Refugees are rescued off the coast of Balikesir, Turkey after a failed attempt to reach Europe by boat. Many Iraqis who fled their home country after receiving threats from militias are waiting for resettlement to a third country. Getty Images
Refugees are rescued off the coast of Balikesir, Turkey after a failed attempt to reach Europe by boat. Many Iraqis who fled their home country after receiving threats from militias are waiting for resettlement to a third country. Getty Images
Refugees are rescued off the coast of Balikesir, Turkey after a failed attempt to reach Europe by boat. Many Iraqis who fled their home country after receiving threats from militias are waiting for resettlement to a third country. Getty Images
Refugees are rescued off the coast of Balikesir, Turkey after a failed attempt to reach Europe by boat. Many Iraqis who fled their home country after receiving threats from militias are waiting for re

'Twelve years of my life are gone': Iraqi refugees waiting in desperate limbo in Turkey


Lizzie Porter
  • English
  • Arabic

Our journalists across the Middle East are lifting the lid on the refugee crisis and its impact. The first two parts of this series can be found here and here

Hussam has been waiting for a long time – twelve years and two months, to be precise.

He never expected to have to live in limbo. But he has fallen between the cracks in a global asylum system that is unable to cater to the tens of millions of people seeking safety worldwide. He is neither able to safely return to his home in Baghdad; nor has he been called for resettlement to a third country. For now, the father of three girls is waiting in Turkey.

“Over this long period of time, my mind has grown tired,” he said. “I’m being patient for the sake of my spirit, and for my children.”

The National interviewed five Iraqis, including Hussam, in the city of Balikesir, a workaday place surrounded by sunflower fields a three-and-a-half hour drive south of Istanbul. All told similar stories of fleeing Iraq under militia threats, and finding themselves stuck in Turkey waiting on drawn-out resettlement applications.

There are nearly 13,000 refugees and another 101,000 asylum seekers from Iraq in Turkey, according to Turkish government figures cited by the UNHCR, the UN’s refugee agency.

The country hosts one of the largest populations of refugees and asylum seekers in the world. As well as the Iraqis, it is home to 3.1 million Syrians, whose official status in the country is as “under temporary protection,” plus tens of thousands of Afghans and Iranians.

After the US-led invasion of Iraq in 2003, Hussam, now 45, and his brother Wissam, now 47, joined the American-backed Iraqi special operations forces – The National is publishing only their first names to protect their identities. Over a period of nine years, they fought alongside US troops in battles against insurgents across the country, from Mosul in the north to Basra in the very south. In memos viewed by The National, US military personnel vouched for Hussam, describing him as, “an extremely professional, loyal and patriotic citizen” who demonstrated, “exceptional leadership, insight and judgment.”

A former US government official who served in Iraq said he believed Hussam’s documents to be genuine. Wissam also confirmed the details of his story.

By May 2012, things were not going well. US forces had left Iraq – they would return in 2014 in counter-ISIS operations. Hussam and Wissam had begun to receive threats from a panoply of militias due to their work with the Americans. A warning note beside the car; a phone call; men in black clothing and a bomb outside the house.

“At the time, I went to my commander and told him ‘Sir, I am getting lots of threats,’” Hussam said. “The commander replied, ‘Hussam, the US forces have left. I am a commander – and I am scared.’”

Plainclothes Iraqi police and US soldiers from the 101st Airbone Division inspect photo negatives near a the luxury villa in Iraq's Mosul in 2003. Those who helped the US are still under threat from Iraqi militias. AFP
Plainclothes Iraqi police and US soldiers from the 101st Airbone Division inspect photo negatives near a the luxury villa in Iraq's Mosul in 2003. Those who helped the US are still under threat from Iraqi militias. AFP

The brothers booked a plane ticket to the Turkish capital Ankara – Turkey was somewhere that would grant them a visa quickly. They said goodbye to their home.

Hussam registered with the UNHCR and obtained a temporary residency document in Turkey. His ability to move around is limited: to this day, like other refugees in the country, he must apply to Turkish migration officials for a permit every time he wishes to leave Balikesir.

Hussam and Wissam soon applied for US Special Immigration Visas (SIV) – a mechanism under which Washington has provided resettlement for thousands of Iraqis and Afghans whose lives were endangered by their work with Washington. But in 2014 – despite Hussam’s years of work with US forces, and the solid recommendations senior US military officials provided him with – he was denied the SIV. He was technically an employee of the Iraqi Defence Ministry, and not of the US government or a contractor, and therefore was not eligible, according to a document seen by The National.

