There was a point, as I got dressed for the first day of riding in Chandigarh, that, I admit, I thought about it.
Video: Biking through the Himalayas
The National's Motoring editor and photographer embarked upon an 11-day journey through the Himalayan mountains, riding the sturdy and iconic Royal Enfield.
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Laying out my riding gear on the bed; the heavy boots, the long jacket, thick trousers, helmet, gloves and neck brace, I wondered if I really needed it all on this first section. I mean, the city was full of young men and even families on small motorcycles, wearing little more than T-shirts and shorts, with some even forgoing helmets. What kind of a dork would I be, dressed up like a soldier from the Halo video game, riding around on an old-looking Royal Enfield around town?
I'd like to think it was just common sense on my part, but I donned everything, including the neck brace, to start the journey, trying not to think of other riders' disdain or weird looks.
You see, for me, part of the fun of owning a bike is buying the gear. But I'm not just shopping for fashion; the whole point of all this gear is to stay as safe as possible in the event of a crash. And I thought I'd feel like a right idiot if I did fall off while my safety gear was stowed away in the support van for vanity's sake. And, as it turns out, this was a very good decision.
Near the end of my Himalayan adventure, I hit a bump hard, which tossed my Enfield up and sent me flying over the handlebars. I broke my right collarbone, and you might ask, "what good was your gear then?"
But a more pertinent question would be, "how bad could it have been without it?"
Let's go through it all, starting with the jacket and trousers. Both are made of tough Cordura, an abrasion-resistant fabric, and they, along with my leather gloves and boots, protected me from any friction burns from hitting the ground. In fact, the only bruise I had was on my side where there was no armour, but my shoulder and elbows were fine and bruise free. They certainly wouldn't have been had I been wearing just a T-shirt.
The armoured boots also saved my ankles from injury, as they include hard supports around the ankles and shins. The boots, jacket, gloves and trousers were so tough that they don't even have any tears or rips, and I'll gladly use them another day.
The helmet didn't fare so well; there were deep gouges where it took the brunt of the fall, but to its credit, I barely felt hitting my head; it absorbed all the impact. Because of that, I destroyed it and left it in Leh. A helmet that has already suffered a hit is not to be used again because the foam inside that absorbs the force is now crushed and won't react the same way. At least I get to shop for a new helmet now.
But the damage to the helmet is a clue to the effectiveness of the last piece of equipment, the neck brace. This brace is relatively new to the motorcycle world, and used primarily by off-road and motocross riders. It was designed by Chris Leatt a few years ago, who was inspired to design the device after seeing a couple of riders break their necks in low-speed accidents.
The way it works is simple: it rests on the shoulders, back and sternum and acts as a stop for the helmet to prevent overextending the neck, sometimes sacrificing other, more easily repairable bones in the process. Bones like the collarbone.
I can't say for sure what injuries I would have suffered had I not been wearing the neck brace, but the combination of all the gear prevented further pain and more serious damage. That is without question.
If you've got a bike, get the gear and wear it. Looking like a dork is much better than being an idiot.
Scoreline
Ireland 16 (Tries: Stockdale Cons: Sexton Pens: Sexton 3)
New Zealand 9 (Pens: Barrett 2 Drop Goal: Barrett)
ICC Women's T20 World Cup Asia Qualifier 2025, Thailand
UAE fixtures
May 9, v Malaysia
May 10, v Qatar
May 13, v Malaysia
May 15, v Qatar
May 18 and 19, semi-finals
May 20, final
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
About Takalam
Date started: early 2020
Founders: Khawla Hammad and Inas Abu Shashieh
Based: Abu Dhabi
Sector: HealthTech and wellness
Number of staff: 4
Funding to date: Bootstrapped
The Bio
Favourite vegetable: “I really like the taste of the beetroot, the potatoes and the eggplant we are producing.”
Holiday destination: “I like Paris very much, it’s a city very close to my heart.”
Book: “Das Kapital, by Karl Marx. I am not a communist, but there are a lot of lessons for the capitalist system, if you let it get out of control, and humanity.”
Musician: “I like very much Fairuz, the Lebanese singer, and the other is Umm Kulthum. Fairuz is for listening to in the morning, Umm Kulthum for the night.”
The Gandhi Murder
- 71 - Years since the death of MK Gandhi, also christened India's Father of the Nation
- 34 - Nationalities featured in the film The Gandhi Murder
- 7 - million dollars, the film's budget
$1,000 award for 1,000 days on madrasa portal
Daily cash awards of $1,000 dollars will sweeten the Madrasa e-learning project by tempting more pupils to an education portal to deepen their understanding of math and sciences.
School children are required to watch an educational video each day and answer a question related to it. They then enter into a raffle draw for the $1,000 prize.
“We are targeting everyone who wants to learn. This will be $1,000 for 1,000 days so there will be a winner every day for 1,000 days,” said Sara Al Nuaimi, project manager of the Madrasa e-learning platform that was launched on Tuesday by the Vice President and Ruler of Dubai, to reach Arab pupils from kindergarten to grade 12 with educational videos.
“The objective of the Madrasa is to become the number one reference for all Arab students in the world. The 5,000 videos we have online is just the beginning, we have big ambitions. Today in the Arab world there are 50 million students. We want to reach everyone who is willing to learn.”
SERIE A FIXTURES
Saturday Spezia v Lazio (6pm), Juventus v Torino (9pm), Inter Milan v Bologna (7.45pm)
Sunday Verona v Cagliari (3.30pm), Parma v Benevento, AS Roma v Sassuolo, Udinese v Atalanta (all 6pm), Crotone v Napoli (9pm), Sampdoria v AC Milan (11.45pm)
Monday Fiorentina v Genoa (11.45pm)
The 12 Syrian entities delisted by UK
Ministry of Interior
Ministry of Defence
General Intelligence Directorate
Air Force Intelligence Agency
Political Security Directorate
Syrian National Security Bureau
Military Intelligence Directorate
Army Supply Bureau
General Organisation of Radio and TV
Al Watan newspaper
Cham Press TV
Sama TV
Results:
5pm: Baynunah Conditions (UAE bred) Dh80,000 1,400m.
Winner: Al Tiryaq, Dane O’Neill (jockey), Abdullah Al Hammadi (trainer).
5.30pm: Al Zahra Handicap (rated 0-45) Dh 80,000 1,400m:
Winner: Fahadd, Richard Mullen, Ahmed Al Mehairbi.
6pm: Al Ras Al Akhdar Maiden Dh80,000 1,600m.
Winner: Jaahiz, Jesus Rosales, Eric Lemartinel.
6.30pm: Al Reem Island Handicap Dh90,000 1,600m.
Winner: AF Al Jahed, Antonio Fresu, Ernst Oertel.
7pm: Al Khubairah Handicap (TB) 100,000 2,200m.
Winner: Empoli, Pat Dobbs, Doug Watson.
7.30pm: Wathba Stallions Cup Handicap Dh80,000 2,200m.
Winner: Shivan OA, Patrick Cosgrave, Helal Al Alawi.