My Own Home takes you inside a reader-owned property to ask how much they paid, why they decided to buy and what they have done with it since moving in
Hotel sales manager Soniya Sharma Rajwani and her husband Imran Rajwani, a strategy and planning manager, bought their Abu Dhabi dream home after one year of renting in the emirate.
They moved to the UAE two years ago, having lived in Muscat for 11 years, and now live in the 34th-floor apartment, which they bought for Dh980,000 in the City of Lights on Reem Island.
They live there with Imran’s parents and their four-year-old son, Vivaan. It has two bedrooms, as well as a living room and separate dining area, open-plan kitchen, laundry room and three bathrooms.
It might get a little crowded at times, but they wouldn’t change a thing – and plan to live there for years to come.
The National takes a tour.
Please tell us about your home
Soniya Sharma Rajwani: It's very nice. It has a very small, cute balcony, which has a little plant garden.
Imran Rajwani: It's a corner flat, it has a curve, so a lot of natural light comes in. And we are on 34th floor, so the view is quite good.
How is it with five people living together?
Soniya: It gets crowded, but it is nice. We get to spend more time together as a family. Our dinners are always together, and during our weekend all our meals are together.
Why did you decide to buy a property?
Imran: We bought the house last year, in November. We were renting a house when I moved to Abu Dhabi and we were staying on Reem Island, but after one year we realised that rent is increasing. Our landlord was asking us to move out because he was getting a better deal.
At first we thought we’d move somewhere else, but then we did our calculations. We looked at a lot of flats and then we found this one, it’s the perfect one. It was in our budget, we could arrange a down payment and were able to quickly get the loan from FAB Bank.
Because we have a kid and my parents are staying with us, it’s the right decision. It’s very difficult to move from one place to another place every year, taking all your stuff.
My wife also loves to decorate and I always stop her, because we were always going to move, but now we can really invest in the house.
What renovations have you done?
Imran: We invested a little on decorating, improving the laundry room, storage area, kitchen and the dining room. We haven’t done any full renovation.
Soniya: We might do more later on when our son grows a little. We are planning to convert the living room into a bedroom and maybe upgrade the kitchen area, to close it off, if required.
We’re an Indian household, so we do a lot of cooking.
Why did you choose this neighbourhood?
Soniya: Reem Island is beautiful. It’s quiet, it’s away from the city’s everyday hustle and bustle.
There’s a bridge that connects you directly to Reem Island and you don’t have to go through a lot of signals.
In the City of Lights there is a nice, decent crowd, it’s surrounded by the creek, there is a lot of beach area where we can go easily for morning and evening walks. There are a lot of gardens around and kids’ play areas.
It was also a very, very fair deal, compared to what else you can find in the UAE, even in Reem Island. Somehow we got just so blessed to get this apartment at that rate.
Imran: One thing we were looking for was a house with a balcony. We also wanted both bedrooms to have en suite bathrooms.
There is also a lot of mangrove plantation around.
What facilities do you have access to?
Imran: You have a very huge swimming pool, there is a huge gym available, there is a kids’ play area and Reem Central Park is quite nearby.
Sky and Sun Tower Garden area is also quite nearby. We have two malls, Reem Mall and some boutiques.
A place should feel like you want to come back to it after office hours, so this is the perfect place for me.
How long do you plan on staying?
Soniya: I was thinking that I'll get retired the moment I go into my forties. But the day we bought our house, I realised that now, even if I take retirement, this is still our home.
The best part is our parents love the house. When we were in Oman, it was a little slow-paced, they wanted to go back home because they miss the people, but from the time we moved to Abu Dhabi, they are loving it.
They say, “If you want to go, go, but we are not going anywhere.”
Jetour T1 specs
Engine: 2-litre turbocharged
Power: 254hp
Torque: 390Nm
Price: From Dh126,000
Available: Now
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The specs
Engine: 2.0-litre 4-cylinder turbo
Power: 258hp from 5,000-6,500rpm
Torque: 400Nm from 1,550-4,000rpm
Transmission: Eight-speed auto
Fuel consumption: 6.1L/100km
Price: from Dh362,500
On sale: now
Company%20profile
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The specs
Engine: 4.0-litre flat-six
Torque: 450Nm at 6,100rpm
Transmission: 7-speed PDK auto or 6-speed manual
Fuel economy, combined: 13.8L/100km
On sale: Available to order now
Haemoglobin disorders explained
Thalassaemia is part of a family of genetic conditions affecting the blood known as haemoglobin disorders.
Haemoglobin is a substance in the red blood cells that carries oxygen and a lack of it triggers anemia, leaving patients very weak, short of breath and pale.
The most severe type of the condition is typically inherited when both parents are carriers. Those patients often require regular blood transfusions - about 450 of the UAE's 2,000 thalassaemia patients - though frequent transfusions can lead to too much iron in the body and heart and liver problems.
The condition mainly affects people of Mediterranean, South Asian, South-East Asian and Middle Eastern origin. Saudi Arabia recorded 45,892 cases of carriers between 2004 and 2014.
A World Health Organisation study estimated that globally there are at least 950,000 'new carrier couples' every year and annually there are 1.33 million at-risk pregnancies.
Bugatti Chiron Super Sport - the specs:
Engine: 8.0-litre quad-turbo W16
Transmission: 7-speed DSG auto
Power: 1,600hp
Torque: 1,600Nm
0-100kph in 2.4seconds
0-200kph in 5.8 seconds
0-300kph in 12.1 seconds
Top speed: 440kph
Price: Dh13,200,000
Bugatti Chiron Pur Sport - the specs:
Engine: 8.0-litre quad-turbo W16
Transmission: 7-speed DSG auto
Power: 1,500hp
Torque: 1,600Nm
0-100kph in 2.3 seconds
0-200kph in 5.5 seconds
0-300kph in 11.8 seconds
Top speed: 350kph
Price: Dh13,600,000
Company%20Profile
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Should late investors consider cryptocurrencies?
Wealth managers recommend late investors to have a balanced portfolio that typically includes traditional assets such as cash, government and corporate bonds, equities, commodities and commercial property.
They do not usually recommend investing in Bitcoin or other cryptocurrencies due to the risk and volatility associated with them.
“It has produced eye-watering returns for some, whereas others have lost substantially as this has all depended purely on timing and when the buy-in was. If someone still has about 20 to 25 years until retirement, there isn’t any need to take such risks,” Rupert Connor of Abacus Financial Consultant says.
He adds that if a person is interested in owning a business or growing a property portfolio to increase their retirement income, this can be encouraged provided they keep in mind the overall risk profile of these assets.
White hydrogen: Naturally occurring hydrogen
Chromite: Hard, metallic mineral containing iron oxide and chromium oxide
Ultramafic rocks: Dark-coloured rocks rich in magnesium or iron with very low silica content
Ophiolite: A section of the earth’s crust, which is oceanic in nature that has since been uplifted and exposed on land
Olivine: A commonly occurring magnesium iron silicate mineral that derives its name for its olive-green yellow-green colour
Diriyah%20project%20at%20a%20glance
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