Vincent Kazibwe, a Ugandan national, started his career at the age of 19 as a cleaner with a labour company in Dubai.
“I left school in 11th grade and moved to Dubai from Uganda in 2016, when I was 19. The work was gruelling – 12-hour shifts with only one day off each month. However, I was determined to improve my situation,” he says.
The 27-year-old focused on upskilling himself, worked his way up the ladder, and now works as the marketing head at Luxbridge International Realty in Dubai. Also an entrepreneur, he runs a digital marketing agency in Uganda.
“I did a certification in hospitality management and used that to move from my job as a cleaner to Al Habtoor Group, where I worked as a receptionist at their tennis academy," he says.
“Currently, I am saving funds from both my job and company revenue to expand my company’s reach within Uganda and internationally, including plans to enter the Malaysian market.”
Mr Kazibwe rents a studio apartment in Dubai Marina and supports his family, that includes his mother and five siblings.
What was your first job and salary?
My first job was a cleaner in a labour company and my salary was Dh800 ($217.8). I worked there from 2016 to 2017.
Later, I moved to Al Habtoor Group as a cleaner for Dh1,000 a month, but used my credentials to get promoted to a receptionist in the company, with a monthly salary of Dh1,800.
By mid-2019, I began exploring digital marketing, taking multiple courses online. The onset of the pandemic accelerated my transition into this field, as I started taking on freelance projects through Fiverr and Upwork, which helped me survive financially and build my career in performance marketing.
I got my first job in digital marketing with a company called Voltro, which is part of venture studio Falkenherz Group, for a salary of Dh4,500 in 2021. Later that year, I was hired by an Indian company called FlexifyMe as a full-time digital marketing manager on a salary of Dh7,000. I worked there until 2022.
In 2022, I founded my own marketing agency, Marketyme Digital, in Uganda. It took about a year to break even. I started the business with personal savings, without any bank loans. In 2023, I joined FLC Group in Dubai on a salary of Dh7,500 per month [before moving to Luxbridge International Realty this year].
Tell us about your current role. What is your salary now?
I joined Luxbridge International Realty in Dubai on a monthly salary of Dh12,000 for the first three months. This later increased to Dh15,000. I work as the marketing head.
I currently earn up to Dh24,000 per month, with most of that coming from my full-time role at Luxbridge.
My company [in Uganda] generates more than Dh16,000 worth of revenue each month. I have expenses worth Dh5,500 and the rest of the money is my dividends. That adds to my income, which is cumulatively worth up to Dh24,000 a month.
I started from earning Dh800 to Dh24,000 in just seven years – a 2,900 per cent increase.
Do you have considerable savings?
I don’t manage to save because I take care of my family’s expenses in Uganda.
I also put most of the money that I generate back into my company ... to expand my business. We have opened additional offices, hired more staff and are about to add below-the-line marketing as a service, too.
For example, I had some money left after all expenses last month. I bought an uninterruptible power supply worth Dh6,500 from China.
In Uganda, there are power blackouts. As a digital company, this affects the delivery of our work.
What asset classes do you invest in?
I invested in cryptocurrency exchange Binance last year, but it didn't work out. I lost around $3,000 in four months.
So, I decided to focus on investing in my company.
Have you purchased property?
Not yet, but I plan to buy a house in Ajman because it’s cheaper than Dubai. In my home country, I have taken out a seven-year mortgage for a three-bedroom apartment worth about Dh260,000 for my mother.
Do you have any debt?
I have one credit card, which I pay off in full every month. I don't use more than 30 per cent of my credit card limit. My monthly bill comes up to Dh1,400.
I don't have a car loan. I bought a car worth Dh25,000 and paid for it with cash.
Have you ever inherited a sum of money?
No. We don't have any generational wealth. My father’s parents were migrants in Uganda after escaping the genocide in Rwanda. They died when my father was six or seven years old, so we did not inherit any wealth.
Growing up, were you taught how to handle your finances?
I've been watching a lot of YouTube videos on how to manage finances.
I do not have any formal education on how to manage funds, which is a big problem that I'm facing. I struggle with money management.
