Sadaffe Abid is one of Pakistan's most successful businesswomen. She was the chief executive of the Kashf Foundation, one of the largest microfinance institutions in Pakistan, growing it from a pilot project in two rooms, to serve 300,000 female clients with micro-loans. Ms Abid also co-founded the Buksh Foundation, a Pakistani start-up that enhances financial access to micro entrepreneurs. After 13 years in micro-financing, Ms Abid now splits her time between Dubai and Pakistan, conducting leadership training focused on developing high-potential female professionals and entrepreneurs and emerging talent.
What was your inspiration for wanting to help Pakistani women?
I’m from an educated family of men and women, and my father worked in the military so we had a tight budget. But I was able to get a scholarship to study at Mount Holyoke College in the US. That opened my mind to possibilities – I met people from different cultures, developed a love for learning and growth and wanted to go back to Pakistan to make a difference. I started out in development, doing two years of consulting work for the World Bank and the Asian Development Bank. I went to slums and rural communities in Pakistan, which gave me a great appreciation of how the majority of Pakistan live. Their daily challenges were very different from mine. Over 5.1 million primary school-aged children are out of school in Pakistan – the third highest number of out-of-school children in the world – and 63 per cent of them are girls. However it’s a society that’s changing, and female role models are emerging.
What does the Kashf Foundation do for women?
I joined Kashf in 1997 when it was a two-room incubator in Lahore. At the beginning we didn’t know much about micro-financing, we were really working like a lab. I worked with the founders to turn Kashf into an organisation that employs 2000 staff and has disbursed US$200 million. Kashf micro-finances small businesses for women who are earning $2 to $3 a day. We help them open grocery stores, make bangles or shoes and buy goats by giving women micro-loans starting at US$100, and going up to $1,000.
Why did you turn your focus to helping other female business leaders?
I got another scholarship for a masters in entrepreneurship and leadership at Harvard Kennedy School in the US. I learnt the adaptive leadership model with professor Ron Heifetz, which really inspired me.
Two years ago I moved to Dubai and started running leadership programmes with women in the UAE and Pakistan. The idea was to enable them to become more effective at exercising leadership and to create a group of women who can engage, sponsor and mentor each other.
Who are the women on your leadership programmes?
We’ve had 30 Emirati, Arab, South Asian and western high-potential women go through the programme here. These women were looking at accelerating their growth and also becoming effective and purposeful in their personal life. I also work with emerging female professionals, young women just starting their careers that are really interested in learning. Women in companies like PwC, Microsoft, Dell, MasterCard, Sharjah Business Women’s Council, Dubai Holding and DP World have participated in our programmes.
How does the programme work?
It’s about empowering women so they can tap into their unique strengths. We create a safe space for discussions on what’s working, what’s not, and where women can step up. For example, to exercise leadership you’ve got to have a stomach for conflict and difficult conversations. But women generally tend to be stabilisers. So they develop self-awareness about their defaults and blind spots. What’s different about us is that our leadership techniques are innovative – it’s not a lecture-based model, it’s very experiential. So we get women to practice new behaviours in the room. For example if you want to be a risk-taker, what would risk- taking look like during the programme? Because we’re all born with these qualities. It’s just that based on our culture, environment and family, some qualities get nurtured more than others. We practice using the muscles we’re not used to using.
How can workplaces evolve to better support women leaders?
Workspaces were built when men were in the majority, so they still reflect that. Having more women in positions of decision-making power will make a difference, as will having more candid conversations about balancing the needs of raising a family and work life, and engaging with men on these topics to understand their perspectives. There are many unconscious biases that we carry as women and men and these discussions help us peel the layers. There’s a lot of potential for society to be more holistic, to recognise the different roles women have. It would also be valuable to have men in senior positions mentor and sponsor women, it would lead to such a great exchange.
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Stage 2
1. Mathieu van der Poel (NED) Alpecin-Fenix 4:18:30
2. Tadej Pogacar (SLV) UAE Team Emirates 0:00:06
3. Primoz Roglic (SLV) Jumbo-Visma 0:00:06
4. Wilco Kelderman (NED) Bora-Hansgrohe 0:00:06
5. Julian Alaphilippe (FRA) Deceuninck-QuickStep 0:00:08
Pearls on a Branch: Oral Tales
Najlaa Khoury, Archipelago Books
UAE currency: the story behind the money in your pockets
The Vile
Starring: Bdoor Mohammad, Jasem Alkharraz, Iman Tarik, Sarah Taibah
Director: Majid Al Ansari
Rating: 4/5
MATCH INFO
Argentina 47 (Tries: Sanchez, Tuculet (2), Mallia (2), De La Fuente, Bertranou; Cons: Sanchez 5, Urdapilleta)
United States 17 (Tries: Scully (2), Lasike; Cons: MacGinty)
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Killing of Qassem Suleimani
COMPANY PROFILE
Name: Kumulus Water
Started: 2021
Founders: Iheb Triki and Mohamed Ali Abid
Based: Tunisia
Sector: Water technology
Number of staff: 22
Investment raised: $4 million
Five films to watch
Castle in the Sky (1986)
Grave of the Fireflies (1988)
Only Yesterday (1991)
Pom Poki (1994)
The Tale of Princess Kaguya (2013)
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The years Ramadan fell in May
MATCH INFO
Champions League quarter-final, first leg
Manchester United v Barcelona, Wednesday, 11pm (UAE)
Match on BeIN Sports
Zimbabwe v UAE, ODI series
All matches at the Harare Sports Club:
1st ODI, Wednesday, April 10
2nd ODI, Friday, April 12
3rd ODI, Sunday, April 14
4th ODI, Tuesday, April 16
UAE squad: Mohammed Naveed (captain), Rohan Mustafa, Ashfaq Ahmed, Shaiman Anwar, Mohammed Usman, CP Rizwan, Chirag Suri, Mohammed Boota, Ghulam Shabber, Sultan Ahmed, Imran Haider, Amir Hayat, Zahoor Khan, Qadeer Ahmed
Bio
Born in Dibba, Sharjah in 1972.
