Travel insurance policies for lost baggage

Travelling abroad and worried you might lose your luggage? Check out the top insurance policies.

Jeff Topping/ The National

Zurich Gold

Benefits With worldwide coverage and up to Dh18,350 for a baggage loss claim, this is ideal for those on the go. There is also up to Dh3,670 in cover for delayed baggage of more than four hours as well as cover for personal laptops, legal assistance and missed flight connections. A five-day trip with worldwide coverage will cost Dh124.

Watch out for Be clear on the coverage you want. This is a worldwide policy unless you sign up for a cheaper option which excludes the US, Japan and the Caribbean.

RSA Executive Travel

Benefits A baggage allowance of up to Dh22,020 is ideal for business travellers with expensive suits or IT equipment stored in their cases. With worldwide coverage and Dh1,836 for delayed flights and Dh2,752 for a lost passport, the policy also includes extra cover for assault and robbery and hijacking. A five-day trip with worldwide coverage will cost Dh195.

Watch out for To ensure a baggage claim loss is approved, ensure cases are properly secured and never left unattended.

Axa Smart

Benefits This policy offers up to Dh18,390 for lost bags and the same amount of cover for cancellation or curtailment of an overseas trip. There is also up to Dh920 for delayed baggage. Plus you will receive up to Dh1,839 for flights delayed more than 12 hours. A five-day trip with worldwide coverage will cost Dh130.

Watch out for For some covers, a small excess fee can apply so check first.