Working in slums and rural communities in Pakistan gave Sadaffe Abid a great appreciation of how the majority of her compatriots live. Sarah Dea / The National
Working in slums and rural communities in Pakistan gave Sadaffe Abid a great appreciation of how the majority of her compatriots live. Sarah Dea / The National

Pakistani businesswoman Sadaffe Abid makes it her mission to empower women



Sadaffe Abid is one of Pakistan's most successful businesswomen. She was the chief executive of the Kashf Foundation, one of the largest microfinance institutions in Pakistan, growing it from a pilot project in two rooms, to serve 300,000 female clients with micro-loans. Ms Abid also co-founded the Buksh Foundation, a Pakistani start-up that enhances financial access to micro entrepreneurs. After 13 years in micro-financing, Ms Abid now splits her time between Dubai and Pakistan, conducting leadership training focused on developing high-potential female professionals and entrepreneurs and emerging talent.

What was your inspiration for wanting to help Pakistani women?

I’m from an educated family of men and women, and my father worked in the military so we had a tight budget. But I was able to get a scholarship to study at Mount Holyoke College in the US. That opened my mind to possibilities – I met people from different cultures, developed a love for learning and growth and wanted to go back to Pakistan to make a difference. I started out in development, doing two years of consulting work for the World Bank and the Asian Development Bank. I went to slums and rural communities in Pakistan, which gave me a great appreciation of how the majority of Pakistan live. Their daily challenges were very different from mine. Over 5.1 million primary school-aged children are out of school in Pakistan – the third highest number of out-of-school children in the world – and 63 per cent of them are girls. However it’s a society that’s changing, and female role models are emerging.

What does the Kashf Foundation do for women?

I joined Kashf in 1997 when it was a two-room incubator in Lahore. At the beginning we didn’t know much about micro-financing, we were really working like a lab. I worked with the founders to turn Kashf into an organisation that employs 2000 staff and has disbursed US$200 million. Kashf micro-finances small businesses for women who are earning $2 to $3 a day. We help them open grocery stores, make bangles or shoes and buy goats by giving women micro-loans starting at US$100, and going up to $1,000.

Why did you turn your focus to helping other female business leaders?

I got another scholarship for a masters in entrepreneurship and leadership at Harvard Kennedy School in the US. I learnt the adaptive leadership model with professor Ron Heifetz, which really inspired me.

Two years ago I moved to Dubai and started running leadership programmes with women in the UAE and Pakistan. The idea was to enable them to become more effective at exercising leadership and to create a group of women who can engage, sponsor and mentor each other.

Who are the women on your leadership programmes?

We’ve had 30 Emirati, Arab, South Asian and western high-potential women go through the programme here. These women were looking at accelerating their growth and also becoming effective and purposeful in their personal life. I also work with emerging female professionals, young women just starting their careers that are really interested in learning. Women in companies like PwC, Microsoft, Dell, MasterCard, Sharjah Business Women’s Council, Dubai Holding and DP World have participated in our programmes.

How does the programme work?

It’s about empowering women so they can tap into their unique strengths. We create a safe space for discussions on what’s working, what’s not, and where women can step up. For example, to exercise leadership you’ve got to have a stomach for conflict and difficult conversations. But women generally tend to be stabilisers. So they develop self-awareness about their defaults and blind spots. What’s different about us is that our leadership techniques are innovative – it’s not a lecture-based model, it’s very experiential. So we get women to practice new behaviours in the room. For example if you want to be a risk-taker, what would risk- taking look like during the programme? Because we’re all born with these qualities. It’s just that based on our culture, environment and family, some qualities get nurtured more than others. We practice using the muscles we’re not used to using.

How can workplaces evolve to better support women leaders?

Workspaces were built when men were in the majority, so they still reflect that. Having more women in positions of decision-making power will make a difference, as will having more candid conversations about balancing the needs of raising a family and work life, and engaging with men on these topics to understand their perspectives. There are many unconscious biases that we carry as women and men and these discussions help us peel the layers. There’s a lot of potential for society to be more holistic, to recognise the different roles women have. It would also be valuable to have men in senior positions mentor and sponsor women, it would lead to such a great exchange.

