• Soniya and Imran Rajwani and their four year-old son, Vivaan, in their two-bedroom home in the City of Lights on Reem Island, Abu Dhabi. All photos: Victor Besa / The National.
    Soniya and Imran Rajwani and their four year-old son, Vivaan, in their two-bedroom home in the City of Lights on Reem Island, Abu Dhabi. All photos: Victor Besa / The National.
  • The family live in the 34th-floor apartment, which they bought for Dh985,000
    The family live in the 34th-floor apartment, which they bought for Dh985,000
  • The apartment has a living room and separate dining area
    The apartment has a living room and separate dining area
  • The family enjoy the amount of light in their home, and the views
    The family enjoy the amount of light in their home, and the views
  • There is an open-plan kitchen
    There is an open-plan kitchen
  • The couple enjoy plants and also have a small balcony
    The couple enjoy plants and also have a small balcony
  • Imran's parents also share the flat and the family like to eat together
    Imran's parents also share the flat and the family like to eat together
  • Family photos on the wall of the home, which also has a laundry room and three bathrooms
    Family photos on the wall of the home, which also has a laundry room and three bathrooms

My Own Home: Family of five love life in Dh980,000 two-bedroom Reem Island apartment


  • English
  • Arabic

My Own Home takes you inside a reader-owned property to ask how much they paid, why they decided to buy and what they have done with it since moving in

Hotel sales manager Soniya Sharma Rajwani and her husband Imran Rajwani, a strategy and planning manager, bought their Abu Dhabi dream home after one year of renting in the emirate.

They moved to the UAE two years ago, having lived in Muscat for 11 years, and now live in the 34th-floor apartment, which they bought for Dh980,000 in the City of Lights on Reem Island.

They live there with Imran’s parents and their four-year-old son, Vivaan. It has two bedrooms, as well as a living room and separate dining area, open-plan kitchen, laundry room and three bathrooms.

It might get a little crowded at times, but they wouldn’t change a thing – and plan to live there for years to come.

The National takes a tour.

Please tell us about your home

Soniya Sharma Rajwani: It's very nice. It has a very small, cute balcony, which has a little plant garden.

Imran Rajwani: It's a corner flat, it has a curve, so a lot of natural light comes in. And we are on 34th floor, so the view is quite good.

How is it with five people living together?

Soniya: It gets crowded, but it is nice. We get to spend more time together as a family. Our dinners are always together, and during our weekend all our meals are together.

Why did you decide to buy a property?

Imran: We bought the house last year, in November. We were renting a house when I moved to Abu Dhabi and we were staying on Reem Island, but after one year we realised that rent is increasing. Our landlord was asking us to move out because he was getting a better deal.

At first we thought we’d move somewhere else, but then we did our calculations. We looked at a lot of flats and then we found this one, it’s the perfect one. It was in our budget, we could arrange a down payment and were able to quickly get the loan from FAB Bank.

Because we have a kid and my parents are staying with us, it’s the right decision. It’s very difficult to move from one place to another place every year, taking all your stuff.

My wife also loves to decorate and I always stop her, because we were always going to move, but now we can really invest in the house.

Soniya Sharma Rajwani and her husband Imran Rajwani love their home on Reem Island. Victor Besa / The National.
Soniya Sharma Rajwani and her husband Imran Rajwani love their home on Reem Island. Victor Besa / The National.

What renovations have you done?

Imran: We invested a little on decorating, improving the laundry room, storage area, kitchen and the dining room. We haven’t done any full renovation.

Soniya: We might do more later on when our son grows a little. We are planning to convert the living room into a bedroom and maybe upgrade the kitchen area, to close it off, if required.

We’re an Indian household, so we do a lot of cooking.

Why did you choose this neighbourhood?

Soniya: Reem Island is beautiful. It’s quiet, it’s away from the city’s everyday hustle and bustle.

There’s a bridge that connects you directly to Reem Island and you don’t have to go through a lot of signals.

In the City of Lights there is a nice, decent crowd, it’s surrounded by the creek, there is a lot of beach area where we can go easily for morning and evening walks. There are a lot of gardens around and kids’ play areas.

It was also a very, very fair deal, compared to what else you can find in the UAE, even in Reem Island. Somehow we got just so blessed to get this apartment at that rate.

Imran: One thing we were looking for was a house with a balcony. We also wanted both bedrooms to have en suite bathrooms.

There is also a lot of mangrove plantation around.

What facilities do you have access to?

Imran: You have a very huge swimming pool, there is a huge gym available, there is a kids’ play area and Reem Central Park is quite nearby.

Sky and Sun Tower Garden area is also quite nearby. We have two malls, Reem Mall and some boutiques.

A place should feel like you want to come back to it after office hours, so this is the perfect place for me.

How long do you plan on staying?

Soniya: I was thinking that I'll get retired the moment I go into my forties. But the day we bought our house, I realised that now, even if I take retirement, this is still our home.

