In every crisis, there are those who suffer disproportionately and those who have the means to step up and provide financial support to others.
The worldwide Covid-19 outbreak is no different, but what sets it apart is its global scale, its widespread effect on countless businesses and entire sectors, and the need to mitigate health, economic and financial consequences all at once.
While governments are rolling out fiscal stimulus packages, central banks are taking monetary policy measures and retail banks are providing financial relief to customers, individuals and businesses can also play their part in their own communities.
It is not always easy to figure out the optimal way to provide support, though, given the importance of going through accredited charities and legal channels.
In the UAE, government-sanctioned organisations soliciting donations for Covid-19 relief funds include Ma’an – the Authority of Social Contribution in Abu Dhabi – and Dubai Cares. YallaGive, a Dubai-based crowdfunding platform, has collaborated with Emirates Red Crescent and plans on partnering with more charities in the near future.
As of Monday, there are more than 1.2 million confirmed Covid-19 cases worldwide and over 69,000 deaths, according to Johns Hopkins University, which is tracking the pandemic. More than 264,000 have recovered.
The UAE has 1,799 cases with 10 deaths and 144 recoveries. New travel restrictions were imposed in Dubai on Saturday with residents asked to stay at home unless they need to leave for food or medicine, as the sterilisation programme was extended to 24 hours a day for two weeks.
Globally, there is a need to address the health crisis itself, as well as the knock-on effects from the precautionary measures taken to contain the spread of the virus. In addition to immediate support in the form of medical supplies, long-term support is required to help individuals who have lost their jobs, small businesses struggling to survive and vulnerable communities who cannot cope with the fallout.
Here, we outline the ways you can help in the UAE.
Ma’an
Ma'an, the Authority of Social Contribution in Abu Dhabi, rolled out its 'Together We Are Good' programme on March 22. By March 27, it had raised more than Dh100 million.
We felt how much the residents are actually caring about being a part of this and we really appreciate that.
While the programme is not specifically targeted towards Covid-19 relief, the funds will be put towards providing medical and educational aid as well as food supplies.
"We can channel it to the right causes. When we say causes, it's not only coronavirus," Salama Al Ameemi, director general of Ma'an, tells The National.
“It could be unemployment, it could be medical supplies, it could be services that need to be provided to the community that are deemed necessary,” Ms Al Ameemi says.
Ma’an was established in February 2019 by the Department of Community Development in Abu Dhabi with the aim of bringing together the government, companies and individuals to foster a culture of social contribution. Its four main pillars include a social investment fund, a social incubator programme, community engagement programmes and social impact bonds.
“This is basically the first programme launched under the social investment fund,” Ms Al Ameemi says. “We noticed a lot of people coming out saying that they want to contribute, but they don’t know what channels are available and trusted by the government.”
Ms Al Ameemi says the organisation prefers to refer to donations as contributions, rather than “charity”, as “we’re moving very much away from charitable work to more of a philanthropic approach”.
Major individual contributors include Abdulkader Sankari, chairman of Sankari Investment Group and Paris Fashion Group, who, with his sons, donated Dh20m.
“As a gesture that recognises what the UAE has given me, my children and I are honoured to donate Dh20m towards the ‘Together We Are Good’ programme,” Mr Sankari said in a statement.
“The country has taken the necessary measures to keep us all safe and I would like to thank all the medical staff who are working around the clock to protect us from coronavirus that is widely spreading around the world,” he added.
Company donations include Dh25m from Abu Dhabi Islamic Bank and Dh3m from the Abu Dhabi National Insurance Company.
Aldar Properties employees pooled a Dh1m contribution. Last month, the Abu Dhabi real estate developer also signed an agreement with Ma’an to develop the first social impact bond in the GCC and said it will invest Dh2m in the project.
Ma’an has also received hundreds of calls and thousands of text messages, with people making financial or in-kind contributions, as well as offering to volunteer. Non-financial donations included hotel rooms, villas and apartments, cars, meals, industrial buildings, tents, farms and land space.
“We felt how much the residents are actually caring about being a part of this and we really appreciate that,” Ms Al Ameemi says.
How to donate:
Call the hotline on 8005-MAAN (6226) or send a WhatsApp message to +971-54-305-5366.
