A girl holds a placard as activists demonstrate against female child marriages, in Tahrir Square in central Baghdad on July 28. AFP
A girl holds a placard as activists demonstrate against female child marriages, in Tahrir Square in central Baghdad on July 28. AFP
A girl holds a placard as activists demonstrate against female child marriages, in Tahrir Square in central Baghdad on July 28. AFP
A girl holds a placard as activists demonstrate against female child marriages, in Tahrir Square in central Baghdad on July 28. AFP


Changes to a law affecting Iraq society are on hold for now – that's a good thing


Zaid Al-Ali
Zaid Al-Ali
  • English
  • Arabic

September 10, 2024

Last month, a proposal was made to amend Iraq’s personal status law that was passed 65 years ago and has long been considered to be one of the most protective of women's rights in the Middle East.

Of late, that law has been the subject of much controversy, particularly in relation to the minimum marriage age. The law currently provides the legal age of marriage for both men and women is 18 years and some Iraqis are worried that the proposed changes could encourage child marriage.

The proposed amendments are also provoking divisions at a time of relative social stability in the country, and stoking fears that changes to the personal status law could lead to serious regressions of basic rights.

The draft law seeks to introduce monumental changes to Iraqi society in a rushed manner without significant preparation or debate. It was making its way through Parliament but was suddenly withdrawn before a second reading that was originally supposed to take place last week.

Its future is now uncertain, but it's clear that it should never have been submitted in the first place and certainly not in this manner. The draft illustrates much of what is wrong in Iraqi politics and policy formation today, a system that is imbued with division, populism and short-term gain.

Personal status laws are common to many Muslim-majority countries. They govern issues of marriage, divorce, inheritance and child custody. In countries where there are several Muslim denominations in significant numbers, such as in Lebanon, there are typically several personal status laws.

Iraq’s personal status law was adopted in 1959 by the country’s first republican government. Iraq was and remains a religiously diverse country. At the time the law was passed, Iraq was highly undeveloped, particularly in rural areas. Women were often deprived of basic rights, including being forced into early marriage.

The 1959 law was adopted as part of an effort to iron out religious differences and to eliminate such practices against vulnerable groups. To date it applies to all Muslims regardless of denomination. It also draws from the most progressive aspects of different Islamic traditions. Hence the minimum age of marriage, as mentioned earlier, is 18 years (15 in exceptional cases, and under strict conditions). The law also removes authority from religious clerics to decide on family and inheritance issues and grants them to judges.

While this runs contrary to common practice in the region, it is not entirely without precedent or equivalent elsewhere. Tunisia’s personal status law also departs from Islamic tradition in several important respects.

The current framework in Iraq is not without its flaws. Implementation, in particular, has been problematic. It can be common for illegal marriages to take place outside the state’s knowledge. By some estimates, up to 20 per cent of marriages are illegal, particularly in poor and rural communities.

In defence of the draft, some have argued that if adopted it will encourage couples who have entered into illegal marriages to register them. That is a mere conjecture

Since the 2003 US-led invasion of Iraq, Islamic parties have been playing a dominant role in politics and in society. In that capacity, they have sought to repeal the 1959 law on a number of occasions and to revert to a more traditional application of personal status laws, as determined by the religious establishment. Early attempts were made in 2003, 2014 and 2021, all blocked because of a lack of support.

The issue also arose in 2005, during the drafting of the Constitution. Article 41 provides that Iraqis are “free in their commitment to their personal status according to their religions, sects, beliefs, or choices, and this shall be regulated by law”. While that provision is clear, without any implementation legislation, it has not yet been fully applied.

Last month the issue was resurrected once again. Raed Al Maliki, an independent MP, introduced a proposed amendment to the 1959 law that is all of one page long. This current draft proposes to maintain the law as is, while giving Iraqi Muslims a choice between applying the provisions of the 1959 law and applying the religious rules of their choice.

The current proposal is symptomatic of Iraq’s particular brand of ethno-sectarian politics, which is imbued with its own style of populism. Even as Iraq is experiencing a period of relative calm – security in most parts of the country has greatly improved and there is no immediate threat of social unrest – the proposed amendment may accentuate divisions merely for political gain.

In this version of populism, the enemy is perceived to be international feminists, secular Iraqis, progressives and anyone who is committed to well-established state traditions (including judges). The spoils, however, are electoral favours within each proponent’s religious community.

Iraqi protesters demonstrate against the proposed law to permit underage female marriage in Tahrir Square, Baghdad, Iraq, on August 8. AP
Iraqi protesters demonstrate against the proposed law to permit underage female marriage in Tahrir Square, Baghdad, Iraq, on August 8. AP

The proposal is also symptomatic of Iraq’s failed policy-making process. The draft proposes to introduce huge social changes, without having carried out any thinking process to back it up. No white papers or dialogue processes have been carried out; no papers commissioned on what the proposal’s implications might be at the individual or societal levels.