Wissam obtained an SIV and became a US citizen last year. But he does not understand why he was granted a visa and his brother was not.

“True, we were with the Iraqi government – but our work was joint missions with the US government,” said Wissam over the phone from his new home in a northern state of the USA. “In 2003 and 2004, there was no such thing as the Iraqi government, parliament and Defence Ministry.”

When my children go to school, the rest of the pupils reject them. They say, ‘You are foreigners, you are this, don't talk to us.’
Hussam,
Iraqi refugee in Turkey

Charities say that the SIV programme’s criteria are narrow and there is potential for human error in the extended application bureaucracy.

“There are so many steps in this process where things can go awry – that absolutely does happen,” said Andrew Sullivan, director of advocacy at No One Left Behind, a US charity helping Iraqis and Afghans who worked with US forces.

“And the people that would reprise against him [Hussam] don't really care if he was paid directly by the US, or through the Iraqi ministry where he worked.”

Paying the price

Hussam reapplied for resettlement through the standard UN channel, and in 2017 he was interviewed by the International Catholic Migration Commission (ICMC), which handles resettlement cases from Turkey to the USA. He has been waiting since then.

Hussam’s oldest daughter was 18 months old when the family fled to Turkey. She is now 14, and has two younger sisters, aged 13 and 9. “I don’t want my children to feel that they are living in ghorba – in exile – because I am looking over them,” he said. “But inside, I’m hurting.”

Life in Balikesir is tough. Because his temporary residency document does not allow him to work, Hussam struggles to pay the bills and relies on funds from family abroad. A UNHCR representative said that registered refugees in Turkey can obtain work permits, but none of the Iraqis The National interviewed had received one, amid confusion about their rights in the country.

The coastal city of Balikesir has become a long-term home for asylum seekers and refugees in Turkey. More than 16,800 resettlement submissions were made in Turkey in 2023, and over 13,900 departed. Getty Images
The coastal city of Balikesir has become a long-term home for asylum seekers and refugees in Turkey. More than 16,800 resettlement submissions were made in Turkey in 2023, and over 13,900 departed. Getty Images

Life is hard for Hussam’s children, too. His daughters go to school, but their Turkish classmates pick on them, he said.

“When they go to school, the rest of the pupils reject them,” Hussam explained. “They say, ‘You are foreigners, you are this, don't talk to us.’ I calm my girls down. I say to them, ‘Just stay quiet, the important thing is to focus on your studies.’ I don't know what to do.”

Hussam was threatened by militias because of his work with the US army. But the reasons why Iraqis fled to Turkey are many.

Mahmood Al Dulaimi, 46, was working as a radio journalist in Baghdad in August 2013, when militias detained him as he was covering protests demanding better service provision in the Iraqi capital. Then the men came looking for Mahmoud at the radio office – his colleagues warned him to stay away. He applied for a visa to Turkey and left Iraq.

He has never been back, but nor has he been able to move on. An ICMC panel interviewed him for relocation to the USA in 2018 – like other refugees interviewed, he did not choose the resettlement destination. He has been waiting since then.

“It’s as if we are dead here,” he said, sitting in his cramped basement apartment in Balikesir. “Twelve years of my life are gone.”

Despite the time that has gone by, Mahmoud has never integrated into Turkish society. Anti-immigrant sentiment has grown in the country as unorthodox economic policies have caused inflation to rise, and squeezed Turks’ quality of living.

“I never mix with them. I only have one Turkish friend, he is from Urfa and speaks Arabic,” Mahmoud said, referring to an ethnically-mixed city on Turkey’s border with Syria. “I have a Turkish friend who lives in Germany, he comes every year for two or three months. Other than that I don’t have any Turkish friends. They talk to us using indecent words: ‘Why don’t you go back to your country?’ ‘Why are you here?’”

He is visibly frustrated at the formulaic email responses he receives from the ICMC, responsible for liaising between applicants for resettlement, the UNHCR, and US authorities. They tell him that his application has not been lost or forgotten, but that it is still undergoing checks and processing.

The ICMC did not respond to a request for comment.

