Netherlands forward Joshua Zirkzee looks to be on his way to Manchester United. Reuters
Netherlands forward Joshua Zirkzee looks to be on his way to Manchester United. Reuters
Netherlands forward Joshua Zirkzee looks to be on his way to Manchester United. Reuters
Netherlands forward Joshua Zirkzee looks to be on his way to Manchester United. Reuters

Manchester United back Erik ten Hag with Joshua Zirkzee but will Matthijs de Ligt be next?


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Manchester United have wasted no time in backing manager Erik ten Hag after finally committing to a future with the Dutchman at the Old Trafford helm.

After dismal Premier League and Champions League campaigns in 2023/24 the axe was widely expected to fall on Ten Hag, with new part-owners Ineos tipped to shake things up at the under-performing club.

However, despite meeting with numerous potential successors, it was announced last week that a 12-month extension clause in Ten Hag's contract had been triggered. The former Ajax coach's impressive debut season in 2022/23 and success in May's FA Cup final against bitter rivals Manchester City are thought to have earned the 54-year-old the opportunity to turn things around.

Since then, United have acted quickly to support the manager with a shake-up of his coaching team and tangible progress in player recruitment.

The arrival of Ineos certainly hasn't been a panacea for United's many ills, but a newly-installed management structure in place above Ten Hag - including chief executive Omar Berrada, sporting director Dan Ashworth and technical director Jason Wilcox - and evidence of multiple deals being pursued simultaneously will be hugely encouraging for supporters.

Who is Joshua Zirkzee?

United's first major piece of business this summer will be the signing of Bologna forward Joshua Zirkzee after they agreed a €40 million deal with the Serie A side.

United have paid above the player's release clause to secure an extended payment period for the 23-year-old. The club need to comply with Premier League Profit and Sustainability Rules (PSR) regards loss limits and accept their situation is tight and transfer dealings will require careful planning. Bologna will have to hand over a large chunk of that fee to his former club Bayern Munich because of a sell-on clause.

Born to a Nigerian mother and Dutch father, Zirkzee grew up playing cage football in Schiedam, near Rotterdam. His talent saw him scouted and signed by Bayern where he played in the academy alongside his friend Jamal Musiala. His breakthrough came on loan at Anderlecht in 2021/22 where he scored 15 times and laid on eight assists in 32 league games.

Bayern sold him to Bologna for €8.5m but with a 40 per cent sell-on clause. He has flourished in Italy, registering 13 goals and seven assists in 53 games and being named Serie A's best U23 player last season. As a child he looked up to former United player Zlatan Ibrahimovic, while when he scores he mimics gunfire, a celebration inspired by the Quentin Tarantino film 'Django Unchained'.

Zirkzee is 6ft 4in (193cm) and powerfully built but offers much more than his physical profile suggests. The Dutch international loves to run at players, carries the ball with authority and skill and links play effectively. He's also as comfortable playing off the striker as he is as an outright No 9.

Will Matthijs de Ligt be next?

United's desperate need for fresh blood at the back is no secret and it seems De Ligt is their most concrete option right now. It has been widely reported that De Ligt is eager to leave Bayern Munich and reunite with his old Ajax boss Ten Hag at Old Trafford.

United have already agreed personal terms with the 24-year-old centre-back, according to social media transfer specialist Fabrizio Romano, with United and Bayern now haggling over the structure of a €50m deal.

De Ligt was the hottest defensive property in Europe under Ten Hag in Amsterdam but has had his ups and downs at both Juventus and Bayern since. However, he finished last season in good form at the Allianz Arena and would represent excellent value given his age, experience, ability on the ball and the elite form he has shown in the past.

He would become the fourth of Ten Hag's former Ajax cohort in the squad alongside Andre Onana, Lisandro Martinez and Antony. That number would have been five but for Donny van de Beek's exit to La Liga side Girona.

Going Dutch: United shake up coaching staff

On Thursday United named former striker Ruud van Nisterooy and Go Ahead Eagles manager Rene Hake as their new assistant managers. The pair have been appointed to Ten Hag’s backroom staff on contracts until June 2026.

Ten Hag said: “I am delighted that Rene and Ruud have agreed to join our project, adding a wealth of experience, knowledge and new energy to the staff. Now is a good time to refresh the coaching team as we look to build on the achievements of the past two years and push to the next level.”

