Maryam Al Hammadi has seen many of her former schoolmates getting jobs but three years after graduating from high school, she is still looking.
When she was ten, Ms Hammadi was diagnosed with syringomyelia, a spinal condition, and has used a wheelchair ever since. Now 21, she has kept a list of all the jobs she has applied for. She was rejected every time.
“In the last three years there have been 16 of them, but I don’t give up. One day I am going to prove to them that being in a wheelchair will not stop me from working and contributing effectively,” she told the National.
But not all disabled youngsters have the same determination. Some lose the fight and give up. A 23-year old woman with a similar condition committed suicide last month in Muscat after trying for four years to get a job, without success.
“A job for my sister Rahaf was not about earning money. It was about being part of something and feeling useful. All the job rejections she had — that experience tormented her. Unfortunately, it was too much in the end. She took her life last month,” her brother Khalaf Al Khair, said.
Sometimes employers are blunt almost to the point of cruelty when the disabled apply for jobs. Adil Al Ghuraibi, 24, had infantile paralysis - also known as polio - as a child, which left him with weak leg muscles so he walks with crutches. Two years ago, he gained a diploma in marketing.
“I worked for three months as marketing assistant then they let me go. When I asked them why, they told me I cannot chase customers or keep up with them with my disability. They were that cruel,” he said.
But Mr Ghuraibi is determined to to prove that his disability does not stop him contributing positively in the workplace. Last month, he went back to college to study accounting, which he says will not require him to go out in search of customers.
Haneen Al Hatmi, 23, could not believe her luck when a supermarket chain wanted to interview her for a cashier's job in August. After trying for a year, this was her lucky break, she hoped.But she left in tears when she was told she did not fit the job description because she has a stammer.
“Supermarket cashiers do not always need to talk to customers. They just receive the cash and give the change back. They rejected me because I was the odd one out because all other applicants could speak properly,” Miss Hatmi told the National.
Last month, the chairman of the Oman Association for the Disabled (OAD), Yahya Al Amri, told delegates in a workshop that disability is not yet fully embraced by all the members of the public.
“We need to work together to make sure disabled people get equal job opportunities at all levels and this must be a priority to all of us,” Mr Al Amri said.
Figures from the manpower ministry show 236,729 Omanis are working in the private sector but less than one percent of them are disabled. OAD statistics show more than 11,000 Omanis of working age have some form of disability.
“We are backed by official figures and that proves we are not doing enough to get the disabled working. All the public awareness campaigns in all the regions, in schools, women's associations, football stadiums, universities and so on are fruitless because the private sector is not taking this issue seriously,” said Khalid Al Samhani, a wheelchair-bound disability campaigner who also owns a grocery shop in Shinas in the Al Batnah region.
A spokesman from the ministry of manpower said that by law, the disabled should make up two per cent of the total workforce in private companies. But the ministry never checks on compliance and the law is not enforced.
“We encourage the disabled to make complaints if they are unfairly rejected by companies but not many of them do that. Those who do, we investigate and many times we force the companies to take them. We are very strict about it,” a spokesman from the ministry said. There are, however, no other official penalties for either private or public sector companies who discriminate against the disabled.
Employers say the disabled are not rejected because of their disabilities but because they do not fit the requirements of the jobs for which they apply.
“For example, marketing is about moving around the whole day or customer services talking to customers. We need staff who can do those tasks," Taher Al Khanjari, managing director of Tasneem Designs, told the National. "However, we do consider their disabilities and try to accommodate them when we can.”
Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.
Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.
“Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.
Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.
“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.
Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.
From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.
Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.
BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.
Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.
Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.
“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.
Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.
“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.
“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”
The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”
Married Malala
Malala Yousafzai is enjoying married life, her father said.
The 24-year-old married Pakistan cricket executive Asser Malik last year in a small ceremony in the UK.
Ziauddin Yousafzai told The National his daughter was ‘very happy’ with her husband.
