Ras Al Khaimah offers foreign workers a high quality of life, according to the InterNations Expat City Ranking 2023 report. Photo: Hilton
Ras Al Khaimah offers foreign workers a high quality of life, according to the InterNations Expat City Ranking 2023 report. Photo: Hilton
Ras Al Khaimah offers foreign workers a high quality of life, according to the InterNations Expat City Ranking 2023 report. Photo: Hilton
Ras Al Khaimah offers foreign workers a high quality of life, according to the InterNations Expat City Ranking 2023 report. Photo: Hilton

Ras Al Khaimah ranked world's fourth-best city for expatriates


Deepthi Nair
  • English
  • Arabic

Ras Al Khaimah has been ranked among the best global cities for expatriates to live and work, based on the high quality of life it offers and job opportunities, according to a report by global network InterNations.

The city ranked fourth on the index of 49 destinations, followed by Abu Dhabi in fifth position and Dubai in 11th place, InterNations said in its annual Expat City Ranking 2023 report.

Spanish cities dominated the top places in the index, with Malaga topping the global ranking, and Alicante and Valencia in second and third place, respectively.

Rounding off the top 10 were Madrid, Mexico City, Kuala Lumpur, Bangkok and Muscat.

Some of the worst cities for expatriates include Milan, Rome, Vancouver, Hamburg, Berlin, Dublin, Istanbul, London, Paris and Seoul.

InterNations polled 12,065 people in 172 nations and territories, asking questions based on five categories: quality of life, ease of settling in, working abroad, personal finance and an expatriate essentials index, which covers digital life, administration topics, housing and language.

“With a first place ranking in the expat essentials index, Ras Al Khaimah is the city where it’s easiest for expats to get started: 78 per cent had no issues getting a visa to move there [versus 57 per cent globally],” InterNations said.

“And about seven in 10 say that housing is both affordable [68 per cent compared with 38 per cent globally] and easy to find [72 per cent versus 49 per cent globally].

“What’s more, expats in Ras Al Khaimah enjoy the highest overall job satisfaction [first] and the second-best personal career options, making it one of the best cities for working abroad [ranking second]. Respondents are also happy with their financial situation, placing the city in the top 10 for personal finance [eighth].”

Another aspect that makes living in Ras Al Khaimah an enjoyable experience is its “tight-knit social life”, the report found.

The UAE, the Arab world’s second-largest economy, has introduced several economic, legal and social reforms in recent years to strengthen its business environment, increase foreign direct investment, attract skilled workers and provide incentives to companies to set up or expand their operations.

In 2019, amendments were introduced to the Golden Visa initiative to simplify the eligibility criteria and expand the categories of beneficiaries.

The 10-year visa is granted to investors, entrepreneurs and skilled professionals who earn a monthly salary of more than Dh30,000 ($8,167), as well as exceptional talent, scientists and professionals, outstanding students and graduates, property investors, humanitarian pioneers and front-line workers.

A green visa provides a five-year residency for skilled employees without the need for a sponsor or employer.

The UAE also introduced a one-year digital nomad visa in March 2021 that allows people to live in the Emirates while continuing to work for employers in their home countries.

Dubai also offers a five-year retirement visa for potential residents older than 55.

Abu Dhabi ranked sixth among global cities for quality of life, the InterNations survey found.

The UAE’s capital city also ranked first globally for car infrastructure, while expatriates rated it among the top three for medical services: 88 per cent are happy with the quality of health care compared with 70 per cent globally.

Expatriates in Abu Dhabi also rated the city high for personal safety and political stability, the survey found.

Abu Dhabi also ranked third globally for offering foreign workers one of the smoothest transition phases, according to InterNations.

The city scored well in terms of obtaining a visa, opening a bank account and the availability of government services.

Abu Dhabi ranked eighth globally for housing availability and is the easiest place in the world for expatriates to get by without speaking the local language, according to InterNations.

The UAE capital ranked ninth globally for working abroad, with 55 per cent of foreign workers saying that moving there has improved their career prospects.

