Ashleigh Barty
How much money do you need to retire early? About $2 million is enough to generate an annual income of $80,000 at an average interest rate of 5 per cent, says online financial encyclopaedia Investopedia. With her personal wealth estimated at between $30 million and $40m, Ashleigh Barty doesn’t need to work another day in her life.
The world number 1 announced her retirement from tennis last Wednesday, barely a quarter of the way into the 2022 season. She has banked $23.8m in total career prize money so far.
The Australian was the highest-earning tennis player in 2021 — going by on-court earnings alone. About $3.9m of her $6.9m pay cheque came from tournament winnings.
She also took home $3m in off-court earnings. These included an undisclosed amount from a new sponsorship deal with hotel group Marriott Bonvoy — in addition to existing partnerships from brands such as Jaguar, FILA, Head, Swiss watchmaker Rado and Australia’s favourite breakfast spread, Vegemite.
Fellow tennis retiree Casey Dellacqua described Barty as probably “one of the most marketable athletes in the world”. Dellacqua was interviewing Barty for the social media post that announced her retirement.
“It’s hard to say but I’m so happy and I’m so ready and I just know at the moment, in my heart for me as a person, this is right,” Barty said, adding she felt it was time to pursue other dreams.
Barty hasn’t yet said what her next step will be but did not rule out trying another sport when addressing a press conference last Thursday.
Fans have speculated she could return to cricket or pursue a golf career in the footsteps of her parents, Josie and Robert, who represented the state of Queensland as golfers. Her father also represented Australia in the sport.
As life expectancies have increased, so too has the rise of the portfolio career — where individuals may hold a variety of different professional roles at the same time, or in succession.
The pandemic has accelerated this trend, with nearly one in three people under 40 professing to thinking about changing their occupation since the pandemic began, according to a July 2021 Washington Post-Schar School poll of workers in the US.
And in sport, from baseballer Bo Jackson to footballer Eric Cantona and tennis’ own Justine Henin and Bjorn Borg, plenty of athletes have retired early. Some have returned to their sport, if not to the lofty heights they once commanded, while others, such as Cantona, now an actor, have gone on to have second careers elsewhere.
At just 25, Barty could well find success in another sport.
“Ash Barty the person has so many dreams she wants to chase after that don’t necessarily involve travelling the world, being away from my family, being away from my home, which is where I’ve always wanted to be,” she said.
“I’ll never, ever stop loving tennis, it’s been a massive part of my life, but I think it’s important that I get to enjoy the next part of my life as Ash Barty the person, not Ash Barty the athlete.”
She is likely to use her time away to give back to the community and said she was keen to help fellow Indigenous Australians with “more opportunity to get into sport” from a young age.
“I have always wanted to have the time to contribute more in other ways and now I have that opportunity. That is what lights me up inside,” Barty, who is the National Indigenous Tennis Ambassador for Tennis Australia, said.
Barty’s asset portfolio is thought to include at least three houses, all in Australia.
For now, Barty and her fiancé, golfer Garry Kissick, will be busy overseeing the construction of a new home on a vacant block in Brookwater, an upmarket residential community on the outskirts of Brisbane, Queensland.
Barty paid $882,000 for the plot of land. She also owns two other homes in the neighbouring areas of Springfield Lakes and Augustine Heights, according to media reports.
Shah Rukh Khan
He’s one of India’s biggest box-office draws. Now, Shah Rukh Khan is using his celebrity status in new ways, with the Bollywood actor set to launch a new streaming platform called SRK+, he said on Twitter.
“Kuch kuch hone wala hai, OTT ki duniya mein” (Something is going to happen in the world of OTT), he tweeted in reference to one of his biggest grossing films, Kuch Kuch Hota Hai.
Industry insiders congratulated the star and some confirmed they would be working on projects with the Dubai Tourism ambassador.
“Dream come true! Collaborating with @iamsrk on his new OTT app, SRK+,” filmmaker Anurag Kashyap tweeted. Others included his good friends, actor Salman Khan and director-producer Karan Johar.
Khan, 56, hasn’t announced what type of content will be available on the platform. However, he has access to a significant content library. In many ways, the app is a logical outcome of his business decisions over the past two decades.
Khan’s production and visual effects company, Red Chillies Entertainment, has released 30 films since 2000. In addition, the company has acquired the rights to at least another 50 Bollywood movies. Many of these feature Khan in leading roles, but others, such as Mandi and Professor, are cinema classics.
