• Gurmeet Kaur, 75, and her daughter-in-law Sukhvir Kaur, 40, at their home in Rauni village in district Ludhiana in Punjab. Gurmeet’s son Balwinder Singh has been taking part in protests in New Delhi against India's farm laws. All photos: Taniya Dutta for The National
    Gurmeet Kaur, 75, and her daughter-in-law Sukhvir Kaur, 40, at their home in Rauni village in district Ludhiana in Punjab. Gurmeet’s son Balwinder Singh has been taking part in protests in New Delhi against India's farm laws. All photos: Taniya Dutta for The National
  • Amandeep Kaur, 38, wakes up at 4am every day to care of the family's livestock and crops in Rauni village while her husband takes part in protests in New Delhi.
    Amandeep Kaur, 38, wakes up at 4am every day to care of the family's livestock and crops in Rauni village while her husband takes part in protests in New Delhi.
  • Balbir Singh, 65, sits outside his home with his wife Kulwant Kaur during his first visit home after 48 days taking part in the demonstrations.
    Balbir Singh, 65, sits outside his home with his wife Kulwant Kaur during his first visit home after 48 days taking part in the demonstrations.
  • Balbir Singh plays with his dog, Jacky, after more than six weeks away from home.
    Balbir Singh plays with his dog, Jacky, after more than six weeks away from home.
  • Sukhvir Kaur, 40, relies on help from her husband’s friend Balwinder Singh, right, to tend to the family farm while her husband is away.
    Sukhvir Kaur, 40, relies on help from her husband’s friend Balwinder Singh, right, to tend to the family farm while her husband is away.
  • Gurmeet Kaur, 75, has taken on the responsibility of feeding her son's livestock.
    Gurmeet Kaur, 75, has taken on the responsibility of feeding her son's livestock.
  • Gurmeet Kaur chops fresh fodder for the family's buffaloes in a chaff cutter.
    Gurmeet Kaur chops fresh fodder for the family's buffaloes in a chaff cutter.
  • Gurmeet Kaur with her son's friend Balwinder Singh. Neighbours and relatives have stepped in to help families of farmers who are at the protests.
    Gurmeet Kaur with her son's friend Balwinder Singh. Neighbours and relatives have stepped in to help families of farmers who are at the protests.
  • Balbir Singh relaxes outside his home in Rauni village. He was in the first batch of farmers who left for Delhi on November 26, 2020 to protest against new farm laws.
    Balbir Singh relaxes outside his home in Rauni village. He was in the first batch of farmers who left for Delhi on November 26, 2020 to protest against new farm laws.
  • Amandeep Kaur's neighbour Harvinder Kaur helps her with cooking.
    Amandeep Kaur's neighbour Harvinder Kaur helps her with cooking.
  • Harvinder Kaur, 33, often joins in Amandeep Singh to help her in household chores, especially cooking for the family as Amandeep Singh juggles between tending to her husband's crops and livestock.
    Harvinder Kaur, 33, often joins in Amandeep Singh to help her in household chores, especially cooking for the family as Amandeep Singh juggles between tending to her husband's crops and livestock.
  • Amandeep Kaur and her neighbour Harvinder Kaur cook a seasonal dessert on a clay stove for the festival of Lohri.
    Amandeep Kaur and her neighbour Harvinder Kaur cook a seasonal dessert on a clay stove for the festival of Lohri.
  • Balbir Singh with his dog Jacky. He plans to return to the farmer protests after collecting fresh clothes.
    Balbir Singh with his dog Jacky. He plans to return to the farmer protests after collecting fresh clothes.
  • Sukhvir Kaur and her mother-in-law outside the family home in Rauni village in Punjab.
    Sukhvir Kaur and her mother-in-law outside the family home in Rauni village in Punjab.
  • Balbir Singh says he has entrusted his farm to his wife and to God while he is away protesting in New Delhi.
    Balbir Singh says he has entrusted his farm to his wife and to God while he is away protesting in New Delhi.
  • Gurmeet Kaur say she misses her only son, but every time Balwinder calls she encourages him to stay at the protest to fight for the farmers' cause.
    Gurmeet Kaur say she misses her only son, but every time Balwinder calls she encourages him to stay at the protest to fight for the farmers' cause.

Wives hold the fort as Indian farmers lay siege to government


  • English
  • Arabic

In the frigid winter mornings of northern India, Amandeep Kaur rises before dawn, feeds and milks half a dozen buffaloes, cooks for her family, then heads out to check on the two-hectare wheat field next to their home.

