• Britain's Prince Charles the Prince of Wales meets with Pope Tawadros II, head of Egypt's Coptic Orthodox Church, in Cairo. EPA
    Britain's Prince Charles the Prince of Wales meets with Pope Tawadros II, head of Egypt's Coptic Orthodox Church, in Cairo. EPA
  • Prince Charles, accompanied by his wife Camilla, Duchess of Cornwall, are greeted by officials and a children's quartet as they arrive at the Bibliotheca Alexandrina in Egypt's northern Mediterranean coastal city of Alexandria. AFP
    Prince Charles, accompanied by his wife Camilla, Duchess of Cornwall, are greeted by officials and a children's quartet as they arrive at the Bibliotheca Alexandrina in Egypt's northern Mediterranean coastal city of Alexandria. AFP
  • Prince Charles stands next to the 'mahmal', the palanquin formerly used to transport the 'kiswa' protective cover that engulfs Islam's holiest shrine the Kaaba from Egypt to Mecca, during his visit to the Bibliotheca Alexandrina. AFP
    Prince Charles stands next to the 'mahmal', the palanquin formerly used to transport the 'kiswa' protective cover that engulfs Islam's holiest shrine the Kaaba from Egypt to Mecca, during his visit to the Bibliotheca Alexandrina. AFP
  • Britain's Prince Charles, the Prince of Wales, accompanied by his wife Camilla, Duchess of Cornwall, sign the guestbook during their visit to the Bibliotheca Alexandrina. AFP
    Britain's Prince Charles, the Prince of Wales, accompanied by his wife Camilla, Duchess of Cornwall, sign the guestbook during their visit to the Bibliotheca Alexandrina. AFP
  • Prince Charles visits the Jesuit Cultural Centre in Alexandria. Reuters
    Prince Charles visits the Jesuit Cultural Centre in Alexandria. Reuters
  • Camilla visits the Brooke Hospital for Animals in Cairo. EPA
    Camilla visits the Brooke Hospital for Animals in Cairo. EPA
  • Prince Charles poses for a photo with chairman of The Greek Campus Ahmed El Alfi, Egypt's Environment Minister Yasmine Fouad and other attendees, as he visits the GrEEK Campus workspace for the Sustainable Markets Initiative event in Tahrir Square. Getty Images
    Prince Charles poses for a photo with chairman of The Greek Campus Ahmed El Alfi, Egypt's Environment Minister Yasmine Fouad and other attendees, as he visits the GrEEK Campus workspace for the Sustainable Markets Initiative event in Tahrir Square. Getty Images
  • The Prince of Wales and his wife arrive at Cairo airport in Egypt from Jordan, on the third day of their tour of the Middle East.
    The Prince of Wales and his wife arrive at Cairo airport in Egypt from Jordan, on the third day of their tour of the Middle East.
  • Camilla leaves the royal flight at Cairo airport.
    Camilla leaves the royal flight at Cairo airport.
  • Prince Charles and Camilla were met at Cairo airport by Gareth Bayley, the UK ambassador to Egypt, and his wife, Sara Fawcett.
    Prince Charles and Camilla were met at Cairo airport by Gareth Bayley, the UK ambassador to Egypt, and his wife, Sara Fawcett.
  • Prince Charles with Gareth Bayley, the UK ambassador to Egypt, after his arrival in Egypt.
    Prince Charles with Gareth Bayley, the UK ambassador to Egypt, after his arrival in Egypt.
  • Camilla, left, is welcomed by Entissar Amer, the wife of Egyptian President Abdel Fattah El Sisi, at the presidential palace in Cairo. Reuters
    Camilla, left, is welcomed by Entissar Amer, the wife of Egyptian President Abdel Fattah El Sisi, at the presidential palace in Cairo. Reuters
  • Prince Charles and Camilla meet President El Sisi and Ms Amer at Al-Ittahadiya Palace in Cairo.
    Prince Charles and Camilla meet President El Sisi and Ms Amer at Al-Ittahadiya Palace in Cairo.
  • Camila arrives to meet President El Sisi and his wife at Al-Ittahadiya Palace.
    Camila arrives to meet President El Sisi and his wife at Al-Ittahadiya Palace.
  • Prince Charles and President El Sisi at Al-Ittahadiya Palace.
    Prince Charles and President El Sisi at Al-Ittahadiya Palace.
  • Charles and Camilla arriving at Al-Ittahadiya Palace.
    Charles and Camilla arriving at Al-Ittahadiya Palace.
  • Prince Charles and Camilla on the third day of their tour of the Middle East.
    Prince Charles and Camilla on the third day of their tour of the Middle East.
  • Camilla in the courtyard of Al Azhar Mosque. EPA
    Camilla in the courtyard of Al Azhar Mosque. EPA
  • Camilla arrives at Al-Ittihadiya Palace. Reuters
    Camilla arrives at Al-Ittihadiya Palace. Reuters
