• Motorists drive past an electricity pylon damaged by Typhoon Rai in Talisay, Cebu province, in the Philippines. AFP
    Motorists drive past an electricity pylon damaged by Typhoon Rai in Talisay, Cebu province, in the Philippines. AFP
  • Damaged houses in Surigao City, Surigao Del Norte Province. Reuters
    Damaged houses in Surigao City, Surigao Del Norte Province. Reuters
  • Philippine Vice President Leni Robredo, second from right, talks to people who were forced to flee their homes because of the storm. AP
    Philippine Vice President Leni Robredo, second from right, talks to people who were forced to flee their homes because of the storm. AP
  • A woman sits beside damaged homes in Talisay. AP
    A woman sits beside damaged homes in Talisay. AP
  • The government said about 780,000 people were affected by the storm, including more than 300,000 residents who had to flee their homes. AP
    The government said about 780,000 people were affected by the storm, including more than 300,000 residents who had to flee their homes. AP
  • Motorcyclists move past damaged houses in Cebu. EPA
    Motorcyclists move past damaged houses in Cebu. EPA
  • A woman bathes her child next to their destroyed house in Carcar, Cebu province. AFP
    A woman bathes her child next to their destroyed house in Carcar, Cebu province. AFP
  • People gather next to their destroyed home in Carcar. AFP
    People gather next to their destroyed home in Carcar. AFP
  • Residents salvage parts of their damaged homes in Talisay. AP
    Residents salvage parts of their damaged homes in Talisay. AP
  • Workers move toppled trees from a road in Talisay. AP
    Workers move toppled trees from a road in Talisay. AP
  • Coastguard personnel carry out rescue operations in a flood-affected village in Kabangkalan City. EPA
    Coastguard personnel carry out rescue operations in a flood-affected village in Kabangkalan City. EPA
  • The storm was one of the most powerful in recent years to hit the Philippines. AP
    The storm was one of the most powerful in recent years to hit the Philippines. AP
  • At its strongest, the typhoon packed sustained winds of 195 kilometres per hour and gusts of up to 270 kph. AP
    At its strongest, the typhoon packed sustained winds of 195 kilometres per hour and gusts of up to 270 kph. AP
  • Residents walk past a car damaged by a fallen tree in Surigao City, Surigao del Norte province. AFP
    Residents walk past a car damaged by a fallen tree in Surigao City, Surigao del Norte province. AFP
  • People charge their phones for free at a mall as most parts of Cebu city, central Philippines, remain without electricity. AP
    People charge their phones for free at a mall as most parts of Cebu city, central Philippines, remain without electricity. AP

Typhoon Rai death toll in Philippines nears 150 and may climb 'considerably'


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  • Arabic

The death toll in the Philippines from Typhoon Rai rose to 146 on Sunday after the governor of an island province said that at least 72 people had lost their lives in the strongest storm to hit the country this year.

Arthur Yap of Bohol province also said 10 people were missing and 13 had been injured. He suggested that the death toll may increase considerably because only 33 out of 48 provincial mayors had been able to report back to him.

Officials were trying to confirm a large number of deaths caused by landslides and extensive flooding elsewhere.

Mr Yap ordered mayors in his province of more than 1.2 million people to use their emergency powers to secure food packs for large numbers of people. He also said clean water was an urgent problem because water stations had been knocked out by power cuts.

After joining a military aerial survey of typhoon-ravaged towns, Mr Yap said it was clear "that the damage sustained by Bohol is great and all-encompassing".

He said the initial inspection did not cover four towns first hit by the typhoon as it blew in on Thursday and Friday through central island provinces. The government said about 780,000 people were affected, including more than 300,000 who had to flee their homes.

Rai was a super typhoon when it smashed into the popular tourist island of Siargao on Thursday, bringing sustained winds of 195 kilometres an hour.

Flights from Dubai to Mactan-Cebu – the second largest international airport in the Philippines – were cancelled on Saturday after it was damaged in the typhoon.

