The building management is threatening to cancel the tenant's access cards and deny access to the building. Getty Images
The building management is threatening to cancel the tenant's access cards and deny access to the building. Getty Images
The building management is threatening to cancel the tenant's access cards and deny access to the building. Getty Images
The building management is threatening to cancel the tenant's access cards and deny access to the building. Getty Images

UAE Property: ‘Can the building management deny access to my apartment?’


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Question: We have been renting an apartment since 2014 and share an excellent relationship with the owner.

A few days before our annual renewal on July 19, I contacted him to remind him to send me the updated contract. I also wanted to confirm if I had to make the rent bank transfer to the same account as before.

He had been unwell, so I contacted him a week later as requested. We spoke and he said he wanted some more time to check about adding a small increase to the rent.

Both he and I are quite relaxed about this as there is full trust between us.

This morning, I received a message from the building management stating that unless we provide copies of a new contract, Ejari and IDs within the next 10 days, our access cards will be cancelled and we will no longer have access to the building and, therefore, to our apartment.

Regardless of whether our landlord will have the contract ready by then or not, does the law in Dubai give a third party (building management in this case) the arbitrary right to prevent us from accessing our apartment, despite there being no issue whatsoever between us and the landlord?

Also, does a third party have a right to demand copies of private documents? DP, Dubai

Answer: Your question is very interesting because it highlights a potential flaw in the system.

The norm is that the building management does have the right to request these current documents because all tenancies are supposed to be registered in the Ejari system.

However, due to the situation with your landlord needing more time to organise himself, he would have to do one of two things in order to keep continuity with your access to the facilities and/or the building itself.

He would need to send a notification to the building management that all is OK and request that there be no disruption to your tenancy, irrespective of proper Ejari documentation, which has yet to be finalised. Alternatively, he must proceed to agree to the new terms of the renewal, so you can get full access after registering the Ejari once again.

The key to all of this is communication, and as long as either you or the landlord communicate your position, the management will be more accommodating.

Their current position of stating that access will be denied is just all management's default position, so to alter this, you or the landlord will need to explain why the contract hasn’t been renewed yet.

It is true that if the landlord was OK with you staying rent free, he would have had to inform the management anyway.

For security and procedural purposes, all management companies ask to see these documents for their files, and it is not illegal for them to request them.

Q: I have been renting an apartment in Abu Dhabi for a year.

My landlord now plans to sell the apartment and the property management company has reached out to me many times to arrange viewings for potential buyers.

My family and I have been unwell of late and we are not comfortable allowing strangers into the house.

Am I legally required to allow viewings and what are the rules I should follow? GF, Abu Dhabi

The most expensive villa sold in Dubai – in pictures

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    The most expensive villa yet sold in Dubai cost Dh302m ($82.2m). All photos Alpago Properties
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    Management from developer Nakheel attended a private event to mark the record sale. Photo: Alpago Properties

A: The first thing to point out would be to check the wording of your contract. In many cases, there are clauses that allow for viewings in the event that the landlord wants to sell and, of course, the parameters that would govern this.

If your contract has no provisions or clauses that apply when selling, technically speaking, you do not have to allow access to anyone for this purpose.

The reason is that you pay rent in exchange for quiet enjoyment of the property, and this means not having to allow strangers into the unit.

The owner is entitled to visit the property for inspection purposes, but again, this ought to be written in the contract, and only by appointment, for a specific reason and with specific timing. This should not be used as a way to disguise sales viewings.

Mario Volpi is the sales director at AX Capital. He has worked in the property sector for 39 years in London and Dubai. The opinions expressed do not constitute legal advice and are provided for information only. Please send any questions to m.volpi@axcapital.ae

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Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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Updated: August 17, 2023, 4:00 AM