A UNHCR Turkey representative said that resettlement is not a right, and is a long process: “It may take months, sometimes years, depending on the resettlement countries and their assessment and reception procedures, which include finding suitable accommodation for refugees upon arrival in their resettlement country.”

More than 16,800 resettlement submissions were made in Turkey in 2023, and over 13,900 departed, the representative added.

A US State Department representative said that the country welcomed more than 60,000 refugees from around the world last year, the highest level since 2016.

“The US Refugee Admissions Programme has made significant progress in reducing the backlog – i.e., individuals with cases referred to the programme before 2018,” the representative said.

But people like Mahmood and Hussam feel forgotten.

“I served my country and worked with the US forces,” Hussam said. “Is this my punishment?”

GIANT REVIEW

Starring: Amir El-Masry, Pierce Brosnan

Director: Athale

Rating: 4/5

COMPANY PROFILE
Name: ARDH Collective
Based: Dubai
Founders: Alhaan Ahmed, Alyina Ahmed and Maximo Tettamanzi
Sector: Sustainability
Total funding: Self funded
Number of employees: 4
The biog

Full name: Aisha Abdulqader Saeed

Age: 34

Emirate: Dubai

Favourite quote: "No one has ever become poor by giving"

Bert van Marwijk factfile

Born: May 19 1952
Place of birth: Deventer, Netherlands
Playing position: Midfielder

Teams managed:
1998-2000 Fortuna Sittard
2000-2004 Feyenoord
2004-2006 Borussia Dortmund
2007-2008 Feyenoord
2008-2012 Netherlands
2013-2014 Hamburg
2015-2017 Saudi Arabia
2018 Australia

Major honours (manager):
2001/02 Uefa Cup, Feyenoord
2007/08 KNVB Cup, Feyenoord
World Cup runner-up, Netherlands

'My Son'

Director: Christian Carion

Starring: James McAvoy, Claire Foy, Tom Cullen, Gary Lewis

Rating: 2/5

UAE currency: the story behind the money in your pockets
RESULTS

Light Flyweight (48kg): Alua Balkibekova (KAZ) beat Gulasal Sultonalieva (UZB) by points 4-1.

Flyweight (51kg): Nazym Kyzaibay (KAZ) beat Mary Kom (IND) 3-2.

Bantamweight (54kg): Dina Zholaman (KAZ) beat Sitora Shogdarova (UZB) 3-2.

Featherweight (57kg): Sitora Turdibekova (UZB) beat Vladislava Kukhta (KAZ) 5-0.

Lightweight (60kg): Rimma Volossenko (KAZ) beat Huswatun Hasanah (INA) KO round-1.

Light Welterweight (64kg): Milana Safronova (KAZ) beat Lalbuatsaihi (IND) 3-2.

Welterweight (69kg): Valentina Khalzova (KAZ) beat Navbakhor Khamidova (UZB) 5-0

Middleweight (75kg): Pooja Rani (IND) beat Mavluda Movlonova (UZB) 5-0.

Light Heavyweight (81kg): Farida Sholtay (KAZ) beat Ruzmetova Sokhiba (UZB) 5-0.

Heavyweight (81 kg): Lazzat Kungeibayeva (KAZ) beat Anupama (IND) 3-2.

Lexus LX700h specs

Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor

Power: 464hp at 5,200rpm

Torque: 790Nm from 2,000-3,600rpm

Transmission: 10-speed auto

Fuel consumption: 11.7L/100km

On sale: Now

Price: From Dh590,000

Sarfira

Director: Sudha Kongara Prasad

Starring: Akshay Kumar, Radhika Madan, Paresh Rawal 

Rating: 2/5

The specs

Engine: Dual 180kW and 300kW front and rear motors

Power: 480kW

Torque: 850Nm

Transmission: Single-speed automatic

Price: From Dh359,900 ($98,000)

On sale: Now

German intelligence warnings
  • 2002: "Hezbollah supporters feared becoming a target of security services because of the effects of [9/11] ... discussions on Hezbollah policy moved from mosques into smaller circles in private homes." Supporters in Germany: 800
  • 2013: "Financial and logistical support from Germany for Hezbollah in Lebanon supports the armed struggle against Israel ... Hezbollah supporters in Germany hold back from actions that would gain publicity." Supporters in Germany: 950
  • 2023: "It must be reckoned with that Hezbollah will continue to plan terrorist actions outside the Middle East against Israel or Israeli interests." Supporters in Germany: 1,250 

