• Narindra Singh Pujji, 93, clearly remembers his days as a college student in Pakistan. He left Lahore days before the land was partitioned into India and Pakistan. Victor Besa / The National
    Narindra Singh Pujji, 93, clearly remembers his days as a college student in Pakistan. He left Lahore days before the land was partitioned into India and Pakistan. Victor Besa / The National
  • UAE residents, clockwise from top left, Narindra Singh Pujji, Vinay Varma, Muljimal Chachara and Dr Rafeeya Sultan Pasha, alongside photographs of them when they were young. All four witnessed the turmoil the 1947 India-Pakistan partition. Khushnum Bhandari and Victor Besa / The National
    UAE residents, clockwise from top left, Narindra Singh Pujji, Vinay Varma, Muljimal Chachara and Dr Rafeeya Sultan Pasha, alongside photographs of them when they were young. All four witnessed the turmoil the 1947 India-Pakistan partition. Khushnum Bhandari and Victor Besa / The National
  • Three generations of Pujjis in Dubai: Narindra Singh Pujji with his grandson Kabir, left, daughter-in-law Ekta and son Mandeep. Victor Besa / The National
    Three generations of Pujjis in Dubai: Narindra Singh Pujji with his grandson Kabir, left, daughter-in-law Ekta and son Mandeep. Victor Besa / The National
  • A photograph of Narindra Singh Pujji as he is now, alongside early pictures of him. Victor Besa / The National
    A photograph of Narindra Singh Pujji as he is now, alongside early pictures of him. Victor Besa / The National
  • Photographs of Narindra Singh Pujji decorate a wall in his Dubai home, looking back at his days as a student in Pakistan and Delhi in the 1940s. Victor Besa / The National
    Photographs of Narindra Singh Pujji decorate a wall in his Dubai home, looking back at his days as a student in Pakistan and Delhi in the 1940s. Victor Besa / The National
  • Narindra Singh Pujji's parents, Teja Singh Pujji and Gunwant Kaur, in Lyallpur, now Faisalabad, in Pakistan. Victor Besa / The National
    Narindra Singh Pujji's parents, Teja Singh Pujji and Gunwant Kaur, in Lyallpur, now Faisalabad, in Pakistan. Victor Besa / The National
  • Narindra Singh Pujji's father Teja Singh Pujji, standing, back left, grandfather, seated, left, and great grandfather, seated, second left, with relatives at a family gathering in present-day Pakistan. Victor Besa / The National
    Narindra Singh Pujji's father Teja Singh Pujji, standing, back left, grandfather, seated, left, and great grandfather, seated, second left, with relatives at a family gathering in present-day Pakistan. Victor Besa / The National
  • Narindra Singh Pujji shows his college identity card from Forman Christian College – better known as FC College – in Lahore, where he studied before leaving Pakistan for India in 1947. Victor Besa / The National
    Narindra Singh Pujji shows his college identity card from Forman Christian College – better known as FC College – in Lahore, where he studied before leaving Pakistan for India in 1947. Victor Besa / The National
  • Narindra Singh Pujji, centre, at age 12 with his family. Victor Besa / The National
    Narindra Singh Pujji, centre, at age 12 with his family. Victor Besa / The National
  • Three generations of Pasha women: Dr Rafeeya Sultan Pasha, centre, with her daughter Dua Sultan Pasha, left, and granddaughter Aisha Shahzad Ahmed, at their Abu Dhabi home. Khushnum Bhandari / The National
    Three generations of Pasha women: Dr Rafeeya Sultan Pasha, centre, with her daughter Dua Sultan Pasha, left, and granddaughter Aisha Shahzad Ahmed, at their Abu Dhabi home. Khushnum Bhandari / The National
  • Dr Rafeeya Sultan Pasha says the 1947 partition left a deep impact on families. Khushnum Bhandari / The National
