Picture this: You wake up at 9am in your Airbnb, leisurely explore a new city for a few hours before heading back, taking out your laptop and clocking on for work. You could do it by the beach in Bali, at a Parisian cafe or even beneath a forest canopy in Costa Rica. The world, quite literally, is your oyster.
Thanks to the remote-work boom brought about by the pandemic, this dreamy way of life is becoming a reality for more and more people. Year-long travel adventures are no longer reserved for students and “free spirits”, as business owners, working professionals and even whole families are packing up their permanent homes to make temporary ones in new destinations every few weeks or months.
Nicole Vilaca, whose online name is Nomad Neeks, is a digital nomad. She, along with her partner, moves countries every few weeks, all while running an online digital marketing agency and hosting a podcast on which she shares finance tips and insights with fellow full-time travellers.
“When I left my home country of Canada, I had this itch for a different kind of life, something that didn’t involve the mortgage, marriage, 2.5 kids and a two-week annual vacation routine we’re all familiar with,” she tells The National. “I didn’t exactly have a road map for what I wanted, just a strong craving for a change from the western way of life I was used to.”
That’s how Vilaca ended up in China, where she lived for four years until Covid-19 made it difficult to stay. Now, she’s travelling full-time, currently in Argentina and planning her next move within South America before it’s time to head to the next continent. “I don’t have a home base or even a country I call home,” she says.
“The beautiful thing about this lifestyle is that I can always return to any country in the future on a moment’s notice.”
Turkey, she says, is one of those she will visit time and time again. “I loved exploring; the people are kind and the food is amazing.”
There are many ways to be a digital nomad
Moving to new locations every few weeks isn’t for everyone, but a life of working remotely around the world can be whatever you want it to be. Take Chloe Rees, for example, who lives in Bali, but operates a social media and content creation business in Dubai, where she employs 35 staff members, and travels regularly to Australia, her home country.
“My husband’s company shut their Middle East offices, so his role was transferred to Sydney,” Rees explains. “I initially went to Australia for a while; however, the time zone for working on Dubai hours wasn’t amazing and the transit back to the office was a full day of travelling, plus the associated jet lag. I made the decision to meet halfway.”
So, the couple, with their two children in tow, sold everything they owned (“aside from two moving boxes of personal items” and six suitcases) and headed off from the UAE, where Rees had lived since 2012.
While it can be challenging at times to run a bricks-and-mortar business remotely, Rees says she’s fallen in love with her new, slower pace of life. “Bali is a fantastic time zone to work on as it’s ahead of the UAE by only four hours. Essentially, I have the whole morning to do what I need or like to do, as people in Dubai don't hit their laptops until 1pm Bali time.”
Now, she can do her work, host meetings online, but also have a bit of “me time” and enjoy her family more. “I don’t think I realised the pace at which my body and mind functioned for so long,” she says. “Overall, I make decisions – work and personal – from a place of calm. I used to make them from a stressed place, but now I am much more present, mentally … I am healthier overall, sleep better and generally a nicer person to my children and husband,” she adds with a laugh.
Of course, it’s not all rice paddies and pristine beaches. “The traffic is bonkers. We ride scooters everywhere, including the school run.” Her children have also complained about the lack of toy shops and soft play centres. “They’ve also had a real-world awakening when it comes to wildlife. We have a constant stream of lizards, spiders and the odd snake in the house, which is terrifying for all.”
The medical system doesn’t compare with the facilities and care available in the UAE, either. “That is something I miss,” Rees adds. “The water isn’t safe and you need to be careful where you eat, but we have only – very luckily – been affected badly once.”
Long stints at home and away
The Fishers, a family of travelling content creators from the UK, also have a different approach to the nomadic way of life. “Up until 2017, we were just a normal family that took a few trips a year,” mum Clare tells The National. “Then, after the passing of our close friend, we watched a TV show where a young family were travelling the world together and we thought: 'That’s it, we're going to do it.'”
They sold everything they owned, saved up £30,000 and, with their then two children (they now have a third), spent a year travelling through Singapore, Malaysia, Thailand, Cambodia, Vietnam, the Philippines, Bali, Australia and New Zealand. “It was the best thing we ever did,” she says.
After that, they returned to the UK, where the children went back to school, but they made sure to visit new countries regularly. Then they moved to Mexico for a while and road-tripped around the US. “The kids have very much done a mix of traditional school and homeschooling.”
Now, after a few months in Mallorca, they’re back in their home country as their eldest starts comprehensive school, before going back into full-time travel in 2025. They’re currently planning to go on their first cruise, then on a “once-in-a-lifetime” trip to South Africa and add in a “cheeky” visit to Lapland come Christmas. So far this year, they’ve also been city-hopping around Europe and headed farther afield to the Maldives and Abu Dhabi, where they stayed for four nights at Saadiyat Rotana Resort & Villas and visited the Sheikh Zayed Grand Mosque.