Make a transfer via First Abu Dhabi Bank using the IBAN number: AE100351011003988349032
Send an text message to 6670 (Dh50), 6678 (Dh100), 6683 (Dh500) or 6658 (Dh1,000).
Dubai Cares
Dubai Cares, part of Mohammed bin Rashid Al Maktoum Global Initiatives, is focusing on the education element of the crisis. More than 1.5 billion students in 165 countries – nearly 90 per cent of the world’s student population – are out of school due to school closures, according to Unesco.
Last month Dubai Cares joined Unesco’s Global Education Coalition to help countries find solutions for distance learning to minimise educational disruptions caused by the pandemic.
“At a time when 87 per cent of the world’s student population is affected by Covid-19 and as we witness large-scale school closures in order to stem the pandemic, finding alternative methods for children and youth to learn has become an urgent priority,” said Tariq Al Gurg, chief executive of Dubai Cares.
In a video “message of solidarity” on the Dubai Cares website, Mr Al Gurg states “some countries are privileged to have distance learning and some are not” as many countries “don’t have the financial capacity, nor the human capacity to adopt these e-learning models”.
Since its inception in 2007, Dubai Cares has launched education programmes reaching over 20 million beneficiaries in 59 developing countries. Its aim is to help achieve the United Nations Sustainable Development Goal of ensuring inclusive and equitable quality education and promoting lifelong learning opportunities for all by 2030.
How to donate: https://www.dubaicares.ae/supports-us/donate/
YallaGive
YallaGive, the first licensed online donation and crowdfunding platform in the Middle East, has collaborated with Emirates Red Crescent to launch a coronavirus relief campaign. The goal is to raise Dh500,000 “to help others during this difficult time”.
“Emirates Red Crescent will be utilising the funds to support the individuals who are affected by coronavirus and also provide medical supplies,” YallaGive founder Abdulla Al Nuaimi tells The National.
YallaGive is going through the approval process with two additional charities to set up campaigns on its dedicated coronavirus relief fund page, according to Mr Al Nuaimi.
The platform has had more than 100 campaigns since launching a year ago, supporting charities such as Gulf4Good and Al Jalila Foundation. During the bushfires in Australia, individual fund-raisers and corporations raised nearly Dh300,000 through the site to help those affected.
Mr Al Nuaimi says he expects many people to donate and fundraise for the Covid-19 relief campaigns on the site, as "everyone is affected" and "it shows that people really need to be united".
How to donate: https://yallagive.com//charitycampaign/coronavirus-relief
There are also many international charities addressing the Covid-19 crisis. Here are a few that are recommended.
GlobalGiving
GlobalGiving, which has a four-star rating from Charity Navigator, has a Coronavirus Relief Fund. It has raised more than $1.2m (Dh4.4m) towards a goal of $5m from over 6,900 donors. Donations will "help stop the virus's spread and give communities on the front lines of the crisis the resources they need to act quickly and protect the most vulnerable", according to the fund's page.
GlobalGiving sends regular email updates about how donations have been put to use. For example, in the early stages of the crisis it made emergency grants to non-profits working to respond to and contain the spread of Covid-19 in China, Italy, Iran, South Korea and the US.
How to donate: https://www.globalgiving.org/projects/coronavirus-relief-fund/
Penny Appeal Middle East
Penny Appeal Middle East, a non-governmental organisation with its headquarters in the UK, is distributing Covid-19 relief kits to vulnerable communities that include staple food items, sanitation products and toiletries. A $75 donation will provide a relief kit for a family of four. Donations can also be used to provide testing kits for $100 each.
For the Syria coronavirus response in particular, Penny Appeal has distributed more than 1,450 hygiene kits to displaced Syrians, but said on its website that “much more support is needed” for a country already ravaged by nine years of war.
How to donate: https://www.pennyappealme.org/covid19-relief
World Health Organisation
The World Health Organisation (WHO) and Unicef announced a partnership on Friday to work together through the Covid-19 Solidarity Response Fund. The fund, which stands at more than $127m, is powered by the United Nations Foundation and Swiss Philanthropy Foundation.
"Covid-19 is an unprecedented pandemic requiring extraordinary global solidarity to urgently respond," said Dr Tedros Adhanom Ghebreyesus, director general of WHO.