Red Chillies Entertainment is also involved in television production, visual effects and sport. A principal source of revenue is the company’s 55 per cent ownership of the Indian Premier League cricket team Kolkata Knight Riders and its stake in the Caribbean Premier League team Trinbago Knight Riders.
In November, India’s Economic Times reported Khan was one of the new owners of a team franchise in the new UAE T20 league.
Khan has a net worth of $690m, according to Forbes’ calculations. Besides his film and sport work, he has also endorsed several dozen brands over the course of his career, including Pepsi, Reliance Jio, Colgate-Palmolive, Tag Heuer, LG and Disney+Hotstar.
In February, he added Thums Up, Coca-Cola’s $1bn India stablemate, to that list.
The value of his personal brand is $51.1m, according to the Duff & Phelps Celebrity Brand Valuation Report 2020.
The actor has been on a box-office hiatus since 2018’s Zero. He will return to screens in January next year, with the action film Pathaan.
Bjorn Ulvaeus
Abba’s Bjorn Ulvaeus is teaming up with Conni Jonsson, the chairperson of Swedish investment company EQT, to raise between $529m and $1.1bn for a new fund that will invest in music catalogues, Bloomberg reported, citing people with knowledge of the matter.
The new venture will have close ties to the Swedish entertainment company Pophouse Entertainment, where both men are board members.
While the date of the launch has yet to be announced, early talks with investors have focused on banks and music publishers.
Pophouse said in February it was expanding its focus to intellectual property investments in the entertainment industry. It is also investing in the purpose-built Abba Arena in London to create a year-round digital concert experience.
Music catalogues have been popular investments in recent years as a number of ageing stars look to secure their legacies by monetising their music. In December, Bruce Springsteen sold his music and songwriting catalogue to Sony Music for $500m.
Investment management company Blackstone and Hipgnosis Song Management agreed on a $1bn partnership last year to acquire and manage music rights.
Ulvaeus and his Abba bandmates are estimated to have a combined net worth of $1bn.
Nina Dobrev
Canadian actor Nina Dobrev struck another blow for female empowerment by investing in female-led low-sugar candy brand SmartSweets earlier this month.
She joined compatriot singer-songwriter Shawn Mendes and American actor Zoey Deutch alongside corporate investors in a strategic round of funding, the value of which was undisclosed.
“SmartSweets lets me enjoy candy daily without the crazy amounts of sugar traditional candy has,” Dobrev said.
“As a fellow Canadian and female entrepreneur, I am honoured to invest in SmartSweets and work with the team of incredible women behind one of my favourite products.”
Tara Bosch, founder of SmartSweets, described the brand as 77 per cent women and a champion for female founders and entrepreneurs.
“I couldn't think of a better representation for our brand than Nina,” she said.
As a female entrepreneur, I am honoured to invest in SmartSweets and work with the team of incredible women behind one of my favourite products
Nina Dobrev,
actor
It is Dobrev’s second investment this year after she joined a Series A funding round in beverage company Cann in February.
The Vampire Diaries star has been an actor since 2006 and has a side hustle as an entrepreneur. Together with dancer Julianne Hough, she launched a low-carb, low-calorie grape beverage in 2019. The partners took the company public in December last year, raising $22m in an initial public offering.
The Minnesota-headquartered company is led by chief executive Janelle Anderson.
Dobrev has previously spoken of the importance of demonstrating female leadership in the FMCG business.
“It was really important for us to have a female CEO,” she told Yahoo Finance in February. “Only 6 per cent of companies that are in the New York Stock Exchange are led by a female CEO, and we are one of them.”
The company has since expanded to several more states across the US. On Friday, its stock rose 1.05 per cent to close at $4.17, but down from its inaugural mid-December value of $9.33.
Dobrev has a net worth of $11m, according to estimates by Celebrity Net Worth.
Muslim Council of Elders condemns terrorism on religious sites
The Muslim Council of Elders has strongly condemned the criminal attacks on religious sites in Britain.
It firmly rejected “acts of terrorism, which constitute a flagrant violation of the sanctity of houses of worship”.
“Attacking places of worship is a form of terrorism and extremism that threatens peace and stability within societies,” it said.
