Spare a thought for Harry Kane this morning.
The England striker swapped serial underachievers Tottenham for perennial winners Bayern Munich last summer in the hope of finally getting his hands on some silverware.
Kane's hope of ending his trophy jinx were dashed on Wednesday as Real Madrid staged a trademark comeback to beat Bayern 2-1 at the Bernabeu to secure a place in next month's Uefa Champions League final.
It means Bayern will end a season without a trophy for the first time in 12 years, while Kane's wait to get his hands on silverware of any kind continues. The 30 year old, who made his first-team debut on loan at Leyton Orient in England's lower leagues in 2011, has yet to win a major honour at club or international level.
Prolific in the Premier League – the former Spurs talisman is second in the division's all-time top scorer list with 213 – Kane has transferred that goal prowess seamlessly to the Bundesliga, banging in a staggering 44 goals in 45 matches across competitions.
Thirty six of those have come in only 32 league games, but Bayern's hegemony on the Bundesliga shield was broken by a Bayer Leverkusen side who have yet to taste defeat in any competition this season.
They trail by a staggering 15 points – unthinkable for a club of Bayern's stature – and even second place is far from certain, with Stuttgart looming just two points behind them with two games remaining.
Bayern won 11 consecutive league titles from 2013 to 2023 but will finish 2024 empty-handed. Already the dominant force domestically, the addition of Kane was supposed to expand the German club's empire into Europe, adding to their six European Cups.
Kane's Champions League contribution for his new team has been sizable – eight goals and four assists attest to that – and yet Bayern fell at the semi-final stage, the first time they had gone that far in Europe's premier club competition since last winning it in 2020.
The Bavarians' undoing was the concession of two late goals in Madrid. Thomas Tuchel had removed Kane, who had earlier provided a sumptuous assist for Alphonso Davies to put Bayern ahead in the tie, in the 85th minute.
Real striker Joselu would score in the 88th and 91st. Kane's substitution appeared to change the momentum of the match with Bayern in control but Tuchel told broadcaster DAZN the striker was unable to continue. "He couldn't keep going. He played with back pain and he couldn't keep going, his back froze up," said Tuchel.
Losing in such heartbreaking fashion to a team who deal almost exclusively in heartbreak is no real shame. Far more galling is the way Bayern were dumped out of the German Cup by third-tier Saarbrucken in only the second round last November.
The cup is always low on Bayern's list of priorities, but the manner of the defeat, and the level of opposition, would only serve to highlight Bayern's shortcomings against lesser lights this season. Kane played no part in that embarrassment, and played only 30 minutes – off the bench – in Bayern's 3-0 Super Cup defeat to RB Leipzig, in his first match for the club.
It would be a huge leap to blame Kane for Bayern's woes or suggest he has upset a winning formula. The mystery of Kane making Bayern better while simultaneously weakening them is a curious one, but does overlook, rather conveniently, several factors. The indefatigability of Real Madrid and the undeniability of a Leverkusen side wildly overachieving help explain how Bayern missed out on their main objectives but the failures of those around Kane is perhaps more telling.
Bayern's second-highest scorer this term is Jamal Musiala with 12 while Leroy Sane was the only player to accumulate more assists than Kane's eight in the Bundesliga, highlighting the team's reliance on the England captain. Tuchel's spat with the Bayern executive branch has played out publicly all season, which has to have had some effect on the players. The German will depart imminently.
Zero for four trophies does not read well on any striker's CV, that's extended to eight if you take into account the finals Kane has lost playing for Tottenham and England. His critics will relish using those figures against him, but the Bayern hierarchy will have seen enough from Kane's first season to be confident their investment will pay off in the future with more titles and trophies.
Real Madrid v Bayern player ratings
WHAT FANS WILL LOVE ABOUT RUSSIA
FANS WILL LOVE
Uber is ridiculously cheap and, as Diego Saez discovered, mush safer. A 45-minute taxi from Pulova airport to Saint Petersburg’s Nevsky Prospect can cost as little as 500 roubles (Dh30).
FANS WILL LOATHE
Uber policy in Russia is that they can start the fare as soon as they arrive at the pick-up point — and oftentimes they start it even before arriving, or worse never arrive yet charge you anyway.
FANS WILL LOVE
It’s amazing how active Russians are on social media and your accounts will surge should you post while in the country. Throw in a few Cyrillic hashtags and watch your account numbers rocket.
FANS WILL LOATHE
With cold soups, bland dumplings and dried fish, Russian cuisine is not to everybody’s tastebuds. Fortunately, there are plenty Georgian restaurants to choose from, which are both excellent and economical.
FANS WILL LOVE
The World Cup will take place during St Petersburg's White Nights Festival, which means perpetual daylight in a city that genuinely never sleeps. (Think toddlers walking the streets with their grandmothers at 4am.)
FANS WILL LOATHE
The walk from Krestovsky Ostrov metro station to Saint Petersburg Arena on a rainy day makes you wonder why some of the $1.7 billion was not spent on a weather-protected walkway.
Dirham Stretcher tips for having a baby in the UAE
Selma Abdelhamid, the group's moderator, offers her guide to guide the cost of having a young family:
• Buy second hand stuff
They grow so fast. Don't get a second hand car seat though, unless you 100 per cent know it's not expired and hasn't been in an accident.
• Get a health card and vaccinate your child for free at government health centres
Ms Ma says she discovered this after spending thousands on vaccinations at private clinics.
• Join mum and baby coffee mornings provided by clinics, babysitting companies or nurseries.
Before joining baby classes ask for a free trial session. This way you will know if it's for you or not. You'll be surprised how great some classes are and how bad others are.
• Once baby is ready for solids, cook at home
Take the food with you in reusable pouches or jars. You'll save a fortune and you'll know exactly what you're feeding your child.
The biog
Family: He is the youngest of five brothers, of whom two are dentists.
Celebrities he worked on: Fabio Canavaro, Lojain Omran, RedOne, Saber Al Rabai.
Where he works: Liberty Dental Clinic
Founders: Abdulmajeed Alsukhan, Turki Bin Zarah and Abdulmohsen Albabtain.
Based: Riyadh
Offices: UAE, Vietnam and Germany
Founded: September, 2020
Number of employees: 70
Sector: FinTech, online payment solutions
Funding to date: $116m in two funding rounds
Investors: Checkout.com, Impact46, Vision Ventures, Wealth Well, Seedra, Khwarizmi, Hala Ventures, Nama Ventures and family offices
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”