all cases are this straightforward. Many expatriates have far more variables to consider, such as children, pets, furniture and outstanding loans. And since we are all different, each one of us will have to deal with unique situations and challenges. For example, Laura, a teacher at a British school in the capital, is worried about her faithful, long-term maid. The 40-year-old Briton preferred to withhold her full name, as she has yet to inform her employer that she'll be leaving in the near future.
"She has been with us for almost eight years taking care of the kids," say Laura, the mother of two children, aged eight and three. "The maid is part of the family now. It breaks my heart to have her sent back to her home country because I know that she does not want that. But if we leave we should put an end to our sponsorship." Indeed, Laura will be legally obligated to do so by visiting the immigration department. Both she and the maid must present their passports and the maid's labour card.
Another expat, Philip Agius, a 39-year-old architect from Australia, had a hard time selling his car and closing his bank account when he left the Emirates last summer. "I was very conscious all the time about having any debt left when I arrived at the Abu Dhabi Airport," he says. "I was just paranoid about it because of the stories I have heard about being caught and who knows what." Mr Agius had reasons to be concerned. In fact, he had two loans from his bank - one that he took out to cover a six-month rent advance on his apartment in Dubai, and the other for a car. He did not wish to reveal how much money he owed.
"Selling my Ford Focus was a nightmare," he remembers. After posting a handbill advertisement on a Spinneys bulletin board, Mr Agius received incessant phone calls from people for weeks offering what he considered to be ridiculously low sums of money for his car, a 2005 model. "They were all telling me that I would never get more than Dh12,000, because there are so many cars on the market and everybody is leaving," he explains.
Mr Agius held out, and was eventually rewarded for his patience, selling the 2005 Focus for Dh20,000. But other problems soon presented themselves to the departing expatriate. His car was registered in Dubai, while the buyer lived in Abu Dhabi. Therefore, Mr Agius had to transfer the registration. "I am lucky I was not working, because it took me three days of my time," he remembers, saying the process was arduous.
Mr Agius took the car to the Dubai registration office, where he was required to fill out several forms. His license plate was then removed, and a special temporary plate was issued to him. Next, he drove down to Abu Dhabi, picked up the buyer and processed the rest of the paperwork and registration at the licensing department in the capital. Of course, Mr Agius had to pay off his car loan before he could actually sell the vehicle, and he had to spend his end-of-service gratuity payment to do so.
He experienced other hiccups with his bank. At one point, after salary transfers from his employer ended and he still had loans with outstanding balances, the bank froze all of his accounts. Mr Agius says he had to visit the bank and have an extended meeting with several representatives to explain the situation. Even his final airport experience was a hassle. As Mr Agius approached the check-in counter, thinking all his troubles were behind him, the attendant told him he was carrying excess luggage to the tune of about 10 kilograms.
"I had to either pay an exorbitant amount to take it on the plane, or go to a special counter where I can send it by post," he says. For Dh14 per kilogram to New York, or Dh10.30 to London, Etihad Crystal Cargo, for example, will ship your excess luggage. Note that it will take three to five days for you to receive it on the other end, including flight and customs. The whole process of exiting the country took Mr Agius a good six weeks. But in the end, after a meaningful and productive time in the Emirates, he is happy to be home.
"It has been very tough going home," he says. "I have been back for nearly a year and I have worked only six months of it. I only got a full-time job recently. But although it was a tough transition, it has been really enjoyable." ngillet@thenational.ae
WHAT IS A BLACK HOLE?
1. Black holes are objects whose gravity is so strong not even light can escape their pull
2. They can be created when massive stars collapse under their own weight
3. Large black holes can also be formed when smaller ones collide and merge
4. The biggest black holes lurk at the centre of many galaxies, including our own
5. Astronomers believe that when the universe was very young, black holes affected how galaxies formed
Key findings of Jenkins report
- Founder of the Muslim Brotherhood, Hassan al Banna, "accepted the political utility of violence"
- Views of key Muslim Brotherhood ideologue, Sayyid Qutb, have “consistently been understood” as permitting “the use of extreme violence in the pursuit of the perfect Islamic society” and “never been institutionally disowned” by the movement.