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If you go

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Despite the extreme distance, flying to Fairbanks is relatively simple, requiring just one transfer in Seattle, which can be reached directly from Dubai with Emirates for Dh6,800 return.

 

Touring

Gondwana Ecotours’ seven-day Polar Bear Adventure starts in Fairbanks in central Alaska before visiting Kaktovik and Utqiarvik on the North Slope. Polar bear viewing is highly likely in Kaktovik, with up to five two-hour boat tours included. Prices start from Dh11,500 per person, with all local flights, meals and accommodation included; gondwanaecotours.com 

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Tuesday, April 24 (10.45pm)

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Wednesday, April 25
Bayern Munich v Real Madrid (10.45pm)

Europa League semi-final, first leg
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Arsenal v Atletico Madrid (11.05pm)
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The biog

Name: Capt Shadia Khasif

Position: Head of the Criminal Registration Department at Hatta police

Family: Five sons and three daughters

The first female investigator in Hatta.

Role Model: Father

She believes that there is a solution to every problem

 

Eyasses squad

Charlie Preston (captain) – goal shooter/ goalkeeper (Dubai College)

Arushi Holt (vice-captain) – wing defence / centre (Jumeriah English Speaking School)

Olivia Petricola (vice-captain) – centre / wing attack (Dubai English Speaking College)

Isabel Affley – goalkeeper / goal defence (Dubai English Speaking College)

Jemma Eley – goal attack / wing attack (Dubai College)

Alana Farrell-Morton – centre / wing / defence / wing attack (Nord Anglia International School)

Molly Fuller – goal attack / wing attack (Dubai College)

Caitlin Gowdy – goal defence / wing defence (Dubai English Speaking College)

Noorulain Hussain – goal defence / wing defence (Dubai College)

Zahra Hussain-Gillani – goal defence / goalkeeper (British School Al Khubairat)

Claire Janssen – goal shooter / goal attack (Jumeriah English Speaking School)

Eliza Petricola – wing attack / centre (Dubai English Speaking College)

Your rights as an employee

The government has taken an increasingly tough line against companies that fail to pay employees on time. Three years ago, the Cabinet passed a decree allowing the government to halt the granting of work permits to companies with wage backlogs.

The new measures passed by the Cabinet in 2016 were an update to the Wage Protection System, which is in place to track whether a company pays its employees on time or not.

If wages are 10 days late, the new measures kick in and the company is alerted it is in breach of labour rules. If wages remain unpaid for a total of 16 days, the authorities can cancel work permits, effectively shutting off operations. Fines of up to Dh5,000 per unpaid employee follow after 60 days.

Despite those measures, late payments remain an issue, particularly in the construction sector. Smaller contractors, such as electrical, plumbing and fit-out businesses, often blame the bigger companies that hire them for wages being late.

The authorities have urged employees to report their companies at the labour ministry or Tawafuq service centres — there are 15 in Abu Dhabi.

The specs: 2019 Chevrolet Bolt EV

Price, base: Dh138,000 (estimate)
Engine: 60kWh battery
Transmission: Single-speed Electronic Precision Shift
Power: 204hp
Torque: 360Nm
​​​​​​​Range: 520km (claimed)

MEDIEVIL (1998)

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Dobromir Radichkov, chief data officer at dubizzle and Bayut, offers a few tips for UAE residents looking to earn some cash from pre-loved items.

  1. Sellers should focus on providing high-quality used goods at attractive prices to buyers.
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Name: DarDoc
Based: Abu Dhabi
Founders: Samer Masri, Keswin Suresh
Sector: HealthTech
Total funding: $800,000
Investors: Flat6Labs, angel investors + Incubated by Hub71, Abu Dhabi's Department of Health
Number of employees: 10

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Manchester City 6
(D Silva 26', Sterling 38', 81', 87', De Bruyne 61', Jesus 68')

Watford 0

Man of the match: Bernardo Silva (Manchester City)