Source: Federal Office for the Protection of the Constitution

Kill%20
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Nikhil%20Nagesh%20Bhat%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStarring%3C%2Fstrong%3E%3A%20Lakshya%2C%20Tanya%20Maniktala%2C%20Ashish%20Vidyarthi%2C%20Harsh%20Chhaya%2C%20Raghav%20Juyal%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%3C%2Fstrong%3E%204.5%2F5%3Cbr%3E%3C%2Fp%3E%0A
UAE currency: the story behind the money in your pockets
The specs

Engine: 2.9-litre twin-turbo V6

Power: 540hp at 6,500rpm

Torque: 600Nm at 2,500rpm

Transmission: Eight-speed auto

Kerb weight: 1580kg

Price: From Dh750k

On sale: via special order

THE%C2%A0SPECS
%3Cp%3E%3Cstrong%3EEngine%3A%20%3C%2Fstrong%3E2.4-litre%20four-cylinder%0D%3Cbr%3E%3Cstrong%3EPower%3A%3C%2Fstrong%3E%20210hp%0D%3Cbr%3E%3Cstrong%3ETorque%3A%3C%2Fstrong%3E%20320Nm%0D%3Cbr%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20Starting%20from%20Dh89%2C900%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3ENow%0D%3Cbr%3E%3C%2Fp%3E%0A
Sinopharm vaccine explained

The Sinopharm vaccine was created using techniques that have been around for decades. 

“This is an inactivated vaccine. Simply what it means is that the virus is taken, cultured and inactivated," said Dr Nawal Al Kaabi, chair of the UAE's National Covid-19 Clinical Management Committee.

"What is left is a skeleton of the virus so it looks like a virus, but it is not live."

This is then injected into the body.

"The body will recognise it and form antibodies but because it is inactive, we will need more than one dose. The body will not develop immunity with one dose," she said.

"You have to be exposed more than one time to what we call the antigen."

The vaccine should offer protection for at least months, but no one knows how long beyond that.

Dr Al Kaabi said early vaccine volunteers in China were given shots last spring and still have antibodies today.

“Since it is inactivated, it will not last forever," she said.

Specs

Engine: Duel electric motors
Power: 659hp
Torque: 1075Nm
On sale: Available for pre-order now
Price: On request

How to volunteer

The UAE volunteers campaign can be reached at www.volunteers.ae , or by calling 800-VOLAE (80086523), or emailing info@volunteers.ae.

WHEN TO GO:

September to November or March to May; this is when visitors are most likely to see what they’ve come for.

WHERE TO STAY:

Meghauli Serai, A Taj Safari - Chitwan National Park resort (tajhotels.com) is a one-hour drive from Bharatpur Airport with stays costing from Dh1,396 per night, including taxes and breakfast. Return airport transfers cost from Dh661.

HOW TO GET THERE:

Etihad Airways regularly flies from Abu Dhabi to Kathmandu from around Dh1,500 per person return, including taxes. Buddha Air (buddhaair.com) and Yeti Airlines (yetiairlines.com) fly from Kathmandu to Bharatpur several times a day from about Dh660 return and the flight takes just 20 minutes. Driving is possible but the roads are hilly which means it will take you five or six hours to travel 148 kilometres.

The Bio

Favourite vegetable: “I really like the taste of the beetroot, the potatoes and the eggplant we are producing.”

Holiday destination: “I like Paris very much, it’s a city very close to my heart.”

Book: “Das Kapital, by Karl Marx. I am not a communist, but there are a lot of lessons for the capitalist system, if you let it get out of control, and humanity.”

Musician: “I like very much Fairuz, the Lebanese singer, and the other is Umm Kulthum. Fairuz is for listening to in the morning, Umm Kulthum for the night.”