Senior first-team coach Steve McClaren and first-team coach Darren Fletcher remain in their roles but Mitchell van der Gaag and Benni McCarthy have left the club.

It marks a return to Old Trafford for Van Nistelrooy, who scored 150 goals in 219 appearances for United between 2000 and 2006. He has previously managed PSV Eindhoven but resigned at the end of the 2022/23 season despite winning the Dutch Cup. Hake arrives from Eredivisie side Go Ahead Eagles, who he led to Uefa Conference League qualification.

New sporting director Ashworth said: “Together with Erik, we are working to strengthen all areas of our men’s first-team operations and refreshing the coaching staff is an important part of that. It’s a particular pleasure to welcome Ruud back to the club where he enjoyed so much success as a player and I know that he and Rene will help reinforce the winning mentality and high standards we are aiming for.”

Who is Rene Hake?

The little-known Hake joins United after arguably his best season in coaching, having guided Dutch minnows Go Ahead Eagles into the Conference League.

Hake, 52, had no playing career of note but after impressing as a youth coach he earned the top job at Emmen and then Twente, Cambuur and Utrecht before taking over Go Ahead Eagles in 2022. Ten Hag and Hake have crossed paths in Dutch football over the years and the United boss is said to be an admirer of Hake's teams and their tactical approach.

Ten Hag said: "He started at a very young age as a coach and he was coaching from, I would say, under-six all up until the highest. So the last years, he was only working with seniors, as assistant coach but also in the last years as a head coach, as a manager.

“In the second level, in the highest level, his experiences at Utrecht, at Go Ahead Eagles, where he did a magnificent job to lead that team into Europe and the Conference League. That was the biggest surprise from last year."

Hake's Go Ahead Eagles side were also something of a bogey team for Ajax. The Amsterdam giants have only won one of their past six meetings with the upstarts from Deventer.

New United assistant managers Rene Hake, left, and Ruud van Nistelrooy. Photo: Manchester United
New United assistant managers Rene Hake, left, and Ruud van Nistelrooy. Photo: Manchester United

Will United sign Jarrad Branthwaite?

United's pursuit of the talented Everton defender appears to have reached an impasse. Branthwaite was arguably the best English centre-back in the Premier League last season and Everton have quite understandably placed a high valuation of around £75m on a player who has become their prized asset.

Suspecting Everton might need to sell before the end of June for PSR reasons, United put in a meagre opening bid of around £35m plus add-ons. Despite being aware of Everton's asking price they went back with another low-ball offer of £45m plus add-ons. Both were given short shrift.

Branthwaite has three years remaining on his contract and is said to be unlikely to agitate for a move, meaning United will have to significantly improve their offer to tempt Everton to the negotiating table. Whether they can do that without significant sales remains to be seen.

The Merseyside club have based their valuation on the transfers of Harry Maguire, Wesley Fofana and Josko Gvardiol, who all moved clubs for fees of £80m and above.

Branthwaite already has a huge fan at United in Van Nistelrooy, who coached him during the defender's loan spell at PSV in 2022/23 where he was affectionately nicknamed "Gerrit". Branthwaite soon ousted Armando Obispo from the team and formed a solid partnership with Andre Ramalho in a side that also featured another player linked to United in recent days, the PSG star Xavi Simons.

United's move for De Ligt should not preclude another offer for Branthwaite given they need multiple defensive additions. Martinez has had repeated fitness issues, Raphael Varane has left the club and 36-year-old Jonny Evans played 30 games in all competitions last season. The popular Evans signed a new one-year deal on Friday.

Who else are United in for?

United are reported to have made an offer for the 18-year-old Lille centre-back Leny Yoro, although they are thought to be behind Real Madrid in the race to acquire the highly rated young defender.

They are also understood to have bid for Paris Saint-Germain midfielder Manuel Ugarte. Their interest in the Uruguayan would surely accelerate if they were able offload Casemiro, who has interest from the Saudi Pro League. United, who in the past have tried and failed to persuade Frenkie De Jong to join from Barcelona, have long been in the market for a deep-lying midfielder who can protect the back four but also has the dynamism to recover the ball and start attacks.

