For the second year in a row, the annual pilgrimage of Hajj is being transformed by the coronavirus.
Before the pandemic, vast crowds dressed in white, unstitched robes circled the black Kaaba, chanting in unison for hours on end: “Allah, here I am. You have no equal, here I am. Verily, all praise and blessings are Yours and all sovereignty. You have no equal.”
With internal restrictions and measures to curb the spread of the coronavirus in place, a decision was made to allow only Saudi Arabian citizens and residents of the kingdom to perform the pilgrimage this year under a strict set of regulations and permits.
When does Hajj begin?
Hajj starts on the ninth day of Dhu Al Hijja (That of Hajj) under the Islamic lunar calendar, corresponding this year with July 11 on the Gregorian calendar.
The first 10 days leading to the pilgrimage carry significant and meaningful milestones for Muslims in the 12th and final month of their lunar year.
In Dhu Al Hijja, and the three other sacred months of the year, Muslims are banned from going to war except as an act of self-defence, and are encouraged to engage in more forms of worship than usual.
After Islam was established and the people of Makkah entered the faith, Prophet Mohammed and his companions performed Hajj on this month.
During that pilgrimage, Muslims witnessed the ideal application of the rituals of Hajj and attempt to mimic Prophet Mohammed's enactment to this day.
The first 10 days
Mentioned in the Quran for their importance, Muslim scholars have placed a tremendous weight on good deeds performed during the first 10 days of the month.
Fasting from dawn until dusk is one of the most beloved acts of worship in that period. In contrast to the month of Ramadan, this fast is not mandatory but is 'mustahab', or recommended.
The majority of practicing Muslims fast on the day that pilgrims ascend the mount of Arafat – which will fall on Monday, July 19 this year.
This marks the start of the journey of Hajj, where pilgrims head to the mount where they remain until sunset.
Prayers are believed to be answered on this day, which is considered one of the holiest days of the Islamic year.
During the first third of the month, Muslims recite the Quran, and dhikr [praising Allah]. Giving alms, and for Makkah's residents, providing supplies for the pilgrims are among the most virtuous deeds.
During Hajj, pilgrims are not encouraged to fast because of the difficulty some might find in performing all of the tenets of the pilgrimage.
Eid Al Adha
Day 10 of Dhu Al Hijjah marks the first day of Eid Al Adha.
The name Eid Al Adha is derived from the Arabic word Al Udhiya, which means animal sacrifice.
Each year during these days, Muslims who have the financial means sacrifice their best halal domestic animals – usually a cow, camel, goat, sheep or ram depending on the region – as a symbol of the Prophet Abraham's willingness to sacrifice his only son, Ismail.
The meat is typically divided among the executor and their family, and those in need. A person can also arrange for the sacrifice to be held in another region or country where meat is less abundant or cheaper.
Unlike Eid Al Fitr, which marks the end of Ramadan, Eid Al Adha is four days long. On the first day, Eid prayers are usually performed in the morning before the sacrifice is carried out.
But this year as countries impose different measures regarding congregational prayers, it is unclear whether socially distanced Eid prayers will be permitted.
Company Profile
Name: JustClean
Based: Kuwait with offices in other GCC countries
Launch year: 2016
Number of employees: 130
Sector: online laundry service
Funding: $12.9m from Kuwait-based Faith Capital Holding
Avatar: Fire and Ash
Director: James Cameron
Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana
Rating: 4.5/5
Labour dispute
The insured employee may still file an ILOE claim even if a labour dispute is ongoing post termination, but the insurer may suspend or reject payment, until the courts resolve the dispute, especially if the reason for termination is contested. The outcome of the labour court proceedings can directly affect eligibility.