The%20specs
%3Cp%3E%3Cstrong%3EPowertrain%3A%20%3C%2Fstrong%3ESingle%20electric%20motor%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E201hp%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E310Nm%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3ESingle-speed%20auto%0D%3Cbr%3E%3Cstrong%3EBattery%3A%20%3C%2Fstrong%3E53kWh%20lithium-ion%20battery%20pack%20(GS%20base%20model)%3B%2070kWh%20battery%20pack%20(GF)%0D%3Cbr%3E%3Cstrong%3ETouring%20range%3A%20%3C%2Fstrong%3E350km%20(GS)%3B%20480km%20(GF)%0D%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EFrom%20Dh129%2C900%20(GS)%3B%20Dh149%2C000%20(GF)%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%3C%2Fstrong%3E%20Now%3C%2Fp%3E%0A
Museum of the Future in numbers
  •  78 metres is the height of the museum
  •  30,000 square metres is its total area
  •  17,000 square metres is the length of the stainless steel facade
  •  14 kilometres is the length of LED lights used on the facade
  •  1,024 individual pieces make up the exterior 
  •  7 floors in all, with one for administrative offices
  •  2,400 diagonally intersecting steel members frame the torus shape
  •  100 species of trees and plants dot the gardens
  •  Dh145 is the price of a ticket

Springtime in a Broken Mirror,
Mario Benedetti, Penguin Modern Classics

 

Call of Duty: Black Ops 6

Developer: Treyarch, Raven Software
Publisher:  Activision
Console: PlayStation 4 & 5, Windows, Xbox One & Series X/S
Rating: 3.5/5

Disturbing%20facts%20and%20figures
%3Cp%3E%3Cstrong%3E51%25%3C%2Fstrong%3E%20of%20parents%20in%20the%20UAE%20feel%20like%20they%20are%20failing%20within%20the%20first%20year%20of%20parenthood%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3E57%25%20vs%2043%25%3C%2Fstrong%3E%20is%20the%20number%20of%20mothers%20versus%20the%20number%20of%20fathers%20who%20feel%20they%E2%80%99re%20failing%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3E28%25%3C%2Fstrong%3E%20of%20parents%20believe%20social%20media%20adds%20to%20the%20pressure%20they%20feel%20to%20be%20perfect%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3E55%25%3C%2Fstrong%3E%20of%20parents%20cannot%20relate%20to%20parenting%20images%20on%20social%20media%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3E67%25%3C%2Fstrong%3E%20of%20parents%20wish%20there%20were%20more%20honest%20representations%20of%20parenting%20on%20social%20media%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3E53%25%3C%2Fstrong%3E%20of%20parents%20admit%20they%20put%20on%20a%20brave%20face%20rather%20than%20being%20honest%20due%20to%20fear%20of%20judgment%3C%2Fp%3E%0A%3Cp%3E%3Cspan%20style%3D%22font-size%3A%2014px%3B%22%3ESource%3A%20YouGov%3C%2Fspan%3E%3C%2Fp%3E%0A
Donating your hair

    •    Your hair should be least 30 cms long, as some of the hair is lost during manufacturing of the wigs.
    •    Clean, dry hair in good condition (no split ends) from any gender, and of any natural colour, is required.
    •    Straight, wavy, curly, permed or chemically straightened is permitted.
    •    Dyed hair must be of a natural colour
 

 

FIXTURES

All games 6pm UAE on Sunday: 
Arsenal v Watford
Burnley v Brighton
Chelsea v Wolves
Crystal Palace v Tottenham
Everton v Bournemouth
Leicester v Man United
Man City v Norwich
Newcastle v Liverpool
Southampton v Sheffield United
West Ham v Aston Villa

Fixtures

Tuesday - 5.15pm: Team Lebanon v Alger Corsaires; 8.30pm: Abu Dhabi Storms v Pharaohs

Wednesday - 5.15pm: Pharaohs v Carthage Eagles; 8.30pm: Alger Corsaires v Abu Dhabi Storms

Thursday - 4.30pm: Team Lebanon v Pharaohs; 7.30pm: Abu Dhabi Storms v Carthage Eagles

Friday - 4.30pm: Pharaohs v Alger Corsaires; 7.30pm: Carthage Eagles v Team Lebanon

Saturday - 4.30pm: Carthage Eagles v Alger Corsaires; 7.30pm: Abu Dhabi Storms v Team Lebanon

T10 Cricket League
Sharjah Cricket Stadium
December 14- 17
6pm, Opening ceremony, followed by:
Bengal Tigers v Kerala Kings 
Maratha Arabians v Pakhtoons
Tickets available online at q-tickets.com/t10

Islamophobia definition

A widely accepted definition was made by the All Party Parliamentary Group on British Muslims in 2019: “Islamophobia is rooted in racism and is a type of racism that targets expressions of Muslimness or perceived Muslimness.” It further defines it as “inciting hatred or violence against Muslims”.

