Big Tech companies, such as Google, Apple and Facebook, have become intrinsically linked with our everyday lives. So what happens if you find yourself locked out of your account? AFP
Big Tech companies, such as Google, Apple and Facebook, have become intrinsically linked with our everyday lives. So what happens if you find yourself locked out of your account? AFP
Big Tech companies, such as Google, Apple and Facebook, have become intrinsically linked with our everyday lives. So what happens if you find yourself locked out of your account? AFP
Big Tech companies, such as Google, Apple and Facebook, have become intrinsically linked with our everyday lives. So what happens if you find yourself locked out of your account? AFP

Access denied: What happens when you're locked out of your digital lifelines?


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The internet is widely considered to be a human right. Billions of us would struggle without it. As such, some of the biggest technology companies in the world now provide what have become essential services.

Google and Apple have actively positioned themselves at the centre of our lives; we use them to communicate, to get from A to B, to work and to play. We don’t always realise how much we rely on them, and quietly assume they’ll be there whenever we need them – but what if access to your digital life was suddenly withdrawn, with no recourse to appeal and no understanding of why you’d been locked out?

It can happen. The latest high-profile case involves a game studio, Re-Logic, and its president, Andrew Spinks, co-author of multi-million selling game Terraria.

At the end of January, access to the firm’s entire Google account of 15 years – including YouTube, Gmail and all purchases made on Google Play – was disabled for unknown reasons. In a statement posted on Twitter after three weeks of trying and failing to regain access, Spinks expressed his anger in forceful terms.

“I absolutely have not done anything to violate your terms of service, so I can take this no other way than you deciding to burn this bridge. My company will no longer support any of your platforms moving forward. I will not be involved with a corporation that values their customers and partners so little.”

Google doesn’t need Re-Logic’s business to survive, but this only provides a stark reminder of the one-sided relationship we have with so-called Big Tech, and our lack of power in cases where we feel unfairly treated.

Cases crop up all the time: the Android user locked out of his Google account after he moved to a different city, with attempts to regain access denied; the journalist shut out of Apple’s services after unwittingly spending a fraudulent iTunes gift card; a small business banned from Google Shopping as its business began to boom.

I can still use GMail, YouTube and countless other services. I can place orders in their store. So do they believe I'm a bad guy or not?

In each case, there was a notable lack of information given about the supposed misdemeanour.

“We will not be restoring your account.” “See the terms and conditions.” “It is our policy to not discuss the specific reasons for an account closure.”

These are just the cases we hear about. Often, publicity can lead to accounts being reinstated, but game developer Todd Mitchell, who was banned for life from one Google service, AdSense, in 2015, finds this lack of consistency troubling.

“Would you [reinstate an account] for someone you believe defrauded you, just because you found out they were popular?” he asks. “I can still use GMail, YouTube and countless other services. I can place orders in their store. So do they believe I’m a bad guy or not? I suspect they don’t want to spend time to resolve their own bans, or they’re comfortable enforcing them even when they can’t prove the account holder is to blame.”

The problem essentially stems from the size of firms such as Google, Facebook and Apple. Having offered free services to the world on a massive scale, providing meaningful customer service to billions of people is inherently difficult.

The terms of service we agree to when we sign up – many pages in length – often grant authority for our access to be denied for any number of reasons without explanation.

A US artist named Meghan Trainor was locked out of her YouTube, Gmail and Twitter accounts after being accused of 'impersonating' a singer who shares her name, 'All About That Bass' star Meghan Trainor (pictured). Getty Images
A US artist named Meghan Trainor was locked out of her YouTube, Gmail and Twitter accounts after being accused of 'impersonating' a singer who shares her name, 'All About That Bass' star Meghan Trainor (pictured). Getty Images

Then there’s the sheer breadth of the services they provide; a firm which oversees the reviews you post on a shopping portal might also be the one you use to control your home thermostat. Having a single point of failure for your entire digital existence is unwise, but it’s something we’ve been encouraged to embrace.

“I don’t know what’s worse: being locked out or locked in,” says Aral Balkan, co-founder of non-profit Small Technology Foundation. “Perhaps it isn’t a great idea to give a handful of trillion-dollar Silicon Valley monopolies complete control over our lives in the digital network age.”

We may consider the likelihood of us being on the receiving end of a ban to be too small to worry about. Spare a thought, then, for Seattle artist Meghan Trainor, who in 2019 was locked out of multiple online accounts for the crime of having the same name as a pop star 20 years her junior.

Realistically, I think new laws are always going to trail behind a lot of damage. It's more important we learn to limit the risks we take

Our own forgetfulness or poor security practices can also land us in the same position. Google, Apple and the like offer account recovery facilities if we forget our password or are unlucky enough to be hacked, but unless we keep those details up to date – back-up email addresses, phone numbers, devices – we can be locked out, often permanently.