For example, while the proposal’s defenders have denied that the draft will allow for child marriage, they do not make any suggestions on how to tackle child marriages that are already taking place. If left unchecked, and if no specific wording is included on this issue in the draft, proponents of the practice could very well feel emboldened.

In defence of the draft, some have argued that if adopted it will encourage couples who have entered into illegal marriages to register them. However, that is a mere conjecture. Under current legislation, only judges can officiate marriages, and it is a criminal act for others to do so. It is also a criminal offence to violate the minimum marriage age. The draft law does not offer a pardon for any of these acts, which means that they will still be punishable under the law.

In addition, while the draft law purports to give Iraqis the right to choose their own personal status rules, it seeks to propose a single religious colour on all Sunnis and all Shiites, even though both houses are internally divided. Many Iraqi Muslims do not fall so neatly into either category. There are, for example, a great many Shafi'is in Iraq who have different beliefs to Hanafis, who are a majority among Sunnis. And yet Shafi’is are not recognised by the draft law, in what appears to be a clear violation of Article 41 of the Constitution.

The draft also says nothing about what should happen in case of forum shopping, particularly by men. In the event a man who is in dispute with his wife decides to change his denomination in favour of the set of rules that are most favourable to him, what set of rules should apply? Iraq does not have civil registries that crystallise a Muslim’s specific denomination, so switching from one set of rules to another could be very easy, and therefore potentially very damaging, particularly for women.

None of these issues have been properly considered in the current debate. The proponents of the draft and other policy-makers would do well to withdraw the proposal and replace it with a meaningful process that seeks to modernise personal status questions, and initiate processes that would reduce abuses, particularly of vulnerable women.

A white paper on these questions that is informed by expert opinion and by rational discussion could serve as an example of how a modern state modernises critical legislation of this type.

Now that the second reading in Parliament has been suspended, there are suggestions that this may already be happening. If so, what started as a potential trainwreck could end up being an example of how groundbreaking legislation should be debated and adopted in a real, functioning democracy.

Tips on buying property during a pandemic

Islay Robinson, group chief executive of mortgage broker Enness Global, offers his advice on buying property in today's market.

While many have been quick to call a market collapse, this simply isn’t what we’re seeing on the ground. Many pockets of the global property market, including London and the UAE, continue to be compelling locations to invest in real estate.

While an air of uncertainty remains, the outlook is far better than anyone could have predicted. However, it is still important to consider the wider threat posed by Covid-19 when buying bricks and mortar. 

Anything with outside space, gardens and private entrances is a must and these property features will see your investment keep its value should the pandemic drag on. In contrast, flats and particularly high-rise developments are falling in popularity and investors should avoid them at all costs.

Attractive investment property can be hard to find amid strong demand and heightened buyer activity. When you do find one, be prepared to move hard and fast to secure it. If you have your finances in order, this shouldn’t be an issue.

Lenders continue to lend and rates remain at an all-time low, so utilise this. There is no point in tying up cash when you can keep this liquidity to maximise other opportunities. 

Keep your head and, as always when investing, take the long-term view. External factors such as coronavirus or Brexit will present challenges in the short-term, but the long-term outlook remains strong. 

Finally, keep an eye on your currency. Whenever currency fluctuations favour foreign buyers, you can bet that demand will increase, as they act to secure what is essentially a discounted property.

GIANT REVIEW

Starring: Amir El-Masry, Pierce Brosnan

Director: Athale

Rating: 4/5

Results:

6.30pm: Maiden Dh165,000 2,000m - Winner: Powderhouse, Sam Hitchcott (jockey), Doug Watson (trainer)

7.05pm: Handicap Dh165,000 2,200m - Winner: Heraldic, Richard Mullen, Satish Seemar

7.40pm: Conditions Dh240,000 1,600m - Winner: Walking Thunder, Connor Beasley, Ahmed bin Harmash

8.15pm: Handicap Dh190,000 2,000m - Winner: Key Bid, Fernando Jara, Ali Rashid Al Raihe

8.50pm: The Garhoud Sprint Listed Dh265,000 1,200m - Winner: Drafted, Sam Hitchcott, Doug Watson

9.25pm: Handicap Dh170,000 1,600m - Winner: Cachao, Tadhg O’Shea, Satish Seemar

10pm: Handicap Dh190,000 1,400m - Winner: Rodaini, Connor Beasley, Ahmed bin Harmash

UAE currency: the story behind the money in your pockets

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Top 10 most polluted cities
  1. Bhiwadi, India
  2. Ghaziabad, India
  3. Hotan, China
  4. Delhi, India
  5. Jaunpur, India
  6. Faisalabad, Pakistan
  7. Noida, India
  8. Bahawalpur, Pakistan
  9. Peshawar, Pakistan
  10. Bagpat, India
The Voice of Hind Rajab

Starring: Saja Kilani, Clara Khoury, Motaz Malhees

Director: Kaouther Ben Hania

Rating: 4/5

Scoreline:

Manchester City 1

Jesus 4'

Brighton 0

Updated: September 11, 2024, 5:15 AM