  • Prince Charles meets Egypt's Antiquities and Tourism Minister Khaled al-Anany. Reuters
    Prince Charles meets Egypt's Antiquities and Tourism Minister Khaled al-Anany. Reuters
  • Egyptian Islamic scholar and the Grand Imam of Al Azhar mosque, Sheikh Ahmed Al Tayeb, right, meets Prince Charles, left, at the mosque in Cairo. AFP
    Egyptian Islamic scholar and the Grand Imam of Al Azhar mosque, Sheikh Ahmed Al Tayeb, right, meets Prince Charles, left, at the mosque in Cairo. AFP
  • The Grand Imam, centre left, receives Prince Charles, centre-right, and Camilla, centre, upon their arrival at the mosque. AFP
    The Grand Imam, centre left, receives Prince Charles, centre-right, and Camilla, centre, upon their arrival at the mosque. AFP
  • The Grand Imam invites Prince Charles and his wife Camilla to the courtyard of the mosque. EPA
    The Grand Imam invites Prince Charles and his wife Camilla to the courtyard of the mosque. EPA
  • Charles and Camilla visit the Giza Pyramids plateau on the western outskirts of Cairo. AFP
    Charles and Camilla visit the Giza Pyramids plateau on the western outskirts of Cairo. AFP
  • Prince Charles surrounded by students during his visit to Al Azhar Mosque. AFP
    Prince Charles surrounded by students during his visit to Al Azhar Mosque. AFP
  • The Grand Imam of Al Azhar Mosque, Sheikh Ahmed Al Tayeb, right, meets Prince Charles. left. AFP
    The Grand Imam of Al Azhar Mosque, Sheikh Ahmed Al Tayeb, right, meets Prince Charles. left. AFP
  • Prince Charles and Camilla at Al Azhar Mosque, the oldest Sunni institution in the Muslim world, with the Grand Imam, left, and the Archbishop of the Anglican Province of Alexandria Samy Fawzy, right. AP
    Prince Charles and Camilla at Al Azhar Mosque, the oldest Sunni institution in the Muslim world, with the Grand Imam, left, and the Archbishop of the Anglican Province of Alexandria Samy Fawzy, right. AP
  • Prince Charles and Camilla, left, at the Al Azhar Mosque. AFP
    Prince Charles and Camilla, left, at the Al Azhar Mosque. AFP
  • Charles and Camilla at the Giza Pyramids plateau. AFP
    Charles and Camilla at the Giza Pyramids plateau. AFP
  • Charles and Camilla pass the Sphinx at the Giza Pyramids plateau. AFP
    Charles and Camilla pass the Sphinx at the Giza Pyramids plateau. AFP
  • Charles and Camilla in front of the Great Pyramids of Giza. Reuters
    Charles and Camilla in front of the Great Pyramids of Giza. Reuters
  • Charles and Camilla next to the Great Sphinx of Giza on the third day of their tour of the Middle East. Getty Images
    Charles and Camilla next to the Great Sphinx of Giza on the third day of their tour of the Middle East. Getty Images
  • The royal couple are on an official visit to Egypt as part of their first royal tour since the beginning of the coronavirus pandemic. EPA
    The royal couple are on an official visit to Egypt as part of their first royal tour since the beginning of the coronavirus pandemic. EPA
  • Prince Charles and Camilla with Egypt's Antiquities and Tourism Minister Khaled al-Anany near the Pyramids of Giza. Getty Images
    Prince Charles and Camilla with Egypt's Antiquities and Tourism Minister Khaled al-Anany near the Pyramids of Giza. Getty Images
  • Prince Charles surrounded by students on a visit to Al Azhar Mosque in the Egyptian capital, Cairo. AFP
    Prince Charles surrounded by students on a visit to Al Azhar Mosque in the Egyptian capital, Cairo. AFP
  • Prince Charles is greeted by Egypt's Environment Minister, Dr Yasmine Fouad, on a visit to a Sustainable Markets Initiative event in Tahrir Square, downtown Cairo. Reuters
    Prince Charles is greeted by Egypt's Environment Minister, Dr Yasmine Fouad, on a visit to a Sustainable Markets Initiative event in Tahrir Square, downtown Cairo. Reuters
  • Prince Charles in Tahrir Square, downtown Cairo, during his visit to the Middle East. Reuters
    Prince Charles in Tahrir Square, downtown Cairo, during his visit to the Middle East. Reuters
  • Prince Charles at a round table meeting on a visit to the GrEEK Campus workspace for the Sustainable Markets Initiative in Tahrir Square, Cairo. Reuters
    Prince Charles at a round table meeting on a visit to the GrEEK Campus workspace for the Sustainable Markets Initiative in Tahrir Square, Cairo. Reuters
  • The Prince of Wales at the Sustainable Markets Initiative in Tahrir Square. Reuters
    The Prince of Wales at the Sustainable Markets Initiative in Tahrir Square. Reuters