    Dr Rafeeya Sultan Pasha says the 1947 partition left a deep impact on families. Khushnum Bhandari / The National
  • Dr Rafeeya Sultan Pasha shows a photograph of her with husband with Mohammed Sultan Pasha on their wedding day in Karachi. Khushnum Bhandari / The National
    Dr Rafeeya Sultan Pasha shows a photograph of her with husband with Mohammed Sultan Pasha on their wedding day in Karachi. Khushnum Bhandari / The National
  • Dr Rafeeya Sultan Pasha pictured with her younger brothers and sisters in Karachi.
    Dr Rafeeya Sultan Pasha pictured with her younger brothers and sisters in Karachi.
  • Dr Rafeeya Sultan Pasha in medical school in Karachi in the 1960s.
    Dr Rafeeya Sultan Pasha in medical school in Karachi in the 1960s.
  • A photograph of Dr Rafeeya Sultan Pasha as a young woman in Karachi, on display at the family home. Khushnum Bhandari / The National
    A photograph of Dr Rafeeya Sultan Pasha as a young woman in Karachi, on display at the family home. Khushnum Bhandari / The National
  • Dr Rafeeya Sultan Pasha holds an photograph of her working as a gynecologist in Karachi. Khushnum Bhandari / The National
    Dr Rafeeya Sultan Pasha holds an photograph of her working as a gynecologist in Karachi. Khushnum Bhandari / The National
  • Muljimal Chachara, 84, fled Karachi for India with his family as they were preparing his sister's wedding. Victor Besa / The National
    Muljimal Chachara, 84, fled Karachi for India with his family as they were preparing his sister's wedding. Victor Besa / The National
  • Muljimal Chachara with a photograph of him taken at the old Dubai airport. Victor Besa / The National
    Muljimal Chachara with a photograph of him taken at the old Dubai airport. Victor Besa / The National
  • Muljimal Chachara has no personal photographs of his childhood in Pakistan. This image shows the Bhatia community to which he belongs, with the names of relatives written below. Victor Besa / The National
    Muljimal Chachara has no personal photographs of his childhood in Pakistan. This image shows the Bhatia community to which he belongs, with the names of relatives written below. Victor Besa / The National
  • Muljimal Chachara's son unearthed photographs of the Bhatia community in Pakistan, taken in Karachi in the 1930s. Victor Besa / The National
    Muljimal Chachara's son unearthed photographs of the Bhatia community in Pakistan, taken in Karachi in the 1930s. Victor Besa / The National
  • Vinay Varma, 76, has set up a number of successful restaurants in the UAE. Khushnum Bhandari / The National
    Vinay Varma, 76, has set up a number of successful restaurants in the UAE. Khushnum Bhandari / The National
  • Vinay Varma points to a photograph of him as a small child in his mother's arms, in Rawalpindi, before the 1947 partition. The album page contains other family photographs from the 1940s. Khushnum Bhandari / The National
    Vinay Varma points to a photograph of him as a small child in his mother's arms, in Rawalpindi, before the 1947 partition. The album page contains other family photographs from the 1940s. Khushnum Bhandari / The National
  • A close-up of the photograph of Vinay Varma with his mother in Rawalpindi, where the family lived before the partition. Khushnum Bhandari / The National
    A close-up of the photograph of Vinay Varma with his mother in Rawalpindi, where the family lived before the partition. Khushnum Bhandari / The National
  • Vinay Varma speaks of warmth between the people of India and Pakistan. Khushnum Bhandari / The National
    Vinay Varma speaks of warmth between the people of India and Pakistan. Khushnum Bhandari / The National

