Typhoon Phanfone: damage assessment hard after Christmas storm kills 16


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A typhoon that swept across remote villages and popular tourist areas of the central Philippines on Christmas day claimed at least 16 lives, authorities said on Thursday.

Typhoon Phanfone, with gusts reaching 200 kilometres an hour, tore roofs off houses and toppled electric posts as it ripped through the central Philippines on Wednesday.

Videos from the typhoon's path showed fallen trees and strong winds pummelling flimsy houses. Local disaster officials cut felled trees to clear blocked roads.

At least 16 people were killed in villages and towns in the Visayas, the central third of the Philippines, according to disaster agency officials.

Phanfone also hit Boracay, Coron and other holiday destinations that are famed for their white-sand beaches and popular with foreign tourists.

Vehicles manoeuvre next to a toppled electric post in the typhoon-hit town of Balasan, Ilo-Ilo province, Philippines, 26 December 2019. EPA
Vehicles manoeuvre next to a toppled electric post in the typhoon-hit town of Balasan, Ilo-Ilo province, Philippines, 26 December 2019. EPA

Mobile phone and internet access on Boracay was cut during the storm and the networks remained down on Thursday, making assessment of the damage there difficult.

"Still, communication lines are down. Electricity is still down," Jonathan Pablito, police chief of Malay town in Alkan province, which is on an island neighbouring Boracay, said.

Pablito said ferry services between Boracay and Aklan – the main way to travel to and from the holiday island – were still not operating on Thursday, even though the storm had passed.

"We have no news from coast guard if ships were allowed to sail. Since the 24th... all those going to the island and coming from the island weren't able to cross."

An outrigger boat destroyed by Tphioon Phanfone sits on the coastline Thursday Dec. 26, 2019. AP
An outrigger boat destroyed by Tphioon Phanfone sits on the coastline Thursday Dec. 26, 2019. AP

The airport at Kalibo town in Aklan, which services Boracay, was badly damaged, according to a Korean tourist who was stranded there and provided images to AFP.

"Roads remain blocked, but some efforts have been made to clear away the damage. It's pretty bad," Jung Byung-joon said via Instagram messenger.

"Everything within 100 meters of the airport looks broken. There are a lot of frustrated people at the airport as flights have been cancelled.

"Taxis are still running but it's windy and still raining so no one wants to leave the airport, including me."

Another Korean tourist stuck at the damaged airport said she had been unable to make contact with her friend on Borocay on Thursday.

"I tried to call my friend in Boracay today and wasn't able to get through. Maybe something isn't working," Dahae Gong told AFP via Instagram.

"I don't know when I will be able to go home."

Still, there was no indication of any major damage or otherwise on Boracay.

Though much weaker, Phanfone tracked a similar path as Super Typhoon Haiyan – the country's deadliest storm on record which left more than 7,300 people dead or missing in 2013.

"It's like the younger sibling of Haiyan. It's less destructive, but it followed a similar path," Cindy Ferrer, an information officer at the Western Visayas region's disaster bureau, told AFP.

In San Jose town in Occidental Mindoro, a video uploaded by the local government showed overturned fishing vessels and ruined shanties on the coast due to the storm.

Tens of thousands of people in the mostly Catholic nation were forced to evacuate their homes on Wednesday, ruining Christmas celebrations.

Many others were not able to return to their families, with ferries and plane services suspended.

Among those killed was a police officer electrocuted by a toppled post while patrolling.

The Philippines is the first major landmass facing the Pacific typhoon belt, and is hit by an average of about 20 major storms a year.

Many of the storms are deadly, and they typically wipe out harvests, homes and infrastructure, keeping millions of people perennially poor.

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The biog

Fatima Al Darmaki is an Emirati widow with three children

She has received 46 certificates of appreciation and excellence throughout her career

She won the 'ideal mother' category at the Minister of Interior Awards for Excellence

Her favourite food is Harees, a slow-cooked porridge-like dish made from boiled wheat berries mixed with chicken

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W.
Wael Kfoury
(Rotana)

UAE rugby season

FIXTURES

West Asia Premiership

Dubai Hurricanes v Dubai Knights Eagles

Dubai Tigers v Bahrain

Jebel Ali Dragons v Abu Dhabi Harlequins

UAE Division 1

Dubai Sharks v Dubai Hurricanes II

Al Ain Amblers v Dubai Knights Eagles II

Dubai Tigers II v Abu Dhabi Saracens

Jebel Ali Dragons II v Abu Dhabi Harlequins II

Sharjah Wanderers v Dubai Exiles II

 

LAST SEASON

West Asia Premiership

Winners – Bahrain

Runners-up – Dubai Exiles

UAE Premiership

Winners – Abu Dhabi Harlequins

Runners-up – Jebel Ali Dragons

Dubai Rugby Sevens

Winners – Dubai Hurricanes

Runners-up – Abu Dhabi Harlequins

UAE Conference

Winners – Dubai Tigers

Runners-up – Al Ain Amblers

The biog

Favourite film: The Notebook  

Favourite book: What I know for sure by Oprah Winfrey

Favourite quote: “Social equality is the only basis of human happiness” Nelson Madela.           Hometown: Emmen, The Netherlands