Britain's Prince Charles and Camilla travel to Egypt on second leg of Middle East tour


Kamal Tabikha
  • English
  • Arabic

Britain's Prince Charles and his wife Camilla touched down in Egypt on Thursday, meeting President Abdel Fattah El Sisi and Egyptian first lady Entissar Amer and visiting historic sites in Cairo.

The royal couple received a formal welcome at the presidential palace at the start of their first visit to Egypt in 15 years.

At their meeting, the prince and Mr El Sisi discussed efforts to counter terrorism and extremism as well as co-operation between the two countries in areas such as health and higher education, according to a statement issued by the president's office.

After a separate meeting with Camilla, Egypt’s first lady wrote on her Facebook page that the two discussed the Egyptian government’s efforts to empower women.

Several markets in the Egyptian capital were closed for security reasons as the British royals visited Al Azhar Mosque, with television footage showing the prince meeting Sheikh Ahmed Al Tayeb, the Grand Imam of Al Azhar, and other officials.

Social media buzzed with a positive reaction to Camilla, who wore the hijab. Egyptian Twitter and Facebook users praised the Duchess of Cornwall for showing respect for the country's culture.

Prince Charles’s meeting with the Grand Imam of Al Azhar was seen as particularly important given their shared interest in interfaith dialogue.

The Prince of Wales helped start a British academic scholarship program which allows Al Azhar scholars to pursue degrees in Islamic studies at British universities before returning to Al Azhar to work as faculty members. Launched in 2015, the program aims to promote mutual understanding between Muslims and non-Muslims.

Sheikh El Tayeb has forged close relations with the Vatican and has also met the Archbishop of Canterbury, the most senior figure in the Anglican Church.

The Al Azhar mosque in Cairo's old quarter was built more than a 1,000 years ago and has become one of the foremost seats of Sunni Islamic learning.

The old quarter is also home to the Khan El Khalili bazaar, with sites dating back to the Mameluke and Ottoman eras, and the city's historic gold market and tea houses.

While Prince Charles met Sheikh El Tayeb, the Duchess of Cornwall attended a sebou — a traditional celebration usually held on the seventh day after a child's birth that dates back to Pharaonic times.

The duchess, who hopes to use the visit to the Middle East to draw attention to women's rights issues, could be seen in videos posted on social media attending a gathering of local women at a house near Al Azhar.

South-west of Cairo, tourists and onlookers at the Giza plateau waited for the royals to arrive amid high security.

“We were asked on Wednesday night to clear out of the Giza complex and instructed to take our camels and horses out of the area,” said one tourism worker at the pyramid complex.

He told The National that tourists would be allowed to stay in the complex during the prince's visit to keep the area busy and highlight the recovery of the country's tourism sector.

The heir to the British throne arrived as the sun began to set, with a convoy of vehicles snaking through lines of journalists and security personnel to reach the Giza Pyramids.

After touring the capital, the royal couple were scheduled to make the two-hour journey to Alexandria, which is at the frontline of climate change.

Following Cop26 climate summit that wound up in the Scottish city of Glasgow this month, Egypt is to host the next round of the UN climate summit at its Red Sea resort of Sharm el-Sheikh next year.

Prince Charles is the most senior royal who travels overseas, representing his mother Queen Elizabeth II, who stopped overseas tours a few years ago because of her age.

The prince also represented the royal family at the climate summit, at which British Prime Minister Boris Johnson warned in a speech that Alexandria was among the world cities at risk of being lost “beneath the waves” because of climate change.

