Shanavas from India, left, and Nelson from the Philippines shared Dh10 million in the Mahzooz weekly draw. Pawan Singh / The National
Shanavas from India, left, and Nelson from the Philippines shared Dh10 million in the Mahzooz weekly draw. Pawan Singh / The National
Shanavas from India, left, and Nelson from the Philippines shared Dh10 million in the Mahzooz weekly draw. Pawan Singh / The National
Shanavas from India, left, and Nelson from the Philippines shared Dh10 million in the Mahzooz weekly draw. Pawan Singh / The National

Indian rent-a-car company worker and Filipino machine operator win $2.7m in Mahzooz draw


Deepthi Nair
  • English
  • Arabic

An Indian fleet car worker and Filipino machine operator shared the Dh10 million ($2.7m) top prize in the Mahzooz weekly draw on August 6.

Shanavas, 41, who works for a rent-a-car company in Al Quoz, Dubai, for Dh4,800 a month, plans to continue working despite his big win.

“I’m still excited about the win and was unable to sleep for two days after learning about the news,” said Shanavas, who asked for his last name not to be made public.

“I will initially use the winning money to pay off my loan and other liabilities in the UAE and also for property maintenance. I’d prefer to invest in the UAE than India.”

Shanavas shares the top prize with Nelson, a 44-year-old Filipino, who works as a machine operator for a wet wipes company in the UAE, earning Dh3,500 a month.

“My right hand itched on the night of the draw and that is supposed to be a sign of luck,” said Nelson, who also refused to disclose his last name.

He plans to continue working because he loves his job in the UAE.

“I cannot concentrate now, but will focus on family first. I want to use this money to build my dream home for my family back home and my daughter wants me to buy her a Honda City car,” said Nelson, who has three kids aged 21, 19 and 7 in his home country.

“I also plan to start an apartment rental business in the Philippines.”

This marks the first time the jackpot has been shared by two players.

Shanavas, who hails from Trivandrum in the Indian state of Kerala, has been living in the UAE for 14 years, away from his family, as his wife and two children, aged 8 and 4, are based in India.

He had previously won Dh35 in the Mahzooz weekly draw and had been participating in the contest for one-and-a-half years.

Shanavas chose the winning numbers 7, 9, 17, 19 and 21 randomly and learnt about his win when he received a call from Mahzooz organisers the following morning.

Nelson chose the winning numbers based on his family members’ birthdays.

He realised he had won Dh5m on the night of the draw while working the night shift. His friend told him that he had won the top prize.

Hesitant to believe him, Nelson checked his Mahzooz account to verify it as he initially assumed his friend was playing a practical joke. He promptly informed his family through a video call.

"My family and I cannot believe it. This is the first time in my life that I win such a sizeable sum of money,” he said.

Mahzooz has created 27 multimillionaires so far and paid out prize money worth Dh260m, said Farid Samji, chief executive of Ewings, the company that operates the weekly draw.

Indians and Filipinos top the list of participants. The draw has "changed the lives of" more than 180,000 people through distributing prize money, Mr Samji said.

Three people take home Dh100,000 each in the Mahzooz weekly draw. A top prize of Dh10m, second prize of Dh1m and third prize of Dh350 are also up for grabs every week.

People can take part by registering at www.mahzooz.ae

There are numerous ways for residents to enter jackpot prize draws in the UAE, such as Mahzooz, Big Ticket and the Emirates Draw.

The Mahzooz — Arabic for ‘lucky’ — draw is held every Saturday at 9pm. Participants must register online and purchase a Dh35 bottle of water to enter. Its biggest winner is Junaid Rana, a Pakistani driver, who scooped the Dh50m grand prize in October.

Participants in the Emirates Draw have to match seven numbers to win the mega prize of Dh100m, the largest on offer in the UAE. However, nobody has yet claimed the top prize.