The council also warned against the rise of hate speech, racism, extremism and Islamophobia. It urged the international community to join efforts to promote tolerance and peaceful coexistence.
Tamkeen's offering
- Option 1: 70% in year 1, 50% in year 2, 30% in year 3
- Option 2: 50% across three years
- Option 3: 30% across five years
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More on animal trafficking
How Apple's credit card works
The Apple Card looks different from a traditional credit card — there's no number on the front and the users' name is etched in metal. The card expands the company's digital Apple Pay services, marrying the physical card to a virtual one and integrating both with the iPhone. Its attributes include quick sign-up, elimination of most fees, strong security protections and cash back.
What does it cost?
Apple says there are no fees associated with the card. That means no late fee, no annual fee, no international fee and no over-the-limit fees. It also said it aims to have among the lowest interest rates in the industry. Users must have an iPhone to use the card, which comes at a cost. But they will earn cash back on their purchases — 3 per cent on Apple purchases, 2 per cent on those with the virtual card and 1 per cent with the physical card. Apple says it is the only card to provide those rewards in real time, so that cash earned can be used immediately.
What will the interest rate be?
The card doesn't come out until summer but Apple has said that as of March, the variable annual percentage rate on the card could be anywhere from 13.24 per cent to 24.24 per cent based on creditworthiness. That's in line with the rest of the market, according to analysts
What about security?
The physical card has no numbers so purchases are made with the embedded chip and the digital version lives in your Apple Wallet on your phone, where it's protected by fingerprints or facial recognition. That means that even if someone steals your phone, they won't be able to use the card to buy things.
Is it easy to use?
Apple says users will be able to sign up for the card in the Wallet app on their iPhone and begin using it almost immediately. It also tracks spending on the phone in a more user-friendly format, eliminating some of the gibberish that fills a traditional credit card statement. Plus it includes some budgeting tools, such as tracking spending and providing estimates of how much interest could be charged on a purchase to help people make an informed decision.
* Associated Press
Learn more about Qasr Al Hosn
In 2013, The National's History Project went beyond the walls to see what life was like living in Abu Dhabi's fabled fort:
Multitasking pays off for money goals
Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.
That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.
"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.
Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."
People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.
"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."
What can you do?
Document everything immediately; including dates, times, locations and witnesses
Seek professional advice from a legal expert
You can report an incident to HR or an immediate supervisor
You can use the Ministry of Human Resources and Emiratisation’s dedicated hotline
In criminal cases, you can contact the police for additional support
OTHER IPL BOWLING RECORDS
Best bowling figures: 6-14 – Sohail Tanvir (for Rajasthan Royals against Chennai Super Kings in 2008)
Best average: 16.36 – Andrew Tye
Best economy rate: 6.53 – Sunil Narine
Best strike-rate: 12.83 – Andrew Tye
Best strike-rate in an innings: 1.50 – Suresh Raina (for Chennai Super Kings against Rajasthan Royals in 2011)
Most runs conceded in an innings: 70 – Basil Thampi (for Sunrisers Hyderabad against Royal Challengers Bangalore in 2018)
Most hat-tricks: 3 – Amit Mishra
Most dot-balls: 1,128 – Harbhajan Singh
Most maiden overs bowled: 14 – Praveen Kumar
Most four-wicket hauls: 6 – Sunil Narine
Global Fungi Facts
• Scientists estimate there could be as many as 3 million fungal species globally
• Only about 160,000 have been officially described leaving around 90% undiscovered
• Fungi account for roughly 90% of Earth's unknown biodiversity
• Forest fungi help tackle climate change, absorbing up to 36% of global fossil fuel emissions annually and storing around 5 billion tonnes of carbon in the planet's topsoil
The President's Cake
Director: Hasan Hadi
Starring: Baneen Ahmad Nayyef, Waheed Thabet Khreibat, Sajad Mohamad Qasem
Rating: 4/5
Movie: Saheb, Biwi aur Gangster 3
Producer: JAR Films
Director: Tigmanshu Dhulia
Cast: Sanjay Dutt, Jimmy Sheirgill, Mahie Gill, Chitrangda Singh, Kabir Bedi
Rating: 3 star
match details
Wales v Hungary
Cardiff City Stadium, kick-off 11.45pm
The specs: 2019 Mini Cooper
Price, base: Dh141,740 (three-door) / Dh165,900 (five-door)
Engine: 1.5-litre four-cylinder (Cooper) / 2.0-litre four-cylinder (Cooper S)
Power: 136hp @ 4,500rpm (Cooper) / 192hp @ 5,000rpm (Cooper S)
Torque: 220Nm @ 1,480rpm (Cooper) / 280Nm @ 1,350rpm (Cooper S)
Transmission: Seven-speed automatic
Fuel consumption, combined: 4.8L to 5.4L / 100km
The biog
Mission to Seafarers is one of the largest port-based welfare operators in the world.