  • Britain's Prince Charles and his wife Camilla, Duchess of Cornwall, leave Jordan to fly to Egypt on the third day of their tour of the Middle East. Reuters
    Britain's Prince Charles and his wife Camilla, Duchess of Cornwall, leave Jordan to fly to Egypt on the third day of their tour of the Middle East. Reuters
  • The Prince of Wales and the duchess flew from Queen Alia International Airport in Amman. Reuters
    The Prince of Wales and the duchess flew from Queen Alia International Airport in Amman. Reuters
  • Prince Charles and Camilla attend a centenary celebration of the founding of the Jordanian state at the Jordan Museum in Amman. AFP
    Prince Charles and Camilla attend a centenary celebration of the founding of the Jordanian state at the Jordan Museum in Amman. AFP
  • The royal couple arrive at the celebration. AFP
    The royal couple arrive at the celebration. AFP
  • Prince Charles and Camilla are on a three-day visit to the country. EPA
    Prince Charles and Camilla are on a three-day visit to the country. EPA
  • Prince Charles and Camilla are welcomed to the centenary celebration. Reuters
    Prince Charles and Camilla are welcomed to the centenary celebration. Reuters
  • Britain's Prince Charles, Prince of Wales, talks with a Jordanian army member. Reuters
    Britain's Prince Charles, Prince of Wales, talks with a Jordanian army member. Reuters
  • Prince Charles addresses the crowds. Reuters
    Prince Charles addresses the crowds. Reuters
  • Prince Charles and Camilla arrive with British Ambassador to Jordan, Bridget Brind, and British Council Director in Jordan, Summer Xia. Reuters
    Prince Charles and Camilla arrive with British Ambassador to Jordan, Bridget Brind, and British Council Director in Jordan, Summer Xia. Reuters
  • Prince Charles and Camilla with British Ambassador to Jordan Bridget Brind and Jordanian Prince Ghazi bin Muhammad. Reuters
    Prince Charles and Camilla with British Ambassador to Jordan Bridget Brind and Jordanian Prince Ghazi bin Muhammad. Reuters
  • Prince Charles chuckles as a woman shows a portrait of him, during a visit to the UNHCR Community Support Centre in Al Nuzha, Jordan. Reuters
    Prince Charles chuckles as a woman shows a portrait of him, during a visit to the UNHCR Community Support Centre in Al Nuzha, Jordan. Reuters
  • Prince Charles visits the Royal Scientific Society in Amman, Jordan. Reuters
    Prince Charles visits the Royal Scientific Society in Amman, Jordan. Reuters
  • Britain's Camilla, Duchess of Cornwall and president of the Women of the World Foundation, holds a tap given to her by plumber Khawla Al-Sheikh, during a foundation event at Manara Arts and Culture gallery in Amman. Getty Images
    Britain's Camilla, Duchess of Cornwall and president of the Women of the World Foundation, holds a tap given to her by plumber Khawla Al-Sheikh, during a foundation event at Manara Arts and Culture gallery in Amman. Getty Images
  • Camilla, Duchess of Cornwall and president of the Women of the World Foundation, holds Sarah Abu Ameerah as she attends an event at Manara Arts and Culture gallery in Amman. Getty Images
    Camilla, Duchess of Cornwall and president of the Women of the World Foundation, holds Sarah Abu Ameerah as she attends an event at Manara Arts and Culture gallery in Amman. Getty Images
  • Camilla visits Princess Taghreed Secondary Girls School in Amman. Getty Images
    Camilla visits Princess Taghreed Secondary Girls School in Amman. Getty Images
  • Prince Charles plants a tree in Umm Qais, Jordan. Reuters
    Prince Charles plants a tree in Umm Qais, Jordan. Reuters
  • Prince Charles visits the ancient Roman Decapolis city of Gadara, Umm Qais. EPA
    Prince Charles visits the ancient Roman Decapolis city of Gadara, Umm Qais. EPA
  • Prince Charles and Camilla pose for a photo as they visit the ancient Roman Decapolis city of Gadara, Umm Qais, 110km north of Amman. EPA
    Prince Charles and Camilla pose for a photo as they visit the ancient Roman Decapolis city of Gadara, Umm Qais, 110km north of Amman. EPA
  • Prince Charles and Camilla tour the ancient site of Umm Qais in Jordan. AP
    Prince Charles and Camilla tour the ancient site of Umm Qais in Jordan. AP
  • Prince Charles and Camilla during a walking tour of the ancient Roman city of Gadara. Getty Images
    Prince Charles and Camilla during a walking tour of the ancient Roman city of Gadara. Getty Images
  • The royal couple, pictured at Umm Qais, are on the first leg of a tour of the Middle East. Getty Images
    The royal couple, pictured at Umm Qais, are on the first leg of a tour of the Middle East. Getty Images
  • Charles and Camilla are accompanied by Jordan's Prince Ghazi bin Muhammad on a visit to Gadara, Umm Qais. AFP
    Charles and Camilla are accompanied by Jordan's Prince Ghazi bin Muhammad on a visit to Gadara, Umm Qais. AFP
  • ‘It was particularly special to visit such a significant place,’ said Prince Charles of the visit. Getty Images
    ‘It was particularly special to visit such a significant place,’ said Prince Charles of the visit. Getty Images
  • Prince Charles and Camilla visit Elijah's Hill, near the baptism site along the Jordan River in Amman. Getty Images
    Prince Charles and Camilla visit Elijah's Hill, near the baptism site along the Jordan River in Amman. Getty Images
  • The royals visit the baptism site of Al Maghtas, where Jesus is believed by Christians to have been baptised by John the Baptist, on the Jordan River. EPA
    The royals visit the baptism site of Al Maghtas, where Jesus is believed by Christians to have been baptised by John the Baptist, on the Jordan River. EPA
  • The royals listen to a tour guide during their visit to Al Maghtas. EPA
    The royals listen to a tour guide during their visit to Al Maghtas. EPA
  • The royals meet Jordan's King Abdullah II, centre, and Queen Rania. Photo: RHCJO Twitter
    The royals meet Jordan's King Abdullah II, centre, and Queen Rania. Photo: RHCJO Twitter
  • The Prince of Wales at the Al Husseiniya Palace in Amman. PA
    The Prince of Wales at the Al Husseiniya Palace in Amman. PA
  • The British royals visit Al Maghtas, the site where Christians believe Jesus was baptised by John the Baptist, on the Jordan River. AP
    The British royals visit Al Maghtas, the site where Christians believe Jesus was baptised by John the Baptist, on the Jordan River. AP
  • Prince Charles writes in a visitor book during his visit to Al Maghtas as the Duchess of Cornwall looks on. AFP
    Prince Charles writes in a visitor book during his visit to Al Maghtas as the Duchess of Cornwall looks on. AFP
  • The Duchess of Cornwall and Jordan's Queen Rania travel to their next engagement, in Amman. Reuters
    The Duchess of Cornwall and Jordan's Queen Rania travel to their next engagement, in Amman. Reuters
  • The trip comes as Jordan celebrates the centenary of its founding. Photo: @RHCJO via Twitter
    The trip comes as Jordan celebrates the centenary of its founding. Photo: @RHCJO via Twitter
  • Prince Charles with Camilla, King Abdullah and Queen Rania. Photo: @RHCJO via Twitter
    Prince Charles with Camilla, King Abdullah and Queen Rania. Photo: @RHCJO via Twitter
  • Prince Charles and Camilla are received by Prince Ghazi bin Muhammad, King Abdullah's cousin and adviser, at Queen Alia International Airport. Reuters
    Prince Charles and Camilla are received by Prince Ghazi bin Muhammad, King Abdullah's cousin and adviser, at Queen Alia International Airport. Reuters
  • Prince Charles is introduced to senior officials. Reuters
    Prince Charles is introduced to senior officials. Reuters
  • The British royals are in Jordan on a three-day trip. Reuters
    The British royals are in Jordan on a three-day trip. Reuters
  • The plane carrying Prince Charles and Camilla arrives at the international airport in Amman on Tuesday. Reuters
    The plane carrying Prince Charles and Camilla arrives at the international airport in Amman on Tuesday. Reuters

