Nation's legal checks are in urgent need of rebalancing


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At an Abu Dhabi hotel restaurant in May 2010, Amr Al Azhari and his fiancée ordered seafood and duck liver. His fiancée then complained her fish tasted strange. Al Azhari exchanged his dish with hers, believing she was finicky because she had a cold.

Within hours of reaching home, symptoms of food poisoning began to show in Al Azhari. The following afternoon he was taken to Al Salama Hospital, where, according to court documents, a doctor diagnosed him with stomach and respiratory infections.

Later that evening, the family called the doctor because the 27-year-old Egyptian described symptoms of paralysis. The doctor told the family to give him painkillers and, after the family failed to find the needed drugs at nearby pharmacies, the doctor told them to place his head under cold water. The family insisted on taking him back to the hospital, where his body broke out in brown spots.

Even then, according to the family, the doctor remained convinced it was a minor case until another doctor immediately recognised he had food poisoning.

Then a third doctor told family members to leave the room and that Al Azhari had typhoid fever. A few minutes after that, he informed them Al Azhari had died.

Such cases of misdiagnosis and medical errors, even in routine cases, are common around the world. In the UAE, authorities have taken measures to reduce these errors by hiring better doctors and improving the system of licensing and management. But the story of Al Azhari highlights deeper challenges in the legal system, most important the poor coordination between courts.

Both the Court of First Instance and the Court of Appeals cleared the restaurant and the hotel of negligence leading to death. Prosecutors had not included the hospital in the charge sheet, although judges and officials from Health Authority-Abu Dhabi later said the hospital was at fault. The verdict effectively left no one liable for Al Azhari's death.

I covered the case for The National when it was handled by the two courts early in 2011. Last week, I contacted the family to ask what has happened to the case. They said that the justices of the Court of Cassation, Abu Dhabi's highest court, sent the case back to the Public Prosecution because they found that the doctors should have been included in the case and not only the hotel and restaurant staff. Prosecutors made the change and the case is now back in the Court of First Instance for new hearings.

Nearly three years after the man's death and two years after the case reached the courts, justice for Al Azhari has not been served. Al Azhari's mother attends every hearing and after hearings, she sometimes goes to the judges and asks them to speed up the process.

"She doesn't want any penny from them as compensation," Khaled, Al Azhari's brother, wrote to me. "She only wants them to be convicted, especially that [one of the defendants] is free and goes in and out the country ignoring the court's requests to attend the sessions."

The story has a valuable lesson about how the court system should operate in the UAE. The country's high courts have addressed complex issues such as medical liability and set legal precedents on trial and conviction. Yet these important precedents often do not trickle down.

Courts around the world have checks and balances between the different levels of appeal. But in the UAE a lack of communication between the different courts, particularly on issues such as liability and compensation, can delay justice.

Lower courts here tend to shun precedents set by high courts unless a case is sent back with a specific ruling; in this case, the lower courts have to rule according to the finding of the high court. But that is not the case if a lawyer, for example, presents a legal precedent to judges at lower courts, as the judges have the discretion to ignore it saying "different judges have different interpretations".

High courts have an advantage over lower courts in terms of the quality of rulings. Judges at high courts have more time for deliberation due to the typically lower number of cases in their hands. High courts also study the merit of previous verdicts rather than simply hearing a case and issuing a judgment.

Additionally, high courts tend to take into account the wider context in the country. While lower courts follow a philosophy of deterrence and therefore tend to be tougher in their verdicts, high courts consider the interests of the wider community and the verdict's implications.

Take the case of a Muslim Sudanese man who stabbed his Christian girlfriend 17 times after he suspected she was having an affair. Although Abu Dhabi's lower courts found him guilty of premeditated murder, in December 2010, he was sentenced to 15 years in prison because under the Maliki school of Islamic law, the system officially adopted in UAE courts, a Muslim cannot face execution if the victim is a non-Muslim.

The Court of Cassation rejected the verdict and ordered the case to be retried under a different school, called Hanafi, that calls for the death penalty in such cases. The reasoning provided in the court was to ensure equality as the victim was a resident of the country and therefore entitled to protection, security and sanctity for her "blood, honour and money".

Dynamic rulings by the country's high courts are essential to help modernise old legal practices. Similar rulings must become more common in the nation's lower courts.

On Twitter: hhassan140

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Essentials

The flights

Emirates and Etihad fly direct from the UAE to Geneva from Dh2,845 return, including taxes. The flight takes 6 hours. 