After 75 years, witnesses to Partition describe the trauma of seeing a land cleft asunder


  • English
  • Arabic

When the clock struck midnight on August 14 in Pakistan and August 15 in India, people celebrated the end of British colonial rule and the dawn of independence.

For millions of others, it marked a long journey across a new border, leaving them with emotional scars that took decades to heal.

The celebrations of 75 years of independence are tinged with recollections of the fear that gripped people during the Partition of India that can never be erased for those who lived through the turbulent times.

When British colonial rulers hastily drew a border along religious lines to split India, it triggered the largest mass migration in history outside of famine, leading to war that left 15 million people displaced.

The new boundary carved up the country along religious lines so that Muslim majority provinces would become part of the new nation of Pakistan and Hindu and Sikh dominant areas would remain in India.

This sparked the exodus of Hindus and Sikhs moving south to India and Muslims crossing into Pakistan.

People who never held a knife in their life, they thought about killing
Narindra Singh Pujji,
93, a Dubai resident who was a teenager when India was divided

People were uprooted from land they knew as home for generations and fled by rail, road, boat and on foot.

The division resulted in violence across the subcontinent, with riots reported on both sides that killed about a million people.

The National spoke to four UAE residents who crossed the border, to hear their stories of uncertainty and bloodshed, as well as hope as families started anew.

They look back on the challenging road they travelled and tell of how they rebuilt their lives with the meagre possessions they were able to carry.

'I cannot forget the scenes and those stories'

Narindra Singh Pujji in his Dubai home and some photographs as a young student in Lahore before the partition 75 years ago. Victor Besa / The National
Narindra Singh Pujji in his Dubai home and some photographs as a young student in Lahore before the partition 75 years ago. Victor Besa / The National

Narindra Singh Pujji was an 18-year-old college student trying to leave Lahore in August 1947.

He lived there as a child and knew cities such as Lyallpur, now known as Faisalabad, and Rawalpindi through his father's work as a bank manager.

When his father moved to southern India on a posting with the air force in early 1947, the teenager stayed back to study at Forman Christian College, considered one of the best in the country.

But as news of strife and upheaval spread, Mr Pujji prepared to leave as it was unclear if Lahore would remain with India or be aligned with Pakistan across the demarcated border.

Now 93, the Dubai resident remembers clearly an encounter with a tonga, or horse carriage, driver.

“The riots had started. It was critical that I leave. Every day there were pictures in the news of people killed. It was a terrible period,” said Mr Pujji from his Dubai home, his backdrop a wall filled with black and white photographs of family gatherings in India and Pakistan.

“The tonga driver who took me to the train station was Muslim. When I saw him, he was kind of scared of me and I was scared of him. Nobody knew what to think or believe then.

“So, I started talking to him and as we talked, we were not scared of each other any more.”

Once he reached India’s capital Delhi, as part of the requirements of his college, the teenager helped refugees in camps and listened to their stories of loss and tragedy.

“People were spread all over India, wherever they could get food and jobs,” he said. “They told us about their family members who were killed.”

Mr Pujji recounted the tales he had heard at the time, from massacres of passengers on trains from Pakistan and then on those going the other way.

The atmosphere became toxic, he said.

“People who never held a knife in their life, they thought about killing. I met people in refugee camps who told us about the atrocities they had seen.

“I can’t forget these things, those scenes and stories. It is something I will always remember.”

Similar reports of mayhem have been repeated by survivors on both sides of the border.

Newspapers published photographs of bodies lying on streets and mass cremations after devastating riots.

News reports carried interviews with people who survived attacks on trains. Archives recorded the suffering of women who saw suicide as the only way to prevent being assaulted by mobs as millions crossed the new border.

After college, Mr Pujji found a job as an air traffic controller and later worked with British Airways.

About a year before his retirement, at the age of 57, he took on a job in Dubai with Emirates Airline as it was being launched in the mid-1980s.

As overseas development manager, he set up more than 30 offices for Emirates around the world, including Pakistan, and also visited his old college in Lahore.

After the upheaval of Partition, he said it was once again time to experience the warmth of the people in a country he knew as home.

Seeing a Sikh visitor from India, taxi drivers declined to charge him for the ride and shopkeepers gave him the best rate.