Until nearly two months ago, Amandeep was oblivious to the arduous tasks involved in farming and livestock rearing.

But she has learnt fast since her husband Narpinder Singh left home in late November to join tens of thousands of farmers surrounding the Indian capital in protest against new agriculture laws that they say will destroy their livelihoods.

"He had just sown the wheat crop, and leaving for protests meant the responsibility of looking after the crop fell on me," Amandeep, 38, told The National at her two-storey home in Rauni, a small village in Ludhiana district of Punjab state.

“When he left, neither of us knew that he would be away this long. I was a little nervous initially but I quickly learnt the ropes.”

Nearly two months later, the farmers remain camped out in tent cities on major highways around New Delhi. Nine rounds of talks have failed to resolve their dispute with the government over three recent laws that remove agricultural markets from state control, allow contract farming and deregulate the storage and sale of food commodities, including cereals, pulses and oil.

The farmers – mainly from the states of Punjab and neighbouring Haryana, often called the breadbasket of India as they produce 60 per cent of the country's wheat – say that these laws will only benefit big businesses.

Amandeep often takes guidance from her husband in video calls during her daily trips to inspect the wheat field for pests, soil moisture and fertilisers. Before heading into the house, she checks on the vegetable crops growing on either side. She also finds time to supervise her two children’s online school classes while doing her regular household chores.

Narpinder Singh, left, with fellow farmer Balwinder Singh at the protests outside New Delhi, India.
Narpinder Singh, left, with fellow farmer Balwinder Singh at the protests outside New Delhi, India.

In between all these tasks, she collects green fodder from the nearby patch of land, chops it in a chaff cutter and feeds it to the cattle every six hours.

“There were problems … but I have managed to do everything. I wake up before sunrise and work the whole day but I have no complaints,” she said.

“I told him to not worry about the crop or the cattle and encouraged him to only return home victorious, no matter how long it takes."

Traditionally, the farmers' wives take care only of the household and do not work in the fields, but in absence of their husbands many have taken on the responsibility of looking after both. Friends, neighbours and relatives step in to help, while many villages have formed committees to co-ordinate such efforts.

Indian farmers hold a tractor rally on a highway on the outskirts of New Delhi on January 7, 2021 to protest against new farm laws. Reuters
Indian farmers hold a tractor rally on a highway on the outskirts of New Delhi on January 7, 2021 to protest against new farm laws. Reuters

At Balwinder Singh's farm, his septuagenarian mother Gurmeet Kaur has been feeding the four buffaloes while his wife Sukhvir Kaur, 40, manages the farm work with the help of her husband’s friend, also named Balwinder Singh.

Before he left for Delhi on his tractor on November 25, her son did everything, Ms Kaur, 75, told The National.

"I used to go to temple, pray and relax,” she said.

Sukhvir said she was sad about the long separation but was preparing to manage the crucial March-April harvest period on her own.

“The crops will be ready for harvest soon and with no end to protests, I am worried what will happen to our crops. But I will manage somehow,” Sukhvir said.

“It feels bad that he is not with us but the fight is important. I cannot ask him to return home because he is there for a cause."

At a farm a little distance away, Balbir Singh is back after 48 days at the Delhi protest campsite and is ecstatic to be back with wife, Kulwant, and dog Jacky.

But his return is a brief one. He plans to go back to the capital before India's Republic Day on January 26, when the farmers plan to intensify their agitation if their demands are not met.

Mr Singh, 65, is helping to run one of the dozens of community kitchens at the Singhu protest campsite – entrusting his two-hectare wheat farm, cattle and household to his wife.

“I feel wonderful there. I have come home to pack clothes and am going back soon,” he said.

“Whether the crop is ready or not, we will continue the protest because if the law is made, we will not only lose the crop but also our land.

"We knew the [farm] work would continue – I have left that to God and to my wife."