“Abu Dhabi is a really cost-effective way to reach destinations farther away – it breaks the journey up into smaller parts to make it easier on the whole family, and you get to tick off this bucket-list destination on the way,” says Clare. “We really loved our time there. It was our most surprising destination of the year and we can’t wait to return.”
How to financially sustain full-time travel
To live this lifestyle, you do need to have enough money coming in each month, says Vilaca, who recommends earning at least $1,000 to $2,000, with about $5,000 to $10,000 in savings and a good health insurance plan, which usually costs between $100 and $300 per month.
“There are countless ways to earn an income online, but I opted to start an online business in an area I was passionate about,” she says. Vilaca also hopes to buy homes in various countries and rent them out while she’s travelling.
The Fishers, who would need more money considering they’re a family of five, have several income streams, including from brand partnerships, modelling, content creation and licensing. Over the next few months, they also plan to release a portfolio of digital products and focus on making their website more profitable. Husband Ian, who currently works as director of marketing and communications for a renewable energy company, will soon become a part-time consultant, while Clare builds on everything they’ve created so far.
“Nomad finance is a whole different ball game compared to traditional finance,” adds Vilaca. “Take geo-arbitrage, for instance. We earn money in a strong currency, but live in places where the cost of living won’t break the bank – our money goes so much further.” On top of that, financial priorities don’t look the same, she says – there are usually no mortgages and car payments, but instead co-working space fees, software tools and accommodation rental costs.
It's important to have your finances in order before following in these travellers’ footsteps, however, she warns. “Be sure to have enough money to cover monthly expenses, travel and emergencies. If you don’t, start building a side hustle before taking the leap.”
Rees agrees. “Specifically for Bali, you need cash.” Everything is paid in cash, she says, including renting or buying property, school fees and so on. “It’s not easy, as a family, to live month by month here, so you need to have your financial ducks in line, so to speak.”
'Take the leap'
Beyond finances and navigating complex visa situations, there’s a deep sense of wanderlust that drives these nomads. For Clare and co, it is fuelled by their losses and Ian’s recent diagnosis of liver disease at the age of 34. “We just don’t know what’s around the corner and we can’t wait our whole life until retirement to see and do the things we really want to do, because we just can’t say we will make it.”
She also loves that their travels have made her children “citizens of the world, accepting and understanding of everyone”.
Fear of missing out, or of living a “mediocre” life, is also what drives Vilaca. “This is the trajectory I found my life on after finishing university at 21 years old. It was never running to somewhere, but running from the life I knew I didn’t want,” she says.
“If you feel a calling to live this unique lifestyle, you won’t know how it will work out until you start,” Vilaca adds. “I moved to China six years ago and look where I am today. Take the leap. You won’t see the whole staircase, but take that first step.”
Clare says, simply, “go for it”. “While it’s not for the faint-hearted, it will leave you with experiences and memories you will never forget, and time with the people you love that you will cherish forever.”
MATCH INFO
Uefa Champions League, last-16, second leg (first-leg scores in brackets):
PSG (2) v Manchester United (0)
Midnight (Thursday), BeIN Sports
Fast%20X
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Sholto Byrnes on Myanmar politics
2021 World Triathlon Championship Series
May 15: Yokohama, Japan
June 5: Leeds, UK
June 24: Montreal, Canada
July 10: Hamburg, Germany
Aug 17-22: Edmonton, Canada (World Triathlon Championship Final)
Nov 5-6 : Abu Dhabi, UAE
Date TBC: Chengdu, China
Company Profile:
Name: The Protein Bakeshop
Date of start: 2013
Founders: Rashi Chowdhary and Saad Umerani
Based: Dubai
Size, number of employees: 12
Funding/investors: $400,000 (2018)
Greatest Royal Rumble results
John Cena pinned Triple H in a singles match
Cedric Alexander retained the WWE Cruiserweight title against Kalisto
Matt Hardy and Bray Wyatt win the Raw Tag Team titles against Cesaro and Sheamus
Jeff Hardy retained the United States title against Jinder Mahal
Bludgeon Brothers retain the SmackDown Tag Team titles against the Usos
Seth Rollins retains the Intercontinental title against The Miz, Finn Balor and Samoa Joe
AJ Styles remains WWE World Heavyweight champion after he and Shinsuke Nakamura are both counted out
The Undertaker beats Rusev in a casket match
Brock Lesnar retains the WWE Universal title against Roman Reigns in a steel cage match
Braun Strowman won the 50-man Royal Rumble by eliminating Big Cass last
Tips for taking the metro
- set out well ahead of time
- make sure you have at least Dh15 on you Nol card, as there could be big queues for top-up machines
- enter the right cabin. The train may be too busy to move between carriages once you're on