Manchester United season ratings 2023/24

  • MANCHESTER UNITED 2023/24 SEASON RATINGS: Injuries undoubtedly hit United’s season and they only relented in the final weeks. There were highs - winning the FA Cup - and lows - elimination from the Champions League with one win from six was abysmal and United were so poor to watch for much of the season. If the Dutchman keeps his job – and most fans would like him too - he’s still got a tough one on his hands. PA
    MANCHESTER UNITED 2023/24 SEASON RATINGS: Injuries undoubtedly hit United’s season and they only relented in the final weeks. There were highs - winning the FA Cup - and lows - elimination from the Champions League with one win from six was abysmal and United were so poor to watch for much of the season. If the Dutchman keeps his job – and most fans would like him too - he’s still got a tough one on his hands. PA
  • A wretched start, a major reason why United went out of the Champions League with only one win from six, but how the Cameroonian turned it around. That was in spite of the players changing in front of him most weeks. 4/10 for the first half of the season, 8/10 for the second. PA
    A wretched start, a major reason why United went out of the Champions League with only one win from six, but how the Cameroonian turned it around. That was in spite of the players changing in front of him most weeks. 4/10 for the first half of the season, 8/10 for the second. PA
  • Named club's player’s player of the season, the Portuguese was one of the few players who improved as the team underachieved. Inspired daily by Cristiano Ronaldo, the full-back reckons he’s fitter, more focused and doing everything he can to improve. While his defensive positioning can still raise eyebrows, Dalot is a danger going forward. Getty Images
    Named club's player’s player of the season, the Portuguese was one of the few players who improved as the team underachieved. Inspired daily by Cristiano Ronaldo, the full-back reckons he’s fitter, more focused and doing everything he can to improve. While his defensive positioning can still raise eyebrows, Dalot is a danger going forward. Getty Images
  • Managed just 1,180 minutes (Dalot on the opposite flank managed 4,364) because of muscle injuries. He was back in the team when United won 4/4 February league games, then injured for the next one v Fulham – which United lost at home. His absences, and those of his deputy Tyrell Malacia, cost United dearly. (* indicates season badly hit by injury). Getty Images
    Managed just 1,180 minutes (Dalot on the opposite flank managed 4,364) because of muscle injuries. He was back in the team when United won 4/4 February league games, then injured for the next one v Fulham – which United lost at home. His absences, and those of his deputy Tyrell Malacia, cost United dearly. (* indicates season badly hit by injury). Getty Images
  • A world-class defender on world-class wages who showed his quality in the FA Cup final and left on a high, but injuries, which pockmarked his time at United meant he started only 16 of 38 league games and that’s the issue. Great sides have a stable defence. United’s defence was never close to that in ’23/24. Action Images
    A world-class defender on world-class wages who showed his quality in the FA Cup final and left on a high, but injuries, which pockmarked his time at United meant he started only 16 of 38 league games and that’s the issue. Great sides have a stable defence. United’s defence was never close to that in ’23/24. Action Images
  • Top defender who, like Varane, proved that in the Cup final where he was disciplined, aggressive, motivated and passed through City’s lines. Yet he suffered from three serious injuries to his foot, knee and calf, which decimated his season. Potential to have a great United career if he stays fit. Getty Images
    Top defender who, like Varane, proved that in the Cup final where he was disciplined, aggressive, motivated and passed through City’s lines. Yet he suffered from three serious injuries to his foot, knee and calf, which decimated his season. Potential to have a great United career if he stays fit. Getty Images
  • Out of the squad at the start of the season when he was linked with a move away from United, but ended up playing more minutes than any of United’s central defenders, despite having injuries himself. Rightly praised for the way he came through a difficult couple of years. AFP
    Out of the squad at the start of the season when he was linked with a move away from United, but ended up playing more minutes than any of United’s central defenders, despite having injuries himself. Rightly praised for the way he came through a difficult couple of years. AFP
  • Was paid the minimum wage before he signed and when he did he barely expected to feature, yet injuries meant Evans ended up playing 1,593 minutes. Epic under siege at Anfield, devasated to miss Liverpool returning to Old Trafford for the FA Cup quarter-final. Experienced, reads games so well, this lifelong fan would be happy to stay another year. Action Images
    Was paid the minimum wage before he signed and when he did he barely expected to feature, yet injuries meant Evans ended up playing 1,593 minutes. Epic under siege at Anfield, devasated to miss Liverpool returning to Old Trafford for the FA Cup quarter-final. Experienced, reads games so well, this lifelong fan would be happy to stay another year. Action Images
  • Another central defender beset by injuries, first a groin and then a hamstring, he missed two big chunks of the season where he’d started in 12/15 opening league games. Scored the only goal in a 1-0 win home to Luton. AP
    Another central defender beset by injuries, first a groin and then a hamstring, he missed two big chunks of the season where he’d started in 12/15 opening league games. Scored the only goal in a 1-0 win home to Luton. AP
  • Missed two significant blocks of the season to injury, but finished by starting the last 10 league games playing either left-back or right-back. Better on the right. A fine defender on his day, which is not often enough. Top game in the FA Cup final. PA
    Missed two significant blocks of the season to injury, but finished by starting the last 10 league games playing either left-back or right-back. Better on the right. A fine defender on his day, which is not often enough. Top game in the FA Cup final. PA
  • Outstanding for the first half-hour in Munich – and that was about as good as it got for the on loan Spaniard who spent the first half of the season at Old Trafford. EPA
    Outstanding for the first half-hour in Munich – and that was about as good as it got for the on loan Spaniard who spent the first half of the season at Old Trafford. EPA
  • If Bournemouth away was the low point, then several decent home games showed that the youngster can play Premier League football. Injuries meant he got chances, talent should mean he’ll get more. AFP