UAE lottery winners - pictures

  • UAE residents who struck luck with Abu Dhabi's Big Ticket draw attended a gala dinner on Tuesday. Organisers of the draw celebrated the winners' good luck at the Alexandra Dhow Cruise in Dubai Marina. All photos by Leslie Pableo / The National
    UAE residents who struck luck with Abu Dhabi's Big Ticket draw attended a gala dinner on Tuesday. Organisers of the draw celebrated the winners' good luck at the Alexandra Dhow Cruise in Dubai Marina. All photos by Leslie Pableo / The National
  • The ticket for the grand prize costs Dh500
    The ticket for the grand prize costs Dh500
  • Shahed Ahmed Moulvifaiz, a Bangladeshi car garage owner in Al Ain, won Dh10 million less than a week ago. He wants to bring his family to the UAE, expand his business and spend on his youngest son's education
    Shahed Ahmed Moulvifaiz, a Bangladeshi car garage owner in Al Ain, won Dh10 million less than a week ago. He wants to bring his family to the UAE, expand his business and spend on his youngest son's education
  • Richard Isaac and Bouchra Yamani, the two presenters who pick out the raffle tickets and call the winners, interacted with the winners. Some of attendees had won jackpots of between Dh1 million to Dh15 million, while others won Dh90,000
    Richard Isaac and Bouchra Yamani, the two presenters who pick out the raffle tickets and call the winners, interacted with the winners. Some of attendees had won jackpots of between Dh1 million to Dh15 million, while others won Dh90,000
  • 'The National' spoke to winners about how they have spent their grand prize. Shivamurthy Gali Krishnappa won Dh12 million last month. He said he wants to save for his children's future. For now, he is still working as a mechanical engineer for a stainless steel production company
    'The National' spoke to winners about how they have spent their grand prize. Shivamurthy Gali Krishnappa won Dh12 million last month. He said he wants to save for his children's future. For now, he is still working as a mechanical engineer for a stainless steel production company
  • Jayaprakash Mariyan Philip had won the Dh1 million prize with nine other people. The funds were split equally, leaving him with Dh100,000. He said he has paid off part of his bank loans
    Jayaprakash Mariyan Philip had won the Dh1 million prize with nine other people. The funds were split equally, leaving him with Dh100,000. He said he has paid off part of his bank loans
  • Zaheenn Kausar was visiting her husband in Abu Dhabi from Pakistan, when he bought a ticket under her name. She proved lucky for her family after winning Dh90,000. She wants to pay for her daughter's university tuition and buy a car for herself
    Zaheenn Kausar was visiting her husband in Abu Dhabi from Pakistan, when he bought a ticket under her name. She proved lucky for her family after winning Dh90,000. She wants to pay for her daughter's university tuition and buy a car for herself
  • Before the Covid-19 pandemic, more than 5,000 people would gather during a live event in Abu Dhabi to watch the draw take place. Since 2020, the draw streams live on social media channels, bringing in even larger crowds
    Before the Covid-19 pandemic, more than 5,000 people would gather during a live event in Abu Dhabi to watch the draw take place. Since 2020, the draw streams live on social media channels, bringing in even larger crowds
  • Many people buy multiple tickets together and then split the prize equally. There are also those who win after buying a ticket alone, allowing them to keep the entire jackpot
    Many people buy multiple tickets together and then split the prize equally. There are also those who win after buying a ticket alone, allowing them to keep the entire jackpot
  • The Abu Dhabi Big Draw has been changing lives since 1992
    The Abu Dhabi Big Draw has been changing lives since 1992

In January 2016, the world’s biggest lottery win of $1.58 billion was split between three winners in the US Powerball jackpot.

However, the largest single win was in 2018, when an anonymous person from North Carolina scooped $1.53bn in a Mega Millions game.

Ten ways to win cash prizes in the UAE

  • Mahzooz draw (previously Emirates Loto) — Dh10m
  • Emirates Draw — Dh100m
  • Big Ticket Abu Dhabi Duty Free draw — Dh15m
  • Dubai Duty Free Millennium Millionaire draw — $1m (Dh3.67m)
  • ADIB Ghina Savings draw — Dh3m grand prize plus monthly prizes
  • ADCB Millionaire Savings accounts — Dh1m grand prize plus monthly prizes
  • Kunooz Savings Account — grand prizes of Dh1m and a Tesla
  • FAB Al Awwal Savings Certificate — Dh1m yearly grand prize and Dh200,000 every quarter plus monthly prizes
  • Mashreq Millionaire — Dh1m grand prize plus monthly prizes
  • National Bonds Reward Programme — two Dh1m grand prizes every quarter plus monthly prizes
Kanye%20West
%3Cp%3EYe%20%E2%80%94%20the%20rapper%20formerly%20known%20as%20Kanye%20West%20%E2%80%94%20has%20seen%20his%20net%20worth%20fall%20to%20%24400%20million%20in%20recent%20weeks.%20That%E2%80%99s%20a%20precipitous%20drop%20from%20Bloomberg%E2%80%99s%20estimates%20of%20%246.8%20billion%20at%20the%20end%20of%202021.%3Cbr%3EYe%E2%80%99s%20wealth%20plunged%20after%20business%20partners%2C%20including%20Adidas%2C%20severed%20ties%20with%20him%20on%20the%20back%20of%20anti-Semitic%20remarks%20earlier%20this%20year.%3Cbr%3EWest%E2%80%99s%20present%20net%20worth%20derives%20from%20cash%2C%20his%20music%2C%20real%20estate%20and%20a%20stake%20in%20former%20wife%20Kim%20Kardashian%E2%80%99s%20shapewear%20firm%2C%20Skims.%3C%2Fp%3E%0A
Company%20profile
%3Cp%3E%3Cstrong%3EName%3A%3C%2Fstrong%3E%20JustClean%3Cbr%3E%3Cbr%3E%3Cstrong%3EBased%3A%20%3C%2Fstrong%3EDubai%20with%20offices%20in%20other%20GCC%20countries%3Cbr%3E%3Cbr%3E%3Cstrong%3ELaunch%20year%3A%3C%2Fstrong%3E%202016%3Cbr%3E%3Cbr%3E%3Cstrong%3ENumber%20of%20employees%3A%3C%2Fstrong%3E%20160%2B%20with%2021%20nationalities%20in%20eight%20cities%3Cbr%3E%3Cstrong%3E%3Cbr%3ESector%3A%3C%2Fstrong%3E%20online%20laundry%20and%20cleaning%20services%3Cbr%3E%3Cbr%3E%3Cstrong%3EFunding%3A%20%3C%2Fstrong%3E%2430m%20from%20Kuwait-based%20Faith%20Capital%20Holding%20and%20Gulf%20Investment%20Corporation%3C%2Fp%3E%0A
UK%20record%20temperature
%3Cp%3E38.7C%20(101.7F)%20set%20in%20Cambridge%20in%202019%3C%2Fp%3E%0A
Gulf Under 19s final