An initial portion of the fund will flow to Unicef for its work with vulnerable children and communities all over the world. Donations will be used to train and equip communities and healthcare workers to prevent, detect and treat Covid-19. It will help countries expand their healthcare capacity and mitigate the social impact of the virus. Finally, the fund will be used to accelerate research and development of treatments and vaccines.
How to donate: https://covid19responsefund.org
What are the GCSE grade equivalents?
- Grade 9 = above an A*
- Grade 8 = between grades A* and A
- Grade 7 = grade A
- Grade 6 = just above a grade B
- Grade 5 = between grades B and C
- Grade 4 = grade C
- Grade 3 = between grades D and E
- Grade 2 = between grades E and F
- Grade 1 = between grades F and G
if you go
The flights
Emirates have direct flights from Dubai to Glasgow from Dh3,115. Alternatively, if you want to see a bit of Edinburgh first, then you can fly there direct with Etihad from Abu Dhabi.
The hotel
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Located in the heart of Mackintosh's Glasgow, the Dakota Deluxe is perhaps the most refined hotel anywhere in the city. Doubles from Dh850
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Events and tours
There are various Mackintosh specific events throughout 2018 – for more details and to see a map of his surviving designs see glasgowmackintosh.com
For walking tours focussing on the Glasgow Style, see the website of the Glasgow School of Art.
More information
For ideas on planning a trip to Scotland, visit www.visitscotland.com
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2025 Fifa Club World Cup groups
Group A: Palmeiras, Porto, Al Ahly, Inter Miami.
Group B: Paris Saint-Germain, Atletico Madrid, Botafogo, Seattle.
Group C: Bayern Munich, Auckland City, Boca Juniors, Benfica.
Group D: Flamengo, ES Tunis, Chelsea, Leon.
Group E: River Plate, Urawa, Monterrey, Inter Milan.
Group F: Fluminense, Borussia Dortmund, Ulsan, Mamelodi Sundowns.
Group G: Manchester City, Wydad, Al Ain, Juventus.
Group H: Real Madrid, Al Hilal, Pachuca, Salzburg.
Profile
Company: Justmop.com
Date started: December 2015
Founders: Kerem Kuyucu and Cagatay Ozcan
Sector: Technology and home services
Based: Jumeirah Lake Towers, Dubai
Size: 55 employees and 100,000 cleaning requests a month
Funding: The company’s investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups.
Biog:
Age: 34
Favourite superhero: Batman
Favourite sport: anything extreme
Favourite person: Muhammad Ali
How to report a beggar
Abu Dhabi – Call 999 or 8002626 (Aman Service)
Dubai – Call 800243
Sharjah – Call 065632222
Ras Al Khaimah - Call 072053372
Ajman – Call 067401616
Umm Al Quwain – Call 999
Fujairah - Call 092051100 or 092224411
The story of Edge
Sheikh Mohamed bin Zayed, Crown Prince of Abu Dhabi and Deputy Supreme Commander of the Armed Forces, established Edge in 2019.
It brought together 25 state-owned and independent companies specialising in weapons systems, cyber protection and electronic warfare.
Edge has an annual revenue of $5 billion and employs more than 12,000 people.