“This is indeed one of the most powerful storms that has hit the Philippines in the month of December in the last decade,” said Alberto Bocanegra, head of the International Federation of Red Cross and Red Crescent Societies in the Philippines.

“The information we are receiving and the pictures we are receiving are very alarming.”

At least 64 other typhoon deaths were reported by the disaster-response agency, the national police and local officials. Most were hit by falling trees and collapsed walls, drowned in flash floods or were buried in landslides. Officials on Dinagat Islands, one of the south-eastern provinces first pounded by the typhoon, separately reported 10 deaths only from a few towns, bringing the overall fatalities so far to 146.

President Rodrigo Duterte flew to the region Saturday and promised 2 billion pesos ($40 million) in aid. He met officials in Maasin City in Southern Leyte province where he was born. Mr Duterte’s family later relocated to the southern city of Davao, where he served as a longtime mayor before rising to the presidency.

“The moment I was born into this world, I told my mother, `Let’s not stay here because this place is really prone to typhoons,’” Mr Duterte told officials.

  • A powerful typhoon slammed into southeastern Philippines. AP Photo
    A powerful typhoon slammed into southeastern Philippines. AP Photo
  • At least 21 people were killed, according to official reports on Saturday. AP Photo
    At least 21 people were killed, according to official reports on Saturday. AP Photo
  • More than 300,000 people fled to safety before the storm made landfall. AP Photo
    More than 300,000 people fled to safety before the storm made landfall. AP Photo
  • Witnesses described ferocious winds that ripped off roofs and forced down trees. AFP
    Witnesses described ferocious winds that ripped off roofs and forced down trees. AFP
  • Others experienced severe flooding that trapped residents on their roofs. AP Photo
    Others experienced severe flooding that trapped residents on their roofs. AP Photo
  • Ships run aground in Cebu city. AP Photo
    Ships run aground in Cebu city. AP Photo
  • Residents salvage belongings from their destroyed homes in the coastal town of Dulag in Leyte province. AFP
    Residents salvage belongings from their destroyed homes in the coastal town of Dulag in Leyte province. AFP
  • Residents walk past their destroyed homes in Hernani town, Eastern Samar. AFP
    Residents walk past their destroyed homes in Hernani town, Eastern Samar. AFP
  • Government workers clear a fallen tree in Iloilo city. EPA
    Government workers clear a fallen tree in Iloilo city. EPA

At its strongest, the typhoon blew gusts of up to 270kph, making it one of the most powerful storms in recent years to hit the disaster-prone archipelago, which lies between the Pacific Ocean and the South China Sea.

Floodwaters rose rapidly in Bohol’s riverside town of Loboc, where people were trapped on their roofs and in trees. They were rescued by the coastguard the following day. On Dinagat, an official said the roofs of nearly all the houses, including emergency shelters, had either been damaged or blown away.

At least 227 cities and towns lost electricity, which has since been restored in only 21 areas, officials said. Three regional airports were damaged, including two that remain closed.

More than 18,000 military, police, coastguard and firefighting personnel will join search and rescue efforts in the worst-affected regions, said Mark Timbal, spokesman for the national disaster agency.

There has been severe damage on Siargao Island and the northern tip of the southern island of Mindanao, Mr Timbal said, referring to areas that took the full force of the typhoon.

There are about 100,000 people living on Siargao, but the population swells with tourists drawn to its beaches and big waves.

The coastguard shared photos on social media showing widespread destruction around Surigao City on Mindanao.

About 20 storms and typhoons hit the Philippines each year. Scientists have long given warnings that typhoons are becoming more powerful and strengthening more rapidly as the world becomes warmer because of human-driven climate change.

Gothia Cup 2025

4,872 matches 

1,942 teams

116 pitches

76 nations

26 UAE teams

15 Lebanese teams

2 Kuwaiti teams

Key changes

Commission caps

For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:

• For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term). 

• On the protection component, there is a cap  of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).

• Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated. 

• The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.

• For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years.

Disclosure

Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a “free-look” period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy.