The report revealed that 86 per cent of respondents are also happy with the state of the local economy compared with 62 per cent globally.

Nearly seven in 10 (68 per cent) expatriates said that Abu Dhabi's business culture encourages creativity and thinking outside the box.

Dubai was ranked fourth globally for offering newcomers an easy start, according to InterNations.

The city was ranked the easiest place in the world to get a visa, while foreign workers also ranked it third globally in terms of dealing with administration topics.

Dubai ranked eighth globally in the working abroad sub-index, with 78 per cent of respondents saying that moving there has improved their career prospects, the survey found.

The city also performed favourably in terms of work satisfaction among expatriates, with 77 per cent saying that the local business culture encourages creativity and 62 per cent saying that it promotes independent work and flat hierarchies, InterNations said.

Top 11 global cities for expatriates to live and work in 2023

  • Malaga in Spain was voted the world's best city for expatriates in the annual InterNations Expat City Ranking 2023 report. Getty Images
    Malaga in Spain was voted the world's best city for expatriates in the annual InterNations Expat City Ranking 2023 report. Getty Images
  • Alicante in Spain was in second place, scoring high for ease of settling in and availability of affordable housing, the survey found. Will Myers/ Unsplash
    Alicante in Spain was in second place, scoring high for ease of settling in and availability of affordable housing, the survey found. Will Myers/ Unsplash
  • The Spanish city of Valencia rounded off the top three. It scored well for its quality of life. Giuseppe Buccola/ Unsplash
    The Spanish city of Valencia rounded off the top three. It scored well for its quality of life. Giuseppe Buccola/ Unsplash
  • Ras Al Khaimah was ranked fourth and scored well for ease of settling in and job satisfaction. Khushnum Bhandari / The National
    Ras Al Khaimah was ranked fourth and scored well for ease of settling in and job satisfaction. Khushnum Bhandari / The National
  • Abu Dhabi was ranked fifth, based on the quality of life, health care, personal safety and political stability. Khushnum Bhandari / The National
    Abu Dhabi was ranked fifth, based on the quality of life, health care, personal safety and political stability. Khushnum Bhandari / The National
  • Expatriates ranked Madrid sixth globally. It ranked highly for its quality of digital life. Jorge Fernández Salas/ Unsplash
    Expatriates ranked Madrid sixth globally. It ranked highly for its quality of digital life. Jorge Fernández Salas/ Unsplash
  • Mexico City was seventh, with respondents praising its friendly population and general cost of living. Oscar Reygo/ Unsplash
    Mexico City was seventh, with respondents praising its friendly population and general cost of living. Oscar Reygo/ Unsplash
  • Kuala Lumpur in Malaysia was ranked as the eighth-best city with expatriates expressing satisfaction with their finances. Esmonde Yong/ Unsplash
    Kuala Lumpur in Malaysia was ranked as the eighth-best city with expatriates expressing satisfaction with their finances. Esmonde Yong/ Unsplash
  • Bangkok in Thailand was ranked ninth based on affordable housing and excellent health care. Florian Wehde/ Unsplash
    Bangkok in Thailand was ranked ninth based on affordable housing and excellent health care. Florian Wehde/ Unsplash
  • Muscat was 10th, based on friendly locals and the availability of affordable housing. Victor Besa / The National
    Muscat was 10th, based on friendly locals and the availability of affordable housing. Victor Besa / The National
  • Dubai was 11th owing to its quality of life and ease of settling in. Antonie Robertson/The National
    Dubai was 11th owing to its quality of life and ease of settling in. Antonie Robertson/The National
  1. Malaga
  2. Alicante
  3. Valencia
  4. Ras Al Khaimah
  5. Abu Dhabi
  6. Madrid
  7. Mexico City
  8. Kuala Lumpur
  9. Bangkok
  10. Muscat
  11. Dubai
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7 — Michael Schumacher (1994, ’95, 2000, ’01 ’02, ’03, ’04)

7 — Lewis Hamilton (2008, ’14,’15, ’17, ’18, ’19, ’20)

5 — Juan Manuel Fangio (1951, ’54, ’55, ’56, ’57)

