Villagers and policemen gather around a tree in Katra village in Uttar Pradesh where the bodies of two teenage cousins were found hanging after being gang raped. EPA / May 28, 2014
Villagers and policemen gather around a tree in Katra village in Uttar Pradesh where the bodies of two teenage cousins were found hanging after being gang raped. EPA / May 28, 2014
Villagers and policemen gather around a tree in Katra village in Uttar Pradesh where the bodies of two teenage cousins were found hanging after being gang raped. EPA / May 28, 2014
Villagers and policemen gather around a tree in Katra village in Uttar Pradesh where the bodies of two teenage cousins were found hanging after being gang raped. EPA / May 28, 2014

Indian policemen fired for failing to act in rape case


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LUCKNOW, India // Facing relentless media attention and growing criticism for a series of rapes, state officials in north India fired two policemen on Friday for failing to investigate the disappearance of two teenage cousins, who were gang raped and later found hanging from a tree.

But in a country with a long history of tolerance for sexual violence, the firings also came as the state’s top official mocked journalists for asking about the attack.

“Aren’t you safe? You’re not facing any danger, are you?” the Uttar Pradesh chief minister Akhilesh Yadav said.

“Then why are you worried? What’s it to you?”

The gang rape, with video of the girls’ corpses hanging from a mango tree and swaying gently in a breeze, dominated India’s 24-hour news stations on Friday.

The case is one of the first challenges for the prime minister, Narendra Modi, and his four-day-old government. It highlights the struggle to stem sexual violence in India, where a string of high-profile rapes has sparked nationwide protests and international criticism.

Although Mr Modi has yet to comment on the assault, his home minister, Rajnath Singh, asked the state government of Uttar Pradesh to submit a report on the attack.

Official statistics say about 25,000 rapes are committed every year in India, a nation of 1.2 billion people. But activists say that number is very low, since women are often pressed by family or police to stay quiet about sexual assaults.

Indian police and politicians, who for decades had done little about sexual violence, have faced growing public anger since the December 2013 gang-rape and murder of a young woman on a moving New Delhi bus, an attack that sparked national outrage over the treatment of women.

On Friday, the state’s former chief minister lashed out at the ruling government.

“There is no law and order in the state,” said Ms Mayawati, who uses only one name. “It is the law of the jungle.”

Hours later, Mr Yadav ordered that suspects in the attack be tried in special “fast track” courts, to get around India’s notoriously slow judicial system.

The girls, who were 14 and 15, were raped in the tiny village of Katra.

Police say they disappeared Tuesday night after going into fields because their house has no toilet.

The father of one girl went to police that night to report them missing, but he said they refused to help.

When the bodies were discovered the next day, villagers silently protested the police inaction by refusing to allow the bodies to be cut down from the tree.

The villagers allowed authorities to take down the corpses after the first arrests were made on Wednesday. Police arrested two police officers and two men from the village, and were searching for three more suspects.

The girls were Dalits, from the community once known as “untouchables” in India’s caste system. The fired policemen and the men accused in the attack are Yadavs, a low-caste community that dominates that part of Uttar Pradesh. The chief minister is from the same caste.

On Thursday, officials suspended two policemen for ignoring the father’s pleas for help. They were fired on Friday.

The two policemen had been charged with criminal conspiracy for refusing to file a complaint or take any action.

Meanwhile, the chief minister’s mocking comments to reporters were not a surprise to many in India.

Last month, Mr Yadav’s father – a former chief minister and head of the state’s ruling party – told an election rally that the party opposed a law calling for gang rapists to be executed.

“Boys will be boys,” Mulayam Singh Yadav said. “They make mistakes.”

Kavita Krishnan, a women’s rights activist, said such comments make clear to police that rape isn’t taken seriously by officials.

She called the chief minister’s comments on Friday “a trivialisation of rape”.

While sexual assaults are reported across India, there have been a string of high-profile attacks in just the past few days in Uttar Pradesh.

On Thursday, police arrested three men for brutally attacking the mother of a rape victim after she refused to withdraw her complaint.

The attack, in the town of Etawah, followed the May 11 rape of the woman’s teenage daughter. A man was arrested after the mother filed a complaint with authorities.

