Ramadan is expected to start in the UK on April 13, the second time the holy month is being observed during the Covid-19 pandemic.
This year, Muslims will be allowed to attend Covid-secure mosques, after being denied during the UK's first lockdown 12 months ago.
The holy month takes place as the UK continues Covid-19 vaccinations and Muslims are encouraged to receive the shot.
When will Ramadan begin in the UK?
Muslims in Britain will begin Ramadan on April 13 or 14, based on the sighting of the crescent new moon.
When will Ramadan end?
Ramadan typically lasts 29 or 30 days, ending when the next new moon is sighted.
The final iftar should take place on the evening of May 12.
What Covid-19 restrictions are in place at mosques in the UK during Ramadan?
Mosques are open this year and can be attended by as many people as can be safely accommodated with social distancing.
Many mosques in the UK will be running shorter services for limited numbers of people.
To attend prayers, some people may need to register at certain mosques, including for the nightly taraweeh prayers.
Worshippers should also bring their own prayer mats and wear face masks.
Mosques were also encouraged to stream events live where possible to prevent large crowds from gathering.
Anyone with Covid-19 symptoms should remain at home.
What restrictions are in place for homes?
Gatherings of people from more than two households are not allowed to be held indoors at home over the month of Ramadan.
Two households or more are allowed to meet outdoors, including in private gardens, but are limited to groups of six.
Can I still receive a Covid-19 vaccine the UK during Ramadan?
Receiving a Covid-19 vaccine will not break the fast observed over Ramadan, Britain’s National Health Service and Muslim scholars said.
“Now is the time to put faith to the test, preserve life and trust the opinion of Islamic scholars and mosque committees who have confirmed the vaccination and lateral flow tests will not invalidate or break the Ramadan fast,” NHS director Dr Habib Naqvi said.
“We have lost too many mosque worshippers and with ethnic minority people already at increased risk of coronavirus.”
Dr Farzana Hussain, a Muslim and physician at The Project Surgery in East London, said receiving a vaccine did not break the fast because it was not nutrition.
“There is absolutely no reason why you shouldn’t have it if you are eligible and have been invited for your Covid-19 vaccine, and those scheduled for their second dose should take it,” Dr Hussain said.
“The Quran says saving your life is the most important thing: to save one life is to save the whole of humanity. It’s a responsibility of a practising Muslim to take their vaccine.”
What changes have been made to the UK’s vaccine programme?
Some vaccination sites will stay open later so Muslims can be inoculated after breaking their fast in the evening.
Vaccination centres at mosques will also be open throughout Ramadan.
Some mosques are also planning pop-up vaccination clinics to coincide with iftar.
Vaccines Minister Nadhim Zahawi praised mosques for encouraging worshippers to receive the shot.
“It goes back to convenience, access and support. It’s a place that the community trusts,” Mr Zahawi said last month.
“And thinking it through, if people are coming for iftar to the mosque, what a great way to book them in afterwards to have their jab.”
How will rapid testing stop the spread of Covid-19 during Ramadan?
The NHS said Muslims should take advantage of a new programme that allows households access to rapid Covid-19 tests.
Anyone in England who does not have symptoms can now receive regular lateral flow tests to check for coronavirus.
Households can collect two packs of seven tests from local pharmacies and test sites or have them delivered through the post.
The tests take 30 minutes to show a result.
Dr Hina Shahid from the Muslim Doctors Association said the tests would help Muslims to detect coronavirus before they attend prayers.
“I strongly encourage Muslims who are able to take their vaccination and lateral flow tests during this holy month to do so and help protect themselves and their community,” Dr Shahid said.
"Any concerns about vaccination or rapid test results can be discussed with GPs and healthcare professionals. We are here to support patients to make informed decisions.”
Abu Dhabi Sustainability Week
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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Labour dispute
The insured employee may still file an ILOE claim even if a labour dispute is ongoing post termination, but the insurer may suspend or reject payment, until the courts resolve the dispute, especially if the reason for termination is contested. The outcome of the labour court proceedings can directly affect eligibility.
- Abdullah Ishnaneh, Partner, BSA Law
The Specs
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Engine 2.9-litre, twin-turbo V6
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Gifts exchanged
- King Charles - replica of President Eisenhower Sword
- Queen Camilla - Tiffany & Co vintage 18-carat gold, diamond and ruby flower brooch
- Donald Trump - hand-bound leather book with Declaration of Independence
- Melania Trump - personalised Anya Hindmarch handbag
Company profile
Name: Oulo.com
Founder: Kamal Nazha
Based: Dubai
Founded: 2020
Number of employees: 5
Sector: Technology
Funding: $450,000
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