“The illustration should provide for at least two scenarios to illustrate the performance of the product,” said Mr Hodgins. “All illustrations are required to be signed by the customer.”

Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early.

Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data.

“This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided),” said Mr Hodgins.

Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added.

Six large-scale objects on show
  • Concrete wall and windows from the now demolished Robin Hood Gardens housing estate in Poplar
  • The 17th Century Agra Colonnade, from the bathhouse of the fort of Agra in India
  • A stagecloth for The Ballet Russes that is 10m high – the largest Picasso in the world
  • Frank Lloyd Wright’s 1930s Kaufmann Office
  • A full-scale Frankfurt Kitchen designed by Margarete Schütte-Lihotzky, which transformed kitchen design in the 20th century
  • Torrijos Palace dome
Profile of Tarabut Gateway

Founder: Abdulla Almoayed

Based: UAE

Founded: 2017

Number of employees: 35

Sector: FinTech

Raised: $13 million

Backers: Berlin-based venture capital company Target Global, Kingsway, CE Ventures, Entrée Capital, Zamil Investment Group, Global Ventures, Almoayed Technologies and Mad’a Investment.

PROFILE OF SWVL

Started: April 2017

Founders: Mostafa Kandil, Ahmed Sabbah and Mahmoud Nouh

Based: Cairo, Egypt

Sector: transport

Size: 450 employees

Investment: approximately $80 million

Investors include: Dubai’s Beco Capital, US’s Endeavor Catalyst, China’s MSA, Egypt’s Sawari Ventures, Sweden’s Vostok New Ventures, Property Finder CEO Michael Lahyani

Squads

Sri Lanka Tharanga (c), Mathews, Dickwella (wk), Gunathilaka, Mendis, Kapugedera, Siriwardana, Pushpakumara, Dananjaya, Sandakan, Perera, Hasaranga, Malinga, Chameera, Fernando.

India Kohli (c), Dhawan, Rohit, Rahul, Pandey, Rahane, Jadhav, Dhoni (wk), Pandya, Axar, Kuldeep, Chahal, Bumrah, Bhuvneshwar, Thakur.

How to apply for a drone permit
  • Individuals must register on UAE Drone app or website using their UAE Pass
  • Add all their personal details, including name, nationality, passport number, Emiratis ID, email and phone number
  • Upload the training certificate from a centre accredited by the GCAA
  • Submit their request
What are the regulations?
  • Fly it within visual line of sight
  • Never over populated areas
  • Ensure maximum flying height of 400 feet (122 metres) above ground level is not crossed
  • Users must avoid flying over restricted areas listed on the UAE Drone app
  • Only fly the drone during the day, and never at night
  • Should have a live feed of the drone flight
  • Drones must weigh 5 kg or less
How the bonus system works

The two riders are among several riders in the UAE to receive the top payment of £10,000 under the Thank You Fund of £16 million (Dh80m), which was announced in conjunction with Deliveroo's £8 billion (Dh40bn) stock market listing earlier this year.

The £10,000 (Dh50,000) payment is made to those riders who have completed the highest number of orders in each market.

There are also riders who will receive payments of £1,000 (Dh5,000) and £500 (Dh2,500).

All riders who have worked with Deliveroo for at least one year and completed 2,000 orders will receive £200 (Dh1,000), the company said when it announced the scheme.

David Haye record

Total fights: 32
Wins: 28
Wins by KO: 26
Losses: 4

The%20Little%20Mermaid%20
%3Cp%3E%3Cstrong%3EDirector%3A%3C%2Fstrong%3E%20Rob%20Marshall%3Cbr%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3EHalle%20Bailey%2C%20Jonah%20Hauer-King%2C%20Melissa%20McCarthy%2C%20Javier%20Bardem%3Cbr%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E2%2F5%3Cbr%3E%3Cbr%3E%3C%2Fp%3E%0A

Crazy Rich Asians

Director: Jon M Chu

Starring: Constance Wu, Henry Golding, Michelle Yeon, Gemma Chan

Four stars

The Specs:

The Specs:

Engine: 2.9-litre, V6 twin-turbo

Transmission: 8-speed automatic

Power: 444bhp

Torque: 600Nm

Price: AED 356,580 incl VAT

On sale: now.