On Wednesday, a 17-year-old girl was attacked in a field and raped by four men in southwestern Uttar Pradesh, police said. One man has been arrested.

* Associated Press with additional reporting from Reuters

'Saand Ki Aankh'

Produced by: Reliance Entertainment with Chalk and Cheese Films
Director: Tushar Hiranandani
Cast: Taapsee Pannu, Bhumi Pednekar, Prakash Jha, Vineet Singh
Rating: 3.5/5 stars

SPEC%20SHEET%3A%20SAMSUNG%20GALAXY%20S23%20ULTRA
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Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

The%20Mother%20
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57%20Seconds
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Rusty%20Cundieff%0D%3Cbr%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3EJosh%20Hutcherson%2C%20Morgan%20Freeman%2C%20Greg%20Germann%2C%20Lovie%20Simone%0D%3Cbr%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E2%2F5%0D%3Cbr%3E%0D%3Cbr%3E%3C%2Fp%3E%0A
Panipat

Director Ashutosh Gowariker

Produced Ashutosh Gowariker, Rohit Shelatkar, Reliance Entertainment

Cast Arjun Kapoor, Sanjay Dutt, Kriti Sanon, Mohnish Behl, Padmini Kolhapure, Zeenat Aman

Rating 3 /stars

Need to know

Unlike other mobile wallets and payment apps, a unique feature of eWallet is that there is no need to have a bank account, credit or debit card to do digital payments.

Customers only need a valid Emirates ID and a working UAE mobile number to register for eWallet account.

Avatar: Fire and Ash

Director: James Cameron

Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana

Rating: 4.5/5

Herc's Adventures

Developer: Big Ape Productions
Publisher: LucasArts
Console: PlayStation 1 & 5, Sega Saturn
Rating: 4/5

How to get there

Emirates (www.emirates.com) flies directly to Hanoi, Vietnam, with fares starting from around Dh2,725 return, while Etihad (www.etihad.com) fares cost about Dh2,213 return with a stop. Chuong is 25 kilometres south of Hanoi.
 

The specs: 2018 Dodge Durango SRT

Price, base / as tested: Dh259,000

Engine: 6.4-litre V8

Power: 475hp @ 6,000rpm

Torque: 640Nm @ 4,300rpm

Transmission: Eight-speed automatic

Fuel consumption, combined: 7.7L / 100km

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

FA Cup fifth round draw

Sheffield Wednesday v Manchester City
Reading/Cardiff City v Sheffield United
Chelsea v Shrewsbury Town/Liverpool
West Bromwich Albion v Newcastle United/Oxford United
Leicester City v Coventry City/Birmingham City
Northampton Town/Derby County v Manchester United
Southampton/Tottenham Hotspur v Norwich City
Portsmouth v Arsenal 

Kamindu Mendis bio

Full name: Pasqual Handi Kamindu Dilanka Mendis

Born: September 30, 1998

Age: 20 years and 26 days

Nationality: Sri Lankan

Major teams Sri Lanka's Under 19 team

Batting style: Left-hander

Bowling style: Right-arm off-spin and slow left-arm orthodox (that's right!)

Veere di Wedding
Dir: Shashanka Ghosh
Starring: Kareena Kapoo-Khan, Sonam Kapoor, Swara Bhaskar and Shikha Talsania ​​​​​​​
Verdict: 4 Stars

The Sand Castle

Director: Matty Brown

Stars: Nadine Labaki, Ziad Bakri, Zain Al Rafeea, Riman Al Rafeea

Rating: 2.5/5

Company profile

Name: Back to Games and Boardgame Space

Started: Back to Games (2015); Boardgame Space (Mark Azzam became co-founder in 2017)

Founder: Back to Games (Mr Azzam); Boardgame Space (Mr Azzam and Feras Al Bastaki)

Based: Dubai and Abu Dhabi 

Industry: Back to Games (retail); Boardgame Space (wholesale and distribution) 

Funding: Back to Games: self-funded by Mr Azzam with Dh1.3 million; Mr Azzam invested Dh250,000 in Boardgame Space  

Growth: Back to Games: from 300 products in 2015 to 7,000 in 2019; Boardgame Space: from 34 games in 2017 to 3,500 in 2019