Dubai College A 50-12 Dubai College B

JUDAS AND THE BLACK MESSIAH

Directed by: Shaka King

Starring: Daniel Kaluuya, Lakeith Stanfield, Jesse Plemons

Four stars

DIVINE%20INTERVENTOIN
%3Cp%3EStarring%3A%20Elia%20Suleiman%2C%20Manal%20Khader%2C%20Amer%20Daher%3C%2Fp%3E%0A%3Cp%3EDirector%3A%20Elia%20Suleiman%3C%2Fp%3E%0A%3Cp%3ERating%3A%204.5%2F5%3C%2Fp%3E%0A
Conservative MPs who have publicly revealed sending letters of no confidence
  1. Steve Baker
  2. Peter Bone
  3. Ben Bradley
  4. Andrew Bridgen
  5. Maria Caulfield​​​​​​​
  6. Simon Clarke 
  7. Philip Davies
  8. Nadine Dorries​​​​​​​
  9. James Duddridge​​​​​​​
  10. Mark Francois 
  11. Chris Green
  12. Adam Holloway
  13. Andrea Jenkyns
  14. Anne-Marie Morris
  15. Sheryll Murray
  16. Jacob Rees-Mogg
  17. Laurence Robertson
  18. Lee Rowley
  19. Henry Smith
  20. Martin Vickers 
  21. John Whittingdale

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

What the law says

Micro-retirement is not a recognised concept or employment status under Federal Decree Law No. 33 of 2021 on the Regulation of Labour Relations (as amended) (UAE Labour Law). As such, it reflects a voluntary work-life balance practice, rather than a recognised legal employment category, according to Dilini Loku, senior associate for law firm Gateley Middle East.

“Some companies may offer formal sabbatical policies or career break programmes; however, beyond such arrangements, there is no automatic right or statutory entitlement to extended breaks,” she explains.

“Any leave taken beyond statutory entitlements, such as annual leave, is typically regarded as unpaid leave in accordance with Article 33 of the UAE Labour Law. While employees may legally take unpaid leave, such requests are subject to the employer’s discretion and require approval.”

If an employee resigns to pursue micro-retirement, the employment contract is terminated, and the employer is under no legal obligation to rehire the employee in the future unless specific contractual agreements are in place (such as return-to-work arrangements), which are generally uncommon, Ms Loku adds.

The President's Cake

Director: Hasan Hadi

Starring: Baneen Ahmad Nayyef, Waheed Thabet Khreibat, Sajad Mohamad Qasem 

Rating: 4/5

england euro squad

Goalkeepers: Dean Henderson (Man Utd), Sam Johnstone (West Brom), Jordan Pickford (Everton)

Defenders: John Stones (Man City), Luke Shaw (Man Utd), Harry Maguire (Man Utd), Trent Alexander-Arnold (Liverpool), Kyle Walker (Man City), Tyrone Mings (Aston Villa), Reece James (Chelsea), Conor Coady (Wolves), Ben Chilwell (Chelsea), Kieran Trippier (Atletico Madrid)

Midfielders: Mason Mount (Chelsea), Declan Rice (West Ham), Jordan Henderson (Liverpool), Jude Bellingham (Borussia Dortmund), Kalvin Phillips (Leeds)

Forwards: Harry Kane (Tottenham), Marcus Rashford (Man Utd), Raheem Sterling (Man City), Dominic Calvert-Lewin (Everton), Phil Foden (Man City), Jack Grealish (Aston Villa), Jadon Sancho (Borussia Dortmund), Bukayo Saka (Arsenal)

Updated: August 17, 2022, 2:03 PM