In every crisis, there are those who suffer disproportionately and those who have the means to step up and provide financial support to others.
The worldwide Covid-19 outbreak is no different, but what sets it apart is its global scale, its widespread effect on countless businesses and entire sectors, and the need to mitigate health, economic and financial consequences all at once.
While governments are rolling out fiscal stimulus packages, central banks are taking monetary policy measures and retail banks are providing financial relief to customers, individuals and businesses can also play their part in their own communities.
It is not always easy to figure out the optimal way to provide support, though, given the importance of going through accredited charities and legal channels.
In the UAE, government-sanctioned organisations soliciting donations for Covid-19 relief funds include Ma’an – the Authority of Social Contribution in Abu Dhabi – and Dubai Cares. YallaGive, a Dubai-based crowdfunding platform, has collaborated with Emirates Red Crescent and plans on partnering with more charities in the near future.
As of Monday, there are more than 1.2 million confirmed Covid-19 cases worldwide and over 69,000 deaths, according to Johns Hopkins University, which is tracking the pandemic. More than 264,000 have recovered.
The UAE has 1,799 cases with 10 deaths and 144 recoveries. New travel restrictions were imposed in Dubai on Saturday with residents asked to stay at home unless they need to leave for food or medicine, as the sterilisation programme was extended to 24 hours a day for two weeks.
Globally, there is a need to address the health crisis itself, as well as the knock-on effects from the precautionary measures taken to contain the spread of the virus. In addition to immediate support in the form of medical supplies, long-term support is required to help individuals who have lost their jobs, small businesses struggling to survive and vulnerable communities who cannot cope with the fallout.
Here, we outline the ways you can help in the UAE.
Ma’an
Ma'an, the Authority of Social Contribution in Abu Dhabi, rolled out its 'Together We Are Good' programme on March 22. By March 27, it had raised more than Dh100 million.
We felt how much the residents are actually caring about being a part of this and we really appreciate that.
While the programme is not specifically targeted towards Covid-19 relief, the funds will be put towards providing medical and educational aid as well as food supplies.
"We can channel it to the right causes. When we say causes, it's not only coronavirus," Salama Al Ameemi, director general of Ma'an, tells The National.
“It could be unemployment, it could be medical supplies, it could be services that need to be provided to the community that are deemed necessary,” Ms Al Ameemi says.
Ma’an was established in February 2019 by the Department of Community Development in Abu Dhabi with the aim of bringing together the government, companies and individuals to foster a culture of social contribution. Its four main pillars include a social investment fund, a social incubator programme, community engagement programmes and social impact bonds.
“This is basically the first programme launched under the social investment fund,” Ms Al Ameemi says. “We noticed a lot of people coming out saying that they want to contribute, but they don’t know what channels are available and trusted by the government.”
Ms Al Ameemi says the organisation prefers to refer to donations as contributions, rather than “charity”, as “we’re moving very much away from charitable work to more of a philanthropic approach”.
Major individual contributors include Abdulkader Sankari, chairman of Sankari Investment Group and Paris Fashion Group, who, with his sons, donated Dh20m.
“As a gesture that recognises what the UAE has given me, my children and I are honoured to donate Dh20m towards the ‘Together We Are Good’ programme,” Mr Sankari said in a statement.
“The country has taken the necessary measures to keep us all safe and I would like to thank all the medical staff who are working around the clock to protect us from coronavirus that is widely spreading around the world,” he added.
Company donations include Dh25m from Abu Dhabi Islamic Bank and Dh3m from the Abu Dhabi National Insurance Company.
Aldar Properties employees pooled a Dh1m contribution. Last month, the Abu Dhabi real estate developer also signed an agreement with Ma’an to develop the first social impact bond in the GCC and said it will invest Dh2m in the project.
Ma’an has also received hundreds of calls and thousands of text messages, with people making financial or in-kind contributions, as well as offering to volunteer. Non-financial donations included hotel rooms, villas and apartments, cars, meals, industrial buildings, tents, farms and land space.
“We felt how much the residents are actually caring about being a part of this and we really appreciate that,” Ms Al Ameemi says.
How to donate:
Call the hotline on 8005-MAAN (6226) or send a WhatsApp message to +971-54-305-5366.
Make a transfer via First Abu Dhabi Bank using the IBAN number: AE100351011003988349032
Send an text message to 6670 (Dh50), 6678 (Dh100), 6683 (Dh500) or 6658 (Dh1,000).
