When Asma graduated from high school almost a decade ago, there were no law schools for women in her home city of Riyadh or anywhere in Saudi Arabia, so she left to study in Europe. When she returned, the first law faculty for women, Jeddah's Dar Al-Hekma University, was just opening. But many law firms still were not employing women because female lawyers could not be officially licensed to practise.
"It seemed like I had certain unemployment ahead of me," she recalled. "I put in job applications, but many law firms saw hiring women as a liability."
Yet Asma - and a growing number of women like her - was too good of a job candidate to pass up. Now at a Riyadh-based legal company, her flawless English and experience abroad are assets. For several years now, she has been a Saudi lawyer in nearly every way but name.
All that looks set to change. Saudi Arabia last week announced that it would allow female lawyers to apply for licences and to argue cases in court. The Ministry of Justice directive will reportedly take effect later this month.
The switch, long advocated by both men and women in the legal profession, could open a slew of opportunities for women not just in the legal profession but across the workforce.
"This isn't trivial at all. Women have been poised to enter this profession," said a western legal consultant who works in Saudi Arabia but declined to be named because of client sensitivities. "Now, they're being given the tools to operate the system."
For now, the mood is still expectant. Asma, like several others interviewed for this story, declined to use her real name for fear that speaking about the changes before they take effect could compromise her career.
Saudi Arabia's legal code is based on Sharia, the law of the Quran, and also relies on a body of royal orders and past judgments. No Saudi law had ever directly stipulated that women should not be allowed to practise in court, but years of tradition and interpretation solidified their exclusion.
In 2007, a group of women working with Saudi Arabia's National Society for Human Rights published the first legal study arguing that female lawyers should have equal rights to practise law. They presented their findings to the government but they also took their campaign directly to the people.
"We were trying to send our voice through the media," recalls Hanouf Alhazzaa, a lawyer who worked on the study and is now a doctoral candidate at Harvard University.
A Facebook group named "I'm a Lawyer" was set up. Twitter hashtags followed. Women posted YouTube videos arguing that they were just as qualified as men to be lawyers.
Small cracks began to open in the system as the word spread.
Ms Alhazzaa received a call from the Jeddah municipality asking her to open a government legal office run and staffed by women. She leapt at the chance, but was disappointed to find that she was unable to provide official legal counsel to clients or even receive the same employment benefits as male counterparts since she was unlicensed.
Four years later, and both Ms Alhazzaa and Asma have been caught off guard by the sweeping changes.
"We thought if change did happen, there would be a lot of caveats and restrictions," said Asma. "My fear was that we would be limited to certain areas of practice, such as civil cases. But when the announcement came, it clearly pushed all these thoughts aside."
Instead, the new rules seem to place women on equal footing with men across all segments of legal practice, from arguing cases to meeting clients and filing legal documents with the government.
The opportunities for new women lawyers are enormous. Saudi Arabia has just 2,115 licensed lawyers - a remarkably small number for a country with a population of more than 26 million.
And many of the cases that come to trial involve women, who might feel more comfortable with a female lawyer, said Ms Alhazzaa.
"Now, there are a lot of men trying to make agreements with women lawyers to open firms, because they believe that a lot of the untapped market is cases for women," she said. "They know that the market will grow.
Perhaps the biggest effect of the licensing may come from the many, less visible roles that women lawyers can play, particularly their new ability to liaise with government ministries.
Hassan, a Riyadh-based lawyer and senior colleague of Asma, said that female lawyers may prove to be the gatekeepers to the female half of Saudi Arabia's economy by helping women entrepreneurs seek the permits and guidance they need to start and run businesses.
"In many ways, the restrictions on female lawyers have been a restriction to the economy itself," he said.
All of the restrictions may not fade overnight. Some lawyers express concern that the changes on paper will take time to trickle down into day-to-day operations.
Some male judges have in the past requested that women in the courtroom be accompanied by male guardians. It is not clear if they could make the same request of female lawyers.
Verifying identity is another challenge. Since many women's faces are covered in public, the court would need a method, such as fingerprinting, to ensure they are who they claim to be.
But an equal challenge stands before the new generation of Saudi women lawyers, said Ms Alhazzaa.
"There is a big question from the men around us. For a long time, they have said, 'Show us your qualifications. Show us that you can perform this job.'
"Now, we are happy we can do that."
edickinson@thenational.ae
Green ambitions
- Trees: 1,500 to be planted, replacing 300 felled ones, with veteran oaks protected
- Lake: Brown's centrepiece to be cleaned of silt that makes it as shallow as 2.5cm
- Biodiversity: Bat cave to be added and habitats designed for kingfishers and little grebes
- Flood risk: Longer grass, deeper lake, restored ponds and absorbent paths all meant to siphon off water
Tips to keep your car cool
- Place a sun reflector in your windshield when not driving
- Park in shaded or covered areas
- Add tint to windows
- Wrap your car to change the exterior colour
- Pick light interiors - choose colours such as beige and cream for seats and dashboard furniture
- Avoid leather interiors as these absorb more heat
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Going grey? A stylist's advice
If you’re going to go grey, a great style, well-cared for hair (in a sleek, classy style, like a bob), and a young spirit and attitude go a long way, says Maria Dowling, founder of the Maria Dowling Salon in Dubai.