Race card

6.30pm: Emirates Holidays Maiden (TB), Dh82,500 (Dirt), 1,900m
7.05pm: Arabian Adventures Maiden (TB), Dh82,500 (D), 1,200m
7.40pm: Emirates Skywards Handicap (TB), Dh82,500 (D), 1,200m
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8.50pm: Emirates Sky Cargo (TB), Dh92,500 (D)1,400m
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The biog

From: Upper Egypt

Age: 78

Family: a daughter in Egypt; a son in Dubai and his wife, Nabila

Favourite Abu Dhabi activity: walking near to Emirates Palace

Favourite building in Abu Dhabi: Emirates Palace

UAE medallists at Asian Games 2023

Gold
Magomedomar Magomedomarov – Judo – Men’s +100kg
Khaled Al Shehi – Jiu-jitsu – Men’s -62kg
Faisal Al Ketbi – Jiu-jitsu – Men’s -85kg
Asma Al Hosani – Jiu-jitsu – Women’s -52kg
Shamma Al Kalbani – Jiu-jitsu – Women’s -63kg
Silver
Omar Al Marzooqi – Equestrian – Individual showjumping
Bishrelt Khorloodoi – Judo – Women’s -52kg
Khalid Al Blooshi – Jiu-jitsu – Men’s -62kg
Mohamed Al Suwaidi – Jiu-jitsu – Men’s -69kg
Balqees Abdulla – Jiu-jitsu – Women’s -48kg
Bronze
Hawraa Alajmi – Karate – Women’s kumite -50kg
Ahmed Al Mansoori – Cycling – Men’s omnium
Abdullah Al Marri – Equestrian – Individual showjumping
Team UAE – Equestrian – Team showjumping
Dzhafar Kostoev – Judo – Men’s -100kg
Narmandakh Bayanmunkh – Judo – Men’s -66kg
Grigorian Aram – Judo – Men’s -90kg
Mahdi Al Awlaqi – Jiu-jitsu – Men’s -77kg
Saeed Al Kubaisi – Jiu-jitsu – Men’s -85kg
Shamsa Al Ameri – Jiu-jitsu – Women’s -57kg

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United States Championship Jeff Hardy (champion) v Jinder Mahal

SmackDown Tag Team Championship The Bludgeon Brothers (champions) v The Usos

Raw Tag Team Championship (currently vacant) Cesaro and Sheamus v Matt Hardy and Bray Wyatt

Casket match The Undertaker v Rusev

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Women’s T20 World Cup Qualifier

From September 18-25, Abu Dhabi . The two finalists advance to the main event in South Africa in February 2023

Group A: United States, Ireland, Scotland, Bangladesh
Group B: UAE, Thailand, Zimbabwe, Papua New Guinea

UAE group fixtures:
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Sept 19, 3pm, Tolerance Oval - PNG v UAE
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UAE squad: Chaya Mughal (captain), Esha Oza, Kavisha Kumari, Rinitha Rajith, Rithika Rajith, Khushi Sharma, Theertha Satish, Lavanya Keny, Priyanjali Jain, Suraksha Kotte, Natasha Cherriath, Indhuja Nandakumar, Vaishnave Mahesh, Siya Gokhale, Samaira Dharnidharka

The specs

Engine: 2-litre 4-cylinder
Power: 153hp at 6,000rpm
Torque: 200Nm at 4,000rpm
Transmission: 6-speed auto
Fuel consumption: 6.3L/100km
Price: Dh106,900
On sale: now

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Company: Eco Way
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Founder: Ivan Kroshnyi
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Industry: Electric vehicles
Investors: Bootstrapped with undisclosed funding. Looking to raise funds from outside

Company profile

Company name: Fasset
Started: 2019
Founders: Mohammad Raafi Hossain, Daniel Ahmed
Based: Dubai
Sector: FinTech
Initial investment: $2.45 million
Current number of staff: 86
Investment stage: Pre-series B
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Company name: Switch Foods
Started: 2022
Founder: Edward Hamod
Based: Abu Dhabi, UAE
Industry: Plant-based meat production
Number of employees: 34
Funding: $6.5 million
Funding round: Seed
Investors: Based in US and across Middle East