When his Middle East tour was announced, the Prince of Wales' deputy private secretary said that global warming would figure prominently.

“In this decisive decade for climate action, the next 12 months is therefore expected to see a significant co-operation between the UK and Egypt,” said Chris Fitzgerald.

“Indeed, both visits will have a major focus on addressing the climate crisis,” he said.

The Prince of Wales and Duchess of Cornwall arrived from Jordan, where they met environmental activists, fellow royals and visited the city of Gadara — a major Roman settlement in the Middle East — as well as the site on the Jordan River where Jesus is believed to have been baptised.

Prince Charles's visit to Egypt and Jordan went ahead despite concerns over the queen's health. But he said in Jordan that his mother was “all right”.

“Once you get to 95, it’s not quite as easy as it used to be. It’s bad enough at 73,” he quipped, in comments to Britain's Sky News in Gadara.

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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

UAE v Gibraltar

What: International friendly

When: 7pm kick off

Where: Rugby Park, Dubai Sports City

Admission: Free

Online: The match will be broadcast live on Dubai Exiles’ Facebook page

UAE squad: Lucas Waddington (Dubai Exiles), Gio Fourie (Exiles), Craig Nutt (Abu Dhabi Harlequins), Phil Brady (Harlequins), Daniel Perry (Dubai Hurricanes), Esekaia Dranibota (Harlequins), Matt Mills (Exiles), Jaen Botes (Exiles), Kristian Stinson (Exiles), Murray Reason (Abu Dhabi Saracens), Dave Knight (Hurricanes), Ross Samson (Jebel Ali Dragons), DuRandt Gerber (Exiles), Saki Naisau (Dragons), Andrew Powell (Hurricanes), Emosi Vacanau (Harlequins), Niko Volavola (Dragons), Matt Richards (Dragons), Luke Stevenson (Harlequins), Josh Ives (Dubai Sports City Eagles), Sean Stevens (Saracens), Thinus Steyn (Exiles)

The more serious side of specialty coffee

While the taste of beans and freshness of roast is paramount to the specialty coffee scene, so is sustainability and workers’ rights.

The bulk of genuine specialty coffee companies aim to improve on these elements in every stage of production via direct relationships with farmers. For instance, Mokha 1450 on Al Wasl Road strives to work predominantly with women-owned and -operated coffee organisations, including female farmers in the Sabree mountains of Yemen.

Because, as the boutique’s owner, Garfield Kerr, points out: “women represent over 90 per cent of the coffee value chain, but are woefully underrepresented in less than 10 per cent of ownership and management throughout the global coffee industry.”

One of the UAE’s largest suppliers of green (meaning not-yet-roasted) beans, Raw Coffee, is a founding member of the Partnership of Gender Equity, which aims to empower female coffee farmers and harvesters.

Also, globally, many companies have found the perfect way to recycle old coffee grounds: they create the perfect fertile soil in which to grow mushrooms. 

UAE’s revised Cricket World Cup League Two schedule

August, 2021: Host - United States; Teams - UAE, United States and Scotland

Between September and November, 2021 (dates TBC): Host - Namibia; Teams - Namibia, Oman, UAE

December, 2021: Host - UAE; Teams - UAE, Namibia, Oman

February, 2022: Hosts - Nepal; Teams - UAE, Nepal, PNG

June, 2022: Hosts - Scotland; Teams - UAE, United States, Scotland

September, 2022: Hosts - PNG; Teams - UAE, PNG, Nepal

February, 2023: Hosts - UAE; Teams - UAE, PNG, Nepal

THE SPECS

Engine: 2.0-litre 4-cylinder turbo

Power: 275hp at 6,600rpm

Torque: 353Nm from 1,450-4,700rpm

Transmission: 8-speed dual-clutch auto

Top speed: 250kph

Fuel consumption: 6.8L/100km

On sale: Now

Price: Dh146,999

PROFILE OF STARZPLAY

Date started: 2014

Founders: Maaz Sheikh, Danny Bates

Based: Dubai, UAE

Sector: Entertainment/Streaming Video On Demand

Number of employees: 125

Investors/Investment amount: $125 million. Major investors include Starz/Lionsgate, State Street, SEQ and Delta Partners

