J37BM7 Beautiful woman shopping fashionable clothes in clothing store.
Replace the pleasure you derive from shopping with something more financially positive. Instead of making the purchase, transfer the amount you were tempted to spend to your savings account. Alamy

Is your willpower stopping you from achieving financial goals?

On The Money

Make money work for you with news and expert analysis

      By signing up, I agree to The National's privacy policy
      On The Money