“They consider us their own people. People would keep saying, ‘You are our guest, our friend',” Mr Pujji recalled.

He echoes the sentiment that politicians stoke the globally recognised hatred and that the residents of both countries are opposed to conflict.

“There is no animosity between people; it is because of governments,” he said.

“For the 75th anniversary of our independence, it is a great occasion to celebrate. The negative part is that many people had to sacrifice their lives.”

From living in a shed to becoming a gynaecologist

Dr Rafeeya Sultan Pasha with some earlier images of her life in India, Pakistan and the UAE. Khushnum Bhandari / The National
Dr Rafeeya Sultan Pasha with some earlier images of her life in India, Pakistan and the UAE. Khushnum Bhandari / The National

Dr Rafeeya Sultan Pasha was nine years old in 1947. Amid rumours of an imminent assault on their home, her family boarded a train in the middle of the night to Mumbai and travelled onwards to Pakistan.

Before that day, her childhood years were happy, spent in a stately home surrounded by extensive farmland in central India’s Jabalpur.

“We had everything we needed to be comfortable. My father loved hunting and I had many friends,” said Dr Pasha, now 84.

But the fissures between the two religious communities that escalated in the months leading up to the Partition left the young child with unforgettable memories of the violence that unfolded around her.

“Though I did not understand much, I knew my parents were upset about something. We were very young, so they never spoke of it in front of us but I could see them look very concerned and upset.

“One night, one of my father’s friends came over and told us our house would be attacked. In the middle of the night we packed and went to the station and a train arrived … it had blood and [dismembered] body parts.”

The images she saw as a child are now too overwhelming for Dr Pasha to dwell on, even decades after the event.

Her family travelled to Mumbai, then boarded a ship to Karachi, where she was thrilled by the colourful welcome that newcomers received.

“They had a garland for each person, even children, who arrived,” said Dr Pasha.

She remembers her mother often crying as she missed her two brothers who decided to remain in India.

Dr Pasha said the forced separation left a mark on all families.

“We had no place to go and no house to live in. We stayed in a shed which had a common kitchen and bathroom,” she said.

“It had such an impact on people … to move from a settled place had its challenges.

“Although my family lost everything and came empty-handed to Pakistan, we were happy. We had hope that God would open new avenues for us.”

Dr Pasha's father was a lawyer who had left his practice and the land he owned in India. He gradually gained new clients and the family moved into a rented apartment in Karachi.

They opened their home to relatives who arrived from India, offering them a place to stay until they could afford to move on.

“Everyone was hopeful. They did not think they had lost everything,” she said.

“I will always remember those moments. It is an inspiration to move forward and take everything in life as a challenge.”

The young girl would eventually decide to study medicine. In 1968, Dr Pasha moved to Al Ain to work as a gynaecologist before later relocating to Abu Dhabi.

The obstetrician has delivered hundreds of babies over the past 50 years. She treasures the friendships with her Indian colleagues and neighbours in the Emirates.

“When I moved to Abu Dhabi there were 15 to 20 villas [in my area] and so many Indian doctors,” she said.

“It was not a compound, it was an extended family. We lived in harmony and shared with each other.”

Fled with nothing but the clothes on their backs

Muljimal Chachara treasures old photographs of his community taken in their ancestral town in Pakistan before they left for India during the 1947 partition. Victor Besa / The National
Muljimal Chachara treasures old photographs of his community taken in their ancestral town in Pakistan before they left for India during the 1947 partition. Victor Besa / The National

Muljimal Chachara has no photographs of his childhood in Pakistan.

He treasures only two images dating back to the mid-1930s that his son unearthed. They show male members of the community, as well as children seated cross-legged in front of an ancestral home in Karachi.

Mr Chachara, 84, is not in the grainy shots but these are the only visual links to a place he once called home.

He carefully removes the two copies from plastic covers, reads out the names of people jotted down, and points out family connections he recognises.