It provided services to around 200 ports across 50 countries.
They also provide port chaplains to help them deliver professional welfare services.
Tips from the expert
Dobromir Radichkov, chief data officer at dubizzle and Bayut, offers a few tips for UAE residents looking to earn some cash from pre-loved items.
- Sellers should focus on providing high-quality used goods at attractive prices to buyers.
- It’s important to use clear and appealing photos, with catchy titles and detailed descriptions to capture the attention of prospective buyers.
- Try to advertise a realistic price to attract buyers looking for good deals, especially in the current environment where consumers are significantly more price-sensitive.
- Be creative and look around your home for valuable items that you no longer need but might be useful to others.
Dust and sand storms compared
Sand storm
- Particle size: Larger, heavier sand grains
- Visibility: Often dramatic with thick "walls" of sand
- Duration: Short-lived, typically localised
- Travel distance: Limited
- Source: Open desert areas with strong winds
Dust storm
- Particle size: Much finer, lightweight particles
- Visibility: Hazy skies but less intense
- Duration: Can linger for days
- Travel distance: Long-range, up to thousands of kilometres
- Source: Can be carried from distant regions
RoboCop%3A%20Rogue%20City
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David Haye record
Total fights: 32
Wins: 28
Wins by KO: 26
Losses: 4
The specs
Engine: 3.9-litre twin-turbo V8
Transmission: seven-speed
Power: 720hp
Torque: 770Nm
Price: Dh1,100,000
On sale: now
GAC GS8 Specs
Engine: 2.0-litre 4cyl turbo
Power: 248hp at 5,200rpm
Torque: 400Nm at 1,750-4,000rpm
Transmission: 8-speed auto
Fuel consumption: 9.1L/100km
On sale: Now
Price: From Dh149,900
Moonfall
Director: Rolan Emmerich
Stars: Patrick Wilson, Halle Berry
Rating: 3/5
Top tips to avoid cyber fraud
Microsoft’s ‘hacker-in-chief’ David Weston, creator of the tech company’s Windows Red Team, advises simple steps to help people avoid falling victim to cyber fraud:
1. Always get the latest operating system on your smartphone or desktop, as it will have the latest innovations. An outdated OS can erode away all investments made in securing your device or system.
2. After installing the latest OS version, keep it patched; this means repairing system vulnerabilities which are discovered after the infrastructure components are released in the market. The vast majority of attacks are based on out of date components – there are missing patches.
3. Multi-factor authentication is required. Move away from passwords as fast as possible, particularly for anything financial. Cybercriminals are targeting money through compromising the users’ identity – his username and password. So, get on the next level of security using fingertips or facial recognition.
4. Move your personal as well as professional data to the cloud, which has advanced threat detection mechanisms and analytics to spot any attempt. Even if you are hit by some ransomware, the chances of restoring the stolen data are higher because everything is backed up.
5. Make the right hardware selection and always refresh it. We are in a time where a number of security improvement processes are reliant on new processors and chip sets that come with embedded security features. Buy a new personal computer with a trusted computing module that has fingerprint or biometric cameras as additional measures of protection.
Our family matters legal consultant
Name: Hassan Mohsen Elhais
Position: legal consultant with Al Rowaad Advocates and Legal Consultants.
Medicus AI
Started: 2016
Founder(s): Dr Baher Al Hakim, Dr Nadine Nehme and Makram Saleh
Based: Vienna, Austria; started in Dubai
Sector: Health Tech
Staff: 119
Funding: €7.7 million (Dh31m)
Mohammed bin Zayed Majlis
Company%20profile
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RESULT
Huddersfield Town 1 Manchester City 2
Huddersfield: Otamendi (45' 1 og), van La Parra (red card 90' 6)
Man City: Agüero (47' pen), Sterling (84')
Man of the match: Christopher Schindler (Huddersfield Town)
Honeymoonish
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