Some of the companies include Nimr, a maker of armoured vehicles, Caracal, which manufactures guns and ammunitions company, Lahab
RESULTS
6pm: Al Maktoum Challenge Round-2 – Group 1 (PA) $55,000 (Dirt) 1,900m
Winner: Rajeh, Antonio Fresu (jockey), Musabah Al Muhairi (trainer)
6.35pm: Oud Metha Stakes – Rated Conditions (TB) $60,000 (D) 1,200m
Winner: Get Back Goldie, William Buick, Doug O’Neill
7.10pm: Jumeirah Classic – Listed (TB) $150,000 (Turf) 1,600m
Winner: Sovereign Prince, James Doyle, Charlie Appleby
7.45pm: Firebreak Stakes – Group 3 (TB) $150,000 (D) 1,600m
Winner: Hypothetical, Mickael Barzalona, Salem bin Ghadayer
8.20pm: Al Maktoum Challenge Round-2 – Group 2 (TB) $350,000 (D) 1,900m
Winner: Hot Rod Charlie, William Buick, Doug O’Neill
8.55pm: Al Bastakiya Trial – Conditions (TB) $60,000 (D) 1,900m
Winner: Withering, Adrie de Vries, Fawzi Nass
9.30pm: Balanchine – Group 2 (TB) $180,000 (T) 1,800m
Winner: Creative Flair, William Buick, Charlie Appleby
Results
2.30pm: Park Avenue – Conditions (PA) Dh80,000 (Dirt) 2,000m; Winner: Rb Seqondtonone, Abdul Aziz Al Balushi (jockey), Helal Al Alawi (trainer)
3.05pm: Al Furjan – Maiden (TB) Dh82,500 (Turf) 1,200m; Winner: Bosphorus, Dane O’Neill, Bhupat Seemar
3.40pm: Mina – Rated Condition (TB) Dh105,000 (D) 1,600m; Winner: Royal Mews, Tadhg O’Shea, Bhupat Seemar
4.15pm: Aliyah – Handicap (TB) Dh87,500 (T) 1,900m; Winner: Ursa Minor, Ray Dawson, Ahmad bin Harmash
4.50pm: Riviera Beach – Rated Conditions (TB) Dh95,000 (D) 2,200m; Winner: Woodditton, Saif Al Balushi, Ahmad bin Harmash
5.25pm: Riviera – Handicap (TB) Dh2,000 (T) 2,000m; Winner: Al Madhar, Antonio Fresu, Musabah Al Muhairi
6pm: Creek Views – Handicap (TB) Dh95,000 (T) 1,400m; Winner: Al Salt, Dane O’Neill, Erwan Charpy
The specs
Engine: 6.2-litre supercharged V8
Power: 712hp at 6,100rpm
Torque: 881Nm at 4,800rpm
Transmission: 8-speed auto
Fuel consumption: 19.6 l/100km
Price: Dh380,000
On sale: now
Infiniti QX80 specs
Engine: twin-turbocharged 3.5-liter V6
Power: 450hp
Torque: 700Nm
Price: From Dh450,000, Autograph model from Dh510,000
Available: Now
Results
Catchweight 60kg: Mohammed Al Katheeri (UAE) beat Mostafa El Hamy (EGY) TKO round 3
Light Heavyweight: Ibrahim El Sawi (EGY) no contest Kevin Oumar (COM) Unintentional knee by Oumer
Catchweight 73kg: Yazid Chouchane (ALG) beat Ahmad Al Boussairy (KUW) Unanimous decision
Featherweight: Faris Khaleel Asha (JOR) beat Yousef Al Housani (UAE) TKO in round 2 through foot injury
Welterweight: Omar Hussein (JOR) beat Yassin Najid (MAR); Split decision
Middleweight: Yousri Belgaroui (TUN) beat Sallah Eddine Dekhissi (MAR); Round-1 TKO
Lightweight: Abdullah Mohammed Ali Musalim (UAE) beat Medhat Hussein (EGY); Triangle choke submission
Welterweight: Abdulla Al Bousheiri (KUW) beat Sofiane Oudina (ALG); Triangle choke Round-1
Lightweight: Mohammad Yahya (UAE) beat Saleem Al Bakri (JOR); Unanimous decision
Bantamweight: Ali Taleb (IRQ) beat Nawras Abzakh (JOR); TKO round-2
Catchweight 63kg: Rany Saadeh (PAL) beat Abdel Ali Hariri (MAR); Unanimous decision
Who's who in Yemen conflict
Houthis: Iran-backed rebels who occupy Sanaa and run unrecognised government
Yemeni government: Exiled government in Aden led by eight-member Presidential Leadership Council
Southern Transitional Council: Faction in Yemeni government that seeks autonomy for the south
Habrish 'rebels': Tribal-backed forces feuding with STC over control of oil in government territory
Desert Warrior
Starring: Anthony Mackie, Aiysha Hart, Ben Kingsley
Director: Rupert Wyatt
Rating: 3/5
Landfill in numbers
• Landfill gas is composed of 50 per cent methane
• Methane is 28 times more harmful than Co2 in terms of global warming
• 11 million total tonnes of waste are being generated annually in Abu Dhabi
• 18,000 tonnes per year of hazardous and medical waste is produced in Abu Dhabi emirate per year
• 20,000 litres of cooking oil produced in Abu Dhabi’s cafeterias and restaurants every day is thrown away
• 50 per cent of Abu Dhabi’s waste is from construction and demolition
RESULTS
Tottenham 1
Jan Vertonghen 13'
Norwich 1
Josip Drmic 78'
2-3 on penalties
MATCH INFO
Fixture: Thailand v UAE, Tuesday, 4pm (UAE)
TV: Abu Dhabi Sports
Global Fungi Facts
• Scientists estimate there could be as many as 3 million fungal species globally
• Only about 160,000 have been officially described leaving around 90% undiscovered
• Fungi account for roughly 90% of Earth's unknown biodiversity
• Forest fungi help tackle climate change, absorbing up to 36% of global fossil fuel emissions annually and storing around 5 billion tonnes of carbon in the planet's topsoil
Tips for newlyweds to better manage finances
All couples are unique and have to create a financial blueprint that is most suitable for their relationship, says Vijay Valecha, chief investment officer at Century Financial. He offers his top five tips for couples to better manage their finances.