The Chacharas belong to a tightly-knit Thattai Bhatia community that was in the pearl trade, who were known for their mercantile skills and entrepreneurship, and lived in Thatta district near Karachi.

Elaborate preparations for his sister’s wedding had to be postponed and Mr Chachara, then nine years old, fled Pakistan by boat with his family as news of rioting spread.

“We were kids playing one minute and then everything changed,” he said. “There was a lot of fear of what would happen.”

Leaving spacious homes, they lived in a shared space with relatives before moving to a small apartment in Nashik in western India’s Maharashtra state.

“We left with the clothes we wore and some utensils to cook,” he said.

“My mother had silver utensils to store water and we sold [them] to feed ourselves. There were a lot of mouths to feed. My brother had to do this to support our family.

“But this is not sad. By the grace of God, we are a thousand times better off now.”

His brother secured a job in Bahrain. Mr Chachara followed and worked in the country for about 30 years as an accountant in the aviation and construction business.

He moved to Dubai in the late 1980s and set up a general trading business

The lack of financial security left its mark and Mr Chachara is prudent about spending to this day.

“We didn’t lose family and didn’t experience the trauma of many who came by train,” he said.

“But it was a difficult time for a few years to take care of a big family. Even now, I’m very cautious about spending. I have seen those days.

“My children tell me, ‘why are you worried’ but I know how quickly things can change. You can have money one day and then it is gone, so I’m very cautious.”

'I hope relations between the countries become normal'

Vinay Varma and some memories of his childhood. Khushnum Bhandari / The National
Vinay Varma and some memories of his childhood. Khushnum Bhandari / The National

The common thread that runs through those tumultuous times is how people had to start from scratch in new cities, ensuring their families were secure as they created a strong foundation for the next generation.

Vinay Varma was two years old when his family left Rawalpindi, Pakistan, and relies on stories from relatives.

He was born in the northern Pakistani city, as was his mother. His father, who worked in the military engineering services, was among the last to leave Rawalpindi.

“I know that his friends in the armed forces told him there was a last plane going to Delhi and he must be on it,” said Mr Varma.

“My father thought things would go back to normal. Like everyone else he left all his assets there. He [eventually] gave his house and car to the Holy Family hospital there.”

The hospital became a meaningful symbol for the family. It was where Mr Varma was born in Pakistan and, decades later, he made sure his daughter was delivered in a hospital by the same name in India’s capital New Delhi.

Mr Varma studied in Mumbai but after moving to the UAE, he has spent the past 50 years opening several restaurants in the Emirates.

“My father was very close to the people in Pakistan. My parents and family had great memories. We were lucky we didn’t go through the hardship and bloodshed so many people experienced,” he said.

“I do have the desire to go to Rawalpindi and see our house and hopefully I will someday.”

India and Pakistan have fought three wars since becoming independent from British rule. Relations are customarily tense, with tough visa restrictions making it difficult for family and friends to visit on either side of the border.

The horrors of the 1947 Partition have become a shared history that has influenced and affected the lives of generations.

Residents share a mutual wish that the discord would end and bring peace to both sides.

“I hope that relations between the two countries come to normal so one can travel without fear or worry,” Mr Varma said.

“I don’t know in my lifetime if the situation will change but I do pray that things should change for the better in future.”