The package

Clinique La Prairie offers a variety of programmes. A six-night Master Detox costs from 14,900 Swiss francs (Dh57,655), including all food, accommodation and a set schedule of medical consultations and spa treatments.

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

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Cast: Vicky Kaushal, Akshaye Khanna, Diana Penty, Vineet Kumar Singh, Rashmika Mandanna

Rating: 1/5

England World Cup squad

Eoin Morgan (capt), Moeen Ali, Jofra Archer, Jonny Bairstow, Jos Buttler (wkt), Tom Curran, Liam Dawson, Liam Plunkett, Adil Rashid, Joe Root, Jason Roy, Ben Stokes, James Vince, Chris Woakes, Mark Wood

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Tax authority targets shisha levy evasion

The Federal Tax Authority will track shisha imports with electronic markers to protect customers and ensure levies have been paid.

Khalid Ali Al Bustani, director of the tax authority, on Sunday said the move is to "prevent tax evasion and support the authority’s tax collection efforts".

The scheme’s first phase, which came into effect on 1st January, 2019, covers all types of imported and domestically produced and distributed cigarettes. As of May 1, importing any type of cigarettes without the digital marks will be prohibited.

He said the latest phase will see imported and locally produced shisha tobacco tracked by the final quarter of this year.

"The FTA also maintains ongoing communication with concerned companies, to help them adapt their systems to meet our requirements and coordinate between all parties involved," he said.

As with cigarettes, shisha was hit with a 100 per cent tax in October 2017, though manufacturers and cafes absorbed some of the costs to prevent prices doubling.

Five ways to get fit like Craig David (we tried for seven but ran out of time)

Start the week as you mean to go on. So get your training on strong on a Monday.

Train hard, but don’t take it all so seriously that it gets to the point where you’re not having fun and enjoying your friends and your family and going out for nice meals and doing that stuff.

Think about what you’re training or eating a certain way for — don’t, for example, get a six-pack to impress somebody else or lose weight to conform to society’s norms. It’s all nonsense.

Get your priorities right.

And last but not least, you should always, always chill on Sundays.

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Power: 727hp

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Transmission: 8-speed auto

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What is the Supreme Petroleum Council?

The Abu Dhabi Supreme Petroleum Council was established in 1988 and is the highest governing body in Abu Dhabi’s oil and gas industry. The council formulates, oversees and executes the emirate’s petroleum-related policies. It also approves the allocation of capital spending across state-owned Adnoc’s upstream, downstream and midstream operations and functions as the company’s board of directors. The SPC’s mandate is also required for auctioning oil and gas concessions in Abu Dhabi and for awarding blocks to international oil companies. The council is chaired by Sheikh Khalifa, the President and Ruler of Abu Dhabi while Sheikh Mohamed bin Zayed, Abu Dhabi’s Crown Prince and Deputy Supreme Commander of the Armed Forces, is the vice chairman.

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The National's picks

4.35pm: Tilal Al Khalediah
5.10pm: Continous
5.45pm: Raging Torrent
6.20pm: West Acre
7pm: Flood Zone
7.40pm: Straight No Chaser
8.15pm: Romantic Warrior
8.50pm: Calandogan
9.30pm: Forever Young

Types of policy

Term life insurance: this is the cheapest and most-popular form of life cover. You pay a regular monthly premium for a pre-agreed period, typically anything between five and 25 years, or possibly longer. If you die within that time, the policy will pay a cash lump sum, which is typically tax-free even outside the UAE. If you die after the policy ends, you do not get anything in return. There is no cash-in value at any time. Once you stop paying premiums, cover stops.

Whole-of-life insurance: as its name suggests, this type of life cover is designed to run for the rest of your life. You pay regular monthly premiums and in return, get a guaranteed cash lump sum whenever you die. As a result, premiums are typically much higher than one term life insurance, although they do not usually increase with age. In some cases, you have to keep up premiums for as long as you live, although there may be a cut-off period, say, at age 80 but it can go as high as 95. There are penalties if you don’t last the course and you may get a lot less than you paid in.

Critical illness cover: this pays a cash lump sum if you suffer from a serious illness such as cancer, heart disease or stroke. Some policies cover as many as 50 different illnesses, although cancer triggers by far the most claims. The payout is designed to cover major financial responsibilities such as a mortgage or children’s education fees if you fall ill and are unable to work. It is cost effective to combine it with life insurance, with the policy paying out once if you either die or suffer a serious illness.

Income protection: this pays a replacement income if you fall ill and are unable to continue working. On the best policies, this will continue either until you recover, or reach retirement age. Unlike critical illness cover, policies will typically pay out for stress and musculoskeletal problems such as back trouble.