Forces loyal to Syrian president Bashar Al Assad walk through Halfaya in Hama province. George Ourfalian / Reuters
Forces loyal to Syrian president Bashar Al Assad walk through Halfaya in Hama province. George Ourfalian / Reuters
Forces loyal to Syrian president Bashar Al Assad walk through Halfaya in Hama province. George Ourfalian / Reuters
Forces loyal to Syrian president Bashar Al Assad walk through Halfaya in Hama province. George Ourfalian / Reuters

Syrian troops pound central village as rebels make gains in Golan Heights


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BEIRUT // Syrian warplanes and helicopter gunships struck targets in a central village on Saturday in what appears to be preparations for a ground offensive on the rebel stronghold, activists said.

The air raids on Kfar Zeita, which has been under rebel control for nearly two years, came amid a major government offensive in the religiously mixed central province of Hama.

Saturday’s air raids came two days after troops captured the strategic town of Halfaya, better positioning government forces to defend nearby Christian and Alawite communities that support president Bashar Al Assad. Central Syria is a communal patchwork home to large groups of Christians, Ismailis and Alawites, who mainly back Mr Al Assad, himself an Alawite. Many from these groups fear attacks on them by extremists among the mostly-Sunni rebels.

Kfar Zeita and the nearby town of Morek, which are on the motorway linking Hama with Aleppo, have been rebel-controlled since late 2012.

The Britain-based Syrian Observatory for Human Rights said Syrian warplanes conducted at least eight airstrikes on Kfar Zeita. It had no word on casualties. A Hama-based activist who goes by the name of Yazan Shahdawi said that by the afternoon there had been about 20 strikes, as well as artillery shelling.

“All this is in preparation to storm the village,” Mr Shahdawi said via Skype.

Also on Saturday, state-run news agency SANA quoted an unnamed military official as saying that troops have captured several towns in Hama province including Taibet Al Imam, Lweibdah and Zour Abo Zaid. It added that troops inflicted “gross losses” among opposition fighters.

Meanwhile, rebels including Al Qaeda loyalists have seized most of the Syrian side of the armistice line with Israel in the Golan Heights, a monitoring group said on Saturday.

Al Qaeda affiliate Al Nusra Front and its allies launched a major offensive against government forces in Quneitra province last month, capturing the sole crossing point over the armistice line to the Israeli-occupied sector of the strategic plateau.

“The regime is on the retreat before the advancing rebels,” Syrian Observatory for Human Rights director Rami Abdel Rahman told AFP.

“The regime has now lost control of about 80 percent of towns and villages in Quneitra province.”

The rebels seized 45 UN peacekeepers in the Golan Heights on August 28 and held them hostage until Thursday.

* Associated Press and Agence France-Press

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Engine: 3.4-litre twin-turbo V6 plus supplementary electric motor

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Director: Majid Al Ansari

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Dubai World Cup nominations

UAE: Thunder Snow/Saeed bin Suroor (trainer), North America/Satish Seemar, Drafted/Doug Watson, New Trails/Ahmad bin Harmash, Capezzano, Gronkowski, Axelrod, all trained by Salem bin Ghadayer

USA: Seeking The Soul/Dallas Stewart, Imperial Hunt/Luis Carvajal Jr, Audible/Todd Pletcher, Roy H/Peter Miller, Yoshida/William Mott, Promises Fulfilled/Dale Romans, Gunnevera/Antonio Sano, XY Jet/Jorge Navarro, Pavel/Doug O’Neill, Switzerland/Steve Asmussen.

Japan: Matera Sky/Hideyuki Mori, KT Brace/Haruki Sugiyama. Bahrain: Nine Below Zero/Fawzi Nass. Ireland: Tato Key/David Marnane. Hong Kong: Fight Hero/Me Tsui. South Korea: Dolkong/Simon Foster.

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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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The specs

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Power: 261hp at 5,500rpm

Torque: 405Nm at 1,750-3,500rpm

Transmission: 9-speed auto

Fuel consumption: 6.9L/100km

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Results

STAGE

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3. Mikkel Bjerg (UAE Team Emirates) - 0:00:21

4. Tadej Pogacar (UAE Team Emirates) - 0:00:24

5. Luis Leon Sanchez (Astana) - 0:00:30

GENERAL CLASSIFICATION

1. Tadej Pogacar (UAE Team Emirates) - 4:00:05

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Emirates Cricket Board Women’s T10

ECB Hawks v ECB Falcons

Monday, April 6, 7.30pm, Sharjah Cricket Stadium

The match will be broadcast live on the My Sports Eye Facebook page

 

Hawks

Coach: Chaitrali Kalgutkar

Squad: Chaya Mughal (captain), Archara Supriya, Chamani Senevirathne, Chathurika Anand, Geethika Jyothis, Indhuja Nandakumar, Kashish Loungani, Khushi Sharma, Khushi Tanwar, Rinitha Rajith, Siddhi Pagarani, Siya Gokhale, Subha Srinivasan, Suraksha Kotte, Theertha Satish

 

Falcons

Coach: Najeeb Amar

Squad: Kavisha Kumari (captain), Almaseera Jahangir, Annika Shivpuri, Archisha Mukherjee, Judit Cleetus, Ishani Senavirathne, Lavanya Keny, Mahika Gaur, Malavika Unnithan, Rishitha Rajith, Rithika Rajith, Samaira Dharnidharka, Shashini Kaluarachchi, Udeni Kuruppuarachchi, Vaishnave Mahesh

 

 

Moon Music

Artist: Coldplay

Label: Parlophone/Atlantic

Number of tracks: 10

Rating: 3/5

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Cyberbullying or online bullying could take many forms such as sending unkind or rude messages to someone, socially isolating people from groups, sharing embarrassing pictures of them, or spreading rumors about them.

Cyberbullying can take place on various platforms such as messages, on social media, on group chats, or games.

Parents should watch out for behavioural changes in their children.

When children are being bullied they they may be feel embarrassed and isolated, so parents should watch out for signs of signs of depression and anxiety

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Starring: Parinaz Izadyar, Payman Maadi

Rating: 4/5

The five pillars of Islam

1. Fasting 

2. Prayer 

3. Hajj 

4. Shahada 

5. Zakat 

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Director: Jon M Chu
Stars: Cynthia Erivo, Ariana Grande, Jonathan Bailey
Rating: 4/5
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Starring: Nicole Kidman, Liev Schreiber, Jack Reynor

Creator: Jenna Lamia

Rating: 3/5

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Power: 819hp

Torque: 678Nm at 7,250rpm

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