Specs
Engine: Electric motor generating 54.2kWh (Cooper SE and Aceman SE), 64.6kW (Countryman All4 SE)
Power: 218hp (Cooper and Aceman), 313hp (Countryman)
Torque: 330Nm (Cooper and Aceman), 494Nm (Countryman)
On sale: Now
Price: From Dh158,000 (Cooper), Dh168,000 (Aceman), Dh190,000 (Countryman)
About Takalam

Date started: early 2020

Founders: Khawla Hammad and Inas Abu Shashieh

Based: Abu Dhabi

Sector: HealthTech and wellness

Number of staff: 4

Funding to date: Bootstrapped

LILO & STITCH

Starring: Sydney Elizebeth Agudong, Maia Kealoha, Chris Sanders

Director: Dean Fleischer Camp

Rating: 4.5/5

Pharaoh's curse

British aristocrat Lord Carnarvon, who funded the expedition to find the Tutankhamun tomb, died in a Cairo hotel four months after the crypt was opened.
He had been in poor health for many years after a car crash, and a mosquito bite made worse by a shaving cut led to blood poisoning and pneumonia.
Reports at the time said Lord Carnarvon suffered from “pain as the inflammation affected the nasal passages and eyes”.
Decades later, scientists contended he had died of aspergillosis after inhaling spores of the fungus aspergillus in the tomb, which can lie dormant for months. The fact several others who entered were also found dead withiin a short time led to the myth of the curse.

Fitness problems in men's tennis

Andy Murray - hip

Novak Djokovic - elbow

Roger Federer - back

Stan Wawrinka - knee

Kei Nishikori - wrist

Marin Cilic - adductor

UAE v Gibraltar

What: International friendly

When: 7pm kick off

Where: Rugby Park, Dubai Sports City

Admission: Free

Online: The match will be broadcast live on Dubai Exiles’ Facebook page

UAE squad: Lucas Waddington (Dubai Exiles), Gio Fourie (Exiles), Craig Nutt (Abu Dhabi Harlequins), Phil Brady (Harlequins), Daniel Perry (Dubai Hurricanes), Esekaia Dranibota (Harlequins), Matt Mills (Exiles), Jaen Botes (Exiles), Kristian Stinson (Exiles), Murray Reason (Abu Dhabi Saracens), Dave Knight (Hurricanes), Ross Samson (Jebel Ali Dragons), DuRandt Gerber (Exiles), Saki Naisau (Dragons), Andrew Powell (Hurricanes), Emosi Vacanau (Harlequins), Niko Volavola (Dragons), Matt Richards (Dragons), Luke Stevenson (Harlequins), Josh Ives (Dubai Sports City Eagles), Sean Stevens (Saracens), Thinus Steyn (Exiles)

Desert Warrior

Starring: Anthony Mackie, Aiysha Hart, Ben Kingsley

Director: Rupert Wyatt

Rating: 3/5

One in nine do not have enough to eat

Created in 1961, the World Food Programme is pledged to fight hunger worldwide as well as providing emergency food assistance in a crisis.

One of the organisation’s goals is the Zero Hunger Pledge, adopted by the international community in 2015 as one of the 17 Sustainable Goals for Sustainable Development, to end world hunger by 2030.

The WFP, a branch of the United Nations, is funded by voluntary donations from governments, businesses and private donations.

Almost two thirds of its operations currently take place in conflict zones, where it is calculated that people are more than three times likely to suffer from malnutrition than in peaceful countries.

It is currently estimated that one in nine people globally do not have enough to eat.

On any one day, the WFP estimates that it has 5,000 lorries, 20 ships and 70 aircraft on the move.

Outside emergencies, the WFP provides school meals to up to 25 million children in 63 countries, while working with communities to improve nutrition. Where possible, it buys supplies from developing countries to cut down transport cost and boost local economies.

 

Mercer, the investment consulting arm of US services company Marsh & McLennan, expects its wealth division to at least double its assets under management (AUM) in the Middle East as wealth in the region continues to grow despite economic headwinds, a company official said.

Mercer Wealth, which globally has $160 billion in AUM, plans to boost its AUM in the region to $2-$3bn in the next 2-3 years from the present $1bn, said Yasir AbuShaban, a Dubai-based principal with Mercer Wealth.

Within the next two to three years, we are looking at reaching $2 to $3 billion as a conservative estimate and we do see an opportunity to do so,” said Mr AbuShaban.