The best part is our parents love the house. When we were in Oman, it was a little slow-paced, they wanted to go back home because they miss the people, but from the time we moved to Abu Dhabi, they are loving it.

They say, “If you want to go, go, but we are not going anywhere.”

COMPANY PROFILE
Company name: BorrowMe (BorrowMe.com)

Date started: August 2021

Founder: Nour Sabri

Based: Dubai, UAE

Sector: E-commerce / Marketplace

Size: Two employees

Funding stage: Seed investment

Initial investment: $200,000

Investors: Amr Manaa (director, PwC Middle East) 

How to register as a donor

1) Organ donors can register on the Hayat app, run by the Ministry of Health and Prevention

2) There are about 11,000 patients in the country in need of organ transplants

3) People must be over 21. Emiratis and residents can register. 

4) The campaign uses the hashtag  #donate_hope

Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

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The specs

Engine: 2x201bhp AC Permanent-magnetic electric

Transmission: n/a

Power: 402bhp

Torque: 659Nm

Price estimate: Dh200,000

On sale: Q3 2022 

The full list of 2020 Brit Award nominees (winners in bold):

British group

Coldplay

Foals

Bring me the Horizon

D-Block Europe

Bastille

British Female

Mabel

Freya Ridings

FKA Twigs

Charli xcx

Mahalia​

British male

Harry Styles

Lewis Capaldi

Dave

Michael Kiwanuka

Stormzy​

Best new artist

Aitch

Lewis Capaldi

Dave

Mabel

Sam Fender

Best song

Ed Sheeran and Justin Bieber - I Don’t Care

Mabel - Don’t Call Me Up

Calvin Harrison and Rag’n’Bone Man - Giant

Dave - Location

Mark Ronson feat. Miley Cyrus - Nothing Breaks Like A Heart

AJ Tracey - Ladbroke Grove

Lewis Capaldi - Someone you Loved

Tom Walker - Just You and I

Sam Smith and Normani - Dancing with a Stranger

Stormzy - Vossi Bop

International female

Ariana Grande

Billie Eilish

Camila Cabello

Lana Del Rey

Lizzo

International male

Bruce Springsteen

Burna Boy

Tyler, The Creator

Dermot Kennedy

Post Malone

Best album

Stormzy - Heavy is the Head

Michael Kiwanuka - Kiwanuka

Lewis Capaldi - Divinely Uninspired to a Hellish Extent

Dave - Psychodrama

Harry Styles - Fine Line

Rising star

Celeste

Joy Crookes

beabadoobee

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The Sand Castle

Director: Matty Brown

Stars: Nadine Labaki, Ziad Bakri, Zain Al Rafeea, Riman Al Rafeea

Rating: 2.5/5

Ferrari 12Cilindri specs

Engine: naturally aspirated 6.5-liter V12

Power: 819hp

Torque: 678Nm at 7,250rpm

Price: From Dh1,700,000

Available: Now

Tips to keep your car cool
  • Place a sun reflector in your windshield when not driving
  • Park in shaded or covered areas
  • Add tint to windows
  • Wrap your car to change the exterior colour
  • Pick light interiors - choose colours such as beige and cream for seats and dashboard furniture
  • Avoid leather interiors as these absorb more heat
Key features of new policy

Pupils to learn coding and other vocational skills from Grade 6

Exams to test critical thinking and application of knowledge

A new National Assessment Centre, PARAKH (Performance, Assessment, Review and Analysis for Holistic Development) will form the standard for schools

Schools to implement online system to encouraging transparency and accountability

Zakat definitions

Zakat: an Arabic word meaning ‘to cleanse’ or ‘purification’.

Nisab: the minimum amount that a Muslim must have before being obliged to pay zakat. Traditionally, the nisab threshold was 87.48 grams of gold, or 612.36 grams of silver. The monetary value of the nisab therefore varies by current prices and currencies.

Zakat Al Mal: the ‘cleansing’ of wealth, as one of the five pillars of Islam; a spiritual duty for all Muslims meeting the ‘nisab’ wealth criteria in a lunar year, to pay 2.5 per cent of their wealth in alms to the deserving and needy.

Zakat Al Fitr: a donation to charity given during Ramadan, before Eid Al Fitr, in the form of food. Every adult Muslim who possesses food in excess of the needs of themselves and their family must pay two qadahs (an old measure just over 2 kilograms) of flour, wheat, barley or rice from each person in a household, as a minimum.

LEAGUE CUP QUARTER-FINAL DRAW

Stoke City v Tottenham

Brentford v Newcastle United

Arsenal v Manchester City

Everton v Manchester United

All ties are to be played the week commencing December 21.

MATCH INFO

Uefa Champions League semi-final, second leg result:

Ajax 2-3 Tottenham

Tottenham advance on away goals rule after tie ends 3-3 on aggregate

Final: June 1, Madrid

Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

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Updated: June 27, 2024, 8:19 AM