- Muslim Brotherhood at all levels has repeatedly defended Hamas attacks against Israel, including the use of suicide bombers and the killing of civilians.
- Laying out the report in the House of Commons, David Cameron told MPs: "The main findings of the review support the conclusion that membership of, association with, or influence by the Muslim Brotherhood should be considered as a possible indicator of extremism."
Ferrari 12Cilindri specs
Engine: naturally aspirated 6.5-liter V12
Power: 819hp
Torque: 678Nm at 7,250rpm
Price: From Dh1,700,000
Available: Now
The specs
Engine: 1.5-litre, 4-cylinder turbo
Transmission: CVT
Power: 170bhp
Torque: 220Nm
Price: Dh98,900
GOLF’S RAHMBO
- 5 wins in 22 months as pro
- Three wins in past 10 starts
- 45 pro starts worldwide: 5 wins, 17 top 5s
- Ranked 551th in world on debut, now No 4 (was No 2 earlier this year)
- 5th player in last 30 years to win 3 European Tour and 2 PGA Tour titles before age 24 (Woods, Garcia, McIlroy, Spieth)
RESULT
Deportivo La Coruna 2 Barcelona 4
Deportivo: Perez (39'), Colak (63')
Barcelona: Coutinho (6'), Messi (37', 81', 84')
MATCH INFO
West Ham United 2 (Antonio 73', Ogbonna 90 5')
Tottenham Hotspur 3 (Son 36', Moura 42', Kane 49')
Emergency
Director: Kangana Ranaut
Stars: Kangana Ranaut, Anupam Kher, Shreyas Talpade, Milind Soman, Mahima Chaudhry
Rating: 2/5
THE 12 BREAKAWAY CLUBS
England
Arsenal, Chelsea, Liverpool, Manchester City, Manchester United, Tottenham Hotspur
Italy
AC Milan, Inter Milan, Juventus
Spain
Atletico Madrid, Barcelona, Real Madrid
LIGUE 1 FIXTURES
All times UAE ( 4 GMT)
Friday
Nice v Angers (9pm)
Lille v Monaco (10.45pm)
Saturday
Montpellier v Paris Saint-Germain (7pm)
Bordeaux v Guingamp (10pm)
Caen v Amiens (10pm)
Lyon v Dijon (10pm)
Metz v Troyes (10pm)
Sunday
Saint-Etienne v Rennes (5pm)
Strasbourg v Nantes (7pm)
Marseille v Toulouse (11pm)
'Project Power'
Stars: Jamie Foxx, Joseph Gordon-Levitt, Dominique Fishback
Director: Henry Joost and Ariel Schulman
Rating: 3.5/5
Ten tax points to be aware of in 2026
1. Domestic VAT refund amendments: request your refund within five years
If a business does not apply for the refund on time, they lose their credit.
2. E-invoicing in the UAE
Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption.
3. More tax audits
Tax authorities are increasingly using data already available across multiple filings to identify audit risks.
4. More beneficial VAT and excise tax penalty regime
Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.
5. Greater emphasis on statutory audit
There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.
6. Further transfer pricing enforcement
Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes.
7. Limited time periods for audits
Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion.
8. Pillar 2 implementation
Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.
9. Reduced compliance obligations for imported goods and services
Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations.
10. Substance and CbC reporting focus
Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity.
Contributed by Thomas Vanhee and Hend Rashwan, Aurifer
Brief scores:
Toss: Sindhis, elected to field first
Kerala Knights 103-7 (10 ov)
Parnell 59 not out; Tambe 5-15
Sindhis 104-1 (7.4 ov)
Watson 50 not out, Devcich 49
'The worst thing you can eat'
Trans fat is typically found in fried and baked goods, but you may be consuming more than you think.
Powdered coffee creamer, microwave popcorn and virtually anything processed with a crust is likely to contain it, as this guide from Mayo Clinic outlines:
Baked goods - Most cakes, cookies, pie crusts and crackers contain shortening, which is usually made from partially hydrogenated vegetable oil. Ready-made frosting is another source of trans fat.
