When The National visited Dubai International Airport this week to interview Emiratis preparing to fly to Saudi Arabia for the annual Hajj pilgrimage that begins today, 45-year-old Abdullah Al Mutawa from Ras Al Khaimah summed up the feelings of many of them well. “I’m thrilled,” he said. “I can’t describe the joy of travelling finally for Hajj.”
Hajj is a once-in-a-lifetime experience for many Muslims, millions of whom save for years to travel and fulfil this solemn religious duty. The joy of completing this sacred journey is also matched with the understanding of how daunting the rituals can be for many. The coming together of such a large cross-section of humanity requires much work from the Saudi organisers: how to maintain crowd safety, ensure swift medical treatment for those who need it, combat the extreme heat of the Saudi summer and generally ensure a secure and orderly experience for the pilgrims.
A closer look at this year’s preparations, however, not only reveals the evolution of the Hajj in Saudi Arabia but also suggests ways in which other mass gatherings can be more safely managed.
Technology features heavily in this year’s Hajj safety efforts. This week, the Saudi authorities switched on the world’s largest cooling system inside Makkah’s Grand Mosque. With a total capacity of 155,000 refrigeration tonnes, the two cooling stations also remove 95 per cent of impurities to protect pilgrims from air pollution. Drones will be used to carry medicines to pilgrims, slashing delivery times by avoiding traffic and crowds, and last month, Saudi Minister of Media Salman Al Dossary said that more than 5,000 communications towers, more than 9,000 5G and 4G stations and over 2,000 kilometres of optical fibre would be used for crowd and pilgrim management.
The enormity of managing an event like Hajj also continues to spur innovation. In April, the airline Saudia – the kingdom’s flag carrier – introduced a high-tech line of ihram clothing complete with special cooling minerals and UPF 50+ sun protection. The country has also rolled out a major update to its Nusuk card, a unified ID issued to each pilgrim and worker during the Hajj season that contains the holder’s health and residential information. This helps people move more easily between the Grand Mosque and other holy sites associated, and speeds up medical treatment in the case of an emergency.
Successfully managing such a colossal number of people in a very small space requires a joined-up approach that blends logistics, security, health care and immigration
The work to make Hajj as safe as possible begins before the pilgrimage even starts. As well as requiring visiting pilgrims to prove that they have vaccinations against yellow fever, meningitis, polio, Covid and influenza, the authorities also ensure that only those who are registered can take part; last week 26 people in Saudi Arabia were arrested for taking more than 80 pilgrims to Makkah to perform the Hajj without a permit, a reckless offence that puts people’s lives at risk.
Successfully managing such a colossal number of people in a very small space requires a joined-up approach that blends logistics, security, health care and immigration. Although not every country has the resources to introduce smart platforms or real-time crowd-control analytics, observing how Hajj management uses quota systems, pre-emptive planning and rigorously enforced laws might offer some lessons on how to make major mass gatherings a safe space for reflection and fulfilment.
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UAE currency: the story behind the money in your pockets
THE SPECS
Engine: 1.5-litre turbocharged four-cylinder
Transmission: Constant Variable (CVT)
Power: 141bhp
Torque: 250Nm
Price: Dh64,500
On sale: Now
The specs: Volvo XC40
Price: base / as tested: Dh185,000
Engine: 2.0-litre, turbocharged in-line four-cylinder
Gearbox: Eight-speed automatic
Power: 250hp @ 5,500rpm
Torque: 350Nm @ 1,500rpm
Fuel economy, combined: 10.4L / 100km
Multitasking pays off for money goals
Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.
That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.
"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.
Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."
People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.
"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."
FIXTURES
Monday, January 28
Iran v Japan, Hazza bin Zayed Stadium (6pm)
Tuesday, January 29
UAEv Qatar, Mohamed Bin Zayed Stadium (6pm)
Friday, February 1
Final, Zayed Sports City Stadium (6pm)
In numbers: China in Dubai
The number of Chinese people living in Dubai: An estimated 200,000
Number of Chinese people in International City: Almost 50,000
Daily visitors to Dragon Mart in 2018/19: 120,000
Daily visitors to Dragon Mart in 2010: 20,000
Percentage increase in visitors in eight years: 500 per cent
Try out the test yourself
Q1 Suppose you had $100 in a savings account and the interest rate was 2 per cent per year. After five years, how much do you think you would have in the account if you left the money to grow?