Results

5pm: Wadi Nagab – Maiden (PA) Dh80,000 (Turf) 1,200m; Winner: Al Falaq, Antonio Fresu (jockey), Ahmed Al Shemaili (trainer)

5.30pm: Wadi Sidr – Handicap (PA) Dh80,000 (T) 1,200m; Winner: AF Majalis, Tadhg O’Shea, Ernst Oertel

6pm: Wathba Stallions Cup – Handicap (PA) Dh70,000 (T) 2,200m; Winner: AF Fakhama, Fernando Jara, Mohamed Daggash

6.30pm: Wadi Shees – Handicap (PA) Dh80,000 (T) 2,200m; Winner: Mutaqadim, Antonio Fresu, Ibrahim Al Hadhrami

7pm: Arabian Triple Crown Round-1 – Listed (PA) Dh230,000 (T) 1,600m; Winner: Bahar Muscat, Antonio Fresu, Ibrahim Al Hadhrami

7.30pm: Wadi Tayyibah – Maiden (TB) Dh80,000 (T) 1,600m; Winner: Poster Paint, Patrick Cosgrave, Bhupat Seemar

UAE currency: the story behind the money in your pockets
TECH%20SPECS%3A%20APPLE%20IPHONE%2014%20PLUS
%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%206.1%22%20Super%20Retina%20XDR%20OLED%2C%202778%20x%201284%2C%20458ppi%2C%20HDR%2C%20True%20Tone%2C%20P3%2C%201200%20nits%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%20A15%20Bionic%2C%206-core%20CPU%2C%205-core%20GPU%2C%2016-core%20Neural%20Engine%C2%A0%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%206GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECapacity%3A%3C%2Fstrong%3E%20128%2F256%2F512GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPlatform%3A%3C%2Fstrong%3E%20iOS%2016%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%3A%3C%2Fstrong%3E%20Dual%2012MP%20main%20(f%2F1.5)%20%2B%2012MP%20ultra-wide%20(f%2F2.4)%3B%202x%20optical%2C%205x%20digital%3B%20Photonic%20Engine%2C%20Deep%20Fusion%2C%20Smart%20HDR%204%2C%20Portrait%20Lighting%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMain%20camera%20video%3A%3C%2Fstrong%3E%204K%20%40%2024%2F25%2F3060fps%2C%20full-HD%20%40%2025%2F30%2F60fps%2C%20HD%20%40%2030fps%3B%20HD%20slo-mo%20%40%20120%2F240fps%3B%20night%2C%20time%20lapse%2C%20cinematic%2C%20action%20modes%3B%20Dolby%20Vision%2C%204K%20HDR%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%3A%3C%2Fstrong%3E%2012MP%20TrueDepth%20(f%2F1.9)%2C%20Photonic%20Engine%2C%20Deep%20Fusion%2C%20Smart%20HDR%204%3B%20Animoji%2C%20Memoji%3B%20Portrait%20Lighting%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EFront%20camera%20video%3A%3C%2Fstrong%3E%204K%20%40%2024%2F25%2F3060fps%2C%20full-HD%20%40%2025%2F30%2F60fps%2C%20HD%20slo-mo%20%40%20120fps%3B%20night%2C%20time%20lapse%2C%20cinematic%2C%20action%20modes%3B%20Dolby%20Vision%2C%204K%20HDR%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%204323%20mAh%2C%20up%20to%2026h%20video%2C%2020h%20streaming%20video%2C%20100h%20audio%3B%20fast%20charge%20to%2050%25%20in%2030m%3B%20MagSafe%2C%20Qi%20wireless%20charging%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%20Wi-Fi%2C%20Bluetooth%205.3%2C%20NFC%20(Apple%20Pay)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBiometrics%3A%3C%2Fstrong%3E%20Face%20ID%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%20Lightning%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECards%3A%3C%2Fstrong%3E%20Dual%20eSIM%20%2F%20eSIM%20%2B%20SIM%20(US%20models%20use%20eSIMs%20only)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%20Blue%2C%20midnight%2C%20purple%2C%20starlight%2C%20Product%20Red%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIn%20the%20box%3A%3C%2Fstrong%3E%20iPhone%2014%2C%20USB-C-to-Lightning%20cable%2C%20one%20Apple%20sticker%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20Dh3%2C799%20%2F%20Dh4%2C199%20%2F%20Dh5%2C049%3C%2Fp%3E%0A
Kill%20
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Nikhil%20Nagesh%20Bhat%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3C%2Fstrong%3E%3A%20Lakshya%2C%20Tanya%20Maniktala%2C%20Ashish%20Vidyarthi%2C%20Harsh%20Chhaya%2C%20Raghav%20Juyal%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204.5%2F5%3Cbr%3E%3C%2Fp%3E%0A
How to avoid crypto fraud
  • Use unique usernames and passwords while enabling multi-factor authentication.
  • Use an offline private key, a physical device that requires manual activation, whenever you access your wallet.
  • Avoid suspicious social media ads promoting fraudulent schemes.
  • Only invest in crypto projects that you fully understand.
  • Critically assess whether a project’s promises or returns seem too good to be true.
  • Only use reputable platforms that have a track record of strong regulatory compliance.
  • Store funds in hardware wallets as opposed to online exchanges.
How to apply for a drone permit
  • Individuals must register on UAE Drone app or website using their UAE Pass
  • Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
  • Upload the training certificate from a centre accredited by the GCAA
  • Submit their request
What are the regulations?
  • Fly it within visual line of sight
  • Never over populated areas
  • Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
  • Users must avoid flying over restricted areas listed on the UAE Drone app
  • Only fly the drone during the day, and never at night
  • Should have a live feed of the drone flight
  • Drones must weigh 5 kg or less
WHAT%20MACRO%20FACTORS%20ARE%20IMPACTING%20META%20TECH%20MARKETS%3F
%3Cp%3E%E2%80%A2%20Looming%20global%20slowdown%20and%20recession%20in%20key%20economies%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Russia-Ukraine%20war%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Interest%20rate%20hikes%20and%20the%20rising%20cost%20of%20debt%20servicing%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Oil%20price%20volatility%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Persisting%20inflationary%20pressures%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Exchange%20rate%20fluctuations%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20Shortage%20of%20labour%2Fskills%3C%2Fp%3E%0A%3Cp%3E%E2%80%A2%20A%20resurgence%20of%20Covid%3F%3C%2Fp%3E%0A
Tips for job-seekers
  • Do not submit your application through the Easy Apply button on LinkedIn. Employers receive between 600 and 800 replies for each job advert on the platform. If you are the right fit for a job, connect to a relevant person in the company on LinkedIn and send them a direct message.
  • Make sure you are an exact fit for the job advertised. If you are an HR manager with five years’ experience in retail and the job requires a similar candidate with five years’ experience in consumer, you should apply. But if you have no experience in HR, do not apply for the job.