Mercer does not directly make investments, but allocates clients’ money they have discretion to, to professional asset managers. They also provide advice to clients.

“We have buying power. We can negotiate on their (client’s) behalf with asset managers to provide them lower fees than they otherwise would have to get on their own,” he added.

Mercer Wealth’s clients include sovereign wealth funds, family offices, and insurance companies among others.

From its office in Dubai, Mercer also looks after Africa, India and Turkey, where they also see opportunity for growth.

Wealth creation in Middle East and Africa (MEA) grew 8.5 per cent to $8.1 trillion last year from $7.5tn in 2015, higher than last year’s global average of 6 per cent and the second-highest growth in a region after Asia-Pacific which grew 9.9 per cent, according to consultancy Boston Consulting Group (BCG). In the region, where wealth grew just 1.9 per cent in 2015 compared with 2014, a pickup in oil prices has helped in wealth generation.

BCG is forecasting MEA wealth will rise to $12tn by 2021, growing at an annual average of 8 per cent.

Drivers of wealth generation in the region will be split evenly between new wealth creation and growth of performance of existing assets, according to BCG.

Another general trend in the region is clients’ looking for a comprehensive approach to investing, according to Mr AbuShaban.

“Institutional investors or some of the families are seeing a slowdown in the available capital they have to invest and in that sense they are looking at optimizing the way they manage their portfolios and making sure they are not investing haphazardly and different parts of their investment are working together,” said Mr AbuShaban.

Some clients also have a higher appetite for risk, given the low interest-rate environment that does not provide enough yield for some institutional investors. These clients are keen to invest in illiquid assets, such as private equity and infrastructure.

“What we have seen is a desire for higher returns in what has been a low-return environment specifically in various fixed income or bonds,” he said.

“In this environment, we have seen a de facto increase in the risk that clients are taking in things like illiquid investments, private equity investments, infrastructure and private debt, those kind of investments were higher illiquidity results in incrementally higher returns.”

The Abu Dhabi Investment Authority, one of the largest sovereign wealth funds, said in its 2016 report that has gradually increased its exposure in direct private equity and private credit transactions, mainly in Asian markets and especially in China and India. The authority’s private equity department focused on structured equities owing to “their defensive characteristics.”

UAE SQUAD

Omar Abdulrahman (Al Hilal), Ali Khaseif, Ali Mabkhout, Salem Rashed, Khalifa Al Hammadi, Khalfan Mubarak, Zayed Al Ameri, Mohammed Al Attas (Al Jazira), Khalid Essa, Ahmed Barman, Ryan Yaslam, Bandar Al Ahbabi (Al Ain), Habib Fardan, Tariq Ahmed, Mohammed Al Akbari (Al Nasr), Ali Saleh, Ali Salmin (Al Wasl), Adel Al Hosani, Ali Hassan Saleh, Majed Suroor (Sharjah), Ahmed Khalil, Walid Abbas, Majed Hassan, Ismail Al Hammadi (Shabab Al Ahli), Hassan Al Muharrami, Fahad Al Dhahani (Bani Yas), Mohammed Al Shaker (Ajman)

The specs

Engine: 1.5-litre turbo

Power: 181hp

Torque: 230Nm

Transmission: 6-speed automatic

Starting price: Dh79,000

On sale: Now

DC%20League%20of%20Super-Pets
%3Cp%3EDirector%3A%20Jared%20Stern%3C%2Fp%3E%0A%3Cp%3EStarring%3A%20Dwayne%20Johnson%2C%20Kevin%20Hart%2C%20John%20Krasinski%2C%20Keanu%20Reeves%2C%20Olivia%20Wilde%2C%20Kate%20McKinnon%2C%20Jameela%20Jamil%3C%2Fp%3E%0A%3Cp%3ERating%3A%203%2F5%3C%2Fp%3E%0A
The biog

Age: 59

From: Giza Governorate, Egypt

Family: A daughter, two sons and wife

Favourite tree: Ghaf

Runner up favourite tree: Frankincense 

Favourite place on Sir Bani Yas Island: “I love all of Sir Bani Yas. Every spot of Sir Bani Yas, I love it.”