COMPANY%20PROFILE%20
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Emergency
Director: Kangana Ranaut
Stars: Kangana Ranaut, Anupam Kher, Shreyas Talpade, Milind Soman, Mahima Chaudhry
Rating: 2/5
TRAP
Starring: Josh Hartnett, Saleka Shyamalan, Ariel Donaghue
Director: M Night Shyamalan
Rating: 3/5
Company%20Profile
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The specs: 2018 Ducati SuperSport S
Price, base / as tested: Dh74,900 / Dh85,900
Engine: 937cc
Transmission: Six-speed gearbox
Power: 110hp @ 9,000rpm
Torque: 93Nm @ 6,500rpm
Fuel economy, combined: 5.9L / 100km
The specs
Engine: Dual 180kW and 300kW front and rear motors
Power: 480kW
Torque: 850Nm
Transmission: Single-speed automatic
Price: From Dh359,900 ($98,000)
On sale: Now
COMPANY PROFILE
Name: Kumulus Water
Started: 2021
Founders: Iheb Triki and Mohamed Ali Abid
Based: Tunisia
Sector: Water technology
Number of staff: 22
Investment raised: $4 million
Formula Middle East Calendar (Formula Regional and Formula 4)
Round 1: January 17-19, Yas Marina Circuit – Abu Dhabi
Round 2: January 22-23, Yas Marina Circuit – Abu Dhabi
Round 3: February 7-9, Dubai Autodrome – Dubai
Round 4: February 14-16, Yas Marina Circuit – Abu Dhabi
Round 5: February 25-27, Jeddah Corniche Circuit – Saudi Arabia
A State of Passion
Directors: Carol Mansour and Muna Khalidi
Stars: Dr Ghassan Abu-Sittah
Rating: 4/5
Volvo ES90 Specs
Engine: Electric single motor (96kW), twin motor (106kW) and twin motor performance (106kW)
Power: 333hp, 449hp, 680hp
Torque: 480Nm, 670Nm, 870Nm
On sale: Later in 2025 or early 2026, depending on region
Price: Exact regional pricing TBA
More on animal trafficking
COMPANY%20PROFILE
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UAE currency: the story behind the money in your pockets
GOODBYE%20JULIA
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The alternatives
• Founded in 2014, Telr is a payment aggregator and gateway with an office in Silicon Oasis. It’s e-commerce entry plan costs Dh349 monthly (plus VAT). QR codes direct customers to an online payment page and merchants can generate payments through messaging apps.
• Business Bay’s Pallapay claims 40,000-plus active merchants who can invoice customers and receive payment by card. Fees range from 1.99 per cent plus Dh1 per transaction depending on payment method and location, such as online or via UAE mobile.
• Tap started in May 2013 in Kuwait, allowing Middle East businesses to bill, accept, receive and make payments online “easier, faster and smoother” via goSell and goCollect. It supports more than 10,000 merchants. Monthly fees range from US$65-100, plus card charges of 2.75-3.75 per cent and Dh1.2 per sale.
• 2checkout’s “all-in-one payment gateway and merchant account” accepts payments in 200-plus markets for 2.4-3.9 per cent, plus a Dh1.2-Dh1.8 currency conversion charge. The US provider processes online shop and mobile transactions and has 17,000-plus active digital commerce users.
• PayPal is probably the best-known online goods payment method - usually used for eBay purchases - but can be used to receive funds, providing everyone’s signed up. Costs from 2.9 per cent plus Dh1.2 per transaction.
How does ToTok work?
The calling app is available to download on Google Play and Apple App Store
To successfully install ToTok, users are asked to enter their phone number and then create a nickname.
The app then gives users the option add their existing phone contacts, allowing them to immediately contact people also using the application by video or voice call or via message.
Users can also invite other contacts to download ToTok to allow them to make contact through the app.
Results
3pm: Maiden Dh165,000 (Dirt) 1,400m, Winner: Lancienegaboulevard, Adrie de Vries (jockey), Fawzi Nass (trainer).
3.35pm: Maiden Dh165,000 (Turf) 1,600m, Winner: Al Mukhtar Star, Adrie de Vries, Fawzi Nass.
4.10pm: Handicap Dh165,000 (D) 2,000m, Winner: Gundogdu, Xavier Ziani, Salem bin Ghadayer.
4.45pm: Handicap Dh185,000 (T) 1,200m, Winner: Speedy Move, Sean Kirrane, Satish Seemar.
5.20pm: Handicap Dh185,000 (D) 1,600m, Winner: Moqarrar, Dane O’Neill, Erwan Charpy.
5.55pm: Handicap Dh175,000 (T) 1,800m, Winner: Dolman, Richard Mullen, Satish Seemar.
If you go
Where to stay: Courtyard by Marriott Titusville Kennedy Space Centre has unparalleled views of the Indian River. Alligators can be spotted from hotel room balconies, as can several rocket launch sites. The hotel also boasts cool space-themed decor.
When to go: Florida is best experienced during the winter months, from November to May, before the humidity kicks in.
How to get there: Emirates currently flies from Dubai to Orlando five times a week.