David Mackenzie, founder of recruitment agency Mackenzie Jones Middle East

Where can I submit a sample?

Volunteers can now submit DNA samples at a number of centres across Abu Dhabi. The programme is open to all ages.

Collection centres in Abu Dhabi include:

  • Abu Dhabi National Exhibition Centre (ADNEC)
  • Biogenix Labs in Masdar City
  • Al Towayya in Al Ain
  • NMC Royal Hospital in Khalifa City
  • Bareen International Hospital
  • NMC Specialty Hospital, Al Ain
  • NMC Royal Medical Centre - Abu Dhabi
  • NMC Royal Women’s Hospital.
UAE currency: the story behind the money in your pockets
Specs

Engine: 51.5kW electric motor

Range: 400km

Power: 134bhp

Torque: 175Nm

Price: From Dh98,800

Available: Now

MWTC

Tickets start from Dh100 for adults and are now on sale at www.ticketmaster.ae and Virgin Megastores across the UAE. Three-day and travel packages are also available at 20 per cent discount.

RESULT

Australia 3 (0) Honduras 1 (0)
Australia: Jedinak (53', 72' pen, 85' pen)
Honduras: Elis (90 4)

Tips for SMEs to cope
  • Adapt your business model. Make changes that are future-proof to the new normal
  • Make sure you have an online presence
  • Open communication with suppliers, especially if they are international. Look for local suppliers to avoid delivery delays
  • Open communication with customers to see how they are coping and be flexible about extending terms, etc
    Courtesy: Craig Moore, founder and CEO of Beehive, which provides term finance and working capital finance to SMEs. Only SMEs that have been trading for two years are eligible for funding from Beehive.
Who is Mohammed Al Halbousi?

The new speaker of Iraq’s parliament Mohammed Al Halbousi is the youngest person ever to serve in the role.

The 37-year-old was born in Al Garmah in Anbar and studied civil engineering in Baghdad before going into business. His development company Al Hadeed undertook reconstruction contracts rebuilding parts of Fallujah’s infrastructure.

He entered parliament in 2014 and served as a member of the human rights and finance committees until 2017. In August last year he was appointed governor of Anbar, a role in which he has struggled to secure funding to provide services in the war-damaged province and to secure the withdrawal of Shia militias. He relinquished the post when he was sworn in as a member of parliament on September 3.

He is a member of the Al Hal Sunni-based political party and the Sunni-led Coalition of Iraqi Forces, which is Iraq’s largest Sunni alliance with 37 seats from the May 12 election.

He maintains good relations with former Prime Minister Nouri Al Maliki’s State of Law Coaliton, Hadi Al Amiri’s Badr Organisation and Iranian officials.