4 — Alain Prost (1985, ’86, ’89, ’93)

4 — Sebastian Vettel (2010, ’11, ’12, ’13)

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1 Jeff Bezos $140 billion
2 Bill Gates $98.3 billion
3 Bernard Arnault $83.1 billion
4 Warren Buffett $83 billion
5 Amancio Ortega $67.9 billion
6 Mark Zuckerberg $67.3 billion
7 Larry Page $56.8 billion
8 Larry Ellison $56.1 billion
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10 Carlos Slim $55.2 billion

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Engine: 2.0-litre in-line four-cylinder turbo

Gearbox: 7-speed automatic

Power: 211hp at 5,500rpm

Torque: 350Nm

Fuel economy, combined: 6.0 l/100 km

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Torque: 1075Nm
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Abu Dhabi World Pro 2019 remaining schedule:

Wednesday April 24: Abu Dhabi World Professional Jiu-Jitsu Championship, 11am-6pm

Thursday April 25:  Abu Dhabi World Professional Jiu-Jitsu Championship, 11am-5pm

Friday April 26: Finals, 3-6pm

Saturday April 27: Awards ceremony, 4pm and 8pm

How to become a Boglehead

Bogleheads follow simple investing philosophies to build their wealth and live better lives. Just follow these steps.

•   Spend less than you earn and save the rest. You can do this by earning more, or being frugal. Better still, do both.

•   Invest early, invest often. It takes time to grow your wealth on the stock market. The sooner you begin, the better.

•   Choose the right level of risk. Don't gamble by investing in get-rich-quick schemes or high-risk plays. Don't play it too safe, either, by leaving long-term savings in cash.

•   Diversify. Do not keep all your eggs in one basket. Spread your money between different companies, sectors, markets and asset classes such as bonds and property.

•   Keep charges low. The biggest drag on investment performance is all the charges you pay to advisers and active fund managers.

•   Keep it simple. Complexity is your enemy. You can build a balanced, diversified portfolio with just a handful of ETFs.

•   Forget timing the market. Nobody knows where share prices will go next, so don't try to second-guess them.

•   Stick with it. Do not sell up in a market crash. Use the opportunity to invest more at the lower price.

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Sara El Bakkali v Anisha Kadka (Lightweight, female)
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Prop idols

Girls full-contact rugby may be in its infancy in the Middle East, but there are already a number of role models for players to look up to.

Sophie Shams (Dubai Exiles mini, England sevens international)

An Emirati student who is blazing a trail in rugby. She first learnt the game at Dubai Exiles and captained her JESS Primary school team. After going to study geophysics at university in the UK, she scored a sensational try in a cup final at Twickenham. She has played for England sevens, and is now contracted to top Premiership club Saracens.

----

Seren Gough-Walters (Sharjah Wanderers mini, Wales rugby league international)

Few players anywhere will have taken a more circuitous route to playing rugby on Sky Sports. Gough-Walters was born in Al Wasl Hospital in Dubai, raised in Sharjah, did not take up rugby seriously till she was 15, has a master’s in global governance and ethics, and once worked as an immigration officer at the British Embassy in Abu Dhabi. In the summer of 2021 she played for Wales against England in rugby league, in a match that was broadcast live on TV.

----

Erin King (Dubai Hurricanes mini, Ireland sevens international)

Aged five, Australia-born King went to Dubai Hurricanes training at The Sevens with her brothers. She immediately struck up a deep affection for rugby. She returned to the city at the end of last year to play at the Dubai Rugby Sevens in the colours of Ireland in the Women’s World Series tournament on Pitch 1.