He is the eldest among 11 brothers and sisters.
He was educated in Sharjah schools and is a graduate of UAE University in Al Ain.
He has written poetry for 30 years and has had work published in local newspapers.
He likes all kinds of adventure movies that relate to his work.
His dream is a safe and preserved environment for all humankind.
His favourite book is The Quran, and 'Maze of Innovation and Creativity', written by his brother.
How to join and use Abu Dhabi’s public libraries
• There are six libraries in Abu Dhabi emirate run by the Department of Culture and Tourism, including one in Al Ain and Al Dhafra.
• Libraries are free to visit and visitors can consult books, use online resources and study there. Most are open from 8am to 8pm on weekdays, closed on Fridays and have variable hours on Saturdays, except for Qasr Al Watan which is open from 10am to 8pm every day.
• In order to borrow books, visitors must join the service by providing a passport photograph, Emirates ID and a refundable deposit of Dh400. Members can borrow five books for three weeks, all of which are renewable up to two times online.
• If users do not wish to pay the fee, they can still use the library’s electronic resources for free by simply registering on the website. Once registered, a username and password is provided, allowing remote access.
• For more information visit the library network's website.
Match info
Manchester United 4
(Pogba 5', 33', Rashford 45', Lukaku 72')
Bournemouth 1
(Ake 45 2')
Red card: Eric Bailly (Manchester United)
McLaren GT specs
Engine: 4-litre twin-turbo V8
Transmission: seven-speed
Power: 620bhp
Torque: 630Nm
Price: Dh875,000
On sale: now
The specs
Engine: 2.7-litre 4-cylinder Turbomax
Power: 310hp
Torque: 583Nm
Transmission: 8-speed automatic
Price: From Dh192,500
On sale: Now
Gulf Under 19s final
Dubai College A 50-12 Dubai College B
How to apply for a drone permit
- Individuals must register on UAE Drone app or website using their UAE Pass
- Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
- Upload the training certificate from a centre accredited by the GCAA
- Submit their request
What are the regulations?
- Fly it within visual line of sight
- Never over populated areas
- Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
- Users must avoid flying over restricted areas listed on the UAE Drone app
- Only fly the drone during the day, and never at night
- Should have a live feed of the drone flight
- Drones must weigh 5 kg or less
The 100 Best Novels in Translation
Boyd Tonkin, Galileo Press
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The specs
Price, base / as tested Dh1,470,000 (est)
Engine 6.9-litre twin-turbo W12
Gearbox eight-speed automatic
Power 626bhp @ 6,000rpm
Torque: 900Nm @ 1,350rpm
Fuel economy, combined 14.0L / 100km
What vitamins do we know are beneficial for living in the UAE
Vitamin D: Highly relevant in the UAE due to limited sun exposure; supports bone health, immunity and mood.
Vitamin B12: Important for nerve health and energy production, especially for vegetarians, vegans and individuals with absorption issues.
Iron: Useful only when deficiency or anaemia is confirmed; helps reduce fatigue and support immunity.
Omega-3 (EPA/DHA): Supports heart health and reduces inflammation, especially for those who consume little fish.
Brief scores:
Huesca 0
Real Madrid 1
Bale 8'
Dhadak 2
Director: Shazia Iqbal
Starring: Siddhant Chaturvedi, Triptii Dimri
Rating: 1/5
Results:
5pm: Maiden (PA) Dh80,000 2,200m | Winner: AF Al Montaqem, Bernardo Pinheiro (jockey), Ernst Oertel (trainer)
5.30pm: Maiden (PA) Dh80,000 1,200m | Winner: Daber W’Rsan, Connor Beasley, Jaci Wickham
6pm: Handicap (PA) Dh85,000 1,600m | Winner: Bainoona, Fabrice Veron, Eric Lemartinel
6.30pm: Handicap (PA) Dh80,000 1,600m | Winner: AF Makerah, Antonio Fresu, Ernst Oertel
7pm: Wathba Stallions Cup Handicap (PA) Dh70,000 | Winner: AF Motaghatres, Antonio Fresu, Ernst Oertel
7.30pm: Handicap (TB) Dh90,000 1,600m | Winner: Tafakhor, Ronan Whelan, Ali Rashid Al Raihe
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The specs
Engine: 4.0-litre V8 twin-turbocharged and three electric motors
Power: Combined output 920hp
Torque: 730Nm at 4,000-7,000rpm
Transmission: 8-speed dual-clutch automatic
Fuel consumption: 11.2L/100km
On sale: Now, deliveries expected later in 2025
Price: expected to start at Dh1,432,000