It’s easier to go grey from a lighter colour, so you may want to do that first. And this is the time to try a shorter style, she advises. Then a stylist can introduce highlights, start lightening up the roots, and let it fade out. Once it’s entirely grey, a purple shampoo will prevent yellowing.
“Get professional help – there’s no other way to go around it,” she says. “And don’t just let it grow out because that looks really bad. Put effort into it: properly condition, straighten, get regular trims, make sure it’s glossy.”
UAE currency: the story behind the money in your pockets
Best Academy: Ajax and Benfica
Best Agent: Jorge Mendes
Best Club : Liverpool
Best Coach: Jurgen Klopp (Liverpool)
Best Goalkeeper: Alisson Becker
Best Men’s Player: Cristiano Ronaldo
Best Partnership of the Year Award by SportBusiness: Manchester City and SAP
Best Referee: Stephanie Frappart
Best Revelation Player: Joao Felix (Atletico Madrid and Portugal)
Best Sporting Director: Andrea Berta (Atletico Madrid)
Best Women's Player: Lucy Bronze
Best Young Arab Player: Achraf Hakimi
Kooora – Best Arab Club: Al Hilal (Saudi Arabia)
Kooora – Best Arab Player: Abderrazak Hamdallah (Al-Nassr FC, Saudi Arabia)
Player Career Award: Miralem Pjanic and Ryan Giggs
Specs
Engine: 51.5kW electric motor
Range: 400km
Power: 134bhp
Torque: 175Nm
Price: From Dh98,800
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Globalization and its Discontents Revisited
Joseph E. Stiglitz
W. W. Norton & Company
Ruwais timeline
1971 Abu Dhabi National Oil Company established
1980 Ruwais Housing Complex built, located 10 kilometres away from industrial plants
1982 120,000 bpd capacity Ruwais refinery complex officially inaugurated by the founder of the UAE Sheikh Zayed
1984 Second phase of Ruwais Housing Complex built. Today the 7,000-unit complex houses some 24,000 people.
1985 The refinery is expanded with the commissioning of a 27,000 b/d hydro cracker complex
2009 Plans announced to build $1.2 billion fertilizer plant in Ruwais, producing urea
2010 Adnoc awards $10bn contracts for expansion of Ruwais refinery, to double capacity from 415,000 bpd
2014 Ruwais 261-outlet shopping mall opens
2014 Production starts at newly expanded Ruwais refinery, providing jet fuel and diesel and allowing the UAE to be self-sufficient for petrol supplies
2014 Etihad Rail begins transportation of sulphur from Shah and Habshan to Ruwais for export
2017 Aldar Academies to operate Adnoc’s schools including in Ruwais from September. Eight schools operate in total within the housing complex.
2018 Adnoc announces plans to invest $3.1 billion on upgrading its Ruwais refinery
2018 NMC Healthcare selected to manage operations of Ruwais Hospital
2018 Adnoc announces new downstream strategy at event in Abu Dhabi on May 13
Source: The National
UPI facts
More than 2.2 million Indian tourists arrived in UAE in 2023
More than 3.5 million Indians reside in UAE
Indian tourists can make purchases in UAE using rupee accounts in India through QR-code-based UPI real-time payment systems
Indian residents in UAE can use their non-resident NRO and NRE accounts held in Indian banks linked to a UAE mobile number for UPI transactions
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EA Sports FC 25
Developer: EA Vancouver, EA Romania
Publisher: EA Sports
Consoles: Nintendo Switch, PlayStation 4&5, Xbox One and Xbox Series X/S
Rating: 3.5/5
Madrid Open schedule
Men's semi-finals
Novak Djokovic (1) v Dominic Thiem (5) from 6pm
Stefanos Tsitsipas (8) v Rafael Nadal (2) from 11pm
Women's final
Simona Halep (3) v Kiki Bertens (7) from 8.30pm
Results
1. Mathieu van der Poel (NED) Alpecin-Fenix - 3:45:47
2. David Dekker (NED) Jumbo-Visma - same time
3. Michael Morkov (DEN) Deceuninck-QuickStep
4. Emils Liepins (LAT) Trek-Segafredo
5. Elia Viviani (ITA) Cofidis
6. Tadej Pogacar (SLO UAE Team Emirates
7. Anthony Roux (FRA) Groupama-FDJ
8. Chris Harper (AUS) Jumbo-Visma - 0:00:03
9. Joao Almeida (POR) Deceuninck-QuickStep
10. Fausto Masnada (ITA) Deceuninck-QuickStep
Read more about the coronavirus
Red flags
- Promises of high, fixed or 'guaranteed' returns.
- Unregulated structured products or complex investments often used to bypass traditional safeguards.
- Lack of clear information, vague language, no access to audited financials.
- Overseas companies targeting investors in other jurisdictions - this can make legal recovery difficult.
- Hard-selling tactics - creating urgency, offering 'exclusive' deals.
Courtesy: Carol Glynn, founder of Conscious Finance Coaching