Chef Nobu's advice for eating sushi

“One mistake people always make is adding extra wasabi. There is no need for this, because it should already be there between the rice and the fish.
“When eating nigiri, you must dip the fish – not the rice – in soy sauce, otherwise the rice will collapse. Also, don’t use too much soy sauce or it will make you thirsty. For sushi rolls, dip a little of the rice-covered roll lightly in soy sauce and eat in one bite.
“Chopsticks are acceptable, but really, I recommend using your fingers for sushi. Do use chopsticks for sashimi, though.
“The ginger should be eaten separately as a palette cleanser and used to clear the mouth when switching between different pieces of fish.”

Who's who in Yemen conflict

Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government

Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council

Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south

Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory

Company%20profile
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Meydan race card

6.30pm: Maiden; Dh165,000; (Dirt) 1,200m
7.05pm: Handicap; Dh170,000; (D) 1,200m​​​​​​​
7.40pm: Maiden; Dh165,000; (D) 1,900m​​​​​​​
8.15pm: Handicap; Dh185,000; (D) 2,000m​​​​​​​​​​​​​​
8.50pm: Handicap; Dh185,000; (D) 1,600m​​​​​​​
9.25pm: Handicap; Dh165,000; (D) 2,000m

Difference between fractional ownership and timeshare

Although similar in its appearance, the concept of a fractional title deed is unlike that of a timeshare, which usually involves multiple investors buying “time” in a property whereby the owner has the right to occupation for a specified period of time in any year, as opposed to the actual real estate, said John Peacock, Head of Indirect Tax and Conveyancing, BSA Ahmad Bin Hezeem & Associates, a law firm.

The specs

Engine: 1.4-litre 4-cylinder turbo

Power: 180hp at 5,500rpm

Torque: 250Nm at 3,00rpm

Transmission: 5-speed sequential auto

Price: From Dh139,995

On sale: now

 

 

While you're here
War and the virus

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

Honeymoonish
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Elie%20El%20Samaan%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3A%20%3C%2Fstrong%3ENour%20Al%20Ghandour%2C%20Mahmoud%20Boushahri%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%203%2F5%3C%2Fp%3E%0A
Farage on Muslim Brotherhood

Nigel Farage told Reform's annual conference that the party will proscribe the Muslim Brotherhood if he becomes Prime Minister.
"We will stop dangerous organisations with links to terrorism operating in our country," he said. "Quite why we've been so gutless about this – both Labour and Conservative – I don't know.
“All across the Middle East, countries have banned and proscribed the Muslim Brotherhood as a dangerous organisation. We will do the very same.”
It is 10 years since a ground-breaking report into the Muslim Brotherhood by Sir John Jenkins.
Among the former diplomat's findings was an assessment that “the use of extreme violence in the pursuit of the perfect Islamic society” has “never been institutionally disowned” by the movement.
The prime minister at the time, David Cameron, who commissioned the report, said membership or association with the Muslim Brotherhood was a "possible indicator of extremism" but it would not be banned.

UAE%20athletes%20heading%20to%20Paris%202024
%3Cp%3E%3Cstrong%3EEquestrian%3C%2Fstrong%3E%3Cbr%3EAbdullah%20Humaid%20Al%20Muhairi%2C%20Abdullah%20Al%20Marri%2C%20Omar%20Al%20Marzooqi%2C%20Salem%20Al%20Suwaidi%2C%20and%20Ali%20Al%20Karbi%20(four%20to%20be%20selected).%3Cbr%3E%3Cstrong%3EJudo%3C%2Fstrong%3E%3Cbr%3EMen%3A%20Narmandakh%20Bayanmunkh%20(66kg)%2C%20Nugzari%20Tatalashvili%20(81kg)%2C%20Aram%20Grigorian%20(90kg)%2C%20Dzhafar%20Kostoev%20(100kg)%2C%20Magomedomar%20Magomedomarov%20(%2B100kg)%3B%20women's%20Khorloodoi%20Bishrelt%20(52kg).%3Cbr%3E%3Cbr%3E%3Cstrong%3ECycling%3C%2Fstrong%3E%3Cbr%3ESafia%20Al%20Sayegh%20(women's%20road%20race).%3Cbr%3E%3Cbr%3E%3Cstrong%3ESwimming%3C%2Fstrong%3E%3Cbr%3EMen%3A%20Yousef%20Rashid%20Al%20Matroushi%20(100m%20freestyle)%3B%20women%3A%20Maha%20Abdullah%20Al%20Shehi%20(200m%20freestyle).%3Cbr%3E%3Cbr%3E%3Cstrong%3EAthletics%3C%2Fstrong%3E%3Cbr%3EMaryam%20Mohammed%20Al%20Farsi%20(women's%20100%20metres).%3C%2Fp%3E%0A
Hot%20Seat
%3Cp%3EDirector%3A%20James%20Cullen%20Bressack%3Cbr%3E%3Cbr%3EStars%3A%20Mel%20Gibson%2C%20Kevin%20Dillon%2C%20Shannen%20Doherty%2C%20Sam%20Asghari%3Cbr%3E%3Cbr%3ERating%3A%201%2F5%3C%2Fp%3E%0A

Globalization and its Discontents Revisited
Joseph E. Stiglitz
W. W. Norton & Company

Updated: November 18, 2021, 4:23 PM