What is the FNC?

The Federal National Council is one of five federal authorities established by the UAE constitution. It held its first session on December 2, 1972, a year to the day after Federation.
It has 40 members, eight of whom are women. The members represent the UAE population through each of the emirates. Abu Dhabi and Dubai have eight members each, Sharjah and Ras al Khaimah six, and Ajman, Fujairah and Umm Al Quwain have four.
They bring Emirati issues to the council for debate and put those concerns to ministers summoned for questioning. 
The FNC’s main functions include passing, amending or rejecting federal draft laws, discussing international treaties and agreements, and offering recommendations on general subjects raised during sessions.
Federal draft laws must first pass through the FNC for recommendations when members can amend the laws to suit the needs of citizens. The draft laws are then forwarded to the Cabinet for consideration and approval. 
Since 2006, half of the members have been elected by UAE citizens to serve four-year terms and the other half are appointed by the Ruler’s Courts of the seven emirates.
In the 2015 elections, 78 of the 252 candidates were women. Women also represented 48 per cent of all voters and 67 per cent of the voters were under the age of 40.
 

The%20specs
%3Cp%3E%3Cstrong%3EPowertrain%3A%20%3C%2Fstrong%3ESingle%20electric%20motor%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E201hp%0D%3Cbr%3E%3Cstrong%3ETorque%3A%20%3C%2Fstrong%3E310Nm%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3ESingle-speed%20auto%0D%3Cbr%3E%3Cstrong%3EBattery%3A%20%3C%2Fstrong%3E53kWh%20lithium-ion%20battery%20pack%20(GS%20base%20model)%3B%2070kWh%20battery%20pack%20(GF)%0D%3Cbr%3E%3Cstrong%3ETouring%20range%3A%20%3C%2Fstrong%3E350km%20(GS)%3B%20480km%20(GF)%0D%3Cbr%3E%3Cstrong%3EPrice%3A%20%3C%2Fstrong%3EFrom%20Dh129%2C900%20(GS)%3B%20Dh149%2C000%20(GF)%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%3C%2Fstrong%3E%20Now%3C%2Fp%3E%0A
TICKETS

For tickets for the two-day Maharlika Pilipinas Basketball League (MPBL) event, entitled Dubai Invasion 2019, on September 27 and 28 go to www.meraticket.com.

SPEC%20SHEET%3A%20APPLE%20M3%20MACBOOK%20AIR%20(13%22)
%3Cp%3E%3Cstrong%3EProcessor%3A%3C%2Fstrong%3E%20Apple%20M3%2C%208-core%20CPU%2C%20up%20to%2010-core%20CPU%2C%2016-core%20Neural%20Engine%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EDisplay%3A%3C%2Fstrong%3E%2013.6-inch%20Liquid%20Retina%2C%202560%20x%201664%2C%20224ppi%2C%20500%20nits%2C%20True%20Tone%2C%20wide%20colour%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EMemory%3A%3C%2Fstrong%3E%208%2F16%2F24GB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStorage%3A%3C%2Fstrong%3E%20256%2F512GB%20%2F%201%2F2TB%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EI%2FO%3A%3C%2Fstrong%3E%20Thunderbolt%203%2FUSB-4%20(2)%2C%203.5mm%20audio%2C%20Touch%20ID%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EConnectivity%3A%3C%2Fstrong%3E%20Wi-Fi%206E%2C%20Bluetooth%205.3%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EBattery%3A%3C%2Fstrong%3E%2052.6Wh%20lithium-polymer%2C%20up%20to%2018%20hours%2C%20MagSafe%20charging%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ECamera%3A%3C%2Fstrong%3E%201080p%20FaceTime%20HD%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EVideo%3A%3C%2Fstrong%3E%20Support%20for%20Apple%20ProRes%2C%20HDR%20with%20Dolby%20Vision%2C%20HDR10%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EAudio%3A%3C%2Fstrong%3E%204-speaker%20system%2C%20wide%20stereo%2C%20support%20for%20Dolby%20Atmos%2C%20Spatial%20Audio%20and%20dynamic%20head%20tracking%20(with%20AirPods)%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EColours%3A%3C%2Fstrong%3E%20Midnight%2C%20silver%2C%20space%20grey%2C%20starlight%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EIn%20the%20box%3A%3C%2Fstrong%3E%20MacBook%20Air%2C%2030W%2F35W%20dual-port%2F70w%20power%20adapter%2C%20USB-C-to-MagSafe%20cable%2C%202%20Apple%20stickers%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh4%2C599%3C%2Fp%3E%0A
Key findings of Jenkins report
  • Founder of the Muslim Brotherhood, Hassan al Banna, "accepted the political utility of violence"
  • Views of key Muslim Brotherhood ideologue, Sayyid Qutb, have “consistently been understood” as permitting “the use of extreme violence in the pursuit of the perfect Islamic society” and “never been institutionally disowned” by the movement.
  • Muslim Brotherhood at all levels has repeatedly defended Hamas attacks against Israel, including the use of suicide bombers and the killing of civilians.
  • Laying out the report in the House of Commons, David Cameron told MPs: "The main findings of the review support the conclusion that membership of, association with, or influence by the Muslim Brotherhood should be considered as a possible indicator of extremism."
Avatar: Fire and Ash