Dubai Cares
Dubai Cares, part of Mohammed bin Rashid Al Maktoum Global Initiatives, is focusing on the education element of the crisis. More than 1.5 billion students in 165 countries – nearly 90 per cent of the world’s student population – are out of school due to school closures, according to Unesco.
Last month Dubai Cares joined Unesco’s Global Education Coalition to help countries find solutions for distance learning to minimise educational disruptions caused by the pandemic.
“At a time when 87 per cent of the world’s student population is affected by Covid-19 and as we witness large-scale school closures in order to stem the pandemic, finding alternative methods for children and youth to learn has become an urgent priority,” said Tariq Al Gurg, chief executive of Dubai Cares.
In a video “message of solidarity” on the Dubai Cares website, Mr Al Gurg states “some countries are privileged to have distance learning and some are not” as many countries “don’t have the financial capacity, nor the human capacity to adopt these e-learning models”.
Since its inception in 2007, Dubai Cares has launched education programmes reaching over 20 million beneficiaries in 59 developing countries. Its aim is to help achieve the United Nations Sustainable Development Goal of ensuring inclusive and equitable quality education and promoting lifelong learning opportunities for all by 2030.
How to donate: https://www.dubaicares.ae/supports-us/donate/
YallaGive
YallaGive, the first licensed online donation and crowdfunding platform in the Middle East, has collaborated with Emirates Red Crescent to launch a coronavirus relief campaign. The goal is to raise Dh500,000 “to help others during this difficult time”.
“Emirates Red Crescent will be utilising the funds to support the individuals who are affected by coronavirus and also provide medical supplies,” YallaGive founder Abdulla Al Nuaimi tells The National.
YallaGive is going through the approval process with two additional charities to set up campaigns on its dedicated coronavirus relief fund page, according to Mr Al Nuaimi.
The platform has had more than 100 campaigns since launching a year ago, supporting charities such as Gulf4Good and Al Jalila Foundation. During the bushfires in Australia, individual fund-raisers and corporations raised nearly Dh300,000 through the site to help those affected.
Mr Al Nuaimi says he expects many people to donate and fundraise for the Covid-19 relief campaigns on the site, as "everyone is affected" and "it shows that people really need to be united".
How to donate: https://yallagive.com//charitycampaign/coronavirus-relief
There are also many international charities addressing the Covid-19 crisis. Here are a few that are recommended.
GlobalGiving
GlobalGiving, which has a four-star rating from Charity Navigator, has a Coronavirus Relief Fund. It has raised more than $1.2m (Dh4.4m) towards a goal of $5m from over 6,900 donors. Donations will "help stop the virus's spread and give communities on the front lines of the crisis the resources they need to act quickly and protect the most vulnerable", according to the fund's page.
GlobalGiving sends regular email updates about how donations have been put to use. For example, in the early stages of the crisis it made emergency grants to non-profits working to respond to and contain the spread of Covid-19 in China, Italy, Iran, South Korea and the US.
How to donate: https://www.globalgiving.org/projects/coronavirus-relief-fund/
Penny Appeal Middle East
Penny Appeal Middle East, a non-governmental organisation with its headquarters in the UK, is distributing Covid-19 relief kits to vulnerable communities that include staple food items, sanitation products and toiletries. A $75 donation will provide a relief kit for a family of four. Donations can also be used to provide testing kits for $100 each.
For the Syria coronavirus response in particular, Penny Appeal has distributed more than 1,450 hygiene kits to displaced Syrians, but said on its website that “much more support is needed” for a country already ravaged by nine years of war.
How to donate: https://www.pennyappealme.org/covid19-relief
World Health Organisation
The World Health Organisation (WHO) and Unicef announced a partnership on Friday to work together through the Covid-19 Solidarity Response Fund. The fund, which stands at more than $127m, is powered by the United Nations Foundation and Swiss Philanthropy Foundation.
"Covid-19 is an unprecedented pandemic requiring extraordinary global solidarity to urgently respond," said Dr Tedros Adhanom Ghebreyesus, director general of WHO.
An initial portion of the fund will flow to Unicef for its work with vulnerable children and communities all over the world. Donations will be used to train and equip communities and healthcare workers to prevent, detect and treat Covid-19. It will help countries expand their healthcare capacity and mitigate the social impact of the virus. Finally, the fund will be used to accelerate research and development of treatments and vaccines.