Blue%20Beetle
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Angel%20Manuel%20Soto%3Cbr%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3EXolo%20Mariduena%2C%20Adriana%20Barraza%2C%20Damian%20Alcazar%2C%20Raoul%20Max%20Trujillo%2C%20Susan%20Sarandon%2C%20George%20Lopez%3Cbr%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E4%2F5%C2%A0%3C%2Fp%3E%0A
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Engine: 6.2-litre supercharged V8

Power: 712hp at 6,100rpm

Torque: 881Nm at 4,800rpm

Transmission: 8-speed auto

Fuel consumption: 19.6 l/100km

Price: Dh380,000

On sale: now 

the pledge

I pledge to uphold the duty of tolerance

I pledge to take a first stand against hate and injustice

I pledge to respect and accept people whose abilities, beliefs and culture are different from my own

I pledge to wish for others what I wish for myself

I pledge to live in harmony with my community

I pledge to always be open to dialogue and forgiveness

I pledge to do my part to create peace for all

I pledge to exercise benevolence and choose kindness in all my dealings with my community

I pledge to always stand up for these values: Zayed's values for tolerance and human fraternity

The specs: Fenyr SuperSport

Price, base: Dh5.1 million

Engine: 3.8-litre twin-turbo flat-six

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Price: base / as tested: Dh382,000

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Starring: Ella Hunt, Malcolm Cumming, Mark Benton

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Director: James Cameron

Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana

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Started: July 2016

Founders: Mukesh Bansal and Ankit Nagori

Based: Bangalore, India

Sector: Health & wellness

Size: 500 employees

Investment: $250 million

Investors: Accel, Oaktree Capital (US); Chiratae Ventures, Epiq Capital, Innoven Capital, Kalaari Capital, Kotak Mahindra Bank, Piramal Group’s Anand Piramal, Pratithi Investment Trust, Ratan Tata (India); and Unilever Ventures (Unilever’s global venture capital arm)

First Person
Richard Flanagan
Chatto & Windus 

Classification of skills

A worker is categorised as skilled by the MOHRE based on nine levels given in the International Standard Classification of Occupations (ISCO) issued by the International Labour Organisation. 

A skilled worker would be someone at a professional level (levels 1 – 5) which includes managers, professionals, technicians and associate professionals, clerical support workers, and service and sales workers.

The worker must also have an attested educational certificate higher than secondary or an equivalent certification, and earn a monthly salary of at least Dh4,000. 

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Andy Murray - hip

Novak Djokovic - elbow

Roger Federer - back

Stan Wawrinka - knee

Kei Nishikori - wrist

Marin Cilic - adductor

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What can you do?

Document everything immediately; including dates, times, locations and witnesses

Seek professional advice from a legal expert

You can report an incident to HR or an immediate supervisor

You can use the Ministry of Human Resources and Emiratisation’s dedicated hotline

In criminal cases, you can contact the police for additional support

Last 10 NBA champions

2017: Golden State bt Cleveland 4-1
2016: Cleveland bt Golden State 4-3
2015: Golden State bt Cleveland 4-2
2014: San Antonio bt Miami 4-1
2013: Miami bt San Antonio 4-3
2012: Miami bt Oklahoma City 4-1
2011: Dallas bt Miami 4-2
2010: Los Angeles Lakers bt Boston 4-3
2009: Los Angeles Lakers bt Orlando 4-1
2008: Boston bt Los Angeles Lakers 4-2

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Engine: 4.0-litre flat-six
Power: 510hp at 9,000rpm
Torque: 450Nm at 6,100rpm
Transmission: 7-speed PDK auto or 6-speed manual
Fuel economy, combined: 13.8L/100km
On sale: Available to order now
Price: From Dh801,800
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Sharad Nair recommends three investment apps for UAE residents:

  • For beginners or people who want to start investing with limited capital, Mr Nair suggests eToro. “The low fees and low minimum balance requirements make the platform more accessible,” he says. “The user interface is straightforward to understand and operate, while its social element may help ease beginners into the idea of investing money by looking to a virtual community.”
  • If you’re an experienced investor, and have $10,000 or more to invest, consider Saxo Bank. “Saxo Bank offers a more comprehensive trading platform with advanced features and insight for more experienced users. It offers a more personalised approach to opening and operating an account on their platform,” he says.
  • Finally, StashAway could work for those who want a hands-off approach to their investing. “It removes one of the biggest challenges for novice traders: picking the securities in their portfolio,” Mr Nair says. “A goal-based approach or view towards investing can help motivate residents who may usually shy away from investment platforms.”
COMPANY%20PROFILE%20
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England's all-time record goalscorers:
Wayne Rooney 53
Bobby Charlton 49
Gary Lineker 48
Jimmy Greaves 44
Michael Owen 40
Tom Finney 30
Nat Lofthouse 30
Alan Shearer 30
Viv Woodward 29
Frank Lampard 29