Director: James Cameron

Starring: Sam Worthington, Sigourney Weaver, Zoe Saldana

Rating: 4.5/5

Adele: The Stories Behind The Songs
Caroline Sullivan
Carlton Books

COMPANY%20PROFILE
%3Cp%3E%3Cstrong%3ECompany%20name%3A%3C%2Fstrong%3E%20Sav%3Cbr%3E%3Cstrong%3EStarted%3A%3C%2Fstrong%3E%202021%3Cbr%3E%3Cstrong%3EFounder%3A%3C%2Fstrong%3E%20Purvi%20Munot%3Cbr%3E%3Cstrong%3EBased%3A%3C%2Fstrong%3E%20Dubai%3Cbr%3E%3Cstrong%3EIndustry%3A%3C%2Fstrong%3E%20FinTech%3Cbr%3E%3Cstrong%3EFunding%3A%3C%2Fstrong%3E%20%24750%2C000%20as%20of%20March%202023%3Cbr%3E%3Cstrong%3EInvestors%3A%3C%2Fstrong%3E%20Angel%20investors%3C%2Fp%3E%0A
Stamp duty timeline

December 2014: Former UK finance minister George Osbourne reforms stamp duty, replacing the slab system with a blended rate scheme, with the top rate increasing to 12 per cent from 10 per cent:
Up to £125,000 - 0%; £125,000 to £250,000 – 2%; £250,000 to £925,000 – 5%; £925,000 to £1.5m: 10%; Over £1.5m – 12%

April 2016: New 3% surcharge applied to any buy-to-let properties or additional homes purchased.

July 2020: Rishi Sunak unveils SDLT holiday, with no tax to pay on the first £500,000, with buyers saving up to £15,000.

March 2021: Mr Sunak decides the fate of SDLT holiday at his March 3 budget, with expectations he will extend the perk unti June.

April 2021: 2% SDLT surcharge added to property transactions made by overseas buyers.

Oppenheimer
%3Cp%3E%3Cstrong%3EDirector%3A%20%3C%2Fstrong%3EChristopher%20Nolan%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3EStars%3A%20%3C%2Fstrong%3ECillian%20Murphy%2C%20Emily%20Blunt%2C%20Robert%20Downey%20Jr%2C%20Florence%20Pugh%2C%20Matt%20Damon%3C%2Fp%3E%0A%3Cp%3E%3Cstrong%3ERating%3A%20%3C%2Fstrong%3E5%2F5%3Cbr%3E%3C%2Fp%3E%0A
Updated: December 19, 2021, 2:27 PM