Profile of Foodics

Founders: Ahmad AlZaini and Mosab AlOthmani

Based: Riyadh

Sector: Software

Employees: 150

Amount raised: $8m through seed and Series A - Series B raise ongoing

Funders: Raed Advanced Investment Co, Al-Riyadh Al Walid Investment Co, 500 Falcons, SWM Investment, AlShoaibah SPV, Faith Capital, Technology Investments Co, Savour Holding, Future Resources, Derayah Custody Co.

Jetour T1 specs

Engine: 2-litre turbocharged

Power: 254hp

Torque: 390Nm

Price: From Dh126,000

Available: Now

The%20specs
%3Cp%3E%3Cstrong%3EEngine%3A%3C%2Fstrong%3E%201.8-litre%204-cyl%20turbo%0D%3Cbr%3E%3Cstrong%3EPower%3A%20%3C%2Fstrong%3E190hp%20at%205%2C200rpm%0D%3Cbr%3E%3Cstrong%3ETorque%3A%3C%2Fstrong%3E%20320Nm%20from%201%2C800-5%2C000rpm%0D%3Cbr%3E%3Cstrong%3ETransmission%3A%20%3C%2Fstrong%3ESeven-speed%20dual-clutch%20auto%0D%3Cbr%3E%3Cstrong%3EFuel%20consumption%3A%3C%2Fstrong%3E%206.7L%2F100km%0D%3Cbr%3E%3Cstrong%3EPrice%3A%3C%2Fstrong%3E%20From%20Dh111%2C195%0D%3Cbr%3E%3Cstrong%3EOn%20sale%3A%20%3C%2Fstrong%3ENow%3C%2Fp%3E%0A
The burning issue

The internal combustion engine is facing a watershed moment – major manufacturer Volvo is to stop producing petroleum-powered vehicles by 2021 and countries in Europe, including the UK, have vowed to ban their sale before 2040. The National takes a look at the story of one of the most successful technologies of the last 100 years and how it has impacted life in the UAE. 

Read part four: an affection for classic cars lives on

Read part three: the age of the electric vehicle begins

Read part two: how climate change drove the race for an alternative 

Types of policy

Term life insurance: this is the cheapest and most-popular form of life cover. You pay a regular monthly premium for a pre-agreed period, typically anything between five and 25 years, or possibly longer. If you die within that time, the policy will pay a cash lump sum, which is typically tax-free even outside the UAE. If you die after the policy ends, you do not get anything in return. There is no cash-in value at any time. Once you stop paying premiums, cover stops.

Whole-of-life insurance: as its name suggests, this type of life cover is designed to run for the rest of your life. You pay regular monthly premiums and in return, get a guaranteed cash lump sum whenever you die. As a result, premiums are typically much higher than one term life insurance, although they do not usually increase with age. In some cases, you have to keep up premiums for as long as you live, although there may be a cut-off period, say, at age 80 but it can go as high as 95. There are penalties if you don’t last the course and you may get a lot less than you paid in.

Critical illness cover: this pays a cash lump sum if you suffer from a serious illness such as cancer, heart disease or stroke. Some policies cover as many as 50 different illnesses, although cancer triggers by far the most claims. The payout is designed to cover major financial responsibilities such as a mortgage or children’s education fees if you fall ill and are unable to work. It is cost effective to combine it with life insurance, with the policy paying out once if you either die or suffer a serious illness.

Income protection: this pays a replacement income if you fall ill and are unable to continue working. On the best policies, this will continue either until you recover, or reach retirement age. Unlike critical illness cover, policies will typically pay out for stress and musculoskeletal problems such as back trouble.

Updated: August 12, 2022, 7:43 PM