- don't carry too much luggage and tuck it under a seat to make room for fellow passengers
The five pillars of Islam
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The%20BaaS%20ecosystem
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Generation Start-up: Awok company profile
Started: 2013
Founder: Ulugbek Yuldashev
Sector: e-commerce
Size: 600 plus
Stage: still in talks with VCs
Principal Investors: self-financed by founder
Who's who in Yemen conflict
Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government
Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council
Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south
Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory
ENGLAND%20SQUAD
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Al Jazira's foreign quartet for 2017/18
Romarinho, Brazil
Lassana Diarra, France
Sardor Rashidov, Uzbekistan
Mbark Boussoufa, Morocco
'The Ice Road'
Director: Jonathan Hensleigh
Stars: Liam Neeson, Amber Midthunder, Laurence Fishburne
2/5
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Mubalada World Tennis Championship 2018 schedule
Thursday December 27
Men's quarter-finals
Kevin Anderson v Hyeon Chung 4pm
Dominic Thiem v Karen Khachanov 6pm
Women's exhibition
Serena Williams v Venus Williams 8pm
Friday December 28
5th place play-off 3pm
Men's semi-finals
Rafael Nadal v Anderson/Chung 5pm
Novak Djokovic v Thiem/Khachanov 7pm
Saturday December 29
3rd place play-off 5pm
Men's final 7pm
Company%20Profile
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The specs
- Engine: 3.9-litre twin-turbo V8
- Power: 640hp
- Torque: 760nm
- On sale: 2026
- Price: Not announced yet
Dhadak
Director: Shashank Khaitan
Starring: Janhvi Kapoor, Ishaan Khattar, Ashutosh Rana
Stars: 3
The language of diplomacy in 1853
Treaty of Peace in Perpetuity Agreed Upon by the Chiefs of the Arabian Coast on Behalf of Themselves, Their Heirs and Successors Under the Mediation of the Resident of the Persian Gulf, 1853
(This treaty gave the region the name “Trucial States”.)
We, whose seals are hereunto affixed, Sheikh Sultan bin Suggar, Chief of Rassool-Kheimah, Sheikh Saeed bin Tahnoon, Chief of Aboo Dhebbee, Sheikh Saeed bin Buyte, Chief of Debay, Sheikh Hamid bin Rashed, Chief of Ejman, Sheikh Abdoola bin Rashed, Chief of Umm-ool-Keiweyn, having experienced for a series of years the benefits and advantages resulting from a maritime truce contracted amongst ourselves under the mediation of the Resident in the Persian Gulf and renewed from time to time up to the present period, and being fully impressed, therefore, with a sense of evil consequence formerly arising, from the prosecution of our feuds at sea, whereby our subjects and dependants were prevented from carrying on the pearl fishery in security, and were exposed to interruption and molestation when passing on their lawful occasions, accordingly, we, as aforesaid have determined, for ourselves, our heirs and successors, to conclude together a lasting and inviolable peace from this time forth in perpetuity.
Taken from Britain and Saudi Arabia, 1925-1939: the Imperial Oasis, by Clive Leatherdale
Ten tax points to be aware of in 2026
1. Domestic VAT refund amendments: request your refund within five years
If a business does not apply for the refund on time, they lose their credit.
2. E-invoicing in the UAE
Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption.
3. More tax audits
Tax authorities are increasingly using data already available across multiple filings to identify audit risks.
4. More beneficial VAT and excise tax penalty regime
Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.
5. Greater emphasis on statutory audit
There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.
6. Further transfer pricing enforcement
Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes.
7. Limited time periods for audits
Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion.
8. Pillar 2 implementation
Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.
9. Reduced compliance obligations for imported goods and services
Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations.
10. Substance and CbC reporting focus
Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity.
Contributed by Thomas Vanhee and Hend Rashwan, Aurifer
The biog
Marital status: Separated with two young daughters
Education: Master's degree from American Univeristy of Cairo
Favourite book: That Is How They Defeat Despair by Salwa Aladian
Favourite Motto: Their happiness is your happiness
Goal: For Nefsy to become his legacy long after he is gon
SHAITTAN
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More on Quran memorisation:
The Outsider
Stephen King, Penguin
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Profile
Company: Justmop.com
Date started: December 2015
Founders: Kerem Kuyucu and Cagatay Ozcan
Sector: Technology and home services
Based: Jumeirah Lake Towers, Dubai
Size: 55 employees and 100,000 cleaning requests a month
Funding: The company’s investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups.
Banned items
Dubai Police has also issued a list of banned items at the ground on Sunday. These include:
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Political flags or banners
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Bikes, skateboards or scooters