    If Bournemouth away was the low point, then several decent home games showed that the youngster can play Premier League football. Injuries meant he got chances, talent should mean he’ll get more. AFP
  • A huge disappointment after last season when he was one of United’s best players. The Brazilian blamed injuries and being asked to play out of position, which he did not shirk. Fans are more circumspect about whether this player, long a world-class performer, has a future at the club. EPA
    A huge disappointment after last season when he was one of United’s best players. The Brazilian blamed injuries and being asked to play out of position, which he did not shirk. Fans are more circumspect about whether this player, long a world-class performer, has a future at the club. EPA
  • A revelation of a breakthrough season from the academy graduate from Greater Manchester. He would have played much more had he not been injured pre-season, but his first Premier League start at Everton in November was stunning. It became a cliche that he looked like he’d played hundreds of games for the club at the top level. His winner at Wolves was one of the season’s best moments. AFP
    A revelation of a breakthrough season from the academy graduate from Greater Manchester. He would have played much more had he not been injured pre-season, but his first Premier League start at Everton in November was stunning. It became a cliche that he looked like he’d played hundreds of games for the club at the top level. His winner at Wolves was one of the season’s best moments. AFP
  • A season of regression from the Dane who struggled to get off the bench after a 2-2 home draw against his former club Spurs in January. PA
    A season of regression from the Dane who struggled to get off the bench after a 2-2 home draw against his former club Spurs in January. PA
  • Scored 10 goals in a low-scoring team, including key matchwinners. One of the most important starting players in a team that only finished eighth but beat Manchester City to lift the FA Cup. AP
    Scored 10 goals in a low-scoring team, including key matchwinners. One of the most important starting players in a team that only finished eighth but beat Manchester City to lift the FA Cup. AP
  • Arrived late on loan following Mainoo’s injury and he selflessly played out of position when asked – at one point that meant as a left-back, but didn’t convince until the last five weeks of the season when he played his best football in a more pragmatic formation that was tighter off the ball in midfield, including in the FA Cup final. PA
    Arrived late on loan following Mainoo’s injury and he selflessly played out of position when asked – at one point that meant as a left-back, but didn’t convince until the last five weeks of the season when he played his best football in a more pragmatic formation that was tighter off the ball in midfield, including in the FA Cup final. PA
  • Optimism when he signed from Chelsea, yet he was a big, injury-hit, disappointment in his first season. A late goal back in West London at Brentford brought brief smiles, but he started only five league games. Action Images
    Optimism when he signed from Chelsea, yet he was a big, injury-hit, disappointment in his first season. A late goal back in West London at Brentford brought brief smiles, but he started only five league games. Action Images
  • His importance to Manchester United was shown when he was injured for late-season games, particularly at Crystal Palace. The captain scored 15 times and made 13 assists, winning the fans’ player of the year. EPA
    His importance to Manchester United was shown when he was injured for late-season games, particularly at Crystal Palace. The captain scored 15 times and made 13 assists, winning the fans’ player of the year. EPA
  • Encouraging cameos for the young wide man, notably against Liverpool where he got the winner in an FA Cup match. That was the highlight of United’s season until the FA Cup final. Showed his skills against Newcastle in the final home game, too. Will hope for more minutes next season. Getty Images
    Encouraging cameos for the young wide man, notably against Liverpool where he got the winner in an FA Cup match. That was the highlight of United’s season until the FA Cup final. Showed his skills against Newcastle in the final home game, too. Will hope for more minutes next season. Getty Images
  • Disappointing, especially given his huge fee. Best player on the pitch at Chelsea away and did well against Liverpool when he scored the key cup equaliser, but that’s nowhere near enough. EPA
    Disappointing, especially given his huge fee. Best player on the pitch at Chelsea away and did well against Liverpool when he scored the key cup equaliser, but that’s nowhere near enough. EPA
  • What a season for the young winger. His overhead kick goal at Everton was the best of the season in the entire league, he played week in, week out - 50 times in total, with 39 consecutive starts - and seldom failed to get fans off their seats when he got the ball. Scored a creditable 10 goals. AFP
    What a season for the young winger. His overhead kick goal at Everton was the best of the season in the entire league, he played week in, week out - 50 times in total, with 39 consecutive starts - and seldom failed to get fans off their seats when he got the ball. Scored a creditable 10 goals. AFP
  • Poor, by his standards. He scored 30 times last season and only eight this. Fans finally lost patience with him after his off-field indiscipline, yet he remains on a long and large contract. Excellent in the cup final. Reuters
    Poor, by his standards. He scored 30 times last season and only eight this. Fans finally lost patience with him after his off-field indiscipline, yet he remains on a long and large contract. Excellent in the cup final. Reuters
  • A complete drain on United’s wage bill, he left the club after nine years this week. He didn’t ask to be injured, but United really needed help up front. PA
    A complete drain on United’s wage bill, he left the club after nine years this week. He didn’t ask to be injured, but United really needed help up front. PA
  • Sixteen goals in his first season in English football is impressive for a young striker. He had weeks and even months where he had little service, but his attitude remained first-class and he’ll surely improve with more support, experience and confidence. Getty Images
    Sixteen goals in his first season in English football is impressive for a young striker. He had weeks and even months where he had little service, but his attitude remained first-class and he’ll surely improve with more support, experience and confidence. Getty Images
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The President's Cake