What are your major monthly expenses?
My major monthly expenses are for house rent, petrol and family. I also spend on my company. I usually invest on buying laptops, chairs and tables for my business.
I also spend on food because I don't know to cook, so I usually dine out.
I don't do formal budgeting. When my salary comes, I pay off the most important things like rent, fill my car with petrol and pay off my credit card.
Do you worry about money?
Yes, I worry about money sometimes because I am the head of my family. This is why I have taken on the responsibility to train my brothers, who are aged 22 and 19, on how to make money.
I don't have an emergency fund, but I have taken life insurance in Uganda. The company deducts Dh300 from my business account every month. This plan is valid for five years.
At what age do you wish to retire?
I haven’t started saving for my retirement. I could still work for the next 10 years. I plan to retire in my early 40s.
After retirement, I plan to train my siblings on how to manage my business.
What are your financial goals in the short term and long term?
In the short term, my financial goal is to earn a higher salary on this job.
In the long term, after paying off my mother's house in Uganda, I will focus on expanding my company, buying a house in Ajman and opening a branch of my company in Dubai. This is about two to three years from now.
What is your idea of financial freedom?
My idea of financial freedom would be to quit my job, run my own company, generate money and travel with my family.
If my business is thriving the way it is now, I would travel around Asia with my siblings.
Do you want to be featured in My Salary, a weekly column that explores how people around the world manage their earnings? Write to pf@thenationalnews.com to share your story
The%20specs
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Test
Director: S Sashikanth
Cast: Nayanthara, Siddharth, Meera Jasmine, R Madhavan
Star rating: 2/5
The%20specs
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SPEC%20SHEET%3A%20NOTHING%20PHONE%20(2)
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Winners
Ballon d’Or (Men’s)
Ousmane Dembélé (Paris Saint-Germain / France)
Ballon d’Or Féminin (Women’s)
Aitana Bonmatí (Barcelona / Spain)
Kopa Trophy (Best player under 21 – Men’s)
Lamine Yamal (Barcelona / Spain)
Best Young Women’s Player
Vicky López (Barcelona / Spain)
Yashin Trophy (Best Goalkeeper – Men’s)
Gianluigi Donnarumma (Paris Saint-Germain and Manchester City / Italy)
Best Women’s Goalkeeper
Hannah Hampton (England / Aston Villa and Chelsea)
Men’s Coach of the Year
Luis Enrique (Paris Saint-Germain)
Women’s Coach of the Year
Sarina Wiegman (England)
World record transfers
1. Kylian Mbappe - to Real Madrid in 2017/18 - €180 million (Dh770.4m - if a deal goes through)
2. Paul Pogba - to Manchester United in 2016/17 - €105m
3. Gareth Bale - to Real Madrid in 2013/14 - €101m
4. Cristiano Ronaldo - to Real Madrid in 2009/10 - €94m
5. Gonzalo Higuain - to Juventus in 2016/17 - €90m
6. Neymar - to Barcelona in 2013/14 - €88.2m
7. Romelu Lukaku - to Manchester United in 2017/18 - €84.7m
8. Luis Suarez - to Barcelona in 2014/15 - €81.72m
9. Angel di Maria - to Manchester United in 2014/15 - €75m
10. James Rodriguez - to Real Madrid in 2014/15 - €75m
Company%20profile
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If you go...
Etihad flies daily from Abu Dhabi to Zurich, with fares starting from Dh2,807 return. Frequent high speed trains between Zurich and Vienna make stops at St. Anton.
Avatar: Fire and Ash
Director: James Cameron
Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana
Rating: 4.5/5
Who was Alfred Nobel?
The Nobel Prize was created by wealthy Swedish chemist and entrepreneur Alfred Nobel.
- In his will he dictated that the bulk of his estate should be used to fund "prizes to those who, during the preceding year, have conferred the greatest benefit to humankind".
- Nobel is best known as the inventor of dynamite, but also wrote poetry and drama and could speak Russian, French, English and German by the age of 17. The five original prize categories reflect the interests closest to his heart.
