Former Manchester United winger Ryan Giggs has expressed his interest in the vacant managerial positions at Premier League sides Leicester City and Everton.
Everton sacked manager Ronald Koeman on Monday after they dropped into the relegation zone following Sunday's humiliating 5-2 home defeat by Arsenal.
The Dutchman became the third managerial casualty of the season after Crystal Palace fired his compatriot Frank de Boer four league games into the season and Leicester parted ways with Craig Shakespeare last week.
"For me these are clubs I would be interested in," Giggs told Sky Sports, referring to 18th-placed Everton and Leicester who sit four places above them.
"I think you look at those two teams, Leicester being champions two seasons ago, Everton being a fantastic club with a fantastic history.
"However, there are a lot of coaches out there who would be interested in those positions."
Giggs won 13 Premier League titles and made a record 963 appearances for United before managing them for four games on an interim basis following the sacking of David Moyes in 2014.
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Read more:
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The Welshman worked as assistant manager under Louis van Gaal but followed the Dutchman out of Old Trafford after being offered a reduced role under Jose Mourinho.
The 43-year-old Welshman has in the past suggested that there are too many foreign managers in the Premier League and little opportunity for local talents.
Giggs said he was also open to managing in the lower divisions.
"I've said all along that I'd be open to clubs which share the ambitions of myself," Giggs said.
"I want to improve clubs and players, to enjoy working for them and for players to enjoy the challenge.
"There are clubs in the Premier League which would be good jobs but also in the Championship and League One. It's more about the philosophy for me than the stature of the club."
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Another way to earn air miles
In addition to the Emirates and Etihad programmes, there is the Air Miles Middle East card, which offers members the ability to choose any airline, has no black-out dates and no restrictions on seat availability. Air Miles is linked up to HSBC credit cards and can also be earned through retail partners such as Spinneys, Sharaf DG and The Toy Store.
An Emirates Dubai-London round-trip ticket costs 180,000 miles on the Air Miles website. But customers earn these ‘miles’ at a much faster rate than airline miles. Adidas offers two air miles per Dh1 spent. Air Miles has partnerships with websites as well, so booking.com and agoda.com offer three miles per Dh1 spent.
“If you use your HSBC credit card when shopping at our partners, you are able to earn Air Miles twice which will mean you can get that flight reward faster and for less spend,” says Paul Lacey, the managing director for Europe, Middle East and India for Aimia, which owns and operates Air Miles Middle East.
Young women have more “financial grit”, but fall behind on investing
In an October survey of young adults aged 16 to 25, Charles Schwab found young women are more driven to reach financial independence than young men (67 per cent versus. 58 per cent). They are more likely to take on extra work to make ends meet and see more value than men in creating a plan to achieve their financial goals. Yet, despite all these good ‘first’ measures, they are investing and saving less than young men – falling early into the financial gender gap.
While the women surveyed report spending 36 per cent less than men, they have far less savings than men ($1,267 versus $2,000) – a nearly 60 per cent difference.
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“Despite their good intentions, young women start to fall behind their male counterparts in savings and investing early on in life,” said Carrie Schwab-Pomerantz, senior vice president, Charles Schwab. “They start off showing a strong financial planning mindset, but there is still room for further education when it comes to managing their day-to-day finances.”
Ms Schwab-Pomerantz says parents should be conveying the same messages to boys and girls about money, but should tailor those conversations based on the individual and gender.
"Our study shows that while boys are spending more than girls, they also are saving more. Have open and honest conversations with your daughters about the wage and savings gap," she said. "Teach kids about the importance of investing – especially girls, who as we see in this study, aren’t investing as much. Part of being financially prepared is learning to make the most of your money, and that means investing early and consistently."
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