Director: Hasan Hadi

Starring: Baneen Ahmad Nayyef, Waheed Thabet Khreibat, Sajad Mohamad Qasem 

Rating: 4/5

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The specs

Engine: 2.0-litre 4cyl turbo

Power: 261hp at 5,500rpm

Torque: 405Nm at 1,750-3,500rpm

Transmission: 9-speed auto

Fuel consumption: 6.9L/100km

On sale: Now

Price: From Dh117,059

The%20Roundup
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How to protect yourself when air quality drops

Install an air filter in your home.

Close your windows and turn on the AC.

Shower or bath after being outside.

Wear a face mask.

Stay indoors when conditions are particularly poor.

If driving, turn your engine off when stationary.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Defined benefit and defined contribution schemes explained

Defined Benefit Plan (DB)

A defined benefit plan is where the benefit is defined by a formula, typically length of service to and salary at date of leaving.

Defined Contribution Plan (DC) 

A defined contribution plan is where the benefit depends on the amount of money put into the plan for an employee, and how much investment return is earned on those contributions.

Winners

Ballon d’Or (Men’s)
Ousmane Dembélé (Paris Saint-Germain / France)

Ballon d’Or Féminin (Women’s)
Aitana Bonmatí (Barcelona / Spain)

Kopa Trophy (Best player under 21 – Men’s)
Lamine Yamal (Barcelona / Spain)

Best Young Women’s Player
Vicky López (Barcelona / Spain)

Yashin Trophy (Best Goalkeeper – Men’s)
Gianluigi Donnarumma (Paris Saint-Germain and Manchester City / Italy)

Best Women’s Goalkeeper
Hannah Hampton (England / Aston Villa and Chelsea)