How to donate: https://covid19responsefund.org
Name: Peter Dicce
Title: Assistant dean of students and director of athletics
Favourite sport: soccer
Favourite team: Bayern Munich
Favourite player: Franz Beckenbauer
Favourite activity in Abu Dhabi: scuba diving in the Northern Emirates
Living in...
This article is part of a guide on where to live in the UAE. Our reporters will profile some of the country’s most desirable districts, provide an estimate of rental prices and introduce you to some of the residents who call each area home.
Our Time Has Come
Alyssa Ayres, Oxford University Press
RIVER%20SPIRIT
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MWTC info
Tickets to the MWTC range from Dh100 and can be purchased from www.ticketmaster.ae or by calling 800 86 823 from within the UAE or 971 4 366 2289 from outside the country and all Virgin Megastores. Fans looking to attend all three days of the MWTC can avail of a special 20 percent discount on ticket prices.
My Cat Yugoslavia by Pajtim Statovci
Pushkin Press
Key findings of Jenkins report
- Founder of the Muslim Brotherhood, Hassan al Banna, "accepted the political utility of violence"
- Views of key Muslim Brotherhood ideologue, Sayyid Qutb, have “consistently been understood” as permitting “the use of extreme violence in the pursuit of the perfect Islamic society” and “never been institutionally disowned” by the movement.
- Muslim Brotherhood at all levels has repeatedly defended Hamas attacks against Israel, including the use of suicide bombers and the killing of civilians.
- Laying out the report in the House of Commons, David Cameron told MPs: "The main findings of the review support the conclusion that membership of, association with, or influence by the Muslim Brotherhood should be considered as a possible indicator of extremism."
The winners
Fiction
- ‘Amreekiya’ by Lena Mahmoud
- ‘As Good As True’ by Cheryl Reid
The Evelyn Shakir Non-Fiction Award
- ‘Syrian and Lebanese Patricios in Sao Paulo’ by Oswaldo Truzzi; translated by Ramon J Stern
- ‘The Sound of Listening’ by Philip Metres
The George Ellenbogen Poetry Award
- ‘Footnotes in the Order of Disappearance’ by Fady Joudah
Children/Young Adult
- ‘I’ve Loved You Since Forever’ by Hoda Kotb
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Dhadak 2
Director: Shazia Iqbal
Starring: Siddhant Chaturvedi, Triptii Dimri
Rating: 1/5
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The National Archives, Abu Dhabi
Founded over 50 years ago, the National Archives collects valuable historical material relating to the UAE, and is the oldest and richest archive relating to the Arabian Gulf.
Much of the material can be viewed on line at the Arabian Gulf Digital Archive - https://www.agda.ae/en
Married Malala
Malala Yousafzai is enjoying married life, her father said.
The 24-year-old married Pakistan cricket executive Asser Malik last year in a small ceremony in the UK.
Ziauddin Yousafzai told The National his daughter was ‘very happy’ with her husband.
Hamilton’s 2017
Australia - 2nd; China - 1st; Bahrain - 2nd; Russia - 4th; Spain - 1st; Monaco - 7th; Canada - 1st; Azerbaijan - 5th; Austria - 4th; Britain - 1st; Hungary - 4th; Belgium - 1st; Italy - 1st; Singapore - 1st; Malaysia - 2nd; Japan - 1st; United States - 1st; Mexico - 9th
Results
Catchweight 60kg: Mohammed Al Katheeri (UAE) beat Mostafa El Hamy (EGY) TKO round 3
Light Heavyweight: Ibrahim El Sawi (EGY) no contest Kevin Oumar (COM) Unintentional knee by Oumer
Catchweight 73kg: Yazid Chouchane (ALG) beat Ahmad Al Boussairy (KUW) Unanimous decision
Featherweight: Faris Khaleel Asha (JOR) beat Yousef Al Housani (UAE) TKO in round 2 through foot injury
Welterweight: Omar Hussein (JOR) beat Yassin Najid (MAR); Split decision
Middleweight: Yousri Belgaroui (TUN) beat Sallah Eddine Dekhissi (MAR); Round-1 TKO
Lightweight: Abdullah Mohammed Ali Musalim (UAE) beat Medhat Hussein (EGY); Triangle choke submission
Welterweight: Abdulla Al Bousheiri (KUW) beat Sofiane Oudina (ALG); Triangle choke Round-1
Lightweight: Mohammad Yahya (UAE) beat Saleem Al Bakri (JOR); Unanimous decision