__________

SUE%20GRAY'S%20FINDINGS
%3Cp%3E%22Whatever%20the%20initial%20intent%2C%20what%20took%20place%20at%20many%20of%20these%20gatherings%20and%20the%3Cbr%3Eway%20in%20which%20they%20developed%20was%20not%20in%20line%20with%20Covid%20guidance%20at%20the%20time.%3C%2Fp%3E%0A%3Cp%3E%22Many%20of%20these%20events%20should%20not%20have%20been%20allowed%20to%20happen.%20It%20is%20also%20the%20case%20that%20some%20of%20the%3Cbr%3Emore%20junior%20civil%20servants%20believed%20that%20their%20involvement%20in%20some%20of%20these%20events%20was%20permitted%20given%20the%20attendance%20of%20senior%20leaders.%C2%A0%3C%2Fp%3E%0A%3Cp%3E%22The%20senior%20leadership%20at%20the%20centre%2C%20both%20political%20and%20official%2C%20must%20bear%20responsibility%20for%20this%20culture.%C2%A0%3C%2Fp%3E%0A%3Cp%3E%22I%20found%20that%20some%20staff%20had%20witnessed%20or%20been%20subjected%20to%20behaviours%20at%20work%20which%20they%20had%20felt%20concerned%20about%20but%20at%20times%20felt%20unable%20to%20raise%20properly.%3C%2Fp%3E%0A%3Cp%3E%22I%20was%20made%20aware%20of%20multiple%20examples%20of%20a%20lack%20of%20respect%20and%20poor%20treatment%20of%20security%20and%20cleaning%20staff.%20This%20was%20unacceptable.%22%C2%A0%3C%2Fp%3E%0A
'Munich: The Edge of War'

Director: Christian Schwochow

Starring: George MacKay, Jannis Niewohner, Jeremy Irons

Rating: 3/5

MATCH INFO

English Premiership semi-finals

Saracens 57
Wasps 33

Exeter Chiefs 36
Newcastle Falcons 5

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

FIXTURES

Monday, January 28
Iran v Japan, Hazza bin Zayed Stadium (6pm)

Tuesday, January 29
UAEv Qatar, Mohamed Bin Zayed Stadium (6pm)

Friday, February 1
Final, Zayed Sports City Stadium (6pm)

COMPANY%20PROFILE%20
%3Cp%3E%3Cstrong%3ECompany%20name%3A%20%3C%2Fstrong%3ENomad%20Homes%3Cbr%3E%3Cstrong%3EStarted%3A%20%3C%2Fstrong%3E2020%3Cbr%3E%3Cstrong%3EFounders%3A%20%3C%2Fstrong%3EHelen%20Chen%2C%20Damien%20Drap%2C%20and%20Dan%20Piehler%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20UAE%20and%20Europe%3Cbr%3E%3Cstrong%3EIndustry%3C%2Fstrong%3E%3A%20PropTech%3Cbr%3E%3Cstrong%3EFunds%20raised%20so%20far%3A%3C%2Fstrong%3E%20%2444m%3Cbr%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Acrew%20Capital%2C%2001%20Advisors%2C%20HighSage%20Ventures%2C%20Abstract%20Ventures%2C%20Partech%2C%20Precursor%20Ventures%2C%20Potluck%20Ventures%2C%20Knollwood%20and%20several%20undisclosed%20hedge%20funds%3C%2Fp%3E%0A
Global state-owned investor ranking by size

1.

United States

2.

China

3.

UAE

4.

Japan

5

Norway

6.

Canada

7.

Singapore

8.

Australia

9.

Saudi Arabia

10.

South Korea

COMPANY PROFILE

Name: Qyubic
Started: October 2023
Founder: Namrata Raina
Based: Dubai
Sector: E-commerce
Current number of staff: 10
Investment stage: Pre-seed
Initial investment: Undisclosed 