Men’s Coach of the Year
Luis Enrique (Paris Saint-Germain)

Women’s Coach of the Year
Sarina Wiegman (England)

Dubai Bling season three

Cast: Loujain Adada, Zeina Khoury, Farhana Bodi, Ebraheem Al Samadi, Mona Kattan, and couples Safa & Fahad Siddiqui and DJ Bliss & Danya Mohammed 

Rating: 1/5

Bombshell

Director: Jay Roach

Stars: Nicole Kidman, Charlize Theron, Margot Robbie 

Four out of five stars 

Director: Laxman Utekar

Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna

Rating: 1/5

Company%20Profile
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The biog

Date of birth: 27 May, 1995

Place of birth: Dubai, UAE

Status: Single

School: Al Ittihad private school in Al Mamzar

University: University of Sharjah

Degree: Renewable and Sustainable Energy

Hobby: I enjoy travelling a lot, not just for fun, but I like to cross things off my bucket list and the map and do something there like a 'green project'.

Three ways to limit your social media use

Clinical psychologist, Dr Saliha Afridi at The Lighthouse Arabia suggests three easy things you can do every day to cut back on the time you spend online.

1. Put the social media app in a folder on the second or third screen of your phone so it has to remain a conscious decision to open, rather than something your fingers gravitate towards without consideration.

2. Schedule a time to use social media instead of consistently throughout the day. I recommend setting aside certain times of the day or week when you upload pictures or share information. 

3. Take a mental snapshot rather than a photo on your phone. Instead of sharing it with your social world, try to absorb the moment, connect with your feeling, experience the moment with all five of your senses. You will have a memory of that moment more vividly and for far longer than if you take a picture of it.

Stage 3 results

1 Adam Yates (GBR) Mitchelton-Scott 4:42:33

2 Tadej Pocagar (SLO) UAE Team Emirates 0:01:03

3 Alexey Lutsenko (KAZ) Astana 0:01:30

4 David Gaudu (FRA) Groupama-FDJ

5 Rafal Majka (POL) Bora-Hansgrohe         

6 Diego Ulissi (ITA) UAE Team Emirates  0:01:56

General Classification after Stage 3:

1 Adam Yates (GBR) Mitchelton-Scott 12:30:02

2 Tadej Pocagar (SLO) UAE Team Emirates 0:01:07

3  Alexey Lutsenko (KAZ) Astana 0:01:35

4 David Gaudu (FRA) Groupama-FDJ 0:01:40

5  Rafal Majka (POL) Bora-Hansgrohe

6 Wilco Kelderman (NED) Team Sunweb)  0:02:06

MATCH INFO

Pakistan 106-8 (20 ovs)

Iftikhar 45, Richardson 3-18

Australia 109-0 (11.5 ovs)

Warner 48 no, Finch 52 no

Australia win series 2-0

The alternatives

• Founded in 2014, Telr is a payment aggregator and gateway with an office in Silicon Oasis. It’s e-commerce entry plan costs Dh349 monthly (plus VAT). QR codes direct customers to an online payment page and merchants can generate payments through messaging apps.

• Business Bay’s Pallapay claims 40,000-plus active merchants who can invoice customers and receive payment by card. Fees range from 1.99 per cent plus Dh1 per transaction depending on payment method and location, such as online or via UAE mobile.

• Tap started in May 2013 in Kuwait, allowing Middle East businesses to bill, accept, receive and make payments online “easier, faster and smoother” via goSell and goCollect. It supports more than 10,000 merchants. Monthly fees range from US$65-100, plus card charges of 2.75-3.75 per cent and Dh1.2 per sale.

2checkout’s “all-in-one payment gateway and merchant account” accepts payments in 200-plus markets for 2.4-3.9 per cent, plus a Dh1.2-Dh1.8 currency conversion charge. The US provider processes online shop and mobile transactions and has 17,000-plus active digital commerce users.

• PayPal is probably the best-known online goods payment method - usually used for eBay purchases -  but can be used to receive funds, providing everyone’s signed up. Costs from 2.9 per cent plus Dh1.2 per transaction.

Tamkeen's offering
  • Option 1: 70% in year 1, 50% in year 2, 30% in year 3
  • Option 2: 50% across three years
  • Option 3: 30% across five years 
Updated: July 22, 2024, 1:55 PM