Bantamweight: Ali Taleb (IRQ) beat Nawras Abzakh (JOR); TKO round-2
Catchweight 63kg: Rany Saadeh (PAL) beat Abdel Ali Hariri (MAR); Unanimous decision
Dhadak
Director: Shashank Khaitan
Starring: Janhvi Kapoor, Ishaan Khattar, Ashutosh Rana
Stars: 3
Dubai Bling season three
Cast: Loujain Adada, Zeina Khoury, Farhana Bodi, Ebraheem Al Samadi, Mona Kattan, and couples Safa & Fahad Siddiqui and DJ Bliss & Danya Mohammed
Rating: 1/5
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Key facilities
- Olympic-size swimming pool with a split bulkhead for multi-use configurations, including water polo and 50m/25m training lanes
- Premier League-standard football pitch
- 400m Olympic running track
- NBA-spec basketball court with auditorium
- 600-seat auditorium
- Spaces for historical and cultural exploration
- An elevated football field that doubles as a helipad
- Specialist robotics and science laboratories
- AR and VR-enabled learning centres
- Disruption Lab and Research Centre for developing entrepreneurial skills
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Fringe@Four Line-up
October 1 - Phil Nichol (stand-up comedy)
October 29 - Mandy Knight (stand-up comedy)
November 5 - Sinatra Raw (Fringe theatre)
November 8 - Imah Dumagay & Sundeep Fernandes (stand-up comedy)
November 13 - Gordon Southern (stand-up comedy)
November 22 - In Loyal Company (Fringe theatre)
November 29 - Peter Searles (comedy / theatre)
December 5 - Sinatra’s Christmas Under The Stars (music / dinner show)
The schedule
December 5 - 23: Shooting competition, Al Dhafra Shooting Club
December 9 - 24: Handicrafts competition, from 4pm until 10pm, Heritage Souq
December 11 - 20: Dates competition, from 4pm
December 12 - 20: Sour milk competition
December 13: Falcon beauty competition
December 14 and 20: Saluki races
December 15: Arabian horse races, from 4pm
December 16 - 19: Falconry competition
December 18: Camel milk competition, from 7.30 - 9.30 am
December 20 and 21: Sheep beauty competition, from 10am
December 22: The best herd of 30 camels
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If you go
Where to stay: Courtyard by Marriott Titusville Kennedy Space Centre has unparalleled views of the Indian River. Alligators can be spotted from hotel room balconies, as can several rocket launch sites. The hotel also boasts cool space-themed decor.
When to go: Florida is best experienced during the winter months, from November to May, before the humidity kicks in.
How to get there: Emirates currently flies from Dubai to Orlando five times a week.
The alternatives
• Founded in 2014, Telr is a payment aggregator and gateway with an office in Silicon Oasis. It’s e-commerce entry plan costs Dh349 monthly (plus VAT). QR codes direct customers to an online payment page and merchants can generate payments through messaging apps.
• Business Bay’s Pallapay claims 40,000-plus active merchants who can invoice customers and receive payment by card. Fees range from 1.99 per cent plus Dh1 per transaction depending on payment method and location, such as online or via UAE mobile.
• Tap started in May 2013 in Kuwait, allowing Middle East businesses to bill, accept, receive and make payments online “easier, faster and smoother” via goSell and goCollect. It supports more than 10,000 merchants. Monthly fees range from US$65-100, plus card charges of 2.75-3.75 per cent and Dh1.2 per sale.
• 2checkout’s “all-in-one payment gateway and merchant account” accepts payments in 200-plus markets for 2.4-3.9 per cent, plus a Dh1.2-Dh1.8 currency conversion charge. The US provider processes online shop and mobile transactions and has 17,000-plus active digital commerce users.
• PayPal is probably the best-known online goods payment method - usually used for eBay purchases - but can be used to receive funds, providing everyone’s signed up. Costs from 2.9 per cent plus Dh1.2 per transaction.
Voices: How A Great Singer Can Change Your Life
Nick Coleman
Jonathan Cape
Venom
Director: Ruben Fleischer
Cast: Tom Hardy, Michelle Williams, Riz Ahmed
Rating: 1.5/5