Snacks - Potato, corn and tortilla chips often contain trans fat. And while popcorn can be a healthy snack, many types of packaged or microwave popcorn use trans fat to help cook or flavour the popcorn.
Fried food - Foods that require deep frying — french fries, doughnuts and fried chicken — can contain trans fat from the oil used in the cooking process.
Refrigerator dough - Products such as canned biscuits and cinnamon rolls often contain trans fat, as do frozen pizza crusts.
Creamer and margarine - Nondairy coffee creamer and stick margarines also may contain partially hydrogenated vegetable oils.
Arabian Gulf League fixtures:
Friday:
- Emirates v Hatta, 5.15pm
- Al Wahda v Al Dhafra, 5.25pm
- Al Ain v Shabab Al Ahli Dubai, 8.15pm
Saturday:
- Dibba v Ajman, 5.15pm
- Sharjah v Al Wasl, 5.20pm
- Al Jazira v Al Nasr, 8.15pm
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What drives subscription retailing?
Once the domain of newspaper home deliveries, subscription model retailing has combined with e-commerce to permeate myriad products and services.
The concept has grown tremendously around the world and is forecast to thrive further, according to UnivDatos Market Insights’ report on recent and predicted trends in the sector.
The global subscription e-commerce market was valued at $13.2 billion (Dh48.5bn) in 2018. It is forecast to touch $478.2bn in 2025, and include the entertainment, fitness, food, cosmetics, baby care and fashion sectors.
The report says subscription-based services currently constitute “a small trend within e-commerce”. The US hosts almost 70 per cent of recurring plan firms, including leaders Dollar Shave Club, Hello Fresh and Netflix. Walmart and Sephora are among longer established retailers entering the space.
UnivDatos cites younger and affluent urbanites as prime subscription targets, with women currently the largest share of end-users.
That’s expected to remain unchanged until 2025, when women will represent a $246.6bn market share, owing to increasing numbers of start-ups targeting women.
Personal care and beauty occupy the largest chunk of the worldwide subscription e-commerce market, with changing lifestyles, work schedules, customisation and convenience among the chief future drivers.
GROUPS
Group Gustavo Kuerten
Novak Djokovic (x1)
Alexander Zverev (x3)
Marin Cilic (x5)
John Isner (x8)
Group Lleyton Hewitt
Roger Federer (x2)
Kevin Anderson (x4)
Dominic Thiem (x6)
Kei Nishikori (x7)
The biog
Favourite hobby: I love to sing but I don’t get to sing as much nowadays sadly.
Favourite book: Anything by Sidney Sheldon.
Favourite movie: The Exorcist 2. It is a big thing in our family to sit around together and watch horror movies, I love watching them.
Favourite holiday destination: The favourite place I have been to is Florence, it is a beautiful city. My dream though has always been to visit Cyprus, I really want to go there.
Tamkeen's offering
- Option 1: 70% in year 1, 50% in year 2, 30% in year 3
- Option 2: 50% across three years
- Option 3: 30% across five years
More on Quran memorisation:
UPI facts
More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions
Dust and sand storms compared
Sand storm
- Particle size: Larger, heavier sand grains
- Visibility: Often dramatic with thick "walls" of sand
- Duration: Short-lived, typically localised
- Travel distance: Limited
- Source: Open desert areas with strong winds
Dust storm
- Particle size: Much finer, lightweight particles
- Visibility: Hazy skies but less intense
- Duration: Can linger for days
- Travel distance: Long-range, up to thousands of kilometres
- Source: Can be carried from distant regions
Ads on social media can 'normalise' drugs
A UK report on youth social media habits commissioned by advocacy group Volteface found a quarter of young people were exposed to illegal drug dealers on social media.
The poll of 2,006 people aged 16-24 assessed their exposure to drug dealers online in a nationally representative survey.
Of those admitting to seeing drugs for sale online, 56 per cent saw them advertised on Snapchat, 55 per cent on Instagram and 47 per cent on Facebook.
Cannabis was the drug most pushed by online dealers, with 63 per cent of survey respondents claiming to have seen adverts on social media for the drug, followed by cocaine (26 per cent) and MDMA/ecstasy, with 24 per cent of people.