a) More than $102
b) Exactly $102
c) Less than $102
d) Do not know
e) Refuse to answer
Q2 Imagine that the interest rate on your savings account was 1 per cent per year and inflation was 2 per cent per year. After one year, how much would you be able to buy with the money in this account?
a) More than today
b) Exactly the same as today
c) Less than today
d) Do not know
e) Refuse to answer
Q4 Do you think that the following statement is true or false? “Buying a single company stock usually provides a safer return than a stock mutual fund.”
a) True
b) False
d) Do not know
e) Refuse to answer
The “Big Three” financial literacy questions were created by Professors Annamaria Lusardi of the George Washington School of Business and Olivia Mitchell, of the Wharton School of the University of Pennsylvania.
Answers: Q1 More than $102 (compound interest). Q2 Less than today (inflation). Q3 False (diversification).
Who has lived at The Bishops Avenue?
- George Sainsbury of the supermarket dynasty, sugar magnate William Park Lyle and actress Dame Gracie Fields were residents in the 1930s when the street was only known as ‘Millionaires’ Row’.
- Then came the international super rich, including the last king of Greece, Constantine II, the Sultan of Brunei and Indian steel magnate Lakshmi Mittal who was at one point ranked the third richest person in the world.
- Turkish tycoon Halis Torprak sold his mansion for £50m in 2008 after spending just two days there. The House of Saud sold 10 properties on the road in 2013 for almost £80m.
- Other residents have included Iraqi businessman Nemir Kirdar, singer Ariana Grande, holiday camp impresario Sir Billy Butlin, businessman Asil Nadir, Paul McCartney’s former wife Heather Mills.
Hunting park to luxury living
- Land was originally the Bishop of London's hunting park, hence the name
- The road was laid out in the mid 19th Century, meandering through woodland and farmland
- Its earliest houses at the turn of the 20th Century were substantial detached properties with extensive grounds
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Squid Game season two
Director: Hwang Dong-hyuk
Stars: Lee Jung-jae, Wi Ha-joon and Lee Byung-hun
Rating: 4.5/5
FFP EXPLAINED
What is Financial Fair Play?
Introduced in 2011 by Uefa, European football’s governing body, it demands that clubs live within their means. Chiefly, spend within their income and not make substantial losses.
What the rules dictate?
The second phase of its implementation limits losses to €30 million (Dh136m) over three seasons. Extra expenditure is permitted for investment in sustainable areas (youth academies, stadium development, etc). Money provided by owners is not viewed as income. Revenue from “related parties” to those owners is assessed by Uefa's “financial control body” to be sure it is a fair value, or in line with market prices.
What are the penalties?
There are a number of punishments, including fines, a loss of prize money or having to reduce squad size for European competition – as happened to PSG in 2014. There is even the threat of a competition ban, which could in theory lead to PSG’s suspension from the Uefa Champions League.
Traits of Chinese zodiac animals
Tiger:independent, successful, volatile
Rat:witty, creative, charming
Ox:diligent, perseverent, conservative
Rabbit:gracious, considerate, sensitive
Dragon:prosperous, brave, rash
Snake:calm, thoughtful, stubborn
Horse:faithful, energetic, carefree
Sheep:easy-going, peacemaker, curious
Monkey:family-orientated, clever, playful
Rooster:honest, confident, pompous
Dog:loyal, kind, perfectionist
Boar:loving, tolerant, indulgent
In the Restaurant: Society in Four Courses
Christoph Ribbat
Translated by Jamie Searle Romanelli
Pushkin Press
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Scores in brief:
Day 1
New Zealand (1st innings) 153 all out (66.3 overs) - Williamson 63, Nicholls 28, Yasir 3-54, Haris 2-11, Abbas 2-13, Hasan 2-38
Pakistan (1st innings) 59-2 (23 overs)
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SPEC%20SHEET%3A%20APPLE%20M3%20MACBOOK%20AIR%20(13%22)
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ANATOMY%20OF%20A%20FALL
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Barbie
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THE BIO
Bio Box
Role Model: Sheikh Zayed, God bless his soul
Favorite book: Zayed Biography of the leader
Favorite quote: To be or not to be, that is the question, from William Shakespeare's Hamlet
Favorite food: seafood
Favorite place to travel: Lebanon
Favorite movie: Braveheart
GIANT REVIEW
Starring: Amir El-Masry, Pierce Brosnan
Director: Athale
Rating: 4/5