- Abdullah Ishnaneh, Partner, BSA Law
APPLE IPAD MINI (A17 PRO)
Display: 21cm Liquid Retina Display, 2266 x 1488, 326ppi, 500 nits
Chip: Apple A17 Pro, 6-core CPU, 5-core GPU, 16-core Neural Engine
Storage: 128/256/512GB
Main camera: 12MP wide, f/1.8, digital zoom up to 5x, Smart HDR 4
Front camera: 12MP ultra-wide, f/2.4, Smart HDR 4, full-HD @ 25/30/60fps
Biometrics: Touch ID, Face ID
Colours: Blue, purple, space grey, starlight
In the box: iPad mini, USB-C cable, 20W USB-C power adapter
Price: From Dh2,099
COMPANY PROFILE
Name: Kumulus Water
Started: 2021
Founders: Iheb Triki and Mohamed Ali Abid
Based: Tunisia
Sector: Water technology
Number of staff: 22
Investment raised: $4 million
Multitasking pays off for money goals
Tackling money goals one at a time cost financial literacy expert Barbara O'Neill at least $1 million.
That's how much Ms O'Neill, a distinguished professor at Rutgers University in the US, figures she lost by starting saving for retirement only after she had created an emergency fund, bought a car with cash and purchased a home.
"I tell students that eventually, 30 years later, I hit the million-dollar mark, but I could've had $2 million," Ms O'Neill says.
Too often, financial experts say, people want to attack their money goals one at a time: "As soon as I pay off my credit card debt, then I'll start saving for a home," or, "As soon as I pay off my student loan debt, then I'll start saving for retirement"."
People do not realise how costly the words "as soon as" can be. Paying off debt is a worthy goal, but it should not come at the expense of other goals, particularly saving for retirement. The sooner money is contributed, the longer it can benefit from compounded returns. Compounded returns are when your investment gains earn their own gains, which can dramatically increase your balances over time.
"By putting off saving for the future, you are really inhibiting yourself from benefiting from that wonderful magic," says Kimberly Zimmerman Rand , an accredited financial counsellor and principal at Dragonfly Financial Solutions in Boston. "If you can start saving today ... you are going to have a lot more five years from now than if you decide to pay off debt for three years and start saving in year four."
Where to donate in the UAE
The Emirates Charity Portal
You can donate to several registered charities through a “donation catalogue”. The use of the donation is quite specific, such as buying a fan for a poor family in Niger for Dh130.
The General Authority of Islamic Affairs & Endowments
The site has an e-donation service accepting debit card, credit card or e-Dirham, an electronic payment tool developed by the Ministry of Finance and First Abu Dhabi Bank.
Al Noor Special Needs Centre
You can donate online or order Smiles n’ Stuff products handcrafted by Al Noor students. The centre publishes a wish list of extras needed, starting at Dh500.
Beit Al Khair Society
Beit Al Khair Society has the motto “From – and to – the UAE,” with donations going towards the neediest in the country. Its website has a list of physical donation sites, but people can also contribute money by SMS, bank transfer and through the hotline 800-22554.
Dar Al Ber Society
Dar Al Ber Society, which has charity projects in 39 countries, accept cash payments, money transfers or SMS donations. Its donation hotline is 800-79.
Dubai Cares
Dubai Cares provides several options for individuals and companies to donate, including online, through banks, at retail outlets, via phone and by purchasing Dubai Cares branded merchandise. It is currently running a campaign called Bookings 2030, which allows people to help change the future of six underprivileged children and young people.
Emirates Airline Foundation
Those who travel on Emirates have undoubtedly seen the little donation envelopes in the seat pockets. But the foundation also accepts donations online and in the form of Skywards Miles. Donated miles are used to sponsor travel for doctors, surgeons, engineers and other professionals volunteering on humanitarian missions around the world.
Emirates Red Crescent
On the Emirates Red Crescent website you can choose between 35 different purposes for your donation, such as providing food for fasters, supporting debtors and contributing to a refugee women fund. It also has a list of bank accounts for each donation type.
Gulf for Good
Gulf for Good raises funds for partner charity projects through challenges, like climbing Kilimanjaro and cycling through Thailand. This year’s projects are in partnership with Street Child Nepal, Larchfield Kids, the Foundation for African Empowerment and SOS Children's Villages. Since 2001, the organisation has raised more than $3.5 million (Dh12.8m) in support of over 50 children’s charities.
Noor Dubai Foundation
Sheikh Mohammed bin Rashid Al Maktoum launched the Noor Dubai Foundation a decade ago with the aim of eliminating all forms of preventable blindness globally. You can donate Dh50 to support mobile eye camps by texting the word “Noor” to 4565 (Etisalat) or 4849 (du).