JOKE'S%20ON%20YOU
%3Cp%3EGoogle%20wasn't%20new%20to%20busting%20out%20April%20Fool's%20jokes%3A%20before%20the%20Gmail%20%22prank%22%2C%20it%20tricked%20users%20with%20%3Ca%20href%3D%22https%3A%2F%2Farchive.google%2Fmentalplex%2F%22%20target%3D%22_blank%22%3Emind-reading%20MentalPlex%20responses%3C%2Fa%3E%20and%20said%3Ca%20href%3D%22https%3A%2F%2Farchive.google%2Fpigeonrank%2F%22%20target%3D%22_blank%22%3E%20well-fed%20pigeons%20were%20running%20its%20search%20engine%20operations%3C%2Fa%3E%20.%3C%2Fp%3E%0A%3Cp%3EIn%20subsequent%20years%2C%20they%20announced%20home%20internet%20services%20through%20your%20toilet%20with%20its%20%22%3Ca%20href%3D%22https%3A%2F%2Farchive.google%2Ftisp%2Finstall.html%22%20target%3D%22_blank%22%3Epatented%20GFlush%20system%3C%2Fa%3E%22%2C%20made%20us%20believe%20the%20Moon's%20surface%20was%20made%20of%20cheese%20and%20unveiled%20a%20dating%20service%20in%20which%20they%20called%20founders%20Sergey%20Brin%20and%20Larry%20Page%20%22%3Ca%20href%3D%22https%3A%2F%2Farchive.google%2Fromance%2Fpress.html%22%20target%3D%22_blank%22%3EStanford%20PhD%20wannabes%3C%2Fa%3E%20%22.%3C%2Fp%3E%0A%3Cp%3EBut%20Gmail%20was%20all%20too%20real%2C%20purportedly%20inspired%20by%20one%20%E2%80%93%20a%20single%20%E2%80%93%20Google%20user%20complaining%20about%20the%20%22poor%20quality%20of%20existing%20email%20services%22%20and%20born%20%22%3Ca%20href%3D%22https%3A%2F%2Fgooglepress.blogspot.com%2F2004%2F04%2Fgoogle-gets-message-launches-gmail.html%22%20target%3D%22_blank%22%3Emillions%20of%20M%26amp%3BMs%20later%3C%2Fa%3E%22.%3C%2Fp%3E%0A
French business

France has organised a delegation of leading businesses to travel to Syria. The group was led by French shipping giant CMA CGM, which struck a 30-year contract in May with the Syrian government to develop and run Latakia port. Also present were water and waste management company Suez, defence multinational Thales, and Ellipse Group, which is currently looking into rehabilitating Syrian hospitals.

Libya's Gold

UN Panel of Experts found regime secretly sold a fifth of the country's gold reserves. 

The panel’s 2017 report followed a trail to West Africa where large sums of cash and gold were hidden by Abdullah Al Senussi, Qaddafi’s former intelligence chief, in 2011.

Cases filled with cash that was said to amount to $560m in 100 dollar notes, that was kept by a group of Libyans in Ouagadougou, Burkina Faso.

A second stash was said to have been held in Accra, Ghana, inside boxes at the local offices of an international human rights organisation based in France.

World record transfers

1. Kylian Mbappe - to Real Madrid in 2017/18 - €180 million (Dh770.4m - if a deal goes through)
2. Paul Pogba - to Manchester United in 2016/17 - €105m
3. Gareth Bale - to Real Madrid in 2013/14 - €101m
4. Cristiano Ronaldo - to Real Madrid in 2009/10 - €94m
5. Gonzalo Higuain - to Juventus in 2016/17 - €90m
6. Neymar - to Barcelona in 2013/14 - €88.2m
7. Romelu Lukaku - to Manchester United in 2017/18 - €84.7m
8. Luis Suarez - to Barcelona in 2014/15 - €81.72m
9. Angel di Maria - to Manchester United in 2014/15 - €75m
10. James Rodriguez - to Real Madrid in 2014/15 - €75m

Difference between fractional ownership and timeshare

Although similar in its appearance, the concept of a fractional title deed is unlike that of a timeshare, which usually involves multiple investors buying “time” in a property whereby the owner has the right to occupation for a specified period of time in any year, as opposed to the actual real estate, said John Peacock, Head of Indirect Tax and Conveyancing, BSA Ahmad Bin Hezeem & Associates, a law firm.

Key findings of Jenkins report
  • Founder of the Muslim Brotherhood, Hassan al Banna, "accepted the political utility of violence"
  • Views of key Muslim Brotherhood ideologue, Sayyid Qutb, have “consistently been understood” as permitting “the use of extreme violence in the pursuit of the perfect Islamic society” and “never been institutionally disowned” by the movement.
  • Muslim Brotherhood at all levels has repeatedly defended Hamas attacks against Israel, including the use of suicide bombers and the killing of civilians.
  • Laying out the report in the House of Commons, David Cameron told MPs: "The main findings of the review support the conclusion that membership of, association with, or influence by the Muslim Brotherhood should be considered as a possible indicator of extremism."
Skoda Superb Specs

Engine: 2-litre TSI petrol

Power: 190hp

Torque: 320Nm

Price: From Dh147,000

Available: Now

Labour dispute

The insured employee may still file an ILOE claim even if a labour dispute is ongoing post termination, but the insurer may suspend or reject payment, until the courts resolve the dispute, especially if the reason for termination is contested. The outcome of the labour court proceedings can directly affect eligibility.