Discuss your assets and debts: When married, it’s important to understand each other’s personal financial situation. It’s necessary to know upfront what each party brings to the table, as debts and assets affect spending habits and joint loan qualifications. Discussing all aspects of their finances as a couple prevents anyone from being blindsided later.
Decide on the financial/saving goals: Spouses should independently list their top goals and share their lists with one another to shape a joint plan. Writing down clear goals will help them determine how much to save each month, how much to put aside for short-term goals, and how they will reach their long-term financial goals.
Set a budget: A budget can keep the couple be mindful of their income and expenses. With a monthly budget, couples will know exactly how much they can spend in a category each month, how much they have to work with and what spending areas need to be evaluated.
Decide who manages what: When it comes to handling finances, it’s a good idea to decide who manages what. For example, one person might take on the day-to-day bills, while the other tackles long-term investments and retirement plans.
Money date nights: Talking about money should be a healthy, ongoing conversation and couples should not wait for something to go wrong. They should set time aside every month to talk about future financial decisions and see the progress they’ve made together towards accomplishing their goals.
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
The Brutalist
Director: Brady Corbet
Stars: Adrien Brody, Felicity Jones, Guy Pearce, Joe Alwyn
Rating: 3.5/5
The%20specs%3A%202024%20Mercedes%20E200
%3Cp%3E%3Cstrong%3EEngine%3A%20%3C%2Fstrong%3E2.0-litre%20four-cyl%20turbo%20%2B%20mild%20hybrid%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E204hp%20at%205%2C800rpm%20%2B23hp%20hybrid%20boost%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E320Nm%20at%201%2C800rpm%20%2B205Nm%20hybrid%20boost%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3E9-speed%20auto%0D%3Cbr%3E%3Cstrong%3EFuel%20consumption%3A%20%3C%2Fstrong%3E7.3L%2F100km%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3ENovember%2FDecember%0D%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EFrom%20Dh205%2C000%20(estimate)%3C%2Fp%3E%0A
Brief scores:
Newcastle United 1
Perez 23'
Wolverhampton Rovers 2
Jota 17', Doherty 90' 4
Red cards: Yedlin 57'
Man of the Match: Diogo Jota (Wolves)
Monster
Directed by: Anthony Mandler
Starring: Kelvin Harrison Jr., John David Washington
3/5
Uefa Nations League: How it works
The Uefa Nations League, introduced last year, has reached its final stage, to be played over five days in northern Portugal. The format of its closing tournament is compact, spread over two semi-finals, with the first, Portugal versus Switzerland in Porto on Wednesday evening, and the second, England against the Netherlands, in Guimaraes, on Thursday.
The winners of each semi will then meet at Porto’s Dragao stadium on Sunday, with the losing semi-finalists contesting a third-place play-off in Guimaraes earlier that day.
Qualifying for the final stage was via League A of the inaugural Nations League, in which the top 12 European countries according to Uefa's co-efficient seeding system were divided into four groups, the teams playing each other twice between September and November. Portugal, who finished above Italy and Poland, successfully bid to host the finals.
Company%20Profile
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