Companies must retain the right to deny access to certain customers. Countless online accounts are banned every day for perfectly legitimate reasons to keep the rest of us safe.

But there are growing calls for better appeal procedures for cases of injustice, or better laws to recognise how critical these services have become to modern life.

“Realistically, I think new laws are always going to trail behind a lot of damage. It’s more important we learn to limit the risks we take,” says Mitchell.

“I think we’re still coming to terms with the fact that these essential and convenient service providers can’t be expected to look after our best interests. Governing bodies will step in when a problem gets too big to ignore, but we’re responsible for developing a situational awareness online, just like in the real world, to make sure we’re not tripped up.”

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Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
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Sector: Water technology 
 
Number of staff: 22 
 
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What: 11th edition of the Mubadala World Tennis Championship

When: December 27-29, 2018

Confirmed: men: Novak Djokovic, Rafael Nadal, Kevin Anderson, Dominic Thiem, Hyeon Chung, Karen Khachanov; women: Venus Williams

Tickets: www.ticketmaster.ae, Virgin megastores or call 800 86 823

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Company name: baraka
Started: July 2020
Founders: Feras Jalbout and Kunal Taneja
Based: Dubai and Bahrain
Sector: FinTech
Initial investment: $150,000
Current staff: 12
Stage: Pre-seed capital raising of $1 million
Investors: Class 5 Global, FJ Labs, IMO Ventures, The Community Fund, VentureSouq, Fox Ventures, Dr Abdulla Elyas (private investment)

ESSENTIALS

The flights 
Emirates, Etihad and Swiss fly direct from the UAE to Zurich from Dh2,855 return, including taxes.
 

The chalet
Chalet N is currently open in winter only, between now and April 21. During the ski season, starting on December 11, a week’s rental costs from €210,000 (Dh898,431) per week for the whole property, which has 22 beds in total, across six suites, three double rooms and a children’s suite. The price includes all scheduled meals, a week’s ski pass, Wi-Fi, parking, transfers between Munich, Innsbruck or Zurich airports and one 50-minute massage per person. Private ski lessons cost from €360 (Dh1,541) per day. Halal food is available on request.

Key figures in the life of the fort

Sheikh Dhiyab bin Isa (ruled 1761-1793) Built Qasr Al Hosn as a watchtower to guard over the only freshwater well on Abu Dhabi island.

Sheikh Shakhbut bin Dhiyab (ruled 1793-1816) Expanded the tower into a small fort and transferred his ruling place of residence from Liwa Oasis to the fort on the island.

Sheikh Tahnoon bin Shakhbut (ruled 1818-1833) Expanded Qasr Al Hosn further as Abu Dhabi grew from a small village of palm huts to a town of more than 5,000 inhabitants.

Sheikh Khalifa bin Shakhbut (ruled 1833-1845) Repaired and fortified the fort.

Sheikh Saeed bin Tahnoon (ruled 1845-1855) Turned Qasr Al Hosn into a strong two-storied structure.

Sheikh Zayed bin Khalifa (ruled 1855-1909) Expanded Qasr Al Hosn further to reflect the emirate's increasing prominence.

Sheikh Shakhbut bin Sultan (ruled 1928-1966) Renovated and enlarged Qasr Al Hosn, adding a decorative arch and two new villas.

Sheikh Zayed bin Sultan (ruled 1966-2004) Moved the royal residence to Al Manhal palace and kept his diwan at Qasr Al Hosn.

Sources: Jayanti Maitra, www.adach.ae

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Company%20profile
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Famous left-handers

- Marie Curie

- Jimi Hendrix

- Leonardo Di Vinci

- David Bowie

- Paul McCartney

- Albert Einstein

- Jack the Ripper

- Barack Obama

- Helen Keller

- Joan of Arc

Final scores

18 under: Tyrrell Hatton (ENG)

- 14: Jason Scrivener (AUS)

-13: Rory McIlroy (NIR)

-12: Rafa Cabrera Bello (ESP)

-11: David Lipsky (USA), Marc Warren (SCO)

-10: Tommy Fleetwood (ENG), Chris Paisley (ENG), Matt Wallace (ENG), Fabrizio Zanotti (PAR)

The biog

Favourite film: Motorcycle Dairies, Monsieur Hulot’s Holiday, Kagemusha

Favourite book: One Hundred Years of Solitude

Holiday destination: Sri Lanka

First car: VW Golf

Proudest achievement: Building Robotics Labs at Khalifa University and King’s College London, Daughters

Driverless cars or drones: Driverless Cars

MATCH INFO

Manchester City 6 Huddersfield Town 1
Man City: Agüero (25', 35', 75'), Jesus (31'), Silva (48'), Kongolo (84' og)
Huddersfield: Stankovic (43')

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”