- Abdullah Ishnaneh, Partner, BSA Law 

The Sky Is Pink

Director: Shonali Bose

Cast: Priyanka Chopra Jonas, Farhan Akhtar, Zaira Wasim, Rohit Saraf

Three stars

Indika
%3Cp%3E%3Cstrong%3EDeveloper%3A%3C%2Fstrong%3E%2011%20Bit%20Studios%3Cbr%3E%3Cstrong%3EPublisher%3A%3C%2Fstrong%3E%20Odd%20Meter%3Cbr%3E%3Cstrong%3EConsole%3A%3C%2Fstrong%3E%20PlayStation%205%2C%20PC%20and%20Xbox%20series%20X%2FS%3Cbr%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204%2F5%3C%2Fp%3E%0A
The specs: 2018 Nissan 370Z Nismo

The specs: 2018 Nissan 370Z Nismo
Price, base / as tested: Dh182,178
Engine: 3.7-litre V6
Power: 350hp @ 7,400rpm
Torque: 374Nm @ 5,200rpm
Transmission: Seven-speed automatic
​​​​​​​Fuel consumption, combined: 10.5L / 100km

ICC Awards for 2021

MEN

Cricketer of the Year – Shaheen Afridi (Pakistan)

T20 Cricketer of the Year – Mohammad Rizwan (Pakistan)

ODI Cricketer of the Year – Babar Azam (Pakistan)

Test Cricketer of the Year – Joe Root (England)

WOMEN

Cricketer of the Year – Smriti Mandhana (India)

ODI Cricketer of the Year – Lizelle Lee (South Africa)

T20 Cricketer of the Year – Tammy Beaumont (England)

Specs

Engine: Dual-motor all-wheel-drive electric

Range: Up to 610km

Power: 905hp

Torque: 985Nm

Price: From Dh439,000

Available: Now

The specs

Engine: 4.0-litre V8 twin-turbocharged and three electric motors

Power: Combined output 920hp

Torque: 730Nm at 4,000-7,000rpm

Transmission: 8-speed dual-clutch automatic

Fuel consumption: 11.2L/100km

On sale: Now, deliveries expected later in 2025

Price: expected to start at Dh1,432,000

SPECS
%3Cp%3E%3Cstrong%3EEngine%3A%20%3C%2Fstrong%3E2.4-litre%204-cylinder%20turbo%20hybrid%0D%3Cbr%3E%3Cstrong%3EPower%3A%3C%2Fstrong%3E%20366hp%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E550Nm%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3ESix-speed%20auto%0D%3Cbr%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh360%2C000%0D%3Cbr%3E%3Cstrong%3EAvailable%3A%20%3C%2Fstrong%3ENow%0D%3C%2Fp%3E%0A
Classification of skills

A worker is categorised as skilled by the MOHRE based on nine levels given in the International Standard Classification of Occupations (ISCO) issued by the International Labour Organisation. 

A skilled worker would be someone at a professional level (levels 1 – 5) which includes managers, professionals, technicians and associate professionals, clerical support workers, and service and sales workers.

The worker must also have an attested educational certificate higher than secondary or an equivalent certification, and earn a monthly salary of at least Dh4,000. 

The%C2%A0specs%20
%3Cp%3E%3Cstrong%3EEngine%3A%3C%2Fstrong%3E%204-cylinder%202-litre%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3E9-speed%20automatic%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E252%20brake%20horsepower%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E352Nm%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3Efrom%20Dh146%2C700%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3Enow%3C%2Fp%3E%0A
Players Selected for La Liga Trials

U18 Age Group
Name: Ahmed Salam (Malaga)
Position: Right Wing
Nationality: Jordanian

Name: Yahia Iraqi (Malaga)
Position: Left Wing
Nationality: Morocco

Name: Mohammed Bouherrafa (Almeria)
Position: Centre-Midfield
Nationality: French

Name: Mohammed Rajeh (Cadiz)
Position: Striker
Nationality: Jordanian

U16 Age Group
Name: Mehdi Elkhamlichi (Malaga)
Position: Lead Striker
Nationality: Morocco

What can victims do?

Always use only regulated platforms

Stop all transactions and communication on suspicion

Save all evidence (screenshots, chat logs, transaction IDs)

Report to local authorities

Warn others to prevent further harm

Courtesy: Crystal Intelligence