- Nobel died in 1896 but it took until 1901, following a legal battle over his will, before the first prizes were awarded.
World Cup final
Who: France v Croatia
When: Sunday, July 15, 7pm (UAE)
TV: Game will be shown live on BeIN Sports for viewers in the Mena region
Know before you go
- Jebel Akhdar is a two-hour drive from Muscat airport or a six-hour drive from Dubai. It’s impossible to visit by car unless you have a 4x4. Phone ahead to the hotel to arrange a transfer.
- If you’re driving, make sure your insurance covers Oman.
- By air: Budget airlines Air Arabia, Flydubai and SalamAir offer direct routes to Muscat from the UAE.
- Tourists from the Emirates (UAE nationals not included) must apply for an Omani visa online before arrival at evisa.rop.gov.om. The process typically takes several days.
- Flash floods are probable due to the terrain and a lack of drainage. Always check the weather before venturing into any canyons or other remote areas and identify a plan of escape that includes high ground, shelter and parking where your car won’t be overtaken by sudden downpours.
A%20MAN%20FROM%20MOTIHARI
%3Cp%3E%3Cstrong%3EAuthor%3A%20%3C%2Fstrong%3EAbdullah%20Khan%0D%3Cbr%3E%3Cstrong%3EPublisher%3A%20%3C%2Fstrong%3EPenguin%20Random%20House%3Cbr%3E%3Cstrong%3EPages%3A%20%3C%2Fstrong%3E304%0D%3Cbr%3E%3Cstrong%3EAvailable%3A%20%3C%2Fstrong%3ENow%0D%3Cbr%3E%3C%2Fp%3E%0A
THE SPECS
Engine: 4.4-litre V8
Transmission: eight-speed automatic
Power: 523hp
Torque: 750Nm
Price: Dh469,000
Specs
Engine: Electric motor generating 54.2kWh (Cooper SE and Aceman SE), 64.6kW (Countryman All4 SE)
Power: 218hp (Cooper and Aceman), 313hp (Countryman)
Torque: 330Nm (Cooper and Aceman), 494Nm (Countryman)
On sale: Now
Price: From Dh158,000 (Cooper), Dh168,000 (Aceman), Dh190,000 (Countryman)
RESULTS
6.30pm: Meydan Sprint Group 2 US$175,000 1,000m
Winner: Ertijaal, Jim Crowley (jockey), Ali Rashid Al Raihe (trainer)
7.05pm: Handicap $60,000 1,400m
Winner: Secret Ambition, Richard Mullen, Satish Seemar
7.40pm: Handicap $160,000 1,400m
Winner: Raven’s Corner, Richard Mullen, Satish Seemar
8.15pm: Dubai Millennium Stakes Group 3 $200,000 2,000m
Winner: Folkswood, William Buick, Charlie Appleby
8.50pm: Zabeel Mile Group 2 $250,000 1,600m
Winner: Janoobi, Jim Crowley, Mike de Kock
9.25pm: Handicap $125,000 1,600m
Winner: Capezzano, Mickael Barzalona, Salem bin Ghadayer
Day 1 results:
Open Men (bonus points in brackets)
New Zealand 125 (1) beat UAE 111 (3)
India 111 (4) beat Singapore 75 (0)
South Africa 66 (2) beat Sri Lanka 57 (2)
Australia 126 (4) beat Malaysia -16 (0)
Open Women
New Zealand 64 (2) beat South Africa 57 (2)
England 69 (3) beat UAE 63 (1)
Australia 124 (4) beat UAE 23 (0)
New Zealand 74 (2) beat England 55 (2)
Museum of the Future in numbers
- 78 metres is the height of the museum
- 30,000 square metres is its total area
- 17,000 square metres is the length of the stainless steel facade
- 14 kilometres is the length of LED lights used on the facade
- 1,024 individual pieces make up the exterior
- 7 floors in all, with one for administrative offices
- 2,400 diagonally intersecting steel members frame the torus shape
- 100 species of trees and plants dot the gardens
- Dh145 is the price of a ticket
Silent Hill f
Publisher: Konami
Platforms: PlayStation 5, Xbox Series X/S, PC
Rating: 4.5/5
If you go
- The nearest international airport to the start of the Chuysky Trakt is in Novosibirsk. Emirates (www.emirates.com) offer codeshare flights with S7 Airlines (www.s7.ru) via Moscow for US$5,300 (Dh19,467) return including taxes. Cheaper flights are available on Flydubai and Air Astana or Aeroflot combination, flying via Astana in Kazakhstan or Moscow. Economy class tickets are available for US$650 (Dh2,400).
