Secret satisfaction of keeping the Ramadan fast



Fasting is a secret religious obligation. No person can really be certain that you are in fact withholding from food and drink, and it's very easy to pretend to be fasting. Eat in private, sneak a sip of water, or gorge yourself at home - no one really knows except, well, God. People can see you go to the mosque, pray, even give alms, but fasting is truly something that is an act of the heart. For western Muslims the entire month is more or less a secret because the larger community isn't celebrating it, and even those who know it is Ramadan will invariably forget and ask you out to lunch anyway.

But when done in a city like Cairo where practically everyone is participating, even though the fast may still be a secret, culturally it is not. With the special foods, sweets, decorated homes and mosques, the glowing lanterns and the competing sounds of prayers from across the city, Ramadan is hard to miss in Cairo. This year I have a few friends who are fasting for the first time; some are converts, others have just decided to make a commitment to become observant of the fast.

It was great to see how really determined they were to make it through those days, for their own reasons. While I am used to working in environments where people don't know I'm not eating or drinking during Ramadan, this year it has been very helpful having colleagues so motivated to observe and complete the fast. Trying to avoid watching non-fasting colleagues eat lunch, or attempting to ignore the sweet aroma of freshly made coffee in the office, it's always easier doing it with someone else. And then at sunset, getting our meals ready together, sharing a date or a glass of juice, it brings a sense of community to Ramadan that is genuine and in the true spirit of the month.

This year, our office had a large iftar where everyone including the office boys brought food and drinks. I made a lasagne, while others went a more traditional and impressive route, bringing stuffed pigeons and other delights. The last 10 days of Ramadan are the holiest of the month - Muslims believe the Quran was revealed on one of those days - but they are also the most difficult. Some of my friends and colleagues have commented how they wished Ramadan was only 20 days long, that a month is just too much. I must admit the thought that 30 days is too much never crossed my mind, but it is easy to see the fatigue on people's faces and in yourself in the last 10 days.

While many people are sad to see Ramadan leave, the days just following the end of Ramadan have a New Year kind of feel to them - fresh, new and optimistic. It's easy to make new resolutions and build on the spiritual high of the past month. But I've tried to reflect on what can make those last 10 difficult days less unbearable. Perhaps the secret is to make the fasting a secret again. To keep the fast a personal struggle, and a gift for God, with minimum celebration, fewer iftar parties, and more self-reflection.

Fasting really isn't just about simply not eating or drinking. Self-deprivation is purely physical. But when the spiritual element of discipline, gratitude, and self-awareness are thrown into the mix, the effect is enlightening and rewarding. It just makes it that much more easier. The smell of that coffee may be sweet, but hopefully a cleansed spirit will feel even sweeter. Hadeel al Shalchi is a writer for the Associated Press, based in Cairo

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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2025 Fifa Club World Cup groups

Group A: Palmeiras, Porto, Al Ahly, Inter Miami.

Group B: Paris Saint-Germain, Atletico Madrid, Botafogo, Seattle.

Group C: Bayern Munich, Auckland City, Boca Juniors, Benfica.

Group D: Flamengo, ES Tunis, Chelsea, (Leon banned).

Group E: River Plate, Urawa, Monterrey, Inter Milan.

Group F: Fluminense, Borussia Dortmund, Ulsan, Mamelodi Sundowns.

Group G: Manchester City, Wydad, Al Ain, Juventus.

Group H: Real Madrid, Al Hilal, Pachuca, Salzburg.

Real estate tokenisation project

Dubai launched the pilot phase of its real estate tokenisation project last month.

The initiative focuses on converting real estate assets into digital tokens recorded on blockchain technology and helps in streamlining the process of buying, selling and investing, the Dubai Land Department said.

Dubai’s real estate tokenisation market is projected to reach Dh60 billion ($16.33 billion) by 2033, representing 7 per cent of the emirate’s total property transactions, according to the DLD.

Election pledges on migration

CDU: "Now is the time to control the German borders and enforce strict border rejections" 

SPD: "Border closures and blanket rejections at internal borders contradict the spirit of a common area of freedom" 

HIV on the rise in the region

A 2019 United Nations special analysis on Aids reveals 37 per cent of new HIV infections in the Mena region are from people injecting drugs.

New HIV infections have also risen by 29 per cent in western Europe and Asia, and by 7 per cent in Latin America, but declined elsewhere.

Egypt has shown the highest increase in recorded cases of HIV since 2010, up by 196 per cent.

Access to HIV testing, treatment and care in the region is well below the global average.  

Few statistics have been published on the number of cases in the UAE, although a UNAIDS report said 1.5 per cent of the prison population has the virus.

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