Favourite activities: Walking on the beach, eating at restaurants and spending time with friends

Job: Founder and Managing Director of Mawaheb from Beautiful Peopl

Ain Issa camp:
  • Established in 2016
  • Houses 13,309 people, 2,092 families, 62 per cent children
  • Of the adult population, 49 per cent men, 51 per cent women (not including foreigners annexe)
  • Most from Deir Ezzor and Raqqa
  • 950 foreigners linked to ISIS and their families
  • NGO Blumont runs camp management for the UN
  • One of the nine official (UN recognised) camps in the region
England squad

Moeen Ali, James Anderson, Jofra Archer, Jonny Bairstow, Dominic Bess, James Bracey, Stuart Broad, Rory Burns, Jos Buttler, Zak Crawley, Sam Curran, Joe Denly, Ben Foakes, Lewis Gregory, Keaton Jennings, Dan Lawrence, Jack Leach, Saqib Mahmood, Craig Overton, Jamie Overton, Matthew Parkinson, Ollie Pope, Ollie Robinson, Joe Root, Dom Sibley, Ben Stokes, Olly Stone, Amar Virdi, Chris Woakes, Mark Wood

THE RESULTS

5pm: Maiden (PA) Dh80,000 1,400m

Winner: Alnawar, Connor Beasley (jockey), Helal Al Alawi (trainer)

5.30pm: Maiden (PA) Dh80,000 1,400m

Winner: Raniah, Noel Garbutt, Ernst Oertel

6pm: Handicap (PA) Dh90,000 2,200m

Winner: Saarookh, Richard Mullen, Ana Mendez

6.30pm: Sheikh Zayed bin Sultan Al Nahyan Jewel Crown (PA) Rated Conditions Dh125,000 1,600m

Winner: RB Torch, Tadhg O’Shea, Eric Lemartinel

7pm: Al Wathba Stallions Cup Handicap Dh70,000 1,600m

Winner: MH Wari, Antonio Fresu, Elise Jeane

7.30pm: Handicap Dh90,000 1,600m

Winner: Mailshot, Royston Ffrench, Salem bin Ghadayer

 

Company profile

Name: Back to Games and Boardgame Space

Started: Back to Games (2015); Boardgame Space (Mark Azzam became co-founder in 2017)

Founder: Back to Games (Mr Azzam); Boardgame Space (Mr Azzam and Feras Al Bastaki)

Based: Dubai and Abu Dhabi 

Industry: Back to Games (retail); Boardgame Space (wholesale and distribution) 

Funding: Back to Games: self-funded by Mr Azzam with Dh1.3 million; Mr Azzam invested Dh250,000 in Boardgame Space  

Growth: Back to Games: from 300 products in 2015 to 7,000 in 2019; Boardgame Space: from 34 games in 2017 to 3,500 in 2019

New Zealand squad

Tim Southee (capt), Trent Boult (games 4 and 5), Colin de Grandhomme, Lockie Ferguson (games 1-3), Martin Guptill, Scott Kuggeleijn, Daryl Mitchell, Colin Munro, Jimmy Neesham, Mitchell Santner, Tim Seifert, Ish Sodhi, Ross Taylor, Blair Tickner

UAE SQUAD

Mohammed Naveed (captain), Rohan Mustafa, Ashfaq Ahmed, Rameez Shahzad, Shaiman Anwar, Mohammed Usman, Mohammed Boota, Zawar Farid, Ghulam Shabber, Ahmed Raza, Sultan Ahmed, Imran Haider, Qadeer Ahmed, Chirag Suri , Zahoor Khan

SERIE A FIXTURES

Saturday (UAE kick-off times)

Atalanta v Juventus (6pm)

AC Milan v Napoli (9pm)

Torino v Inter Milan (11.45pm)

Sunday

Bologna v Parma (3.30pm)

Sassuolo v Lazio (6pm)

Roma v Brescia (6pm)

Verona v Fiorentina (6pm)

Sampdoria v Udinese (9pm)

Lecce v Cagliari (11.45pm)

Monday

SPAL v Genoa (11.45pm)

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

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MATCH INFO

Liverpool 2 (Van Dijk 18', 24')

Brighton 1 (Dunk 79')

Red card: Alisson (Liverpool)

As You Were

Liam Gallagher

(Warner Bros)

MATCH INFO

Group B

Bayern Munich v Tottenham, midnight (Thursday)

If you go…

Emirates launched a new daily service to Mexico City this week, flying via Barcelona from Dh3,995.

Emirati citizens are among 67 nationalities who do not require a visa to Mexico. Entry is granted on arrival for stays of up to 180 days.