THE BIO

Ms Al Ameri likes the variety of her job, and the daily environmental challenges she is presented with.

Regular contact with wildlife is the most appealing part of her role at the Environment Agency Abu Dhabi.

She loves to explore new destinations and lives by her motto of being a voice in the world, and not an echo.

She is the youngest of three children, and has a brother and sister.

Her favourite book, Moby Dick by Herman Melville helped inspire her towards a career exploring  the natural world.

Generational responses to the pandemic

Devesh Mamtani from Century Financial believes the cash-hoarding tendency of each generation is influenced by what stage of the employment cycle they are in. He offers the following insights:

Baby boomers (those born before 1964): Owing to market uncertainty and the need to survive amid competition, many in this generation are looking for options to hoard more cash and increase their overall savings/investments towards risk-free assets.

Generation X (born between 1965 and 1980): Gen X is currently in its prime working years. With their personal and family finances taking a hit, Generation X is looking at multiple options, including taking out short-term loan facilities with competitive interest rates instead of dipping into their savings account.

Millennials (born between 1981 and 1996): This market situation is giving them a valuable lesson about investing early. Many millennials who had previously not saved or invested are looking to start doing so now.

COMPANY PROFILE
Name: Kumulus Water
 
Started: 2021
 
Founders: Iheb Triki and Mohamed Ali Abid
 
Based: Tunisia 
 
Sector: Water technology 
 
Number of staff: 22 
 
Investment raised: $4 million 
AUSTRALIA SQUAD

Tim Paine (captain), Sean Abbott, Pat Cummins, Cameron Green, Marcus Harris, Josh Hazlewood, Travis Head, Moises Henriques, Marnus Labuschagne, Nathan Lyon, Michael Neser, James Pattinson, Will Pucovski, Steve Smith, Mitchell Starc, Mitchell Swepson, Matthew Wade, David Warner

COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%203S%20Money%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202018%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20London%3Cbr%3E%3Cstrong%3EFounders%3A%3C%2Fstrong%3E%20Ivan%20Zhiznevsky%2C%20Eugene%20Dugaev%20and%20Andrei%20Dikouchine%3Cbr%3E%3Cstrong%3ESector%3A%3C%2Fstrong%3E%20FinTech%3Cbr%3E%3Cstrong%3EInvestment%20stage%3A%3C%2Fstrong%3E%20%245.6%20million%20raised%20in%20total%3C%2Fp%3E%0A
World Cup League Two

Results

Oman beat Nepal by 18 runs

Oman beat United States by six wickets

Nepal beat United States by 35 runs

Oman beat Nepal by eight wickets

 

Fixtures

Tuesday, Oman v United States

Wednesday, Nepal v United States

 

The Melbourne Mercer Global Pension Index

The Melbourne Mercer Global Pension Index

Mazen Abukhater, principal and actuary at global consultancy Mercer, Middle East, says the company’s Melbourne Mercer Global Pension Index - which benchmarks 34 pension schemes across the globe to assess their adequacy, sustainability and integrity - included Saudi Arabia for the first time this year to offer a glimpse into the region.

The index highlighted fundamental issues for all 34 countries, such as a rapid ageing population and a low growth / low interest environment putting pressure on expected returns. It also highlighted the increasing popularity around the world of defined contribution schemes.

“Average life expectancy has been increasing by about three years every 10 years. Someone born in 1947 is expected to live until 85 whereas someone born in 2007 is expected to live to 103,” Mr Abukhater told the Mena Pensions Conference.

“Are our systems equipped to handle these kind of life expectancies in the future? If so many people retire at 60, they are going to be in retirement for 43 years – so we need to adapt our retirement age to our changing life expectancy.”

Saudi Arabia came in the middle of Mercer’s ranking with a score of 58.9. The report said the country's index could be raised by improving the minimum level of support for the poorest aged individuals and increasing the labour force participation rate at older ages as life expectancies rise.

Mr Abukhater said the challenges of an ageing population, increased life expectancy and some individuals relying solely on their government for financial support in their retirement years will put the system under strain.

“To relieve that pressure, governments need to consider whether it is time to switch to a defined contribution scheme so that individuals can supplement their own future with the help of government support,” he said.

Updated: September 16, 2024, 5:14 AM