Quick pearls of wisdom

Focus on gratitude: And do so deeply, he says. “Think of one to three things a day that you’re grateful for. It needs to be specific, too, don’t just say ‘air.’ Really think about it. If you’re grateful for, say, what your parents have done for you, that will motivate you to do more for the world.”

Know how to fight: Shetty married his wife, Radhi, three years ago (he met her in a meditation class before he went off and became a monk). He says they’ve had to learn to respect each other’s “fighting styles” – he’s a talk it-out-immediately person, while she needs space to think. “When you’re having an argument, remember, it’s not you against each other. It’s both of you against the problem. When you win, they lose. If you’re on a team you have to win together.” 

Know your Camel lingo

The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home

Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless

Asayel camels - sleek, short-haired hound-like racers

Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s

Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival

Ten tax points to be aware of in 2026

1. Domestic VAT refund amendments: request your refund within five years

If a business does not apply for the refund on time, they lose their credit.

2. E-invoicing in the UAE

Businesses should continue preparing for the implementation of e-invoicing in the UAE, with 2026 a preparation and transition period ahead of phased mandatory adoption. 

3. More tax audits

Tax authorities are increasingly using data already available across multiple filings to identify audit risks. 

4. More beneficial VAT and excise tax penalty regime

Tax disputes are expected to become more frequent and more structured, with clearer administrative objection and appeal processes. The UAE has adopted a new penalty regime for VAT and excise disputes, which now mirrors the penalty regime for corporate tax.

5. Greater emphasis on statutory audit

There is a greater need for the accuracy of financial statements. The International Financial Reporting Standards standards need to be strictly adhered to and, as a result, the quality of the audits will need to increase.

6. Further transfer pricing enforcement

Transfer pricing enforcement, which refers to the practice of establishing prices for internal transactions between related entities, is expected to broaden in scope. The UAE will shortly open the possibility to negotiate advance pricing agreements, or essentially rulings for transfer pricing purposes. 

7. Limited time periods for audits

Recent amendments also introduce a default five-year limitation period for tax audits and assessments, subject to specific statutory exceptions. While the standard audit and assessment period is five years, this may be extended to up to 15 years in cases involving fraud or tax evasion. 

8. Pillar 2 implementation 

Many multinational groups will begin to feel the practical effect of the Domestic Minimum Top-Up Tax (DMTT), the UAE's implementation of the OECD’s global minimum tax under Pillar 2. While the rules apply for financial years starting on or after January 1, 2025, it is 2026 that marks the transition to an operational phase.

9. Reduced compliance obligations for imported goods and services

Businesses that apply the reverse-charge mechanism for VAT purposes in the UAE may benefit from reduced compliance obligations. 

10. Substance and CbC reporting focus

Tax authorities are expected to continue strengthening the enforcement of economic substance and Country-by-Country (CbC) reporting frameworks. In the UAE, these regimes are increasingly being used as risk-assessment tools, providing tax authorities with a comprehensive view of multinational groups’ global footprints and enabling them to assess whether profits are aligned with real economic activity. 

Contributed by Thomas Vanhee and Hend Rashwan, Aurifer

Veere di Wedding
Dir: Shashanka Ghosh
Starring: Kareena Kapoo-Khan, Sonam Kapoor, Swara Bhaskar and Shikha Talsania ​​​​​​​
Verdict: 4 Stars

Profile of Hala Insurance

Date Started: September 2018

Founders: Walid and Karim Dib

Based: Abu Dhabi

Employees: Nine

Amount raised: $1.2 million

Funders: Oman Technology Fund, AB Accelerator, 500 Startups, private backers

 

Updated: November 16, 2023, 8:44 AM