- The Double Tree by Hilton in Novosibirsk ( 7 383 2230100,) has double rooms from US$60 (Dh220). You can rent cabins at camp grounds or rooms in guesthouses in the towns for around US$25 (Dh90).
- The transport Minibuses run along the Chuysky Trakt but if you want to stop for sightseeing, hire a taxi from Gorno-Altaisk for about US$100 (Dh360) a day. Take a Russian phrasebook or download a translation app. Tour companies such as Altair-Tour ( 7 383 2125115 ) offer hiking and adventure packages.
Important questions to consider
1. Where on the plane does my pet travel?
There are different types of travel available for pets:
- Manifest cargo
- Excess luggage in the hold
- Excess luggage in the cabin
Each option is safe. The feasibility of each option is based on the size and breed of your pet, the airline they are traveling on and country they are travelling to.
2. What is the difference between my pet traveling as manifest cargo or as excess luggage?
If traveling as manifest cargo, your pet is traveling in the front hold of the plane and can travel with or without you being on the same plane. The cost of your pets travel is based on volumetric weight, in other words, the size of their travel crate.
If traveling as excess luggage, your pet will be in the rear hold of the plane and must be traveling under the ticket of a human passenger. The cost of your pets travel is based on the actual (combined) weight of your pet in their crate.
3. What happens when my pet arrives in the country they are traveling to?
As soon as the flight arrives, your pet will be taken from the plane straight to the airport terminal.
If your pet is traveling as excess luggage, they will taken to the oversized luggage area in the arrival hall. Once you clear passport control, you will be able to collect them at the same time as your normal luggage. As you exit the airport via the ‘something to declare’ customs channel you will be asked to present your pets travel paperwork to the customs official and / or the vet on duty.
If your pet is traveling as manifest cargo, they will be taken to the Animal Reception Centre. There, their documentation will be reviewed by the staff of the ARC to ensure all is in order. At the same time, relevant customs formalities will be completed by staff based at the arriving airport.
4. How long does the travel paperwork and other travel preparations take?
This depends entirely on the location that your pet is traveling to. Your pet relocation compnay will provide you with an accurate timeline of how long the relevant preparations will take and at what point in the process the various steps must be taken.
In some cases they can get your pet ‘travel ready’ in a few days. In others it can be up to six months or more.
5. What vaccinations does my pet need to travel?
Regardless of where your pet is traveling, they will need certain vaccinations. The exact vaccinations they need are entirely dependent on the location they are traveling to. The one vaccination that is mandatory for every country your pet may travel to is a rabies vaccination.
Other vaccinations may also be necessary. These will be advised to you as relevant. In every situation, it is essential to keep your vaccinations current and to not miss a due date, even by one day. To do so could severely hinder your pets travel plans.
Source: Pawsome Pets UAE
Poacher
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What is Reform?
Reform is a right-wing, populist party led by Nigel Farage, a former MEP who won a seat in the House of Commons last year at his eighth attempt and a prominent figure in the campaign for the UK to leave the European Union.
It was founded in 2018 and originally called the Brexit Party.
Many of its members previously belonged to UKIP or the mainstream Conservatives.
After Brexit took place, the party focused on the reformation of British democracy.
Former Tory deputy chairman Lee Anderson became its first MP after defecting in March 2024.
The party gained support from Elon Musk, and had hoped the tech billionaire would make a £100m donation. However, Mr Musk changed his mind and called for Mr Farage to step down as leader in a row involving the US tycoon's support for far-right figurehead Tommy Robinson who is in prison for contempt of court.
UAE currency: the story behind the money in your pockets